<SEC-DOCUMENT>0000092230-23-000091.txt : 20231114
<SEC-HEADER>0000092230-23-000091.hdr.sgml : 20231114
<ACCEPTANCE-DATETIME>20231114172429
ACCESSION NUMBER:		0000092230-23-000091
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230930
FILED AS OF DATE:		20231114
DATE AS OF CHANGE:		20231114
EFFECTIVENESS DATE:		20231114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUIST FINANCIAL CORP
		CENTRAL INDEX KEY:			0000092230
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				560939887
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-03501
		FILM NUMBER:		231408067

	BUSINESS ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		3367332000

	MAIL ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BB&T CORP
		DATE OF NAME CHANGE:	19970527

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN NATIONAL CORP /NC/
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
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      <filer>
        <credentials>
          <cik>0000092230</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>09-30-2023</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>09-30-2023</reportCalendarOrQuarter>
      <filingManager>
        <name>TRUIST FINANCIAL CORP</name>
        <address>
          <com:street1>214 NORTH TRYON STREET</com:street1>
          <com:city>CHARLOTTE</com:city>
          <com:stateOrCountry>NC</com:stateOrCountry>
          <com:zipCode>28202</com:zipCode>
        </address>
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      <form13FFileNumber>028-03501</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
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    <signatureBlock>
      <name>Robert R. Magill</name>
      <title>Senior Vice President</title>
      <phone>252-246-2190</phone>
      <signature>Robert R. Magill</signature>
      <city>Wilson</city>
      <stateOrCountry>NC</stateOrCountry>
      <signatureDate>11-14-2023</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>3</otherIncludedManagersCount>
      <tableEntryTotal>6054</tableEntryTotal>
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      <isConfidentialOmitted>false</isConfidentialOmitted>
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            <name>Truist Advisory Services, Inc.</name>
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            <name>Sterling Capital Management LLC</name>
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<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
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<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
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<n1:nameOfIssuer>AXIS CAP HLDGS LTD</n1:nameOfIssuer>
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<n1:nameOfIssuer>AXIS CAP HLDGS LTD</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>468168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17404</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>54984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>594409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OF NT BUTTERFIELD&amp;SON L</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>G0772R208</n1:cusip>
<n1:value>240768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OF NT BUTTERFIELD&amp;SON L</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>G0772R208</n1:cusip>
<n1:value>360706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>104858310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>138787001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>451913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>2650052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7581</n1:Sole>
<n1:Shared>760</n1:Shared>
<n1:None>288</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>65810909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212618</n1:Sole>
<n1:Shared>584</n1:Shared>
<n1:None>1089</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
<n1:cusip>G16252101</n1:cusip>
<n1:value>166463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
<n1:cusip>G16252101</n1:cusip>
<n1:value>599588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUNGE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G16962105</n1:cusip>
<n1:value>20784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>192</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUNGE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G16962105</n1:cusip>
<n1:value>2756608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUNGE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G16962105</n1:cusip>
<n1:value>6928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDICORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G2519Y108</n1:cusip>
<n1:value>20987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDICORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G2519Y108</n1:cusip>
<n1:value>232905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDICORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G2519Y108</n1:cusip>
<n1:value>544640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G25508105</n1:cusip>
<n1:value>662233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G25508105</n1:cusip>
<n1:value>884526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>1145071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>1335612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>2833406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45287</n1:Sole>
<n1:Shared>62</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>6310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLE PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G27907107</n1:cusip>
<n1:value>262692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>2729984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>391</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>42346744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197078</n1:Sole>
<n1:Shared>1026</n1:Shared>
<n1:None>446</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>60538638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>6624477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21135</n1:Sole>
<n1:Shared>9842</n1:Shared>
<n1:None>83</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>16353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>359788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>57237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FABRINET</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3323L100</n1:cusip>
<n1:value>326409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3421J106</n1:cusip>
<n1:value>139930089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>848942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1852</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3421J106</n1:cusip>
<n1:value>269731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1520</n1:Sole>
<n1:Shared>120</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3421J106</n1:cusip>
<n1:value>60907048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3421J106</n1:cusip>
<n1:value>6304300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37942</n1:Sole>
<n1:Shared>356</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATES INDL CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G39108108</n1:cusip>
<n1:value>1977996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATES INDL CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G39108108</n1:cusip>
<n1:value>215749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>11005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>433604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>4513346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>7726528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>924</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>121845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>4719</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>1351032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>17532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>40021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLLYSYS AUTOMATION TCHNGY L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G45667105</n1:cusip>
<n1:value>430052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORIZON THERAPEUTICS PUB L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G46188101</n1:cusip>
<n1:value>100997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORIZON THERAPEUTICS PUB L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G46188101</n1:cusip>
<n1:value>117078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IHS HOLDING LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4701H109</n1:cusip>
<n1:value>178915</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>12805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>1290104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>2115288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8519</n1:Sole>
<n1:Shared>71</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>6439438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G4863A108</n1:cusip>
<n1:value>234312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEATHERFORD INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G48833118</n1:cusip>
<n1:value>289417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEATHERFORD INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G48833118</n1:cusip>
<n1:value>396097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>243736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>553517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38120</n1:Sole>
<n1:Shared>1</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>960179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65950</n1:Sole>
<n1:Shared>178</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>1650878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>293</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>3283763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>447862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>158672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>1830105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>548</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>5875980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109583</n1:Sole>
<n1:Shared>499</n1:Shared>
<n1:None>348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>8514187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAZARD LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS A</n1:titleOfClass>
<n1:cusip>G54050102</n1:cusip>
<n1:value>133932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAZARD LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS A</n1:titleOfClass>
<n1:cusip>G54050102</n1:cusip>
<n1:value>85699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY GLOBAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL C</n1:titleOfClass>
<n1:cusip>G5480U120</n1:cusip>
<n1:value>203640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY GLOBAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL C</n1:titleOfClass>
<n1:cusip>G5480U120</n1:cusip>
<n1:value>245122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>19050651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>21050435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56333</n1:Sole>
<n1:Shared>195</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>3026088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4514</n1:Sole>
<n1:Shared>3599</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>7360987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>352</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>1972321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22706</n1:Sole>
<n1:Shared>784</n1:Shared>
<n1:None>1680</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>37411465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>477431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>474141</n1:Sole>
<n1:Shared>694</n1:Shared>
<n1:None>2596</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>4792811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>49031235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>625718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>621871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3847</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>186335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1740</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>20265623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>27252938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>276427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>275063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1364</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>4486929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45343</n1:Sole>
<n1:Shared>143</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS A</n1:titleOfClass>
<n1:cusip>G65431127</n1:cusip>
<n1:value>477224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9282</n1:Sole>
<n1:Shared>140</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS A</n1:titleOfClass>
<n1:cusip>G65431127</n1:cusip>
<n1:value>518456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>102141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6611</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>220317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>42677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>113316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>260215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS CL A</n1:titleOfClass>
<n1:cusip>G6683N103</n1:cusip>
<n1:value>12042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1661</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS CL A</n1:titleOfClass>
<n1:cusip>G6683N103</n1:cusip>
<n1:value>29102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS CL A</n1:titleOfClass>
<n1:cusip>G6683N103</n1:cusip>
<n1:value>45820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>1018680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>2914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>44724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>843792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGSEGURO DIGITAL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G68707101</n1:cusip>
<n1:value>336152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39042</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGSEGURO DIGITAL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G68707101</n1:cusip>
<n1:value>3418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYSAFE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6964L206</n1:cusip>
<n1:value>266118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYSAFE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6964L206</n1:cusip>
<n1:value>743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>179876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>381614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>61577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>951</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>1078921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>17021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>843733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>100508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>1404</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>1055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>1911716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>237156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>15491337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>409607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>264998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144609</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>242388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>50679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNET JEWELERS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G81276100</n1:cusip>
<n1:value>132849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNET JEWELERS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G81276100</n1:cusip>
<n1:value>97159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1301</n1:Sole>
<n1:Shared>52</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>1149103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>37082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>4916633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECO LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G85158106</n1:cusip>
<n1:value>407733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECO LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G85158106</n1:cusip>
<n1:value>598288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECHNIPFMC PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G87110105</n1:cusip>
<n1:value>1480752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECHNIPFMC PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G87110105</n1:cusip>
<n1:value>526526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECHNIPFMC PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G87110105</n1:cusip>
<n1:value>573059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27920</n1:Sole>
<n1:Shared>254</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTAINER GROUP HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8766E109</n1:cusip>
<n1:value>1602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTAINER GROUP HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8766E109</n1:cusip>
<n1:value>376933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>17633102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>2561536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10084</n1:Sole>
<n1:Shared>2421</n1:Shared>
<n1:None>119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>50276025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246865</n1:Sole>
<n1:Shared>257</n1:Shared>
<n1:None>653</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>84816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>212</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY LATIN AMERICA LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL C</n1:titleOfClass>
<n1:cusip>G9001E128</n1:cusip>
<n1:value>26169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY LATIN AMERICA LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL C</n1:titleOfClass>
<n1:cusip>G9001E128</n1:cusip>
<n1:value>359562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>1524108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>873483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>1163089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>1201520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5687</n1:Sole>
<n1:Shared>63</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>16926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>5224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERRIGO CO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G97822103</n1:cusip>
<n1:value>431453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERRIGO CO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G97822103</n1:cusip>
<n1:value>6697522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G98239109</n1:cusip>
<n1:value>1730686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G98239109</n1:cusip>
<n1:value>191246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G98239109</n1:cusip>
<n1:value>19823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G98239109</n1:cusip>
<n1:value>572470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>134084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>2978059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>3693563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>562538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>22323141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105510</n1:Sole>
<n1:Shared>709</n1:Shared>
<n1:None>1011</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>54399249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>77336996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>371491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1094</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>859575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARMIN LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H2906T109</n1:cusip>
<n1:value>222393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARMIN LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H2906T109</n1:cusip>
<n1:value>28404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARMIN LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H2906T109</n1:cusip>
<n1:value>460587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>203806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>463311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18796</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>470766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPORTRADAR GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A ORD SHS</n1:titleOfClass>
<n1:cusip>H8088L103</n1:cusip>
<n1:value>143714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPORTRADAR GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A ORD SHS</n1:titleOfClass>
<n1:cusip>H8088L103</n1:cusip>
<n1:value>175856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>11448560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>378990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2768</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>4652263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>626050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBANT S A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>L44385109</n1:cusip>
<n1:value>1412253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBANT S A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>L44385109</n1:cusip>
<n1:value>3954428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MILLICOM INTL CELLULAR S A</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>L6388F110</n1:cusip>
<n1:value>162225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MILLICOM INTL CELLULAR S A</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>L6388F110</n1:cusip>
<n1:value>2951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>10670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>483405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>805674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>1126483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>11674928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2850</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>161402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>2691323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>1723024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>5416529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32968</n1:Sole>
<n1:Shared>106</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>6223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL E ONLINE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M5216V106</n1:cusip>
<n1:value>943785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INMODE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M5425M103</n1:cusip>
<n1:value>226348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INMODE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M5425M103</n1:cusip>
<n1:value>391807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INMODE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M5425M103</n1:cusip>
<n1:value>4569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERION NETWORK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>M78673114</n1:cusip>
<n1:value>202740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERION NETWORK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>M78673114</n1:cusip>
<n1:value>61260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIM INTEGRATED SHIPPING SERV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M9T951109</n1:cusip>
<n1:value>114526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>1007734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>136433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>1482772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>44997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>14344389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>21780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>7</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>224868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>382</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>4287799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7260</n1:Sole>
<n1:Shared>17</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNH INDL N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N20944109</n1:cusip>
<n1:value>19566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1617</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNH INDL N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N20944109</n1:cusip>
<n1:value>203401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15749</n1:Sole>
<n1:Shared>1061</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNH INDL N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N20944109</n1:cusip>
<n1:value>5203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNH INDL N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N20944109</n1:cusip>
<n1:value>56906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>3312457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>393068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>13461008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>17993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>880047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2041</n1:Sole>
<n1:Shared>7090</n1:Shared>
<n1:None>162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>9634115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100715</n1:Sole>
<n1:Shared>969</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>12978806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64695</n1:Sole>
<n1:Shared>51</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>30697116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>152872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>36059276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1175</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>509796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2358</n1:Sole>
<n1:Shared>175</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROQR THRAPEUTICS N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N71542109</n1:cusip>
<n1:value>13000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1219</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPA HOLDINGS SA</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>P31076105</n1:cusip>
<n1:value>122362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPA HOLDINGS SA</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>P31076105</n1:cusip>
<n1:value>1532953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEVANATO GROUP S P A</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>T9224W109</n1:cusip>
<n1:value>548453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>1206008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>160139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>79333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORIAN LPG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>Y2106R110</n1:cusip>
<n1:value>602123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>2401948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>593155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL SEAWAYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>Y41053102</n1:cusip>
<n1:value>458640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL SEAWAYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>Y41053102</n1:cusip>
<n1:value>900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEEKAY TANKERS LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>Y8565N300</n1:cusip>
<n1:value>1873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEEKAY TANKERS LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>Y8565N300</n1:cusip>
<n1:value>420546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>000361105</n1:cusip>
<n1:value>15895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>000361105</n1:cusip>
<n1:value>350513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHORT INCM</n1:titleOfClass>
<n1:cusip>00039J103</n1:cusip>
<n1:value>11276124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>TAX AWARE SHRT</n1:titleOfClass>
<n1:cusip>00039J202</n1:cusip>
<n1:value>750841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>108666334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1415848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1412570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>386667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4538</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>49522166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>645240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>645240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>9776952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126817</n1:Sole>
<n1:Shared>524</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>1084746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>254775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>515390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>73334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>144045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>98176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>1170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>1678714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>2533901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>71166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3280</n1:Sole>
<n1:Shared>1300</n1:Shared>
<n1:None>102</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>3865570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>404487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9585</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CLEAN ENERGY</n1:titleOfClass>
<n1:cusip>00162Q460</n1:cusip>
<n1:value>1012718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE EQTY OPPT</n1:titleOfClass>
<n1:cusip>00162Q510</n1:cusip>
<n1:value>2535656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRNT DYMC</n1:titleOfClass>
<n1:cusip>00162Q528</n1:cusip>
<n1:value>8077381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRONT DYM</n1:titleOfClass>
<n1:cusip>00162Q536</n1:cusip>
<n1:value>3223948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT STR INC</n1:titleOfClass>
<n1:cusip>00162Q783</n1:cusip>
<n1:value>1959505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SECTR DIV DOGS</n1:titleOfClass>
<n1:cusip>00162Q858</n1:cusip>
<n1:value>898751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMN HEALTHCARE SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001744101</n1:cusip>
<n1:value>245063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMN HEALTHCARE SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001744101</n1:cusip>
<n1:value>272917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMMO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00175J107</n1:cusip>
<n1:value>12120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMMO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00175J107</n1:cusip>
<n1:value>12120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>A-MARK PRECIOUS METALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00181T107</n1:cusip>
<n1:value>250185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>A-MARK PRECIOUS METALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00181T107</n1:cusip>
<n1:value>7333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANGI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A NEW</n1:titleOfClass>
<n1:cusip>00183L102</n1:cusip>
<n1:value>94426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>API GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>00187Y100</n1:cusip>
<n1:value>161155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>API GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>00187Y100</n1:cusip>
<n1:value>209670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7924</n1:Sole>
<n1:Shared>162</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>131423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>16180645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>46476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>17025410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1133516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1125242</n1:Sole>
<n1:Shared>5770</n1:Shared>
<n1:None>2504</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>1803226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70334</n1:Sole>
<n1:Shared>46389</n1:Shared>
<n1:None>3332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>28616054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1905197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1905081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>9424810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>627484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>623268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>79419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>9524457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AUTNMUS TECHNLGY</n1:titleOfClass>
<n1:cusip>00214Q203</n1:cusip>
<n1:value>660438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GENOMIC REV ETF</n1:titleOfClass>
<n1:cusip>00214Q302</n1:cusip>
<n1:value>22427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GENOMIC REV ETF</n1:titleOfClass>
<n1:cusip>00214Q302</n1:cusip>
<n1:value>560398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NEXT GNRTN INTER</n1:titleOfClass>
<n1:cusip>00214Q401</n1:cusip>
<n1:value>827380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>3D PRINTING ETF</n1:titleOfClass>
<n1:cusip>00214Q500</n1:cusip>
<n1:value>370577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASE TECHNOLOGY HLDG CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>00215W100</n1:cusip>
<n1:value>18304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASE TECHNOLOGY HLDG CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>00215W100</n1:cusip>
<n1:value>476490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002474104</n1:cusip>
<n1:value>14358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002474104</n1:cusip>
<n1:value>2552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002474104</n1:cusip>
<n1:value>964154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE AARONS COMPANY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00258W108</n1:cusip>
<n1:value>240915</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE AARONS COMPANY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00258W108</n1:cusip>
<n1:value>48162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>114689092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1184193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1181885</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>11530089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70408</n1:Sole>
<n1:Shared>47627</n1:Shared>
<n1:None>1016</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>66506411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>686695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>670660</n1:Sole>
<n1:Shared>14194</n1:Shared>
<n1:None>1841</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>91627599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>946077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>946077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>137260559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>920841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>896578</n1:Sole>
<n1:Shared>20612</n1:Shared>
<n1:None>3651</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>141319910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>948074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>946454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>178941162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1200150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>314</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>21101381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72662</n1:Sole>
<n1:Shared>68197</n1:Shared>
<n1:None>704</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN TOTAL DYNAMIC DIVIDEND</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>00326L100</n1:cusip>
<n1:value>105929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN ETFS</n1:nameOfIssuer>
<n1:titleOfClass>BBRG ALL COMD K1</n1:titleOfClass>
<n1:cusip>003261104</n1:cusip>
<n1:value>2830405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADEMY SPORTS &amp; OUTDOORS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00402L107</n1:cusip>
<n1:value>386432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA HEALTHCARE COMPANY IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00404A109</n1:cusip>
<n1:value>17085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>243</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA HEALTHCARE COMPANY IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00404A109</n1:cusip>
<n1:value>2644851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA HEALTHCARE COMPANY IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00404A109</n1:cusip>
<n1:value>693713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004225108</n1:cusip>
<n1:value>2009184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004225108</n1:cusip>
<n1:value>7086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>004239109</n1:cusip>
<n1:value>361764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>225367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>2807848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>2963390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>646</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>7763144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>719236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>85155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>133642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>198688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006212104</n1:cusip>
<n1:value>191693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006212104</n1:cusip>
<n1:value>26484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAPTHEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>00653Q102</n1:cusip>
<n1:value>35509975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3902195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3902195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAPTHEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>00653Q102</n1:cusip>
<n1:value>45500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADDUS HOMECARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006739106</n1:cusip>
<n1:value>302169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADDUS HOMECARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006739106</n1:cusip>
<n1:value>79397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADEIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00676P107</n1:cusip>
<n1:value>1816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADEIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00676P107</n1:cusip>
<n1:value>278193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26048</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>20874286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>3537686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2406</n1:Sole>
<n1:Shared>4468</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>46774657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91370</n1:Sole>
<n1:Shared>109</n1:Shared>
<n1:None>254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>52159670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>219973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>355820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>9564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVENT CONV &amp; INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00764C109</n1:cusip>
<n1:value>183061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>17451</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVENT CONV &amp; INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00764C109</n1:cusip>
<n1:value>57524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AECOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00766T100</n1:cusip>
<n1:value>18933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>228</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AECOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00766T100</n1:cusip>
<n1:value>2076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AECOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00766T100</n1:cusip>
<n1:value>344600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVISORSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGT ADR</n1:titleOfClass>
<n1:cusip>00768Y206</n1:cusip>
<n1:value>785055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVISORSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PURE US CANNABIS</n1:titleOfClass>
<n1:cusip>00768Y453</n1:cusip>
<n1:value>100528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVISORSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PURE US CANNABIS</n1:titleOfClass>
<n1:cusip>00768Y453</n1:cusip>
<n1:value>39700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>10649479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1126</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>1337585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5848</n1:Sole>
<n1:Shared>7161</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>13591114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>22149587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214184</n1:Sole>
<n1:Shared>1153</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SHS</n1:titleOfClass>
<n1:cusip>007924103</n1:cusip>
<n1:value>142920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SHS</n1:titleOfClass>
<n1:cusip>007924103</n1:cusip>
<n1:value>201994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED ENERGY INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007973100</n1:cusip>
<n1:value>24955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED ENERGY INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007973100</n1:cusip>
<n1:value>641518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>140507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>5367792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>8342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>1281581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>2141688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>404565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILYSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00847J105</n1:cusip>
<n1:value>164143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILYSYS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1295</n1:Sole>
<n1:Shared>52</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>1061803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23103</n1:Sole>
<n1:Shared>259</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>14499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>524818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILITI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00848J104</n1:cusip>
<n1:value>124056</n1:value>
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<n1:sshPrnamt>19115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILITI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00848J104</n1:cusip>
<n1:value>480091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73974</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGREE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008492100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGREE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008492100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGREE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008492100</n1:cusip>
<n1:value>574639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>009066AB7</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1991000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1991000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>009066101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>39</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>009066101</n1:cusip>
<n1:value>1668336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12100</n1:Sole>
<n1:Shared>59</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>009066101</n1:cusip>
<n1:value>2282214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>009066101</n1:cusip>
<n1:value>4978802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>354</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>19656880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>498779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>327871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>170908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>611895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15526</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54399</n1:Sole>
<n1:Shared>106</n1:Shared>
<n1:None>348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>56380038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>565950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1907</n1:Sole>
<n1:Shared>90</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>72950844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>654</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR TRANS SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.125%10/1</n1:titleOfClass>
<n1:cusip>00922RAB1</n1:cusip>
<n1:value>1355078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1424000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1424000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.375% 9/0</n1:titleOfClass>
<n1:cusip>00971TAL5</n1:cusip>
<n1:value>1562250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>143936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>17281172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>23928032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>982</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>3288570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALAMO GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011311107</n1:cusip>
<n1:value>137769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALAMO GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011311107</n1:cusip>
<n1:value>160241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>905</n1:Sole>
<n1:Shared>22</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>52617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>568500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>14150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>2111965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>527688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6058</n1:Sole>
<n1:Shared>58</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>351303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>4313405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>7905921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>88761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBERTSONS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>013091103</n1:cusip>
<n1:value>17995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBERTSONS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>013091103</n1:cusip>
<n1:value>235041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCOA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>013872106</n1:cusip>
<n1:value>112985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3888</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCOA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>013872106</n1:cusip>
<n1:value>145180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCOA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>013872106</n1:cusip>
<n1:value>2906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALECTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>014442107</n1:cusip>
<n1:value>314163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALECTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>014442107</n1:cusip>
<n1:value>7815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>133734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>1996251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>2166264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>20149330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9243</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>2748617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>286242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>378880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4045</n1:Sole>
<n1:Shared>311</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>839990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIGN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>016255101</n1:cusip>
<n1:value>180749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIGN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>016255101</n1:cusip>
<n1:value>2521943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIGN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>016255101</n1:cusip>
<n1:value>28395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>018522300</n1:cusip>
<n1:value>19304102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>122270</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>018522300</n1:cusip>
<n1:value>243038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BREAD FINANCIAL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>120521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BREAD FINANCIAL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>144256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BREAD FINANCIAL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>439128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN GLOBAL HIG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01879R106</n1:cusip>
<n1:value>120166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN GLOBAL HIG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01879R106</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>1368101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>784599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>209415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6900</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>474589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>1809244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>3248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>598972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERADIGM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01988P108</n1:cusip>
<n1:value>393780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERADIGM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01988P108</n1:cusip>
<n1:value>6176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>1233931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>13436269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120085</n1:Sole>
<n1:Shared>517</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>260254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>3424075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19668</n1:Sole>
<n1:Shared>11066</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>1122569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>262424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EA SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>STRIVE ENHANCED</n1:titleOfClass>
<n1:cusip>02072L441</n1:cusip>
<n1:value>344746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EA SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>STRIVE 500 ETF</n1:titleOfClass>
<n1:cusip>02072L680</n1:cusip>
<n1:value>5642876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205944</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EA SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BRIDGEWAY BLUE</n1:titleOfClass>
<n1:cusip>02072L714</n1:cusip>
<n1:value>161222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHA METALLURGICAL RESOUR I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020764106</n1:cusip>
<n1:value>6493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHA METALLURGICAL RESOUR I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020764106</n1:cusip>
<n1:value>653221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>112706567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>854809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>849711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5098</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>18382527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70864</n1:Sole>
<n1:Shared>68045</n1:Shared>
<n1:None>511</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>215711013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1636033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1630478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5555</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>250478169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1899721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1875568</n1:Sole>
<n1:Shared>18722</n1:Shared>
<n1:None>5431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>124624648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>952351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>951409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>942</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>16833961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69525</n1:Sole>
<n1:Shared>58233</n1:Shared>
<n1:None>883</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>189624096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1449061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1424814</n1:Sole>
<n1:Shared>20143</n1:Shared>
<n1:None>4104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>79776836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>605564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4071</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>109605890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2606561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2601678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4883</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>26540278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>631160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>608492</n1:Sole>
<n1:Shared>20654</n1:Shared>
<n1:None>2014</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>5791210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112297</n1:Sole>
<n1:Shared>25425</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>58344009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1387491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1387439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALZAMEND NEURO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>02262M308</n1:cusip>
<n1:value>548633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2314907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2314907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMARIN CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR NEW</n1:titleOfClass>
<n1:cusip>023111206</n1:cusip>
<n1:value>78208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>158207069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1244549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1236868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7681</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>217771433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1713117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1698464</n1:Sole>
<n1:Shared>9306</n1:Shared>
<n1:None>5347</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>243803828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1917903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1910218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7685</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>9166496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52687</n1:Sole>
<n1:Shared>18938</n1:Shared>
<n1:None>484</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBAC FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>023139884</n1:cusip>
<n1:value>302827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>214586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>32059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>708220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>214238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>23122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>309</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>26789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>490645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>12643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>987</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>164775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>191855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14977</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICA MOVIL SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS RP CL B</n1:titleOfClass>
<n1:cusip>02390A101</n1:cusip>
<n1:value>378569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICA MOVIL SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS RP CL B</n1:titleOfClass>
<n1:cusip>02390A101</n1:cusip>
<n1:value>8140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>470</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>DIVERSIFIED MU</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AVANTIS EMGMKT</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FOCUSED DYNAMIC</n1:titleOfClass>
<n1:cusip>025072810</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP VALU</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10487</n1:Sole>
<n1:Shared>1637</n1:Shared>
<n1:None>1678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190636</n1:Sole>
<n1:Shared>392</n1:Shared>
<n1:None>439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>23821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>23427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>394</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025676206</n1:cusip>
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<n1:sshPrnamt>311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025676206</n1:cusip>
<n1:value>54284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025676206</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12413</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98490</n1:Sole>
<n1:Shared>2287</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3110</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
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<n1:sshPrnamt>975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1722</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6445</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN HOMES 4 RENT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN HOMES 4 RENT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>02665T306</n1:cusip>
<n1:value>507944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>45255</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7830</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN NATL BANKSHARES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN NATL BANKSHARES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1685</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>14642437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>181717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>578</n1:Sole>
<n1:Shared>527</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>6156844</n1:value>
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<n1:sshPrnamt>37439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37356</n1:Sole>
<n1:Shared>45</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>1442642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>500026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>716852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5789</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WELL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>03044L105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WELL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>03044L105</n1:cusip>
<n1:value>8583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WOODMARK CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030506109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WOODMARK CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030506109</n1:cusip>
<n1:value>369279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>34819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>416039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>462659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>2119147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>2405659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>249618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>38338803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>371471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>771</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>13423581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40477</n1:Sole>
<n1:Shared>148</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>53486336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>796177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>381080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>38352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>1602014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>2699233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>3437636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>36053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>19078466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>83087356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>309151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>93036649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340008</n1:Sole>
<n1:Shared>3349</n1:Shared>
<n1:None>2813</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>9553612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22993</n1:Sole>
<n1:Shared>12430</n1:Shared>
<n1:None>124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMKOR TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031652100</n1:cusip>
<n1:value>11300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMKOR TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031652100</n1:cusip>
<n1:value>62557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMKOR TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031652100</n1:cusip>
<n1:value>735246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03209R103</n1:cusip>
<n1:value>130244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03209R103</n1:cusip>
<n1:value>440538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03209R103</n1:cusip>
<n1:value>87335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1827</n1:Sole>
<n1:Shared>72</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>2949057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>37124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>442</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>4223475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>54761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CWP ENHANCED DIV</n1:titleOfClass>
<n1:cusip>032108409</n1:cusip>
<n1:value>30968226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>891685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>891685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AMPLIFY LITHIUM</n1:titleOfClass>
<n1:cusip>032108805</n1:cusip>
<n1:value>112780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AMPLIFY LITHIUM</n1:titleOfClass>
<n1:cusip>032108805</n1:cusip>
<n1:value>18575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>104229486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>595291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>595243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>112290820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>641332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>639765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1567</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>139967646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>799404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>793729</n1:Sole>
<n1:Shared>3409</n1:Shared>
<n1:None>2266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>2519720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7934</n1:Sole>
<n1:Shared>5802</n1:Shared>
<n1:None>655</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANDERSONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>034164103</n1:cusip>
<n1:value>23180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANDERSONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>034164103</n1:cusip>
<n1:value>478013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>1215517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>147319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>415967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>592816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>035710839</n1:cusip>
<n1:value>162048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>035710839</n1:cusip>
<n1:value>59552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3166</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>035710839</n1:cusip>
<n1:value>852563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>119020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>507025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>5269015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>6721357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>135157851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>598</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>2338205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3844</n1:Sole>
<n1:Shared>1394</n1:Shared>
<n1:None>132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>31509168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71367</n1:Sole>
<n1:Shared>298</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>84461045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>874</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03676B102</n1:cusip>
<n1:value>176932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03743Q108</n1:cusip>
<n1:value>1107938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03743Q108</n1:cusip>
<n1:value>289796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOGEE ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037598109</n1:cusip>
<n1:value>315907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOGEE ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037598109</n1:cusip>
<n1:value>706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03769M106</n1:cusip>
<n1:value>12297463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03769M106</n1:cusip>
<n1:value>1237880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03769M106</n1:cusip>
<n1:value>4348064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>349189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>65199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>237436254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1386813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1377415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9398</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>423673934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2474586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2471247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3339</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>699456136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4085370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4036841</n1:Sole>
<n1:Shared>38628</n1:Shared>
<n1:None>9901</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>79733011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>465703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249175</n1:Sole>
<n1:Shared>211802</n1:Shared>
<n1:None>4726</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE HOSPITALITY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03784Y200</n1:cusip>
<n1:value>1095813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE HOSPITALITY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03784Y200</n1:cusip>
<n1:value>36356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED INDL TECHNOLOGIES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03820C105</n1:cusip>
<n1:value>173009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED INDL TECHNOLOGIES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03820C105</n1:cusip>
<n1:value>84572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>1193993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6026</n1:Sole>
<n1:Shared>2321</n1:Shared>
<n1:None>277</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>15847541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>712</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>30080932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>64871301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>468554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>465357</n1:Sole>
<n1:Shared>1074</n1:Shared>
<n1:None>2123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLOVIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03831W108</n1:cusip>
<n1:value>2040957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLOVIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03831W108</n1:cusip>
<n1:value>2557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>2493048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>350705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>224266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>86889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARBOR REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038923108</n1:cusip>
<n1:value>207602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARBOR REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038923108</n1:cusip>
<n1:value>554723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>701</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>03940R107</n1:cusip>
<n1:value>1349921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>03940R107</n1:cusip>
<n1:value>17066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>1495654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2777</n1:Sole>
<n1:Shared>17054</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>2029024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>5599709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>586</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>5914505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>339656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>46735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>506895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>77149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>18081357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175201</n1:Sole>
<n1:Shared>36</n1:Shared>
<n1:None>532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>41354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>50771410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>493549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>493549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>510132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2712</n1:Sole>
<n1:Shared>2247</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGAN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010E109</n1:cusip>
<n1:value>314725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.625% 3/0</n1:titleOfClass>
<n1:cusip>04010LAW3</n1:cusip>
<n1:value>878470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>866000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>866000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>103191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>2125730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>256108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>13154</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES COML REAL ESTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04013V108</n1:cusip>
<n1:value>95200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>1053071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>1112559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>2950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARIS WATER SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>04041L106</n1:cusip>
<n1:value>110871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>1187084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>131326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>1537655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>4116905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARM HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>042068205</n1:cusip>
<n1:value>1873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>35</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARM HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>042068205</n1:cusip>
<n1:value>247851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARM HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>042068205</n1:cusip>
<n1:value>455776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARM HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>042068205</n1:cusip>
<n1:value>722841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMOUR RESIDENTIAL REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>042315507</n1:cusip>
<n1:value>347833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMOUR RESIDENTIAL REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>042315507</n1:cusip>
<n1:value>5576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04247X102</n1:cusip>
<n1:value>116424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04247X102</n1:cusip>
<n1:value>1632022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>1232236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>17784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>217918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1740</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>322743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASBURY AUTOMOTIVE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>043436104</n1:cusip>
<n1:value>33820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASBURY AUTOMOTIVE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>043436104</n1:cusip>
<n1:value>557230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>3360479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>51289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>238056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>47457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>320248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4133</n1:Sole>
<n1:Shared>596</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>534311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>6525093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95636</n1:Sole>
<n1:Shared>118</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>8764836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATKORE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>047649108</n1:cusip>
<n1:value>3722589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATKORE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>047649108</n1:cusip>
<n1:value>449211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATKORE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>047649108</n1:cusip>
<n1:value>845758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTA BRAVES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>047726302</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTA BRAVES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>047726302</n1:cusip>
<n1:value>313474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTA BRAVES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>047726302</n1:cusip>
<n1:value>679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>2999250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>330540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>049468101</n1:cusip>
<n1:value>15481308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>049468101</n1:cusip>
<n1:value>404028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>39</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>049468101</n1:cusip>
<n1:value>8555510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>1635983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>2199755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>41842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATRICURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04963C209</n1:cusip>
<n1:value>158687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3537</n1:Sole>
<n1:Shared>86</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATRICURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04963C209</n1:cusip>
<n1:value>518504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUBURN NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>050473107</n1:cusip>
<n1:value>409244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>1249943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5847</n1:Sole>
<n1:Shared>194</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>16591285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>493</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>17060182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>6368276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>311</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>133242346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>553838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>552525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1313</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>1619344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5231</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>20376164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84067</n1:Sole>
<n1:Shared>522</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>62287638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>258906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>1514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>1804234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>94322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>3774425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1486</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>5816577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>647697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156</n1:Sole>
<n1:Shared>99</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>7437091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>134129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>27135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>866104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>92740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANGRID INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05351W103</n1:cusip>
<n1:value>34357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANGRID INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05351W103</n1:cusip>
<n1:value>680334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>1206640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>14608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>568</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>684046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>10397942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56413</n1:Sole>
<n1:Shared>429</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>128410799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>702966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>701650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1316</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>60733052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>332474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>760273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3999</n1:Sole>
<n1:Shared>120</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05368V106</n1:cusip>
<n1:value>243249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05368V106</n1:cusip>
<n1:value>311946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05368V106</n1:cusip>
<n1:value>9074803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIS BUDGET GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053774105</n1:cusip>
<n1:value>216347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>108601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>224237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053807103</n1:cusip>
<n1:value>264900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053807103</n1:cusip>
<n1:value>789714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXCELIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>054540208</n1:cusip>
<n1:value>16468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXCELIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>054540208</n1:cusip>
<n1:value>531380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>22486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>656070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>85168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXOS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465C100</n1:cusip>
<n1:value>405443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXOS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465C100</n1:cusip>
<n1:value>474424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12531</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465P101</n1:cusip>
<n1:value>103990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1783</n1:Sole>
<n1:Shared>70</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465P101</n1:cusip>
<n1:value>122371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465P101</n1:cusip>
<n1:value>9204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZEK CO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05478C105</n1:cusip>
<n1:value>494160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZEK CO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05478C105</n1:cusip>
<n1:value>503825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16775</n1:Sole>
<n1:Shared>166</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>B &amp; G FOODS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05508R106</n1:cusip>
<n1:value>546175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>10928567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282813</n1:Sole>
<n1:Shared>1261</n1:Shared>
<n1:None>2239</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>14606357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>382666</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>284557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6125</n1:Sole>
<n1:Shared>978</n1:Shared>
<n1:None>352</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>1825568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>5492707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>9811733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>3371118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>493409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12343</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>4956248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>920878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BNY MELLON STRATEGIC MUNS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05588W108</n1:cusip>
<n1:value>766613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>05589G102</n1:cusip>
<n1:value>112108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>05589G102</n1:cusip>
<n1:value>159799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6731</n1:Sole>
<n1:Shared>148</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>1350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>369362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>1361648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>139842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>437365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>1109194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>32244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>4165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAKER HUGHES COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05722G100</n1:cusip>
<n1:value>11813647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>334475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>334475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAKER HUGHES COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05722G100</n1:cusip>
<n1:value>171408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1903</n1:Sole>
<n1:Shared>2950</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAKER HUGHES COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05722G100</n1:cusip>
<n1:value>2911463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>426</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAKER HUGHES COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05722G100</n1:cusip>
<n1:value>4715432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>506</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALCHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>057665200</n1:cusip>
<n1:value>14513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALCHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>057665200</n1:cusip>
<n1:value>278098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALCHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>057665200</n1:cusip>
<n1:value>46763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>12097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>243</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>1407679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>15675877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12131</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>2788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>1487238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>64690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>664384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>741083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BRADESCO S A</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR PFD NEW</n1:titleOfClass>
<n1:cusip>059460303</n1:cusip>
<n1:value>174297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BRADESCO S A</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR PFD NEW</n1:titleOfClass>
<n1:cusip>059460303</n1:cusip>
<n1:value>1952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BRADESCO S A</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR PFD NEW</n1:titleOfClass>
<n1:cusip>059460303</n1:cusip>
<n1:value>5228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO SANTANDER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>05964H105</n1:cusip>
<n1:value>114851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO SANTANDER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>05964H105</n1:cusip>
<n1:value>9968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANC OF CALIFORNIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05990K106</n1:cusip>
<n1:value>154750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANC OF CALIFORNIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05990K106</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>40847291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1491866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1485558</n1:Sole>
<n1:Shared>4206</n1:Shared>
<n1:None>2102</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>52327475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1911157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1911157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>6916927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>241339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11288</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>7869642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202274</n1:Sole>
<n1:Shared>84612</n1:Shared>
<n1:None>537</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>7.25%CNV PFD L</n1:titleOfClass>
<n1:cusip>060505682</n1:cusip>
<n1:value>1535962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>7.25%CNV PFD L</n1:titleOfClass>
<n1:cusip>060505682</n1:cusip>
<n1:value>76742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>1477875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29742</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>55702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>1042419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>18308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>623747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7333</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>17371196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>407297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>407162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>1788528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>485</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>21847292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>512246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>508247</n1:Sole>
<n1:Shared>1463</n1:Shared>
<n1:None>2536</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>549204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5797</n1:Sole>
<n1:Shared>6726</n1:Shared>
<n1:None>354</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NOVA SCOTIA HALIFAX</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064149107</n1:cusip>
<n1:value>113565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NOVA SCOTIA HALIFAX</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064149107</n1:cusip>
<n1:value>421571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK LITTLE ROCK ARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>274689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK LITTLE ROCK ARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>59794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK LITTLE ROCK ARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>632792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANKUNITED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06652K103</n1:cusip>
<n1:value>3178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANKUNITED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06652K103</n1:cusip>
<n1:value>399792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANKUNITED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06652K103</n1:cusip>
<n1:value>5562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>131752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>152809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>745355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARINGS BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06759L103</n1:cusip>
<n1:value>110867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARINGS PARTN INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>06761A103</n1:cusip>
<n1:value>1383985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>147173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>1592252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>220644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>29827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2036</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BATH &amp; BODY WORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070830104</n1:cusip>
<n1:value>27648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BATH &amp; BODY WORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070830104</n1:cusip>
<n1:value>545908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BATH &amp; BODY WORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070830104</n1:cusip>
<n1:value>7402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>1554586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40537</n1:Sole>
<n1:Shared>655</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>165905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3328</n1:Sole>
<n1:Shared>1068</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>20229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>536</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>5546098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAYTEX ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>07317Q105</n1:cusip>
<n1:value>132866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEACON ROOFING SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>073685109</n1:cusip>
<n1:value>107845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEACON ROOFING SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>073685109</n1:cusip>
<n1:value>569515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEAZER HOMES USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>07556Q881</n1:cusip>
<n1:value>348242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>18551788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>2978007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>549118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>291</n1:Sole>
<n1:Shared>1789</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>9880241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>111</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEIGENE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>07725L102</n1:cusip>
<n1:value>202354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEIGENE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>07725L102</n1:cusip>
<n1:value>540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEL FUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>077347300</n1:cusip>
<n1:value>323160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>10564211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>173211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1726</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>330008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BENTLEY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>08265T208</n1:cusip>
<n1:value>4257129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BENTLEY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>08265T208</n1:cusip>
<n1:value>5919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BENTLEY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>08265T208</n1:cusip>
<n1:value>6441153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>12221560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>32393868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>510220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500108</n1:Sole>
<n1:Shared>8310</n1:Shared>
<n1:None>1802</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>42602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>556</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>489317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4754</n1:Sole>
<n1:Shared>2648</n1:Shared>
<n1:None>305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>1594431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>3188862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>47301453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>5846247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>13683769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15510</n1:Sole>
<n1:Shared>23380</n1:Shared>
<n1:None>173</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>167272227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>477511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>474064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>20946189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>90710535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248689</n1:Sole>
<n1:Shared>9447</n1:Shared>
<n1:None>815</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>1130848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>216871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3503</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>68472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579X101</n1:cusip>
<n1:value>318898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>18896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>3228441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>36194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>740689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>120244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>1746492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>2659879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>850640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BILL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090043100</n1:cusip>
<n1:value>1520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BILL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090043100</n1:cusip>
<n1:value>1973368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BILL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090043100</n1:cusip>
<n1:value>9446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>1731672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>3178376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>401822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09061G101</n1:cusip>
<n1:value>18935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>214</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09061G101</n1:cusip>
<n1:value>398072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09061G101</n1:cusip>
<n1:value>79720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>10644840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>2247295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>322805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>45748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>218096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4</n1:Sole>
<n1:Shared>3200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>355666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>792854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOSIG TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09073N201</n1:cusip>
<n1:value>54936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>1167333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>229245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>51690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>73882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKBERRY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09228F103</n1:cusip>
<n1:value>129619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKBERRY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09228F103</n1:cusip>
<n1:value>16956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>09239BAD1</n1:cusip>
<n1:value>933649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1084000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1084000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09239B109</n1:cusip>
<n1:value>107224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1859</n1:Sole>
<n1:Shared>74</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09239B109</n1:cusip>
<n1:value>597024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INVT QUALITY MUN T</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247D105</n1:cusip>
<n1:value>1044728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>106316171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>3139355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1494</n1:Sole>
<n1:Shared>3327</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>62002270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95300</n1:Sole>
<n1:Shared>309</n1:Shared>
<n1:None>297</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>88790876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUN INCOME QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092479104</n1:cusip>
<n1:value>124483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENERGY &amp; RES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09250U101</n1:cusip>
<n1:value>1744808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2322</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>1184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>288764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1999</n1:Sole>
<n1:Shared>27332</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09251A104</n1:cusip>
<n1:value>72866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09251A104</n1:cusip>
<n1:value>95757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUNI IN</n1:titleOfClass>
<n1:cusip>092528108</n1:cusip>
<n1:value>4398051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIHOLDINGS FD IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09253N104</n1:cusip>
<n1:value>225005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIVEST FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09253R105</n1:cusip>
<n1:value>178989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYILD QULT FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254F100</n1:cusip>
<n1:value>747710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73090</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIASSETS FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254J102</n1:cusip>
<n1:value>105489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIASSETS FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254J102</n1:cusip>
<n1:value>9972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255P107</n1:cusip>
<n1:value>254076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255P107</n1:cusip>
<n1:value>59003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK DEBT STRATEGIES FD</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09255R202</n1:cusip>
<n1:value>443383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK FLOATING RATE INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255X100</n1:cusip>
<n1:value>237471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK FLOATING RATE INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255X100</n1:cusip>
<n1:value>4441940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCD CAP &amp; INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09256A109</n1:cusip>
<n1:value>591990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31742</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MULTI SECTOR INC T</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09258A107</n1:cusip>
<n1:value>191653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>09258G104</n1:cusip>
<n1:value>977321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>173888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1023</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>18017797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>5875022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>6836282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK HEALTH SCIENCES TE</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>09260E105</n1:cusip>
<n1:value>613257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260K101</n1:cusip>
<n1:value>200888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260K101</n1:cusip>
<n1:value>975461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INNOVATION AND GRW</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260Q108</n1:cusip>
<n1:value>17400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INNOVATION AND GRW</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260Q108</n1:cusip>
<n1:value>60190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ESG CAP ALLC TERM</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09262F100</n1:cusip>
<n1:value>386208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT FACTOR</n1:titleOfClass>
<n1:cusip>09290C103</n1:cusip>
<n1:value>4225761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>13133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>301899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE BIRD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>095306106</n1:cusip>
<n1:value>330071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE BIRD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>095306106</n1:cusip>
<n1:value>45646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09581B103</n1:cusip>
<n1:value>11645792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>898595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>898595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09581B103</n1:cusip>
<n1:value>17729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUELINX HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09624H208</n1:cusip>
<n1:value>448868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BNY MELLON STRATEGIC MUN BD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09662E109</n1:cusip>
<n1:value>59912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>20630902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>3824016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19235</n1:Sole>
<n1:Shared>715</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>42049475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>8685404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>1183208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>14941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>19062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BONDBLOXX ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>USD HIGH YIELD B</n1:titleOfClass>
<n1:cusip>09789C770</n1:cusip>
<n1:value>462925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>1397029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>393</n1:Sole>
<n1:Shared>52</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>14472977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>38595634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>42327214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13641</n1:Sole>
<n1:Shared>20</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>11301796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102639</n1:Sole>
<n1:Shared>374</n1:Shared>
<n1:None>417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>293827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2321</n1:Sole>
<n1:Shared>90</n1:Shared>
<n1:None>278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>40839704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>373750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>373750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>98107086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>897841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>895878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>1166571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>335273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>477577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>318</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>1226418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>298</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>162024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>786870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>2071450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7975</n1:Sole>
<n1:Shared>31257</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>2477376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>4258848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>5104018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95667</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOYD GAMING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>103304101</n1:cusip>
<n1:value>116977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOYD GAMING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>103304101</n1:cusip>
<n1:value>1436865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23621</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOYD GAMING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>103304101</n1:cusip>
<n1:value>2312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>2444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>2554911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>4788056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTHOUSE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10922N103</n1:cusip>
<n1:value>1321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>27</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTHOUSE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10922N103</n1:cusip>
<n1:value>13752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTHOUSE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10922N103</n1:cusip>
<n1:value>295010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTHOUSE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10922N103</n1:cusip>
<n1:value>4845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTSPHERE INVT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10948W103</n1:cusip>
<n1:value>14562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTSPHERE INVT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10948W103</n1:cusip>
<n1:value>673201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>19355121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>42051869</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>724533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>724533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>65234987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1123966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1113453</n1:Sole>
<n1:Shared>8862</n1:Shared>
<n1:None>1651</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>7487566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91357</n1:Sole>
<n1:Shared>37437</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>11056034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>190502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4800</n1:Sole>
<n1:Shared>1022</n1:Shared>
<n1:None>243</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>449194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>8503252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268628</n1:Sole>
<n1:Shared>462</n1:Shared>
<n1:None>1628</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIXMOR PPTY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11120U105</n1:cusip>
<n1:value>1740637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIXMOR PPTY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11120U105</n1:cusip>
<n1:value>187872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9041</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIXMOR PPTY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11120U105</n1:cusip>
<n1:value>4364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>397849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>5358581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>6373643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>764544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADSTONE NET LEASE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135E203</n1:cusip>
<n1:value>19378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADSTONE NET LEASE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135E203</n1:cusip>
<n1:value>452323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>115614244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137305</n1:Sole>
<n1:Shared>1430</n1:Shared>
<n1:None>462</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>122986391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147383</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>35563774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>5358072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4690</n1:Sole>
<n1:Shared>1726</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>11271J107</n1:cusip>
<n1:value>10538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106</n1:Sole>
<n1:Shared>231</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>11271J107</n1:cusip>
<n1:value>1390608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44005</n1:Sole>
<n1:Shared>466</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>11271J107</n1:cusip>
<n1:value>356697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>11271J107</n1:cusip>
<n1:value>4752128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD RENEWABLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG</n1:titleOfClass>
<n1:cusip>11284V105</n1:cusip>
<n1:value>214095</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD RENEWABLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG</n1:titleOfClass>
<n1:cusip>11284V105</n1:cusip>
<n1:value>84515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MANAGMT LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A LMT VTG SHS</n1:titleOfClass>
<n1:cusip>113004105</n1:cusip>
<n1:value>1934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>58</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MANAGMT LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A LMT VTG SHS</n1:titleOfClass>
<n1:cusip>113004105</n1:cusip>
<n1:value>1938745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MANAGMT LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A LMT VTG SHS</n1:titleOfClass>
<n1:cusip>113004105</n1:cusip>
<n1:value>51744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MANAGMT LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A LMT VTG SHS</n1:titleOfClass>
<n1:cusip>113004105</n1:cusip>
<n1:value>586717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZENTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>10038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZENTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>2468802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZENTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>2857166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>16482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>2104009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>4582831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>106497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>145250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>14583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>251</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>46596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>147110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>14711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>1766810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRUKER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>116794108</n1:cusip>
<n1:value>1016923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRUKER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>116794108</n1:cusip>
<n1:value>23176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRUKER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>116794108</n1:cusip>
<n1:value>9657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRUNSWICK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>117043109</n1:cusip>
<n1:value>203899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRUNSWICK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>117043109</n1:cusip>
<n1:value>533824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILD-A-BEAR WORKSHOP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>120076104</n1:cusip>
<n1:value>403093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>1638288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>31496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>399986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURGERFI INTERNATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12122L101</n1:cusip>
<n1:value>29516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>11365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>2077937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>319714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUSINESS FIRST BANCSHARES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12326C105</n1:cusip>
<n1:value>315918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BYLINE BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124411109</n1:cusip>
<n1:value>302351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C &amp; F FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12466Q104</n1:cusip>
<n1:value>1394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C &amp; F FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12466Q104</n1:cusip>
<n1:value>1612985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C3 AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12468P104</n1:cusip>
<n1:value>106546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C3 AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12468P104</n1:cusip>
<n1:value>247544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C3 AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12468P104</n1:cusip>
<n1:value>876459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>1300525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55065</n1:Sole>
<n1:Shared>632</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>536350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBIZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124805102</n1:cusip>
<n1:value>246162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4593</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBIZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124805102</n1:cusip>
<n1:value>318199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>22650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>145</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>31242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>467877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>600471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>104733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>13831208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>2395871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>33856833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>458392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>384715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73677</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CCC INTELLIGENT SOLUTIONS HL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12510Q100</n1:cusip>
<n1:value>2333767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>174814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CCC INTELLIGENT SOLUTIONS HL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12510Q100</n1:cusip>
<n1:value>245974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>1518648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>111</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>339360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>4192775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>7234337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>147216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>497709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>5487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CGI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG</n1:titleOfClass>
<n1:cusip>12532H104</n1:cusip>
<n1:value>128234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CGI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG</n1:titleOfClass>
<n1:cusip>12532H104</n1:cusip>
<n1:value>187328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>10401403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>505</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>1378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>494326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>51161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>284</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>10099415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32428</n1:Sole>
<n1:Shared>2868</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>1712701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5204</n1:Sole>
<n1:Shared>783</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>18524177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18303</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>5101674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>170788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>418</n1:Sole>
<n1:Shared>435</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>2308336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>5343672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>8672036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>10504892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197022</n1:Sole>
<n1:Shared>273</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>19430656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>331194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2109</n1:Sole>
<n1:Shared>4127</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSG SYS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126349109</n1:cusip>
<n1:value>268738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSG SYS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126349109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>1311949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42365</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>2882013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1561</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1015637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1004725</n1:Sole>
<n1:Shared>10912</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>672536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>445047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>227489</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
<n1:value>25041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
<n1:value>59972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVR ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290274</n1:Sole>
<n1:Shared>2516</n1:Shared>
<n1:None>1656</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>2372414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14516</n1:Sole>
<n1:Shared>18439</n1:Shared>
<n1:None>1024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>74954238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1073535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1068732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>83029106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1189188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1185753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>882212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127055101</n1:cusip>
<n1:value>463007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>533</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>2316672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>148266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2295</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9105</n1:Sole>
<n1:Shared>9060</n1:Shared>
<n1:None>922</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
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<n1:value>11432703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>711679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACTUS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127203107</n1:cusip>
<n1:value>348095</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
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<n1:value>14629449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>41842700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177201</n1:Sole>
<n1:Shared>310</n1:Shared>
<n1:None>1075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>5665608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>572864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1557</n1:Sole>
<n1:Shared>755</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADRE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12763L105</n1:cusip>
<n1:value>244167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTERTAINMENT INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12769G100</n1:cusip>
<n1:value>217799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTERTAINMENT INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12769G100</n1:cusip>
<n1:value>41900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>121873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>243368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS GBL DYN INCOME FUND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811L107</n1:cusip>
<n1:value>159812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>12811P108</n1:cusip>
<n1:value>194430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>12811P108</n1:cusip>
<n1:value>432305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>38737</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS DYNAMIC CONV &amp; INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811V105</n1:cusip>
<n1:value>3047934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV OPPORTUNITIES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>128117108</n1:cusip>
<n1:value>199712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV OPPORTUNITIES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>128117108</n1:cusip>
<n1:value>822407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS STRATEGIC TOTAL RETU</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>128125101</n1:cusip>
<n1:value>3264358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMP CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.000% 8/0</n1:titleOfClass>
<n1:cusip>128126AD1</n1:cusip>
<n1:value>10043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALERES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>129500104</n1:cusip>
<n1:value>776520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALERES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>129500104</n1:cusip>
<n1:value>8657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STOCK</n1:titleOfClass>
<n1:cusip>13057Q305</n1:cusip>
<n1:value>589225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STOCK</n1:titleOfClass>
<n1:cusip>13057Q305</n1:cusip>
<n1:value>8682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA WTR SVC GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>130788102</n1:cusip>
<n1:value>118890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA WTR SVC GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>130788102</n1:cusip>
<n1:value>246438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5141</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13100M509</n1:cusip>
<n1:value>1093972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13100M509</n1:cusip>
<n1:value>75040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1573</n1:Sole>
<n1:Shared>64</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALLON PETE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13123X508</n1:cusip>
<n1:value>12479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALLON PETE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13123X508</n1:cusip>
<n1:value>1628174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALLON PETE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13123X508</n1:cusip>
<n1:value>28753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMBRIA ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHSHLD YIELD ETF</n1:titleOfClass>
<n1:cusip>132061201</n1:cusip>
<n1:value>1907639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMBRIA ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CAMBRIA FGN SHR</n1:titleOfClass>
<n1:cusip>132061300</n1:cusip>
<n1:value>692039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMBRIA ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GLB MOMENT ETF</n1:titleOfClass>
<n1:cusip>132061508</n1:cusip>
<n1:value>757233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>1397325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>294041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>69800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>94580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMECO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13321L108</n1:cusip>
<n1:value>103302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMECO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13321L108</n1:cusip>
<n1:value>713520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPBELL SOUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>505308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPBELL SOUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>99044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMPERIAL BK COMM TO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>152471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3091</n1:Sole>
<n1:Shared>681</n1:Shared>
<n1:None>177</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMPERIAL BK COMM TO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>4344204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111733</n1:Sole>
<n1:Shared>617</n1:Shared>
<n1:None>165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMPERIAL BK COMM TO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>6280235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>1650299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>286641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>382622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>666380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NAT RES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136385101</n1:cusip>
<n1:value>2072415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NAT RES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136385101</n1:cusip>
<n1:value>338776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NAT RES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136385101</n1:cusip>
<n1:value>910683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>421533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>613659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1398</n1:Sole>
<n1:Shared>6849</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>6566263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>761140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANNAE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13765N107</n1:cusip>
<n1:value>17615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANNAE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13765N107</n1:cusip>
<n1:value>589173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANOPY GROWTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138035100</n1:cusip>
<n1:value>1002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANOPY GROWTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138035100</n1:cusip>
<n1:value>13896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL CITY BK GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>139674105</n1:cusip>
<n1:value>8376383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GROWTH ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020G101</n1:cusip>
<n1:value>132496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GROWTH ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020G101</n1:cusip>
<n1:value>8540298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>348584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>348584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP CORE EQUITY ET</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020V108</n1:cusip>
<n1:value>2115478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP CORE EQUITY ET</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020V108</n1:cusip>
<n1:value>269154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP DIVIDEND VALUE</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020W106</n1:cusip>
<n1:value>717390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP DIVIDEND VALUE</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020W106</n1:cusip>
<n1:value>9052003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GBL GROWTH EQT</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020X104</n1:cusip>
<n1:value>187073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GBL GROWTH EQT</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020X104</n1:cusip>
<n1:value>274602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>CORE PLUS INCM</n1:titleOfClass>
<n1:cusip>14020Y102</n1:cusip>
<n1:value>126764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>CORE PLUS INCM</n1:titleOfClass>
<n1:cusip>14020Y102</n1:cusip>
<n1:value>133773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>13353653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>15951235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>799</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>1595890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7228</n1:Sole>
<n1:Shared>9216</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>17316729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177564</n1:Sole>
<n1:Shared>770</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>17972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>210973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>2314</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>2688570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>3499280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>840</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARGURUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>141788109</n1:cusip>
<n1:value>258840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARGURUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>141788109</n1:cusip>
<n1:value>2873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>1229411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>26859767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>52237779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198057</n1:Sole>
<n1:Shared>2725</n1:Shared>
<n1:None>706</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>828336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2191</n1:Sole>
<n1:Shared>895</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>1071772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>15561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>6009592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>792</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>1071370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>71570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>190118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>518099</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARPENTER TECHNOLOGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>144285103</n1:cusip>
<n1:value>265345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARPENTER TECHNOLOGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>144285103</n1:cusip>
<n1:value>279459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4038</n1:Sole>
<n1:Shared>120</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>139766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1882</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>1991374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>5264038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94458</n1:Sole>
<n1:Shared>39</n1:Shared>
<n1:None>866</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>5544454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTER BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>146103106</n1:cusip>
<n1:value>105866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTER BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>146103106</n1:cusip>
<n1:value>91933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>1366819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>18256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>259344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>198020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>22123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASELLA WASTE SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>147448104</n1:cusip>
<n1:value>3370705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASELLA WASTE SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>147448104</n1:cusip>
<n1:value>657248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8524</n1:Sole>
<n1:Shared>90</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASELLA WASTE SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>147448104</n1:cusip>
<n1:value>8546871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>12229261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>1238403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>133316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>766835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASTLE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14843C105</n1:cusip>
<n1:value>213017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASTLE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14843C105</n1:cusip>
<n1:value>8192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>1619366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>1792197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>382907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>1256073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1327</n1:Sole>
<n1:Shared>3274</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>15553629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>362</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>19867575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72435</n1:Sole>
<n1:Shared>290</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>42104853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATHAY GEN BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149150104</n1:cusip>
<n1:value>24471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATHAY GEN BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149150104</n1:cusip>
<n1:value>33543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATHAY GEN BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149150104</n1:cusip>
<n1:value>447605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>3662920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>430369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>33012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>145</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>5397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>33</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>767467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>978554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7570</n1:Sole>
<n1:Shared>226</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELSIUS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>15118V207</n1:cusip>
<n1:value>1251307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEMEX SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>151290889</n1:cusip>
<n1:value>137306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEMEX SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>151290889</n1:cusip>
<n1:value>839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>1245144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>1612364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>25411072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>368918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118644</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>6237428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENOVUS ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135U109</n1:cusip>
<n1:value>359134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENOVUS ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135U109</n1:cusip>
<n1:value>811147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>32086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>445</n1:Sole>
<n1:Shared>750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>498766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>56358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>716981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>153527106</n1:cusip>
<n1:value>286027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>153527106</n1:cusip>
<n1:value>8828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A NON-VTG</n1:titleOfClass>
<n1:cusip>153527205</n1:cusip>
<n1:value>403907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>585</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A NON-VTG</n1:titleOfClass>
<n1:cusip>153527205</n1:cusip>
<n1:value>56607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL PAC FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>154760409</n1:cusip>
<n1:value>258340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRUS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>15643U104</n1:cusip>
<n1:value>350209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156504300</n1:cusip>
<n1:value>129286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156504300</n1:cusip>
<n1:value>414704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERIDIAN HCM HLDG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15677J108</n1:cusip>
<n1:value>1095303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERIDIAN HCM HLDG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15677J108</n1:cusip>
<n1:value>18659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERIDIAN HCM HLDG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15677J108</n1:cusip>
<n1:value>82302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERTARA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15687V109</n1:cusip>
<n1:value>81947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERTARA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15687V109</n1:cusip>
<n1:value>86513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5724</n1:Sole>
<n1:Shared>226</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHAMPIONX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15872M104</n1:cusip>
<n1:value>1286664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHAMPIONX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15872M104</n1:cusip>
<n1:value>1917959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHAMPIONX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15872M104</n1:cusip>
<n1:value>363075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARGEPOINT HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>15961R105</n1:cusip>
<n1:value>127015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARGEPOINT HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>15961R105</n1:cusip>
<n1:value>2485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>3645228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18565</n1:Sole>
<n1:Shared>35</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>4095198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>502689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365</n1:Sole>
<n1:Shared>2200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>2444799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>862174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>1060399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>1800183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>43542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>5126102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>1746434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>82598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>14552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>2197811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>2467657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4748</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>2599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>2244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>230094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8123</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>633703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>16411Q101</n1:cusip>
<n1:value>1536937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>16411Q101</n1:cusip>
<n1:value>3468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>3612606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>470994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>49622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>279</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHESAPEAKE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>165167735</n1:cusip>
<n1:value>6556110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>176819879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1048629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1048434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>204483282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1212687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1194189</n1:Sole>
<n1:Shared>12682</n1:Shared>
<n1:None>5816</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>23343247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73581</n1:Sole>
<n1:Shared>64313</n1:Shared>
<n1:None>543</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>9923961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>22898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>651681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHICAGO ATLANTIC REAL ESTATE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>167239102</n1:cusip>
<n1:value>10687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>726</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHICAGO ATLANTIC REAL ESTATE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>167239102</n1:cusip>
<n1:value>182793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>18591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>2730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>74715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>11796069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>36297711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19709</n1:Sole>
<n1:Shared>28</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>4522788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>512912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHOICE HOTELS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169905106</n1:cusip>
<n1:value>2138290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHOICE HOTELS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169905106</n1:cusip>
<n1:value>2818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHOICE HOTELS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169905106</n1:cusip>
<n1:value>2968792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>108948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>12187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1828380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>1842130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20024</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCHILL DOWNS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171484108</n1:cusip>
<n1:value>2553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCHILL DOWNS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171484108</n1:cusip>
<n1:value>795106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>357947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>489944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>909141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>1393701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>1758345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>72626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>88583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINEMARK HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17243V102</n1:cusip>
<n1:value>331823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>18434519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2836</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>62179811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1156619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1148133</n1:Sole>
<n1:Shared>2754</n1:Shared>
<n1:None>5732</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>86400181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1607146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1597440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9706</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>9722980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120588</n1:Sole>
<n1:Shared>59578</n1:Shared>
<n1:None>693</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
<n1:value>222989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
<n1:value>30102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>19240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>21645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>479086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>5240726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>2541587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1067</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>3176388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76654</n1:Sole>
<n1:Shared>342</n1:Shared>
<n1:None>232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>6662667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>71361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1483</n1:Sole>
<n1:Shared>27</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>2424511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>3087896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114606</n1:Sole>
<n1:Shared>504</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>435768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5457</n1:Sole>
<n1:Shared>10803</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIVEO CORP CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>17878Y207</n1:cusip>
<n1:value>969584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIVITAS RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>17888H103</n1:cusip>
<n1:value>17225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIVITAS RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>17888H103</n1:cusip>
<n1:value>754355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>151963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>1651006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>198656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>67111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND-CLIFFS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>5786871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>368194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2047</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND-CLIFFS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>7815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>21232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>2740071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20687</n1:Sole>
<n1:Shared>40</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>3436866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>369065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2166</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOVER HEALTH INVESTMENTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>18914F103</n1:cusip>
<n1:value>229839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>18915M107</n1:cusip>
<n1:value>1716705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>18915M107</n1:cusip>
<n1:value>42489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>18915M107</n1:cusip>
<n1:value>9519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNFINANCE HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>18979T105</n1:cusip>
<n1:value>114719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COASTAL FINL CORP WA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19046P209</n1:cusip>
<n1:value>749423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191098102</n1:cusip>
<n1:value>26089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191098102</n1:cusip>
<n1:value>42608624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>16032112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>53026663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>947243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564325</n1:Sole>
<n1:Shared>381488</n1:Shared>
<n1:None>1430</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>61665788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1101568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1101414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>897070263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16024835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14773227</n1:Sole>
<n1:Shared>59586</n1:Shared>
<n1:None>1192022</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA FEMSA SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADR REP</n1:titleOfClass>
<n1:cusip>191241108</n1:cusip>
<n1:value>1412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA FEMSA SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADR REP</n1:titleOfClass>
<n1:cusip>191241108</n1:cusip>
<n1:value>3503358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA FEMSA SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADR REP</n1:titleOfClass>
<n1:cusip>191241108</n1:cusip>
<n1:value>590339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7432</n1:Sole>
<n1:Shared>94</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COEUR MNG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>192108504</n1:cusip>
<n1:value>33489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGENT COMMUNICATIONS HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19239V302</n1:cusip>
<n1:value>246610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3984</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>3090481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>549458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>1178257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>174837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>2679930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>4432635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>311</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>1025875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>16578803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>507929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>27450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>28486756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>872756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>868951</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247L106</n1:cusip>
<n1:value>117597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS REIT &amp; PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247X100</n1:cusip>
<n1:value>321130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248A109</n1:cusip>
<n1:value>19580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248A109</n1:cusip>
<n1:value>2924748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS SELECT PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248Y107</n1:cusip>
<n1:value>606765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENOVIS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194014502</n1:cusip>
<n1:value>204329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENOVIS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194014502</n1:cusip>
<n1:value>844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>14652144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196169</n1:Sole>
<n1:Shared>8975</n1:Shared>
<n1:None>905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>2576742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>4779995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>923790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8312</n1:Sole>
<n1:Shared>4137</n1:Shared>
<n1:None>542</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA BKG SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>197236102</n1:cusip>
<n1:value>119425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5883</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA BKG SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>197236102</n1:cusip>
<n1:value>2549903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA ETF TR I</n1:nameOfIssuer>
<n1:titleOfClass>US ESG EQUITY</n1:titleOfClass>
<n1:cusip>19761L300</n1:cusip>
<n1:value>2722533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72682</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA ETF TR I</n1:nameOfIssuer>
<n1:titleOfClass>RESH ENHNC VLU</n1:titleOfClass>
<n1:cusip>19761L805</n1:cusip>
<n1:value>2732148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBUS MCKINNON CORP N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199333105</n1:cusip>
<n1:value>2048449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBUS MCKINNON CORP N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199333105</n1:cusip>
<n1:value>231245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMFORT SYS USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199908104</n1:cusip>
<n1:value>1210706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMFORT SYS USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199908104</n1:cusip>
<n1:value>13235915</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77671</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>109893389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2478426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2460997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>44179755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>996386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>990638</n1:Sole>
<n1:Shared>3911</n1:Shared>
<n1:None>1837</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>44444110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1002348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>996452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>5455594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102990</n1:Sole>
<n1:Shared>19837</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>147960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>17451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>420</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>67815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>160568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>790231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>80127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>175603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>186876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>718965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY BK SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>52720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY BK SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>5311200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY HEALTHCARE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20369C106</n1:cusip>
<n1:value>272141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY HEALTHCARE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20369C106</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIA ENERGETICA DE MINAS GERA</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR N-V PFD</n1:titleOfClass>
<n1:cusip>204409601</n1:cusip>
<n1:value>42335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIA ENERGETICA DE MINAS GERA</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR N-V PFD</n1:titleOfClass>
<n1:cusip>204409601</n1:cusip>
<n1:value>603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>3997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>741585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS DIVERSIFIED</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>20451Q104</n1:cusip>
<n1:value>890504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>13785271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>502745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>502745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>4127807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149350</n1:Sole>
<n1:Shared>609</n1:Shared>
<n1:None>581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>518704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>464</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>75679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1506</n1:Sole>
<n1:Shared>1052</n1:Shared>
<n1:None>202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONFLUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>20717M103</n1:cusip>
<n1:value>296218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONFLUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>20717M103</n1:cusip>
<n1:value>490401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONMED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>207410101</n1:cusip>
<n1:value>17044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONMED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>207410101</n1:cusip>
<n1:value>622459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>3098867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23545</n1:Sole>
<n1:Shared>1921</n1:Shared>
<n1:None>401</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>4661658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>984</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>76676477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>640037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>640037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>79432312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>663041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>658614</n1:Sole>
<n1:Shared>2413</n1:Shared>
<n1:None>2014</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOL ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20854L108</n1:cusip>
<n1:value>13114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOL ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20854L108</n1:cusip>
<n1:value>229753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>1098205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>114268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>686</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>2834172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>489574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>1553471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>1649479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>3376367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>3898209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>1164983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>20834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>21489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>985101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTRUCTION PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21044C107</n1:cusip>
<n1:value>2266720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTRUCTION PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21044C107</n1:cusip>
<n1:value>83832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>3409067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>4452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>5035533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>230273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>4245313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>982926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>124210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4383</n1:Sole>
<n1:Shared>176</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>141620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>238993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21867A105</n1:cusip>
<n1:value>1166374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21867A105</n1:cusip>
<n1:value>1176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREBRIDGE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871X109</n1:cusip>
<n1:value>2051373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>815</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREBRIDGE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871X109</n1:cusip>
<n1:value>978700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE &amp; MAIN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21874C102</n1:cusip>
<n1:value>108822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE &amp; MAIN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21874C102</n1:cusip>
<n1:value>227338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE &amp; MAIN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21874C102</n1:cusip>
<n1:value>45439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORMEDIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21900C308</n1:cusip>
<n1:value>44400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>10262266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>336799</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333312</n1:Sole>
<n1:Shared>310</n1:Shared>
<n1:None>3177</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>17673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>580</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>1781916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27053</n1:Sole>
<n1:Shared>30631</n1:Shared>
<n1:None>797</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>4149678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>18754693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>366589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132942</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>2161612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35008</n1:Sole>
<n1:Shared>7176</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>23033716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>447625</n1:Sole>
<n1:Shared>887</n1:Shared>
<n1:None>1717</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>6965139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>113911190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198969</n1:Sole>
<n1:Shared>1878</n1:Shared>
<n1:None>780</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>26122620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>62569160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>6841666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7508</n1:Sole>
<n1:Shared>4535</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>16881890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>261887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>9000205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>222070203</n1:cusip>
<n1:value>168115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>222070203</n1:cusip>
<n1:value>51943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>222070203</n1:cusip>
<n1:value>55420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPANG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22266T109</n1:cusip>
<n1:value>102102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPANG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22266T109</n1:cusip>
<n1:value>12376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>728</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPANG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22266T109</n1:cusip>
<n1:value>149685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUSINS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>222795502</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUSINS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>222795502</n1:cusip>
<n1:value>261551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUSINS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>222795502</n1:cusip>
<n1:value>39273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>36221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>592660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>94080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>224408104</n1:cusip>
<n1:value>2425954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27257</n1:Sole>
<n1:Shared>50</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>224408104</n1:cusip>
<n1:value>7828758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>224408104</n1:cusip>
<n1:value>912466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE NXT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224441105</n1:cusip>
<n1:value>137277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE NXT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224441105</n1:cusip>
<n1:value>1422870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE NXT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224441105</n1:cusip>
<n1:value>4843926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>224633107</n1:cusip>
<n1:value>8820287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1029205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1029205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>224633206</n1:cusip>
<n1:value>15154776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1622567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1622567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>224633206</n1:cusip>
<n1:value>8574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>227046109</n1:cusip>
<n1:value>740338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROSS CTRY HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>227483104</n1:cusip>
<n1:value>299191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12069</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROSS CTRY HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>227483104</n1:cusip>
<n1:value>4363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>1450180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8627</n1:Sole>
<n1:Shared>37</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>16805881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>24605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>5858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>25</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>1511501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>20624475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222226</n1:Sole>
<n1:Shared>544</n1:Shared>
<n1:None>1336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>2308388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12178</n1:Sole>
<n1:Shared>12619</n1:Shared>
<n1:None>286</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>23750970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>258079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>16787345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>41497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>45849717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>518193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>442577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75616</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>839941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>11119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>304335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>5717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>120300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>31106442</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>815800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>815800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>3247723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84198</n1:Sole>
<n1:Shared>883</n1:Shared>
<n1:None>94</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>82620656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2166815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2162652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>1265083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>435283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>94767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>2646024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>4533167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>736327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2695</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>829538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>1334783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>30518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>733567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUSTOMERS BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23204G100</n1:cusip>
<n1:value>396761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>1192777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>5466880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK USD HIGH</n1:titleOfClass>
<n1:cusip>233051432</n1:cusip>
<n1:value>818177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK USD HIGH</n1:titleOfClass>
<n1:cusip>233051432</n1:cusip>
<n1:value>9401241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>277323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>277323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>4760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>558491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>4247461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>4968338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>272</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>536383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>5554372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>1448402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>324844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>43485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>63837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>233</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>36922738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>4678174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3564</n1:Sole>
<n1:Shared>15292</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>47400816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>64782383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>258951</n1:Sole>
<n1:Shared>1795</n1:Shared>
<n1:None>368</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>4795435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>4839456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>532778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>734003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>5000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>2121147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>234117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4085</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>2929934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>51052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>1620206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>34523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>46092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT WRLD WI</n1:titleOfClass>
<n1:cusip>23908L306</n1:cusip>
<n1:value>509241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>1175693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>148601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>272152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DECKERS OUTDOOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>243537107</n1:cusip>
<n1:value>10282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DECKERS OUTDOOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>243537107</n1:cusip>
<n1:value>4108607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DECKERS OUTDOOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>243537107</n1:cusip>
<n1:value>98191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>13530583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>30710807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80879</n1:Sole>
<n1:Shared>165</n1:Shared>
<n1:None>335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>35435380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>731740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1760</n1:Sole>
<n1:Shared>179</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEFINITIVE HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>24477E103</n1:cusip>
<n1:value>3851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEFINITIVE HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>24477E103</n1:cusip>
<n1:value>658776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>118577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>721</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>2665133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>995123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>1046545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>1233210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>4718152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>88541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>393</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>195797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>324793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>533989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DESCARTES SYS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>249906108</n1:cusip>
<n1:value>199300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2640</n1:Sole>
<n1:Shared>76</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DESCARTES SYS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>249906108</n1:cusip>
<n1:value>292713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>14564030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305326</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>3505950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>35727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>973223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>3250479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34784</n1:Sole>
<n1:Shared>55</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>3545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>28</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>3792528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>52155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>292</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>11890736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>29239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>4805685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32205</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>485730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>10622806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2796</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>171607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>33144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>214</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>726387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDROCK HOSPITALITY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252784301</n1:cusip>
<n1:value>393783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDROCK HOSPITALITY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252784301</n1:cusip>
<n1:value>5541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>1252534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>2172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>276662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>451</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>614997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253798102</n1:cusip>
<n1:value>417258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253798102</n1:cusip>
<n1:value>6723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>2442395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>3569848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28698</n1:Sole>
<n1:Shared>502</n1:Shared>
<n1:None>298</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>4057317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>593845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2526</n1:Sole>
<n1:Shared>2381</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITALOCEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE12/0</n1:titleOfClass>
<n1:cusip>25402DAB8</n1:cusip>
<n1:value>1021238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1336000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1336000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITALOCEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25402D102</n1:cusip>
<n1:value>28452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITALOCEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25402D102</n1:cusip>
<n1:value>342091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DILLARDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>254067101</n1:cusip>
<n1:value>517387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQT MKT</n1:titleOfClass>
<n1:cusip>25434V104</n1:cusip>
<n1:value>1236955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL CORE EQT MK</n1:titleOfClass>
<n1:cusip>25434V203</n1:cusip>
<n1:value>511764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQUITY ETF</n1:titleOfClass>
<n1:cusip>25434V401</n1:cusip>
<n1:value>16282073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>349776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>349776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQUITY ETF</n1:titleOfClass>
<n1:cusip>25434V401</n1:cusip>
<n1:value>21309845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>457784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>457784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP ETF</n1:titleOfClass>
<n1:cusip>25434V500</n1:cusip>
<n1:value>3467489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP ETF</n1:titleOfClass>
<n1:cusip>25434V500</n1:cusip>
<n1:value>9854713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US TARGETED VLU</n1:titleOfClass>
<n1:cusip>25434V609</n1:cusip>
<n1:value>2936451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US TARGETED VLU</n1:titleOfClass>
<n1:cusip>25434V609</n1:cusip>
<n1:value>7020622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQUITY 1</n1:titleOfClass>
<n1:cusip>25434V625</n1:cusip>
<n1:value>2456796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL REAL EST</n1:titleOfClass>
<n1:cusip>25434V658</n1:cusip>
<n1:value>419838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQUITY 2</n1:titleOfClass>
<n1:cusip>25434V708</n1:cusip>
<n1:value>20583875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>785644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>785644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQUITY 2</n1:titleOfClass>
<n1:cusip>25434V708</n1:cusip>
<n1:value>485041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US MKTWIDE VALUE</n1:titleOfClass>
<n1:cusip>25434V724</n1:cusip>
<n1:value>2080074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US MKTWIDE VALUE</n1:titleOfClass>
<n1:cusip>25434V724</n1:cusip>
<n1:value>2704590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS CO</n1:titleOfClass>
<n1:cusip>25434V732</n1:cusip>
<n1:value>3159102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS VA</n1:titleOfClass>
<n1:cusip>25434V740</n1:cusip>
<n1:value>221593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS HI</n1:titleOfClass>
<n1:cusip>25434V757</n1:cusip>
<n1:value>230766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH PROFIT</n1:titleOfClass>
<n1:cusip>25434V765</n1:cusip>
<n1:value>456369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL SMALL CAP V</n1:titleOfClass>
<n1:cusip>25434V781</n1:cusip>
<n1:value>468923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL CORE EQUITY</n1:titleOfClass>
<n1:cusip>25434V799</n1:cusip>
<n1:value>4069515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>174283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATNAL VAL</n1:titleOfClass>
<n1:cusip>25434V807</n1:cusip>
<n1:value>1922725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP VAL</n1:titleOfClass>
<n1:cusip>25434V815</n1:cusip>
<n1:value>1271035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH PROFITAB</n1:titleOfClass>
<n1:cusip>25434V831</n1:cusip>
<n1:value>1271660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NATL MUN BD ETF</n1:titleOfClass>
<n1:cusip>25434V849</n1:cusip>
<n1:value>1478071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION F</n1:titleOfClass>
<n1:cusip>25434V864</n1:cusip>
<n1:value>3623733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CORE FIXED INCOM</n1:titleOfClass>
<n1:cusip>25434V872</n1:cusip>
<n1:value>6770636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>WORLD EX US CORE</n1:titleOfClass>
<n1:cusip>25434V880</n1:cusip>
<n1:value>6183803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>WORLD EX US CORE</n1:titleOfClass>
<n1:cusip>25434V880</n1:cusip>
<n1:value>788921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIODES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254543101</n1:cusip>
<n1:value>31930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIODES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254543101</n1:cusip>
<n1:value>683779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIREXION SHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NAS100 EQL WGT</n1:titleOfClass>
<n1:cusip>25459Y207</n1:cusip>
<n1:value>903222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>52906012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>652758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>646428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6330</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>5480925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34282</n1:Sole>
<n1:Shared>32454</n1:Shared>
<n1:None>888</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>66258942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>817507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>812116</n1:Sole>
<n1:Shared>2953</n1:Shared>
<n1:None>2438</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>7020146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISH NETWORK CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25470M109</n1:cusip>
<n1:value>125720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISH NETWORK CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25470M109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISH NETWORK CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25470M109</n1:cusip>
<n1:value>352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>1135459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12157</n1:Sole>
<n1:Shared>525</n1:Shared>
<n1:None>425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>14000200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>15114509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172421</n1:Sole>
<n1:Shared>810</n1:Shared>
<n1:None>1241</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>21472198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>235283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIXIE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>255519100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>258426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>291648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6944</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>7854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>187</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>2414735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>3408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>3453938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>15388338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>172666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1567</n1:Sole>
<n1:Shared>65</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>20174156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36788</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>2839989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>1120164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>139769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>37896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>10441300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232364</n1:Sole>
<n1:Shared>985</n1:Shared>
<n1:None>394</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>1183264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>419</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>21946542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>491304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>490009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1295</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>681486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11797</n1:Sole>
<n1:Shared>3198</n1:Shared>
<n1:None>261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>115152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>2156073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>504793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>265935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4459</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>31967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>2281285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>329556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>3527310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLEVERIFY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25862V105</n1:cusip>
<n1:value>124881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4298</n1:Sole>
<n1:Shared>170</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLEVERIFY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25862V105</n1:cusip>
<n1:value>248308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258622109</n1:cusip>
<n1:value>1531348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLELINE OPPORTUNISTIC CR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258623107</n1:cusip>
<n1:value>148556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>1617479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>18694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>2556374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>492749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>1175465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>13365383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257690</n1:Sole>
<n1:Shared>1518</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>20609510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>399719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>399719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>2177843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23953</n1:Sole>
<n1:Shared>18286</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142V105</n1:cusip>
<n1:value>331965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142V105</n1:cusip>
<n1:value>3343501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRIL-QUIP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>262037104</n1:cusip>
<n1:value>1409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRIL-QUIP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>262037104</n1:cusip>
<n1:value>868425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>27611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>477070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>645242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUCOMMUN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>264147109</n1:cusip>
<n1:value>688676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUFF &amp; PHELPS UTLITY AND INF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26433C105</n1:cusip>
<n1:value>1604803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>23961972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>271493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268263</n1:Sole>
<n1:Shared>1303</n1:Shared>
<n1:None>1927</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>3097838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18405</n1:Sole>
<n1:Shared>16509</n1:Shared>
<n1:None>185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>51011555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>577969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>576969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>7807656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUN &amp; BRADSTREET HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26484T106</n1:cusip>
<n1:value>112312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUN &amp; BRADSTREET HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26484T106</n1:cusip>
<n1:value>45744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>1713929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17918</n1:Sole>
<n1:Shared>5060</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>48558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>293</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>7513749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100019</n1:Sole>
<n1:Shared>664</n1:Shared>
<n1:None>51</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>7897594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105799</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOXIMITY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26622P107</n1:cusip>
<n1:value>10610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOXIMITY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26622P107</n1:cusip>
<n1:value>145612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOXIMITY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26622P107</n1:cusip>
<n1:value>88233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUTCH BROS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26701L100</n1:cusip>
<n1:value>269421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>277062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>774036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>93460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E L F BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26856L103</n1:cusip>
<n1:value>12850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E L F BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26856L103</n1:cusip>
<n1:value>657003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>10220039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>1450768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1592</n1:Sole>
<n1:Shared>9513</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>2402356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>612</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>7696867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59434</n1:Sole>
<n1:Shared>565</n1:Shared>
<n1:None>721</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>10145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>127908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>202900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>267661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>1716724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>32567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE BANCORP INC MD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>268948106</n1:cusip>
<n1:value>13749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE BANCORP INC MD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>268948106</n1:cusip>
<n1:value>207314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS PVT CR</n1:titleOfClass>
<n1:cusip>26923G798</n1:cusip>
<n1:value>251874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS INFRCAP</n1:titleOfClass>
<n1:cusip>26923G822</n1:cusip>
<n1:value>227496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>11763</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS INFRCAP</n1:titleOfClass>
<n1:cusip>26923G822</n1:cusip>
<n1:value>38680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF MANAGERS TR</n1:nameOfIssuer>
<n1:titleOfClass>ETFMG ALTR HRVST</n1:titleOfClass>
<n1:cusip>26924G508</n1:cusip>
<n1:value>112123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF MANAGERS TR</n1:nameOfIssuer>
<n1:titleOfClass>ETFMG ALTR HRVST</n1:titleOfClass>
<n1:cusip>26924G508</n1:cusip>
<n1:value>5585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>1921308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>4358328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>535150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>151910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>231316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>2372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>432907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>352</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTERLY GOVT PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27616P103</n1:cusip>
<n1:value>1456388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTERLY GOVT PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27616P103</n1:cusip>
<n1:value>210613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>1077661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>2892626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>3110614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>2579250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33321</n1:Sole>
<n1:Shared>298</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>321227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>4374772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>76490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>654</n1:Sole>
<n1:Shared>343</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE MUNI INCOME TRUS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>27826U108</n1:cusip>
<n1:value>1027362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENHANCED EQUITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278274105</n1:cusip>
<n1:value>2695729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENHANCED EQUITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278277108</n1:cusip>
<n1:value>380594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE FLTING RATE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278279104</n1:cusip>
<n1:value>489819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX ADVT DIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828G107</n1:cusip>
<n1:value>443325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE LTD DURATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828H105</n1:cusip>
<n1:value>1493056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED DIVE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
<n1:value>220910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>19143</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED DIVE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLBL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828S101</n1:cusip>
<n1:value>215037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-ADVANTAGED G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>285083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-ADVANTAGED G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>91912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX MNGED BUY WR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828X100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13160</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED BUY-</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828Y108</n1:cusip>
<n1:value>3199332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>267279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>267279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829C105</n1:cusip>
<n1:value>104223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829C105</n1:cusip>
<n1:value>67996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829F108</n1:cusip>
<n1:value>1535862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>208394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE MUN INCOME 2028</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>27829U105</n1:cusip>
<n1:value>493026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4941</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>32079418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>727589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>727414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>175</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>4335811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97489</n1:Sole>
<n1:Shared>772</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>66266256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1502977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1431524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71453</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>10646592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>2479508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5070</n1:Sole>
<n1:Shared>9460</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>3220294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>43543931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253781</n1:Sole>
<n1:Shared>2582</n1:Shared>
<n1:None>685</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOFIN SUSTAINABLE AND SOCIA</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>27901F109</n1:cusip>
<n1:value>566882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOVYST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27923Q109</n1:cusip>
<n1:value>109805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOVYST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27923Q109</n1:cusip>
<n1:value>61530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6015</n1:Sole>
<n1:Shared>238</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>12658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>1411367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>277</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>3161561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>509041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>2063436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>3743545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>641</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>4041224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>1293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>14264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1269</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>187472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>404528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>1090957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>23117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>192</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>2361646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>7104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>16</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEMENT SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28618M106</n1:cusip>
<n1:value>3410630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEMENT SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28618M106</n1:cusip>
<n1:value>429194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELLINGTON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28852N109</n1:cusip>
<n1:value>289228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELLINGTON RESIDENTIAL MTG RE</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>288578107</n1:cusip>
<n1:value>78170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>1701224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>406684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERGENT BIOSOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29089Q105</n1:cusip>
<n1:value>374241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>2336318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>38489808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>398569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>393201</n1:Sole>
<n1:Shared>4029</n1:Shared>
<n1:None>1339</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>45409122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>470220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>470220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>5651276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22685</n1:Sole>
<n1:Shared>34835</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29109X106</n1:cusip>
<n1:value>10622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29109X106</n1:cusip>
<n1:value>3023457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29109X106</n1:cusip>
<n1:value>3575571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29109X106</n1:cusip>
<n1:value>40035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMPLOYERS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292218104</n1:cusip>
<n1:value>364704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMPLOYERS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292218104</n1:cusip>
<n1:value>999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENACT HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29249E109</n1:cusip>
<n1:value>2287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENACT HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29249E109</n1:cusip>
<n1:value>360471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>14778976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>445284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>438451</n1:Sole>
<n1:Shared>3015</n1:Shared>
<n1:None>3818</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>35746337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1077021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1066446</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10575</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>41554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>706217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18059</n1:Sole>
<n1:Shared>2782</n1:Shared>
<n1:None>437</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE WIRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292562105</n1:cusip>
<n1:value>112578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE WIRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292562105</n1:cusip>
<n1:value>736591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>1343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>148465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>15657145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>663809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>15796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>493</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>39247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>56230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>96056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>182432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>1905807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>5073416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>361612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>5773064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>411480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>408600</n1:Sole>
<n1:Shared>2880</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>244522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>33135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>35028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>8539991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENPHASE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/0</n1:titleOfClass>
<n1:cusip>29355AAK3</n1:cusip>
<n1:value>991345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1198000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1198000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENPHASE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29355A107</n1:cusip>
<n1:value>10573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENPHASE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29355A107</n1:cusip>
<n1:value>27755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENPHASE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29355A107</n1:cusip>
<n1:value>939333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENOVA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29357K103</n1:cusip>
<n1:value>11751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENOVA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29357K103</n1:cusip>
<n1:value>597672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSIGN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29358P101</n1:cusip>
<n1:value>12546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSIGN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29358P101</n1:cusip>
<n1:value>274999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSIGN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29358P101</n1:cusip>
<n1:value>342819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>2308734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24585</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>3826457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>539607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>3982958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42813</n1:Sole>
<n1:Shared>246</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>49025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>78255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>361</n1:Shared>
<n1:None>95</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>8745179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>119333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>3363773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120800</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>45888651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1676604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1676219</n1:Sole>
<n1:Shared>385</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>7672515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280326</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>13296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>2276664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>8182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPLUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294268107</n1:cusip>
<n1:value>5501594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPLUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294268107</n1:cusip>
<n1:value>95788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>13555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>74</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>3480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>3703316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>7381421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>1732130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>2591031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>6536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>1</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>8898864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINOR ASA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>29446M102</n1:cusip>
<n1:value>12263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINOR ASA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>29446M102</n1:cusip>
<n1:value>537726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITABLE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29452E101</n1:cusip>
<n1:value>152111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITABLE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29452E101</n1:cusip>
<n1:value>20299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>715</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITABLE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29452E101</n1:cusip>
<n1:value>32109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>10101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>104794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>28110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>495392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY COMWLTH</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>294628102</n1:cusip>
<n1:value>145086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY COMWLTH</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>294628102</n1:cusip>
<n1:value>43610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>1401365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>525162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>57212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>102743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>137205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>1526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>516116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERICSSON</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>11154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERICSSON</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>48376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERIE INDTY CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>29530P102</n1:cusip>
<n1:value>19978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERIE INDTY CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>29530P102</n1:cusip>
<n1:value>27116523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESAB CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29605J106</n1:cusip>
<n1:value>123236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1689</n1:Sole>
<n1:Shared>66</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESAB CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29605J106</n1:cusip>
<n1:value>160172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL PPTYS RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670E107</n1:cusip>
<n1:value>1604795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL PPTYS RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670E107</n1:cusip>
<n1:value>23079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL PPTYS RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670E107</n1:cusip>
<n1:value>25502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>114079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>554100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>1289751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>1485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>2051334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETHAN ALLEN INTERIORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297602104</n1:cusip>
<n1:value>16325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETHAN ALLEN INTERIORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297602104</n1:cusip>
<n1:value>4297706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETHAN ALLEN INTERIORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297602104</n1:cusip>
<n1:value>473885</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29786A106</n1:cusip>
<n1:value>131291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29786A106</n1:cusip>
<n1:value>261097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29786A106</n1:cusip>
<n1:value>7943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>14467719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>2778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>430319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>54600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>606672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>865061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>1400283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>1692214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32912</n1:Sole>
<n1:Shared>465</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>3516256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>8467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
<n1:Shared>75</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040P103</n1:cusip>
<n1:value>2414779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040P103</n1:cusip>
<n1:value>85960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>1013729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>1396761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>25470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>559229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>485</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLV TECHNOLOGIES HLDNGS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>30049H102</n1:cusip>
<n1:value>1399972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>288060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLV TECHNOLOGIES HLDNGS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>30049H102</n1:cusip>
<n1:value>14580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLENT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30050B101</n1:cusip>
<n1:value>2328165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLENT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30050B101</n1:cusip>
<n1:value>5146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>1160218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>7027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>87731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>1201949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>572</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>30389876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>804178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>804178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>32922006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>871183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>866130</n1:Sole>
<n1:Shared>1393</n1:Shared>
<n1:None>3660</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>659776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11284</n1:Sole>
<n1:Shared>5732</n1:Shared>
<n1:None>443</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>14121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>354458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>595559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>1332918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>381718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3149</n1:Sole>
<n1:Shared>181</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>5821141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>5836976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPONENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30214U102</n1:cusip>
<n1:value>3253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPONENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30214U102</n1:cusip>
<n1:value>3259977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPONENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30214U102</n1:cusip>
<n1:value>4940575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>2091905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>2411620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>53495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>117525796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>999539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>988624</n1:Sole>
<n1:Shared>8049</n1:Shared>
<n1:None>2866</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>19229151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2806</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>36248973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>308292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175182</n1:Sole>
<n1:Shared>126285</n1:Shared>
<n1:None>6825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>84017940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>714560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>710227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FMC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>169970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FMC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>28596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FMC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>658888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FMC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>8103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLYWIRE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM VTG</n1:titleOfClass>
<n1:cusip>302492103</n1:cusip>
<n1:value>3182558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLYWIRE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM VTG</n1:titleOfClass>
<n1:cusip>302492103</n1:cusip>
<n1:value>72231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>1147524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>55094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30260D103</n1:cusip>
<n1:value>36096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5886</n1:Sole>
<n1:Shared>232</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30260D103</n1:cusip>
<n1:value>45052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FTI CONSULTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302941109</n1:cusip>
<n1:value>15343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FTI CONSULTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302941109</n1:cusip>
<n1:value>294555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FTI CONSULTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302941109</n1:cusip>
<n1:value>438175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>105545466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>122766076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>408934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406957</n1:Sole>
<n1:Shared>412</n1:Shared>
<n1:None>1565</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>3320923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8787</n1:Sole>
<n1:Shared>2128</n1:Shared>
<n1:None>147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>74966940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>247958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1757</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>1331894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>315702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>674</n1:Sole>
<n1:Shared>48</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>5061285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>6905940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>2157429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>2606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>3282175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>573230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>19015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>3016754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>3878293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL RLTY INVT TR NEW</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313745101</n1:cusip>
<n1:value>1450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL RLTY INVT TR NEW</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313745101</n1:cusip>
<n1:value>748173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>3152848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>403201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>18629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>1960497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57883</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>8468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION H</n1:titleOfClass>
<n1:cusip>31423L206</n1:cusip>
<n1:value>207040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES PREM MUNI I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31423P108</n1:cusip>
<n1:value>561599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>10248430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>10690317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>10991551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>2503759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7251</n1:Sole>
<n1:Shared>2200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>16784020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>1692615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>27189474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>742</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>63973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COMWLTH TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ COMPSIT</n1:titleOfClass>
<n1:cusip>315912808</n1:cusip>
<n1:value>120721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COMWLTH TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ COMPSIT</n1:titleOfClass>
<n1:cusip>315912808</n1:cusip>
<n1:value>163872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY D &amp; D BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31609R100</n1:cusip>
<n1:value>374959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CONSMR STAPLES</n1:titleOfClass>
<n1:cusip>316092303</n1:cusip>
<n1:value>1459257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CONSMR STAPLES</n1:titleOfClass>
<n1:cusip>316092303</n1:cusip>
<n1:value>51053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLUE CHIP VALUE</n1:titleOfClass>
<n1:cusip>316092345</n1:cusip>
<n1:value>470633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ENERGY IDX</n1:titleOfClass>
<n1:cusip>316092402</n1:cusip>
<n1:value>1158111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HLTH CARE I</n1:titleOfClass>
<n1:cusip>316092600</n1:cusip>
<n1:value>3205840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YILD ETF</n1:titleOfClass>
<n1:cusip>316092618</n1:cusip>
<n1:value>448337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INDL INDX</n1:titleOfClass>
<n1:cusip>316092709</n1:cusip>
<n1:value>2141215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>1058669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>49172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DIVID ETF RISI</n1:titleOfClass>
<n1:cusip>316092832</n1:cusip>
<n1:value>209946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DIVID ETF RISI</n1:titleOfClass>
<n1:cusip>316092832</n1:cusip>
<n1:value>211079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIVID ETF</n1:titleOfClass>
<n1:cusip>316092840</n1:cusip>
<n1:value>4017036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY MERRIMACK STR TR</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BD ETF</n1:titleOfClass>
<n1:cusip>316188309</n1:cusip>
<n1:value>188484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY MERRIMACK STR TR</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BD ETF</n1:titleOfClass>
<n1:cusip>316188309</n1:cusip>
<n1:value>5939668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>22108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>2531366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>105</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>35981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>6390562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>1381981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33029</n1:Sole>
<n1:Shared>433</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>18172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>5129163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>5823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>64</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDUS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316500107</n1:cusip>
<n1:value>1010847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>2879590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112294</n1:Sole>
<n1:Shared>1389</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>296893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>884</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>46759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>659</n1:Sole>
<n1:Shared>187</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>5938726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>309622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>732050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>748210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP P R</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>318672706</n1:cusip>
<n1:value>296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP P R</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>318672706</n1:cusip>
<n1:value>448083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>112560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>4000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>17531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>240128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>10697155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>2703396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>9661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>1186066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>41976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1671</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANCORP OH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320209109</n1:cusip>
<n1:value>132084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANCORP OH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320209109</n1:cusip>
<n1:value>191276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320218100</n1:cusip>
<n1:value>230787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>25522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>426928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>71002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>11304291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>169829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INTST BANCSYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32055Y201</n1:cusip>
<n1:value>180865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INTST BANCSYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32055Y201</n1:cusip>
<n1:value>183635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>16159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>283106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>287908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>520966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>336917109</n1:cusip>
<n1:value>10300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>336917109</n1:cusip>
<n1:value>23647164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>707152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>707152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY OPPT ETF</n1:titleOfClass>
<n1:cusip>336920103</n1:cusip>
<n1:value>3464062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR DOW JONES SELECT MI</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS ANNUAL</n1:titleOfClass>
<n1:cusip>33718M105</n1:cusip>
<n1:value>220654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR INTER DURATN PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33718W103</n1:cusip>
<n1:value>1106671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR INTER DURATN PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33718W103</n1:cusip>
<n1:value>7450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENHANCED EQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337318109</n1:cusip>
<n1:value>513629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DOW 30 EQL WGT</n1:titleOfClass>
<n1:cusip>33733A201</n1:cusip>
<n1:value>276337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>55856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>7760369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CAP STRENGTH ETF</n1:titleOfClass>
<n1:cusip>33733E104</n1:cusip>
<n1:value>60662936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>823889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>823889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NY ARCA BIOTECH</n1:titleOfClass>
<n1:cusip>33733E203</n1:cusip>
<n1:value>4769568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NY ARCA BIOTECH</n1:titleOfClass>
<n1:cusip>33733E203</n1:cusip>
<n1:value>53125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>103747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>136467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>27508421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 EX</n1:titleOfClass>
<n1:cusip>33733E401</n1:cusip>
<n1:value>1406759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NAS CLNEDG GREEN</n1:titleOfClass>
<n1:cusip>33733E500</n1:cusip>
<n1:value>454286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NAT GAS ETF</n1:titleOfClass>
<n1:cusip>33733E807</n1:cusip>
<n1:value>3766695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST GLD ST</n1:titleOfClass>
<n1:cusip>33733E849</n1:cusip>
<n1:value>191075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MULTI CAP GROWTH AL</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33733F101</n1:cusip>
<n1:value>3915430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR SR FLTG RATE INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33733U108</n1:cusip>
<n1:value>266270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR VALUE LINE DIVID IN</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>286557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR VALUE LINE DIVID IN</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>59209603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1583568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1583568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>118487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>14234484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR DISCRE</n1:titleOfClass>
<n1:cusip>33734X101</n1:cusip>
<n1:value>13352206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR STAPLE</n1:titleOfClass>
<n1:cusip>33734X119</n1:cusip>
<n1:value>2680142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ALPHADX</n1:titleOfClass>
<n1:cusip>33734X127</n1:cusip>
<n1:value>5686119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>326413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>326413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FINLS ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X135</n1:cusip>
<n1:value>4426428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>28954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>3684082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDLS PROD DUR</n1:titleOfClass>
<n1:cusip>33734X150</n1:cusip>
<n1:value>14332819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ALPH</n1:titleOfClass>
<n1:cusip>33734X168</n1:cusip>
<n1:value>3908362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>11861622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106722</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>85804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ALPH</n1:titleOfClass>
<n1:cusip>33734X184</n1:cusip>
<n1:value>4000535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CLOUD COMPUTING</n1:titleOfClass>
<n1:cusip>33734X192</n1:cusip>
<n1:value>243975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CLOUD COMPUTING</n1:titleOfClass>
<n1:cusip>33734X192</n1:cusip>
<n1:value>994715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLBL DIVID</n1:titleOfClass>
<n1:cusip>33734X200</n1:cusip>
<n1:value>656120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLBL DIVID</n1:titleOfClass>
<n1:cusip>33734X200</n1:cusip>
<n1:value>927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ CYB ETF</n1:titleOfClass>
<n1:cusip>33734X846</n1:cusip>
<n1:value>33391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ CYB ETF</n1:titleOfClass>
<n1:cusip>33734X846</n1:cusip>
<n1:value>6511599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQUITY OPP</n1:titleOfClass>
<n1:cusip>33734X853</n1:cusip>
<n1:value>486935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR SML CP CORE ALPHA F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734Y109</n1:cusip>
<n1:value>1226149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>13397315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>3513198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>12057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>19535965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735B108</n1:cusip>
<n1:value>1308481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735J101</n1:cusip>
<n1:value>12403114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735K108</n1:cusip>
<n1:value>2083560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR STOXX EUROPEAN SELE</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHS</n1:titleOfClass>
<n1:cusip>33735T109</n1:cusip>
<n1:value>194181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>JAPAN ALPHADEX</n1:titleOfClass>
<n1:cusip>33737J158</n1:cusip>
<n1:value>1029419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>DEV MRK EX US</n1:titleOfClass>
<n1:cusip>33737J174</n1:cusip>
<n1:value>4022225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDXX NEXTG ETF</n1:titleOfClass>
<n1:cusip>33737K205</n1:cusip>
<n1:value>405473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>SML CAP VAL ALPH</n1:titleOfClass>
<n1:cusip>33737M409</n1:cusip>
<n1:value>7503444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>91440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>959858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SENIOR LN FD</n1:titleOfClass>
<n1:cusip>33738D309</n1:cusip>
<n1:value>8935790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>195361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR TA HIYL</n1:titleOfClass>
<n1:cusip>33738D408</n1:cusip>
<n1:value>2752618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70166</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>LNG DUR OPRTUN</n1:titleOfClass>
<n1:cusip>33738D606</n1:cusip>
<n1:value>874017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>LIMITED DURATION</n1:titleOfClass>
<n1:cusip>33738D804</n1:cusip>
<n1:value>1749827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST RISING</n1:titleOfClass>
<n1:cusip>33738D879</n1:cusip>
<n1:value>15597677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>740279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>740279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33738G104</n1:cusip>
<n1:value>168353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33738G104</n1:cusip>
<n1:value>232163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>17655</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASD TECH DIV</n1:titleOfClass>
<n1:cusip>33738R118</n1:cusip>
<n1:value>3416573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>BUYWRIT INCM ETF</n1:titleOfClass>
<n1:cusip>33738R308</n1:cusip>
<n1:value>2443555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RISNG DIVD ACHIV</n1:titleOfClass>
<n1:cusip>33738R506</n1:cusip>
<n1:value>27550860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>599583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>599583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RISNG DIVD ACHIV</n1:titleOfClass>
<n1:cusip>33738R506</n1:cusip>
<n1:value>66536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>111149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>7774580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RBA INDL ETF</n1:titleOfClass>
<n1:cusip>33738R704</n1:cusip>
<n1:value>2211574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ ARTFCIAL</n1:titleOfClass>
<n1:cusip>33738R720</n1:cusip>
<n1:value>246098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ ARTFCIAL</n1:titleOfClass>
<n1:cusip>33738R720</n1:cusip>
<n1:value>4666630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ TRANSN</n1:titleOfClass>
<n1:cusip>33738R795</n1:cusip>
<n1:value>460695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ SEMCNDTR</n1:titleOfClass>
<n1:cusip>33738R811</n1:cusip>
<n1:value>8349468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ OIL GAS</n1:titleOfClass>
<n1:cusip>33738R845</n1:cusip>
<n1:value>1486499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ FOD BVRG</n1:titleOfClass>
<n1:cusip>33738R852</n1:cusip>
<n1:value>669907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ BK ETF</n1:titleOfClass>
<n1:cusip>33738R860</n1:cusip>
<n1:value>347435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGHT</n1:titleOfClass>
<n1:cusip>33738R878</n1:cusip>
<n1:value>246628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33739B104</n1:cusip>
<n1:value>218571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>15232926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>953846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>953846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>2338663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137641</n1:Sole>
<n1:Shared>8800</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FST TR GLB FD</n1:titleOfClass>
<n1:cusip>33739H101</n1:cusip>
<n1:value>8459230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>352468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>352468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FST TR NEW OPPORT MLP &amp; ENE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33739M100</n1:cusip>
<n1:value>185922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>MANAGD MUN ETF</n1:titleOfClass>
<n1:cusip>33739N108</n1:cusip>
<n1:value>12953460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>LNG/SHT EQUITY</n1:titleOfClass>
<n1:cusip>33739P103</n1:cusip>
<n1:value>25606197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>481772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>481772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>EME MRK BD ETF</n1:titleOfClass>
<n1:cusip>33739P202</n1:cusip>
<n1:value>6959136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>MUNI HI INCM ETF</n1:titleOfClass>
<n1:cusip>33739P301</n1:cusip>
<n1:value>860071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT DYN DEV</n1:titleOfClass>
<n1:cusip>33739P608</n1:cusip>
<n1:value>6875162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVR FRNT DYN</n1:titleOfClass>
<n1:cusip>33739P707</n1:cusip>
<n1:value>1779354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>INSTL PFD SECS</n1:titleOfClass>
<n1:cusip>33739P855</n1:cusip>
<n1:value>7351297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>435503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>435503</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>HORIZON MNGD ETF</n1:titleOfClass>
<n1:cusip>33739P871</n1:cusip>
<n1:value>272344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>HORIZON DMST ETF</n1:titleOfClass>
<n1:cusip>33739P889</n1:cusip>
<n1:value>6422896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FST LOW OPPT EFT</n1:titleOfClass>
<n1:cusip>33739Q200</n1:cusip>
<n1:value>1748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FST LOW OPPT EFT</n1:titleOfClass>
<n1:cusip>33739Q200</n1:cusip>
<n1:value>28468376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>602633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>602633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR ENH NEW</n1:titleOfClass>
<n1:cusip>33739Q408</n1:cusip>
<n1:value>15938149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR ENH NEW</n1:titleOfClass>
<n1:cusip>33739Q408</n1:cusip>
<n1:value>201315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST S&amp;P</n1:titleOfClass>
<n1:cusip>33739Q705</n1:cusip>
<n1:value>18899647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>382894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQU</n1:titleOfClass>
<n1:cusip>33740F425</n1:cusip>
<n1:value>371645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F433</n1:cusip>
<n1:value>983509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST U S</n1:titleOfClass>
<n1:cusip>33740F441</n1:cusip>
<n1:value>530293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE US EQ MD</n1:titleOfClass>
<n1:cusip>33740F458</n1:cusip>
<n1:value>6997970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>228155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST US</n1:titleOfClass>
<n1:cusip>33740F482</n1:cusip>
<n1:value>513149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F516</n1:cusip>
<n1:value>3291990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST NAS100</n1:titleOfClass>
<n1:cusip>33740F557</n1:cusip>
<n1:value>3733953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST NAS100</n1:titleOfClass>
<n1:cusip>33740F581</n1:cusip>
<n1:value>7608331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST MAR</n1:titleOfClass>
<n1:cusip>33740F599</n1:cusip>
<n1:value>359976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST US</n1:titleOfClass>
<n1:cusip>33740F615</n1:cusip>
<n1:value>390390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST BFR</n1:titleOfClass>
<n1:cusip>33740F623</n1:cusip>
<n1:value>587066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F631</n1:cusip>
<n1:value>964127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST 100</n1:titleOfClass>
<n1:cusip>33740F649</n1:cusip>
<n1:value>5745204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US EQTY BUF</n1:titleOfClass>
<n1:cusip>33740F664</n1:cusip>
<n1:value>1956474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US EQT DEP</n1:titleOfClass>
<n1:cusip>33740F672</n1:cusip>
<n1:value>1686585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST US</n1:titleOfClass>
<n1:cusip>33740F680</n1:cusip>
<n1:value>2689950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F698</n1:cusip>
<n1:value>1749319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F714</n1:cusip>
<n1:value>640069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F722</n1:cusip>
<n1:value>1660437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQ</n1:titleOfClass>
<n1:cusip>33740F730</n1:cusip>
<n1:value>1451148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US BUF</n1:titleOfClass>
<n1:cusip>33740F748</n1:cusip>
<n1:value>845090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQ</n1:titleOfClass>
<n1:cusip>33740F755</n1:cusip>
<n1:value>11466830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>468225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>468225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>US EQT DEEP DUFR</n1:titleOfClass>
<n1:cusip>33740F771</n1:cusip>
<n1:value>957394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>TCW OPPORTUNIS</n1:titleOfClass>
<n1:cusip>33740F805</n1:cusip>
<n1:value>12280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>TCW OPPORTUNIS</n1:titleOfClass>
<n1:cusip>33740F805</n1:cusip>
<n1:value>35326799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>840014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>840014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE EQT DEP NOV</n1:titleOfClass>
<n1:cusip>33740F839</n1:cusip>
<n1:value>410078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE EQT BUFER</n1:titleOfClass>
<n1:cusip>33740F847</n1:cusip>
<n1:value>918224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US DEEP</n1:titleOfClass>
<n1:cusip>33740F854</n1:cusip>
<n1:value>6675941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US BUFFER</n1:titleOfClass>
<n1:cusip>33740F862</n1:cusip>
<n1:value>967992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>LOW DUR STRTGC</n1:titleOfClass>
<n1:cusip>33740F870</n1:cusip>
<n1:value>228957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>TCW UNCONSTRAI</n1:titleOfClass>
<n1:cusip>33740F888</n1:cusip>
<n1:value>15417347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>645077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>645077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U208</n1:cusip>
<n1:value>1273994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST US</n1:titleOfClass>
<n1:cusip>33740U307</n1:cusip>
<n1:value>312510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE DEEP BFR</n1:titleOfClass>
<n1:cusip>33740U406</n1:cusip>
<n1:value>546184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE EQTY BFR</n1:titleOfClass>
<n1:cusip>33740U505</n1:cusip>
<n1:value>6414328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT CBOE VEST U S</n1:titleOfClass>
<n1:cusip>33740U661</n1:cusip>
<n1:value>6265634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST FD DEP</n1:titleOfClass>
<n1:cusip>33740U703</n1:cusip>
<n1:value>17104380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>804912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>804912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U737</n1:cusip>
<n1:value>787380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U786</n1:cusip>
<n1:value>10854687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US DEP</n1:titleOfClass>
<n1:cusip>33740U802</n1:cusip>
<n1:value>265361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST NAS100</n1:titleOfClass>
<n1:cusip>33740U836</n1:cusip>
<n1:value>344777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>CBOE VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U885</n1:cusip>
<n1:value>3544116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SMID RISNG ETF</n1:titleOfClass>
<n1:cusip>33741X102</n1:cusip>
<n1:value>61178813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2167156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2105276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61880</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDXX INOVTV ETF</n1:titleOfClass>
<n1:cusip>33741X201</n1:cusip>
<n1:value>207230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDXX INOVTV ETF</n1:titleOfClass>
<n1:cusip>33741X201</n1:cusip>
<n1:value>21402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>11061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>276817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>4769300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTCASH HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33768G107</n1:cusip>
<n1:value>10038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTCASH HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33768G107</n1:cusip>
<n1:value>548500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>144137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>22856438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>6683730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58626</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>9198672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>453</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>1072536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>1244152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35714</n1:Sole>
<n1:Shared>686</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>17090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISKER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>33813J106</n1:cusip>
<n1:value>18137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISKER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>33813J106</n1:cusip>
<n1:value>51200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>1851685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>2965870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 6/0</n1:titleOfClass>
<n1:cusip>338307AD3</n1:cusip>
<n1:value>2121642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2274000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2274000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338307101</n1:cusip>
<n1:value>118698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338307101</n1:cusip>
<n1:value>284592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLAHERTY &amp; CRUMRINE PFD SECS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338478100</n1:cusip>
<n1:value>1229551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEETCOR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>339041105</n1:cusip>
<n1:value>1257039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEETCOR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>339041105</n1:cusip>
<n1:value>1532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEETCOR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>339041105</n1:cusip>
<n1:value>628647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2462</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>339750101</n1:cusip>
<n1:value>1500852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>339750101</n1:cusip>
<n1:value>17648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOTEK INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>343389409</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOTEK INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>343389409</n1:cusip>
<n1:value>898679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUOR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343412102</n1:cusip>
<n1:value>165921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4397</n1:Sole>
<n1:Shared>124</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUOR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343412102</n1:cusip>
<n1:value>176711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUOR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343412102</n1:cusip>
<n1:value>4367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>69</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>26366187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1188737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>925029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>44360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>925857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>179045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4236</n1:Sole>
<n1:Shared>266</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>201540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>457037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11087</n1:Sole>
<n1:Shared>405</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>1026883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>2574412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>84591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>2733828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>216830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>561223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44762</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>5815901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>468269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>464340</n1:Sole>
<n1:Shared>3212</n1:Shared>
<n1:None>717</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>9084778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>731464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>731464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORESTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>346232101</n1:cusip>
<n1:value>420776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>1596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>2160511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>471038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12256</n1:Sole>
<n1:Shared>143</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>1790738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>2486083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>3452907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>20616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>3676325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>5523808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>645118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>8694</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>10300907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>1087114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>163792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>2135</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>73970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTREA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>34965K107</n1:cusip>
<n1:value>131057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTREA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>34965K107</n1:cusip>
<n1:value>2658841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59036</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTREA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>34965K107</n1:cusip>
<n1:value>28590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTREA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>34965K107</n1:cusip>
<n1:value>329271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>28778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>338797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>11201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>261144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>264395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B COM</n1:titleOfClass>
<n1:cusip>35137L204</n1:cusip>
<n1:value>14902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B COM</n1:titleOfClass>
<n1:cusip>35137L204</n1:cusip>
<n1:value>286535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX FACTORY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35138V102</n1:cusip>
<n1:value>40524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX FACTORY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35138V102</n1:cusip>
<n1:value>511649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>1147071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>1258944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9336</n1:Sole>
<n1:Shared>95</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>5473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHRT DUR US GOVT</n1:titleOfClass>
<n1:cusip>353506108</n1:cusip>
<n1:value>382653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN ELEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>353514102</n1:cusip>
<n1:value>215758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN ELEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>353514102</n1:cusip>
<n1:value>892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>1028812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>1106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL DATA</n1:titleOfClass>
<n1:cusip>35473P470</n1:cusip>
<n1:value>371993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INVT GRADE CORPT</n1:titleOfClass>
<n1:cusip>35473P603</n1:cusip>
<n1:value>1604948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FTSE JAPAN ETF</n1:titleOfClass>
<n1:cusip>35473P744</n1:cusip>
<n1:value>800025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>1702027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1080</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>2281456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>830784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>307857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>494825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7431</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FUELCELL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35952H601</n1:cusip>
<n1:value>13288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULGENT GENETICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>359664109</n1:cusip>
<n1:value>303392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULLER H B CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>359694106</n1:cusip>
<n1:value>2053703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>13624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>279632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>361448103</n1:cusip>
<n1:value>21331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>361448103</n1:cusip>
<n1:value>311798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>361448103</n1:cusip>
<n1:value>708337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36165A102</n1:cusip>
<n1:value>37790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GFL ENVIRONMENTAL INC</n1:nameOfIssuer>
<n1:titleOfClass>SUB VTG SHS</n1:titleOfClass>
<n1:cusip>36168Q104</n1:cusip>
<n1:value>509589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>G III APPAREL GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36237H101</n1:cusip>
<n1:value>35087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>G III APPAREL GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36237H101</n1:cusip>
<n1:value>356854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI EQUITY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>362397101</n1:cusip>
<n1:value>417564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI DIVID &amp; INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36242H104</n1:cusip>
<n1:value>16038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI DIVID &amp; INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36242H104</n1:cusip>
<n1:value>399662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36251C103</n1:cusip>
<n1:value>391688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36251C103</n1:cusip>
<n1:value>8636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GXO LOGISTICS INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36262G101</n1:cusip>
<n1:value>1135053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GXO LOGISTICS INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36262G101</n1:cusip>
<n1:value>336475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>1551380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>1704470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24601</n1:Sole>
<n1:Shared>450</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>2846063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>831925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9626</n1:Sole>
<n1:Shared>2601</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>137214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>548</n1:Sole>
<n1:Shared>54</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>13876834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60462</n1:Sole>
<n1:Shared>420</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>17389703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>2735160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>39888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>36465A109</n1:cusip>
<n1:value>231616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>1350558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>1384037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30023</n1:Sole>
<n1:Shared>362</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>3143419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>5512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>54</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>13744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>3591068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>3929181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>15363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>130</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>1892962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>504485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>9806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>1518285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4951</n1:Sole>
<n1:Shared>1774</n1:Shared>
<n1:None>146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>2063197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>28847413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130088</n1:Sole>
<n1:Shared>161</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>37388236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>11137360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98095</n1:Sole>
<n1:Shared>2650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>3746871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>4175584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29084</n1:Sole>
<n1:Shared>8687</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>6855402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>10189231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>1210435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>14397302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223832</n1:Sole>
<n1:Shared>486</n1:Shared>
<n1:None>675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>3832233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6901</n1:Sole>
<n1:Shared>52587</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>1144916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>18529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>5090648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>6229517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>958</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>146430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>4500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>18691366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>574412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>376932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>197480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>550566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>66349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>34282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>485633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>820028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>860094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>160262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>161416696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1117999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1083544</n1:Sole>
<n1:Shared>8040</n1:Shared>
<n1:None>26415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>42398661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>293660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>293660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>46072380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>226234</n1:Sole>
<n1:Shared>92871</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTHERM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37253A103</n1:cusip>
<n1:value>1837244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTHERM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37253A103</n1:cusip>
<n1:value>220296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GERDAU SA</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>373737105</n1:cusip>
<n1:value>10127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GERDAU SA</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>373737105</n1:cusip>
<n1:value>341592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GETTY RLTY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374297109</n1:cusip>
<n1:value>1376074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GETTY RLTY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374297109</n1:cusip>
<n1:value>4243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GIBRALTAR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374689107</n1:cusip>
<n1:value>2770003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GIBRALTAR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374689107</n1:cusip>
<n1:value>345786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>12458250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164425</n1:Sole>
<n1:Shared>738</n1:Shared>
<n1:None>1080</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>20914483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>487635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3558</n1:Sole>
<n1:Shared>1912</n1:Shared>
<n1:None>1037</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>9113603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1395</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GITLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>37637K108</n1:cusip>
<n1:value>334176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>2096033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>248899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>4432320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLADSTONE INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>376546107</n1:cusip>
<n1:value>127400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAUKOS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>377322102</n1:cusip>
<n1:value>3500480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>2714509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74877</n1:Sole>
<n1:Shared>6</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>476688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>6415852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>88015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2228</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>301399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>31174729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>6506842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>69472511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>602067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>215429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBX SUPDV US</n1:titleOfClass>
<n1:cusip>37950E291</n1:cusip>
<n1:value>295889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBX SUPDV US</n1:titleOfClass>
<n1:cusip>37950E291</n1:cusip>
<n1:value>923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL MED REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>37954A204</n1:cusip>
<n1:value>250918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLB X MLP ENRG I</n1:titleOfClass>
<n1:cusip>37954Y293</n1:cusip>
<n1:value>553385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RATE PREFERRED</n1:titleOfClass>
<n1:cusip>37954Y376</n1:cusip>
<n1:value>1881480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 COVERED</n1:titleOfClass>
<n1:cusip>37954Y475</n1:cusip>
<n1:value>806437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 COVER</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US PFD ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US INFR DEV ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US INFR DEV ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RBTCS ARTFL INTE</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>311</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL X COPPER</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>8700</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>LITHIUM BTRY ETF</n1:titleOfClass>
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<n1:sshPrnamt>5631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5631</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>LITHIUM BTRY ETF</n1:titleOfClass>
<n1:cusip>37954Y855</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 CATHOLIC</n1:titleOfClass>
<n1:cusip>37954Y889</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
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<n1:sshPrnamt>61027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61027</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104192</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8906</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21598</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>69431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>68763</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>7693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>3414</n1:Sole>
<n1:Shared>4175</n1:Shared>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205445</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>66939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>11611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11611</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA EME</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>JUST US LRG CP</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>1534502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>20059551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>238152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>238152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACCES TREASURY</n1:titleOfClass>
<n1:cusip>381430529</n1:cusip>
<n1:value>3706822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US</n1:titleOfClass>
<n1:cusip>381430602</n1:cusip>
<n1:value>552648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>38147U107</n1:cusip>
<n1:value>557430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS PHYSICAL GOLD</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>38150K103</n1:cusip>
<n1:value>437627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>382550101</n1:cusip>
<n1:value>383242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>382550101</n1:cusip>
<n1:value>6290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOPRO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>38268T103</n1:cusip>
<n1:value>243984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>2336031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>30610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>420</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>512055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>1166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>729916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>1874195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>21794314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>33900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>528566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>1490220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>1975389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>469273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIPS US HIGH INC</n1:titleOfClass>
<n1:cusip>38747R306</n1:cusip>
<n1:value>823472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ SELECT DI</n1:titleOfClass>
<n1:cusip>38747R603</n1:cusip>
<n1:value>1485469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>38748G101</n1:cusip>
<n1:value>214589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAPHIC PACKAGING HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>388689101</n1:cusip>
<n1:value>19428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAPHIC PACKAGING HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>388689101</n1:cusip>
<n1:value>4555281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREEN BRICK PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>392709101</n1:cusip>
<n1:value>2532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREEN BRICK PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>392709101</n1:cusip>
<n1:value>399866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREEN PLAINS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.250% 3/1</n1:titleOfClass>
<n1:cusip>393222AK0</n1:cusip>
<n1:value>1742835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1504000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1504000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEAKSTONE REALTY TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>39818P799</n1:cusip>
<n1:value>188481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEAKSTONE REALTY TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>39818P799</n1:cusip>
<n1:value>95081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROUP 1 AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>398905109</n1:cusip>
<n1:value>274622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROUP 1 AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>398905109</n1:cusip>
<n1:value>784364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM STRATEGIC OPPORTU</n1:nameOfIssuer>
<n1:titleOfClass>COM SBI</n1:titleOfClass>
<n1:cusip>40167F101</n1:cusip>
<n1:value>3402633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>17550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>567954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GULFPORT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>402635502</n1:cusip>
<n1:value>392765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GULFPORT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>402635502</n1:cusip>
<n1:value>7120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HF SINCLAIR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>403949100</n1:cusip>
<n1:value>393671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HF SINCLAIR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>403949100</n1:cusip>
<n1:value>805852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HF SINCLAIR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>403949100</n1:cusip>
<n1:value>93479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>1266059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4647</n1:Sole>
<n1:Shared>420</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>31609078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128503</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>32932786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>475</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>48165836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194258</n1:Sole>
<n1:Shared>987</n1:Shared>
<n1:None>567</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>231850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>53640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>779522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>920850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCI GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.750% 6/0</n1:titleOfClass>
<n1:cusip>40416EAF0</n1:cusip>
<n1:value>2956300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3145000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3145000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>1220104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>50982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>63333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1605</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>1682476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>2278745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>35826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>498631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAEMONETICS CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405024100</n1:cusip>
<n1:value>20156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAEMONETICS CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405024100</n1:cusip>
<n1:value>312365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAEMONETICS CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405024100</n1:cusip>
<n1:value>3404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALEON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>405552100</n1:cusip>
<n1:value>2856649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>342935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALEON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>405552100</n1:cusip>
<n1:value>3046623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALEON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>405552100</n1:cusip>
<n1:value>51638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALEON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>405552100</n1:cusip>
<n1:value>815940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>34971872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>863503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>858267</n1:Sole>
<n1:Shared>1467</n1:Shared>
<n1:None>3769</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>407835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6678</n1:Sole>
<n1:Shared>2782</n1:Shared>
<n1:None>610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>64031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1182</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>9899613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>3074030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80326</n1:Sole>
<n1:Shared>146</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>814730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>9894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAMILTON LANE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>407497106</n1:cusip>
<n1:value>2122400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAMILTON LANE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>407497106</n1:cusip>
<n1:value>76784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>55511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>645478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANMI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>410495204</n1:cusip>
<n1:value>300060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>11936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>273544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>341569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>225178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>5105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>9187701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HARBOR COMMODITY</n1:titleOfClass>
<n1:cusip>41151J505</n1:cusip>
<n1:value>374269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DIVIDEND GTH LEA</n1:titleOfClass>
<n1:cusip>41151J703</n1:cusip>
<n1:value>541036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>224094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>32333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>52896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>1443749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>21131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>298</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>3460195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9196</n1:Sole>
<n1:Shared>39601</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>4176457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58068</n1:Sole>
<n1:Shared>830</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RTRN ETF</n1:titleOfClass>
<n1:cusip>41653L305</n1:cusip>
<n1:value>11269751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RTRN ETF</n1:titleOfClass>
<n1:cusip>41653L305</n1:cusip>
<n1:value>5400621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RTRN ETF</n1:titleOfClass>
<n1:cusip>41653L305</n1:cusip>
<n1:value>787906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>SCHRDRS TAX BD</n1:titleOfClass>
<n1:cusip>41653L404</n1:cusip>
<n1:value>4027208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>SHRT DURTN ETF</n1:titleOfClass>
<n1:cusip>41653L602</n1:cusip>
<n1:value>307303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP GRWT</n1:titleOfClass>
<n1:cusip>41653L883</n1:cusip>
<n1:value>2212816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>152608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>1388531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>1467580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>214690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>259372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>30775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>9848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAYWARD HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>421298100</n1:cusip>
<n1:value>120696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8232</n1:Sole>
<n1:Shared>328</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAYWARD HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>421298100</n1:cusip>
<n1:value>170681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42222N103</n1:cusip>
<n1:value>13488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42222N103</n1:cusip>
<n1:value>340619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>25933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>316307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>65964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHCARE RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>42226K105</n1:cusip>
<n1:value>1448256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHCARE RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>42226K105</n1:cusip>
<n1:value>291794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEARTLAND FINL USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42234Q102</n1:cusip>
<n1:value>277498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEARTLAND FINL USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42234Q102</n1:cusip>
<n1:value>4827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>2465638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133364</n1:Sole>
<n1:Shared>930</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>3190130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>6591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215</n1:Sole>
<n1:Shared>144</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HECLA MNG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422704106</n1:cusip>
<n1:value>61434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>1649222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>1995463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>29471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>182</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>3676826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>6263316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>763173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELIOS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42328H109</n1:cusip>
<n1:value>143368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELIOS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42328H109</n1:cusip>
<n1:value>309135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>14756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>350</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>304522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>252</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>505456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11857</n1:Sole>
<n1:Shared>132</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>575613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>262077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>3211120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>4876457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42704L104</n1:cusip>
<n1:value>1032161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42704L104</n1:cusip>
<n1:value>50787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERCULES CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427096508</n1:cusip>
<n1:value>664559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>2211284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>24161661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120083</n1:Sole>
<n1:Shared>222</n1:Shared>
<n1:None>455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>454582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1139</n1:Sole>
<n1:Shared>1062</n1:Shared>
<n1:None>71</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>9046000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERTZ GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>*W EXP 06/30/205</n1:titleOfClass>
<n1:cusip>42806J148</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERTZ GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>*W EXP 06/30/205</n1:titleOfClass>
<n1:cusip>42806J148</n1:cusip>
<n1:value>70502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>1119813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>1271889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>612000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>741285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>21695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>396348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>950035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>9554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>1945336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>2953252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>353645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHLAND OPPORTUNITIES</n1:nameOfIssuer>
<n1:titleOfClass>HIGHLAND INCOME</n1:titleOfClass>
<n1:cusip>43010E404</n1:cusip>
<n1:value>733230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHLAND GLOBAL ALLOCATION F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43010T104</n1:cusip>
<n1:value>232608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>20734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>273499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>4013262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>194724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>679</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILLMAN SOLUTIONS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431636109</n1:cusip>
<n1:value>2013932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILLMAN SOLUTIONS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431636109</n1:cusip>
<n1:value>34980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON GRAND VACATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43283X105</n1:cusip>
<n1:value>184737</n1:value>
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<n1:sshPrnamt>4539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON GRAND VACATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43283X105</n1:cusip>
<n1:value>97232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2299</n1:Sole>
<n1:Shared>90</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>13017002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31297</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>2434568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>30487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>997946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIREQUEST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>433535101</n1:cusip>
<n1:value>669924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>164617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>2070775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>582127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>7210244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>410</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436893200</n1:cusip>
<n1:value>188565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436893200</n1:cusip>
<n1:value>292741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>147644139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>488629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>487121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>188007845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>622213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>622213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>266506933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>882006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>865639</n1:Sole>
<n1:Shared>14195</n1:Shared>
<n1:None>2172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>31834973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51480</n1:Sole>
<n1:Shared>53439</n1:Shared>
<n1:None>439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONDA MOTOR LTD</n1:nameOfIssuer>
<n1:titleOfClass>AMERN SHS</n1:titleOfClass>
<n1:cusip>438128308</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONDA MOTOR LTD</n1:nameOfIssuer>
<n1:titleOfClass>AMERN SHS</n1:titleOfClass>
<n1:cusip>438128308</n1:cusip>
<n1:value>67078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>4168658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16738</n1:Sole>
<n1:Shared>5550</n1:Shared>
<n1:None>277</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>5300191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>54852081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>296915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>296915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>69378368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>368078</n1:Sole>
<n1:Shared>5311</n1:Shared>
<n1:None>2157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNISHINGS CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>19450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNISHINGS CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>32871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNISHINGS CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>861402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOPE BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43940T109</n1:cusip>
<n1:value>2752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOPE BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43940T109</n1:cusip>
<n1:value>386851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3667</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>15174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>399</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>234455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5165</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>550944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>90892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>790</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>237412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>294627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>758</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>77522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>3831486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>452368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>523067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4883</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWARD HUGHES HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44267T102</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWARD HUGHES HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44267T102</n1:cusip>
<n1:value>2045840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWARD HUGHES HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44267T102</n1:cusip>
<n1:value>32469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>1553682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>45371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>981</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>559440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>11666</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>649720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14048</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>1043783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>13477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>3476030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>56727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>1128318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>4950610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>58608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113</n1:Sole>
<n1:Shared>6</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>7640645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUDSON PAC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444097109</n1:cusip>
<n1:value>491162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUDSON PAC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444097109</n1:cusip>
<n1:value>5559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>11190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>1769960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>2586703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>3519486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>16590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>21680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>2249986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9260</n1:Sole>
<n1:Shared>2675</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>802117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>12658422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1217156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1207888</n1:Sole>
<n1:Shared>4586</n1:Shared>
<n1:None>4682</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>21572094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2074240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2074240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>361826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25767</n1:Sole>
<n1:Shared>8173</n1:Shared>
<n1:None>851</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>375679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>15139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>977102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>44891N208</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>44891N208</n1:cusip>
<n1:value>184629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>44891N208</n1:cusip>
<n1:value>5039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>44891N208</n1:cusip>
<n1:value>8914344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64427</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44925C103</n1:cusip>
<n1:value>180611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1457</n1:Sole>
<n1:Shared>38</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44925C103</n1:cusip>
<n1:value>196920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRHYTHM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450056106</n1:cusip>
<n1:value>1413900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRHYTHM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450056106</n1:cusip>
<n1:value>8106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45073V108</n1:cusip>
<n1:value>426692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45073V108</n1:cusip>
<n1:value>5438411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45073V108</n1:cusip>
<n1:value>709965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>1193200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>2985722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>98977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDACORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>451107106</n1:cusip>
<n1:value>2918696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31166</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDACORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>451107106</n1:cusip>
<n1:value>582638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>28707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>3577849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>810238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>9295374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>11859423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>2845753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>4373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>6859454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>10560999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>5519609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>6182211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>830268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>2580</n1:Shared>
<n1:None>925</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>2704141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>4251607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>862805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>94174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>666</n1:Sole>
<n1:Shared>20</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMERSION CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452521107</n1:cusip>
<n1:value>267011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMPINJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453204109</n1:cusip>
<n1:value>817306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENCE RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45378A106</n1:cusip>
<n1:value>252191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453836108</n1:cusip>
<n1:value>153995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453836108</n1:cusip>
<n1:value>258213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK CORP MICH</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>453838609</n1:cusip>
<n1:value>1816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK CORP MICH</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>453838609</n1:cusip>
<n1:value>245774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BANK GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45384B106</n1:cusip>
<n1:value>5452719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137869</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IGC PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>45408X308</n1:cusip>
<n1:value>13174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEXIQ ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>IQ MACKAY INTRME</n1:titleOfClass>
<n1:cusip>45409F827</n1:cusip>
<n1:value>6359848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEXIQ ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>IQ MACKAY INSRED</n1:titleOfClass>
<n1:cusip>45409F843</n1:cusip>
<n1:value>323008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>1413199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106040</n1:Sole>
<n1:Shared>1183</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>2952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>450097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>973478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>132283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1631</n1:Sole>
<n1:Shared>445</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>4802194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75264</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>98</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>68180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>689174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGLES MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>457030104</n1:cusip>
<n1:value>2787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGLES MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>457030104</n1:cusip>
<n1:value>305087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>26765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>36113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>715607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSIGHT ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45765U103</n1:cusip>
<n1:value>12077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSIGHT ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45765U103</n1:cusip>
<n1:value>273831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>1790127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>278808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>5953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPERITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45778Q107</n1:cusip>
<n1:value>298754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPERITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45778Q107</n1:cusip>
<n1:value>315248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45780L104</n1:cusip>
<n1:value>154345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>29583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>432019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>823947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BUF</n1:titleOfClass>
<n1:cusip>45782C276</n1:cusip>
<n1:value>4367124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR B</n1:titleOfClass>
<n1:cusip>45782C284</n1:cusip>
<n1:value>429894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C292</n1:cusip>
<n1:value>1085494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C300</n1:cusip>
<n1:value>2535165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C318</n1:cusip>
<n1:value>3370033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUFR MAY</n1:titleOfClass>
<n1:cusip>45782C326</n1:cusip>
<n1:value>1209649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BF</n1:titleOfClass>
<n1:cusip>45782C334</n1:cusip>
<n1:value>587730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRNL DEV APRL</n1:titleOfClass>
<n1:cusip>45782C367</n1:cusip>
<n1:value>604901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C375</n1:cusip>
<n1:value>1045740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C383</n1:cusip>
<n1:value>1862546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUFR JAN</n1:titleOfClass>
<n1:cusip>45782C409</n1:cusip>
<n1:value>1529054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C417</n1:cusip>
<n1:value>1644961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BFR</n1:titleOfClass>
<n1:cusip>45782C425</n1:cusip>
<n1:value>3389106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BF</n1:titleOfClass>
<n1:cusip>45782C466</n1:cusip>
<n1:value>418924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR B</n1:titleOfClass>
<n1:cusip>45782C474</n1:cusip>
<n1:value>529847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C508</n1:cusip>
<n1:value>1058361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRNL DEV JAN</n1:titleOfClass>
<n1:cusip>45782C524</n1:cusip>
<n1:value>413850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA B</n1:titleOfClass>
<n1:cusip>45782C532</n1:cusip>
<n1:value>1290427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C540</n1:cusip>
<n1:value>8308883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA BU</n1:titleOfClass>
<n1:cusip>45782C565</n1:cusip>
<n1:value>1095040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C573</n1:cusip>
<n1:value>3466837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUF NOV</n1:titleOfClass>
<n1:cusip>45782C581</n1:cusip>
<n1:value>222541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR B</n1:titleOfClass>
<n1:cusip>45782C599</n1:cusip>
<n1:value>536455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BUF</n1:titleOfClass>
<n1:cusip>45782C615</n1:cusip>
<n1:value>1525554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA B</n1:titleOfClass>
<n1:cusip>45782C649</n1:cusip>
<n1:value>1107138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C656</n1:cusip>
<n1:value>4624744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BF</n1:titleOfClass>
<n1:cusip>45782C680</n1:cusip>
<n1:value>7633456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>245844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQUT BUFR AUG</n1:titleOfClass>
<n1:cusip>45782C698</n1:cusip>
<n1:value>5569612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C748</n1:cusip>
<n1:value>5005874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUFR JUN</n1:titleOfClass>
<n1:cusip>45782C755</n1:cusip>
<n1:value>208144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUF OCT</n1:titleOfClass>
<n1:cusip>45782C771</n1:cusip>
<n1:value>879797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C797</n1:cusip>
<n1:value>3446872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C805</n1:cusip>
<n1:value>1416854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C813</n1:cusip>
<n1:value>4046741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT PWR BUF</n1:titleOfClass>
<n1:cusip>45782C870</n1:cusip>
<n1:value>2250845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>17384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>207337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>66986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>13663035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>384333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>384333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>28082194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>789935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>781396</n1:Sole>
<n1:Shared>7535</n1:Shared>
<n1:None>1004</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>5992877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>7151197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83351</n1:Sole>
<n1:Shared>117658</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTELLICHECK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>45817G201</n1:cusip>
<n1:value>68877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>10588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>1647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>3020261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>512697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGRAL AD SCIENCE HLDNG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45828L108</n1:cusip>
<n1:value>156591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGRAL AD SCIENCE HLDNG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45828L108</n1:cusip>
<n1:value>59759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTER PARFUMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458334109</n1:cusip>
<n1:value>11016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTER PARFUMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458334109</n1:cusip>
<n1:value>986324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTER PARFUMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458334109</n1:cusip>
<n1:value>989817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7308</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>2404723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>26228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>3217155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>3228688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>2442664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>7175944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>7257510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>81965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERFACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458665304</n1:cusip>
<n1:value>307936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERDIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45867G101</n1:cusip>
<n1:value>1632884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERDIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45867G101</n1:cusip>
<n1:value>235745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERDIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45867G101</n1:cusip>
<n1:value>47422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>32679680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>36526824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257774</n1:Sole>
<n1:Shared>1024</n1:Shared>
<n1:None>1550</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>4141095</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28951</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>565</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>5318633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30724</n1:Sole>
<n1:Shared>7185</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>135386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215</n1:Sole>
<n1:Shared>1517</n1:Shared>
<n1:None>254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>348826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>3950716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>6606218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>1326613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>21495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>606</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>61292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375</n1:Sole>
<n1:Shared>1353</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>903552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>1464455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>880091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>8856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>309</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RETURN</n1:titleOfClass>
<n1:cusip>46090A804</n1:cusip>
<n1:value>3927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RETURN</n1:titleOfClass>
<n1:cusip>46090A804</n1:cusip>
<n1:value>916654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE INVT</n1:titleOfClass>
<n1:cusip>46090A879</n1:cusip>
<n1:value>226073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE INVT</n1:titleOfClass>
<n1:cusip>46090A879</n1:cusip>
<n1:value>49889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT DUR</n1:titleOfClass>
<n1:cusip>46090A887</n1:cusip>
<n1:value>1615946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>13650087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>1753732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3895</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>29394262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81619</n1:Sole>
<n1:Shared>190</n1:Shared>
<n1:None>236</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>363308711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1014064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1014064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTVELY MNGD ETC FD</n1:nameOfIssuer>
<n1:titleOfClass>OPTIMUM YIELD</n1:titleOfClass>
<n1:cusip>46090F100</n1:cusip>
<n1:value>1070375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTVELY MNGD ETC FD</n1:nameOfIssuer>
<n1:titleOfClass>OPTIMUM YIELD</n1:titleOfClass>
<n1:cusip>46090F100</n1:cusip>
<n1:value>2073541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTRA-CELLULAR THERAPIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46116X101</n1:cusip>
<n1:value>2893495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55548</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTRA-CELLULAR THERAPIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46116X101</n1:cusip>
<n1:value>323271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTRA-CELLULAR THERAPIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46116X101</n1:cusip>
<n1:value>7084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>11339098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>1957466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3799</n1:Sole>
<n1:Shared>2852</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>19862542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>40203028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136528</n1:Sole>
<n1:Shared>635</n1:Shared>
<n1:None>382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>19340101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37732</n1:Sole>
<n1:Shared>18</n1:Shared>
<n1:None>102</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>40339549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>44511560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>482</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>742907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>699</n1:Sole>
<n1:Shared>755</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVENTRUST PPTYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46124J201</n1:cusip>
<n1:value>1027473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVENTRUST PPTYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46124J201</n1:cusip>
<n1:value>234165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVENTRUST PPTYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46124J201</n1:cusip>
<n1:value>7143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131B704</n1:cusip>
<n1:value>266526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131B704</n1:cusip>
<n1:value>31301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3127</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131B704</n1:cusip>
<n1:value>3734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO SR INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131H107</n1:cusip>
<n1:value>480223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO TR INVT GRADE MUNS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131M106</n1:cusip>
<n1:value>1700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO TR INVT GRADE MUNS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131M106</n1:cusip>
<n1:value>6472847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>761511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>761511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO VALUE MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132P108</n1:cusip>
<n1:value>222789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MUNI INCOME OPP TRST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132X101</n1:cusip>
<n1:value>79888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEFN</n1:titleOfClass>
<n1:cusip>46137V100</n1:cusip>
<n1:value>10324781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129383</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>1060731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32049</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>172865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>5500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>841453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>136407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>2471870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SML600 VAL</n1:titleOfClass>
<n1:cusip>46137V167</n1:cusip>
<n1:value>455612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MIDCAP 400</n1:titleOfClass>
<n1:cusip>46137V225</n1:cusip>
<n1:value>1876862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>2531150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>620449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 QUALITY</n1:titleOfClass>
<n1:cusip>46137V241</n1:cusip>
<n1:value>7558372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>10822809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>537</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>28491371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>387216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>387216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>295056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>484</n1:Sole>
<n1:Shared>3526</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>395960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13133</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>566880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL UTL</n1:titleOfClass>
<n1:cusip>46137V274</n1:cusip>
<n1:value>297308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL TEC</n1:titleOfClass>
<n1:cusip>46137V282</n1:cusip>
<n1:value>4991248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUYBACK ACHIEV</n1:titleOfClass>
<n1:cusip>46137V308</n1:cusip>
<n1:value>7594857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL IND</n1:titleOfClass>
<n1:cusip>46137V324</n1:cusip>
<n1:value>231463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL HLT</n1:titleOfClass>
<n1:cusip>46137V332</n1:cusip>
<n1:value>218823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>1329761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>580</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>15622739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75431</n1:Sole>
<n1:Shared>34682</n1:Shared>
<n1:None>147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>354241975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>736078133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5194990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5162468</n1:Sole>
<n1:Shared>9326</n1:Shared>
<n1:None>23196</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL ENR</n1:titleOfClass>
<n1:cusip>46137V365</n1:cusip>
<n1:value>775793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL STP</n1:titleOfClass>
<n1:cusip>46137V373</n1:cusip>
<n1:value>1445802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GARP ETF</n1:titleOfClass>
<n1:cusip>46137V431</n1:cusip>
<n1:value>12450426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 EQL WIGH</n1:titleOfClass>
<n1:cusip>46137V449</n1:cusip>
<n1:value>1389127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP QUALITY</n1:titleOfClass>
<n1:cusip>46137V472</n1:cusip>
<n1:value>318777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMCP VLU MNT</n1:titleOfClass>
<n1:cusip>46137V480</n1:cusip>
<n1:value>328345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>INTL DIVI ACHI</n1:titleOfClass>
<n1:cusip>46137V548</n1:cusip>
<n1:value>103702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>INTL DIVI ACHI</n1:titleOfClass>
<n1:cusip>46137V548</n1:cusip>
<n1:value>79272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>398122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>47975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FTSE RAFI 1000</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>15349752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>482393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FTSE RAFI 1000</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>168964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FINL PFD ETF</n1:titleOfClass>
<n1:cusip>46137V621</n1:cusip>
<n1:value>101302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FINL PFD ETF</n1:titleOfClass>
<n1:cusip>46137V621</n1:cusip>
<n1:value>7177526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>510493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>510493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTORS</n1:titleOfClass>
<n1:cusip>46137V647</n1:cusip>
<n1:value>2316215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRGT BASC</n1:titleOfClass>
<n1:cusip>46137V704</n1:cusip>
<n1:value>2118248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP GROWTH</n1:titleOfClass>
<n1:cusip>46137V746</n1:cusip>
<n1:value>3719141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FOOD &amp; BEVERAGE</n1:titleOfClass>
<n1:cusip>46137V753</n1:cusip>
<n1:value>2202897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUILDING &amp; CONST</n1:titleOfClass>
<n1:cusip>46137V779</n1:cusip>
<n1:value>2172285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRGT TECH</n1:titleOfClass>
<n1:cusip>46137V811</n1:cusip>
<n1:value>2031025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGHT MO</n1:titleOfClass>
<n1:cusip>46137V837</n1:cusip>
<n1:value>23097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGHT MO</n1:titleOfClass>
<n1:cusip>46137V837</n1:cusip>
<n1:value>2694218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRGT ENRG</n1:titleOfClass>
<n1:cusip>46137V878</n1:cusip>
<n1:value>531058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>ZACKS MID CAP</n1:titleOfClass>
<n1:cusip>46137Y401</n1:cusip>
<n1:value>31435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>ZACKS MID CAP</n1:titleOfClass>
<n1:cusip>46137Y401</n1:cusip>
<n1:value>677601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB COMMDY INDX TRCK</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>46138B103</n1:cusip>
<n1:value>1217058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB COMMDY INDX TRCK</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>46138B103</n1:cusip>
<n1:value>14976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP INDL</n1:titleOfClass>
<n1:cusip>46138E123</n1:cusip>
<n1:value>737922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MIDCP LOW</n1:titleOfClass>
<n1:cusip>46138E198</n1:cusip>
<n1:value>323575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL QULTY</n1:titleOfClass>
<n1:cusip>46138E214</n1:cusip>
<n1:value>1011706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>233396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>6614586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>4281021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>950632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>CEF INM COMPSI</n1:titleOfClass>
<n1:cusip>46138E404</n1:cusip>
<n1:value>411522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>2040478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>4385087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>94718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NATL AMT MUNI</n1:titleOfClass>
<n1:cusip>46138E537</n1:cusip>
<n1:value>373759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>KBW HIG DV YLD</n1:titleOfClass>
<n1:cusip>46138E610</n1:cusip>
<n1:value>174579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>KBW BK ETF</n1:titleOfClass>
<n1:cusip>46138E628</n1:cusip>
<n1:value>770105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL IG CRP</n1:titleOfClass>
<n1:cusip>46138E693</n1:cusip>
<n1:value>2056714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>3325123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>194679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>3450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>202</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>388194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>EMRNG MKT SVRG</n1:titleOfClass>
<n1:cusip>46138E784</n1:cusip>
<n1:value>274188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP LOW</n1:titleOfClass>
<n1:cusip>46138G102</n1:cusip>
<n1:value>1109861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>404603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>47647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1780</n1:Sole>
<n1:Shared>490</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>9702197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>462229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>462229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQNXTGEN100</n1:titleOfClass>
<n1:cusip>46138G631</n1:cusip>
<n1:value>750949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 ETF</n1:titleOfClass>
<n1:cusip>46138G649</n1:cusip>
<n1:value>12112687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 ETF</n1:titleOfClass>
<n1:cusip>46138G649</n1:cusip>
<n1:value>3371856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22874</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 ETF</n1:titleOfClass>
<n1:cusip>46138G649</n1:cusip>
<n1:value>84024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>570</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P ULTRA DIVIDE</n1:titleOfClass>
<n1:cusip>46138G656</n1:cusip>
<n1:value>1572062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMALLCAP 600</n1:titleOfClass>
<n1:cusip>46138G664</n1:cusip>
<n1:value>1046310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMALLCAP 600</n1:titleOfClass>
<n1:cusip>46138G664</n1:cusip>
<n1:value>518985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 REV</n1:titleOfClass>
<n1:cusip>46138G672</n1:cusip>
<n1:value>125451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 REV</n1:titleOfClass>
<n1:cusip>46138G672</n1:cusip>
<n1:value>675951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 REVENUE</n1:titleOfClass>
<n1:cusip>46138G698</n1:cusip>
<n1:value>1157915</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 REVENUE</n1:titleOfClass>
<n1:cusip>46138G698</n1:cusip>
<n1:value>895875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SOLAR ETF</n1:titleOfClass>
<n1:cusip>46138G706</n1:cusip>
<n1:value>1188542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SOLAR ETF</n1:titleOfClass>
<n1:cusip>46138G706</n1:cusip>
<n1:value>31333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>27819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>5173598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE PFD</n1:titleOfClass>
<n1:cusip>46138G870</n1:cusip>
<n1:value>326476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>46138G888</n1:cusip>
<n1:value>8008066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>INTL DEV DYNAMIC</n1:titleOfClass>
<n1:cusip>46138J437</n1:cusip>
<n1:value>3777708</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162090</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>INVSCO 30 CORP</n1:titleOfClass>
<n1:cusip>46138J460</n1:cusip>
<n1:value>5194394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>RUSL 2000 DYNM</n1:titleOfClass>
<n1:cusip>46138J593</n1:cusip>
<n1:value>2531067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>RUSL 1000 DYNM</n1:titleOfClass>
<n1:cusip>46138J619</n1:cusip>
<n1:value>2430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>RUSL 1000 DYNM</n1:titleOfClass>
<n1:cusip>46138J619</n1:cusip>
<n1:value>28106163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>613136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>613136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>INVSCO BLSH 28</n1:titleOfClass>
<n1:cusip>46138J643</n1:cusip>
<n1:value>716672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2027 CB</n1:titleOfClass>
<n1:cusip>46138J783</n1:cusip>
<n1:value>755767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2026 CB</n1:titleOfClass>
<n1:cusip>46138J791</n1:cusip>
<n1:value>1072279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2025 CB</n1:titleOfClass>
<n1:cusip>46138J825</n1:cusip>
<n1:value>683897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2024 CB</n1:titleOfClass>
<n1:cusip>46138J841</n1:cusip>
<n1:value>2517487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2023 HY</n1:titleOfClass>
<n1:cusip>46138J858</n1:cusip>
<n1:value>4199465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2023 CB</n1:titleOfClass>
<n1:cusip>46138J866</n1:cusip>
<n1:value>13047152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>614562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>614562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB MULTI-SECTOR COMM</n1:nameOfIssuer>
<n1:titleOfClass>AGRICULTURE FD</n1:titleOfClass>
<n1:cusip>46140H106</n1:cusip>
<n1:value>214250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB US DLR INDEX TR</n1:nameOfIssuer>
<n1:titleOfClass>BULLISH FD</n1:titleOfClass>
<n1:cusip>46141D203</n1:cusip>
<n1:value>124866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB US DLR INDEX TR</n1:nameOfIssuer>
<n1:titleOfClass>BULLISH FD</n1:titleOfClass>
<n1:cusip>46141D203</n1:cusip>
<n1:value>400106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTMENT MANAGERS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>AXS GREEN ALPHA</n1:titleOfClass>
<n1:cusip>46144X586</n1:cusip>
<n1:value>981340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO NC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>281371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO NC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>682115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>2582925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>547</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>3961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>403682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>29483184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>148651</n1:Sole>
<n1:Shared>371</n1:Shared>
<n1:None>829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>29964041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>890</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>47899502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>241643</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1811</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>656358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2368</n1:Sole>
<n1:Shared>858</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>14090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>237</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>187327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>3800522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>3079252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>3675702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY-</n1:nameOfIssuer>
<n1:titleOfClass>UNIT BEN INT</n1:titleOfClass>
<n1:cusip>46428R107</n1:cusip>
<n1:value>30051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY-</n1:nameOfIssuer>
<n1:titleOfClass>UNIT BEN INT</n1:titleOfClass>
<n1:cusip>46428R107</n1:cusip>
<n1:value>511382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>23941068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>684226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>681679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2547</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>275651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5690</n1:Sole>
<n1:Shared>2188</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>937382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>9913899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI AUST ETF</n1:titleOfClass>
<n1:cusip>464286103</n1:cusip>
<n1:value>2029510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH YIELD</n1:titleOfClass>
<n1:cusip>464286210</n1:cusip>
<n1:value>2552406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MRG EM CRP BD</n1:titleOfClass>
<n1:cusip>464286251</n1:cusip>
<n1:value>548544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGN EM HI BD</n1:titleOfClass>
<n1:cusip>464286285</n1:cusip>
<n1:value>2402781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>EM MKTS DIV ETF</n1:titleOfClass>
<n1:cusip>464286319</n1:cusip>
<n1:value>2273220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI AGRICULTURE</n1:titleOfClass>
<n1:cusip>464286350</n1:cusip>
<n1:value>381690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI WORLD ETF</n1:titleOfClass>
<n1:cusip>464286392</n1:cusip>
<n1:value>397883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI BRAZIL ETF</n1:titleOfClass>
<n1:cusip>464286400</n1:cusip>
<n1:value>824953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EM ASIA ETF</n1:titleOfClass>
<n1:cusip>464286426</n1:cusip>
<n1:value>323414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CDA ETF</n1:titleOfClass>
<n1:cusip>464286509</n1:cusip>
<n1:value>2147386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MORGAN EM ETF</n1:titleOfClass>
<n1:cusip>464286517</n1:cusip>
<n1:value>632373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GBL MIN VOL</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>154580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GBL MIN VOL</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>9081457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMERG MRKT</n1:titleOfClass>
<n1:cusip>464286533</n1:cusip>
<n1:value>232393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMERG MRKT</n1:titleOfClass>
<n1:cusip>464286533</n1:cusip>
<n1:value>2405848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45096</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURZONE ETF</n1:titleOfClass>
<n1:cusip>464286608</n1:cusip>
<n1:value>465988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>1115861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GERMANY ETF</n1:titleOfClass>
<n1:cusip>464286806</n1:cusip>
<n1:value>766560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MEXICO ETF</n1:titleOfClass>
<n1:cusip>464286822</n1:cusip>
<n1:value>608911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 ETF</n1:titleOfClass>
<n1:cusip>464287101</n1:cusip>
<n1:value>1466277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 ETF</n1:titleOfClass>
<n1:cusip>464287101</n1:cusip>
<n1:value>2814342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR GRWT</n1:titleOfClass>
<n1:cusip>464287119</n1:cusip>
<n1:value>2024707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTR US EQ</n1:titleOfClass>
<n1:cusip>464287127</n1:cusip>
<n1:value>32923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTR US EQ</n1:titleOfClass>
<n1:cusip>464287127</n1:cusip>
<n1:value>546551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>33885135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>359753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>9826676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>3856203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16380</n1:Sole>
<n1:Shared>19445</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>442400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>71695021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>666063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>646074</n1:Sole>
<n1:Shared>16120</n1:Shared>
<n1:None>3869</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>76984024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>715199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>715199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>145208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>18108008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>174586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>518600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NORTH AMERN NAT</n1:titleOfClass>
<n1:cusip>464287374</n1:cusip>
<n1:value>1523816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>JPX NIKKEI 400</n1:titleOfClass>
<n1:cusip>464287382</n1:cusip>
<n1:value>10005759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>18600791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>39163972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>1116607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12507</n1:Sole>
<n1:Shared>83</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>120685558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1360757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1360757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>39976131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>533</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>7-10 YR TRSY BD</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>33216029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>360748</n1:Sole>
<n1:Shared>330</n1:Shared>
<n1:None>1582</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>7-10 YR TRSY BD</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>65714101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>717481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>717470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>7-10 YR TRSY BD</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>721271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6595</n1:Sole>
<n1:Shared>1280</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>1094471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>129823536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1603354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1602787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>567</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>14160196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101294</n1:Sole>
<n1:Shared>66325</n1:Shared>
<n1:None>7263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>254989833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3149189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3115420</n1:Sole>
<n1:Shared>16946</n1:Shared>
<n1:None>16823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>151746540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2201778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2176082</n1:Sole>
<n1:Shared>3237</n1:Shared>
<n1:None>22459</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>16265947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184199</n1:Sole>
<n1:Shared>51813</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>61160512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>887413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>887413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>7015849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>15650374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>16574808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>2030039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10095</n1:Sole>
<n1:Shared>9361</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>31490647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300462</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1346</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>16189649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>3871322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17308</n1:Sole>
<n1:Shared>25071</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>50399348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>551717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>549230</n1:Sole>
<n1:Shared>1020</n1:Shared>
<n1:None>1467</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>9937053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>1487975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>218218453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3151169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3137156</n1:Sole>
<n1:Shared>265</n1:Shared>
<n1:None>13748</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>35446644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>511865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>511865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>9119048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107708</n1:Sole>
<n1:Shared>22895</n1:Shared>
<n1:None>1080</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>12641048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44583</n1:Sole>
<n1:Shared>5535</n1:Shared>
<n1:None>578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>134699948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>540204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>1589856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>283466566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1136822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1128098</n1:Sole>
<n1:Shared>4228</n1:Shared>
<n1:None>4496</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
<n1:value>2730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
<n1:value>3872263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES SEMICDTR</n1:titleOfClass>
<n1:cusip>464287523</n1:cusip>
<n1:value>11778420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES SEMICDTR</n1:titleOfClass>
<n1:cusip>464287523</n1:cusip>
<n1:value>9473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
<n1:cusip>464287549</n1:cusip>
<n1:value>126119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
<n1:cusip>464287549</n1:cusip>
<n1:value>37836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
<n1:cusip>464287549</n1:cusip>
<n1:value>7545707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES BIOTECH</n1:titleOfClass>
<n1:cusip>464287556</n1:cusip>
<n1:value>1336874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9632</n1:Sole>
<n1:Shared>1300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES BIOTECH</n1:titleOfClass>
<n1:cusip>464287556</n1:cusip>
<n1:value>214619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES BIOTECH</n1:titleOfClass>
<n1:cusip>464287556</n1:cusip>
<n1:value>3110498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COHEN STEER REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
<n1:value>185040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COHEN STEER REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
<n1:value>498641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL 100 ETF</n1:titleOfClass>
<n1:cusip>464287572</n1:cusip>
<n1:value>337490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL 100 ETF</n1:titleOfClass>
<n1:cusip>464287572</n1:cusip>
<n1:value>56541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US CONSUM DISCRE</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>1353305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>393</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US CONSUM DISCRE</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>87035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>121083517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>797547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>797547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>18997388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64471</n1:Sole>
<n1:Shared>60660</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>20040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>207204088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1364801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1339516</n1:Sole>
<n1:Shared>13524</n1:Shared>
<n1:None>11761</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>2559391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>32686794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>452475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450365</n1:Sole>
<n1:Shared>956</n1:Shared>
<n1:None>1154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>3341599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>192831303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>724957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>724957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>33309130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70065</n1:Sole>
<n1:Shared>55162</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>3399618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>349731632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1314830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1295204</n1:Sole>
<n1:Shared>9869</n1:Shared>
<n1:None>9757</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>4198312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10388</n1:Sole>
<n1:Shared>845</n1:Shared>
<n1:None>6639</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>81691127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>347755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>339680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>9548233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>16593895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>366</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>1862864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1323</n1:Sole>
<n1:Shared>12420</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>2641734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>9910908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>11219828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49494</n1:Sole>
<n1:Shared>170</n1:Shared>
<n1:None>391</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>1657813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2772</n1:Sole>
<n1:Shared>4624</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>22155341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>3416270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
<n1:value>1631133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
<n1:value>163760921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>926564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>922712</n1:Sole>
<n1:Shared>723</n1:Shared>
<n1:None>3129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
<n1:value>50639185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>286518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
<n1:value>5780812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26362</n1:Sole>
<n1:Shared>6346</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US VLU</n1:titleOfClass>
<n1:cusip>464287663</n1:cusip>
<n1:value>1144895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US VLU</n1:titleOfClass>
<n1:cusip>464287663</n1:cusip>
<n1:value>366981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US VLU</n1:titleOfClass>
<n1:cusip>464287663</n1:cusip>
<n1:value>6478028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US GWT</n1:titleOfClass>
<n1:cusip>464287671</n1:cusip>
<n1:value>13675586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US GWT</n1:titleOfClass>
<n1:cusip>464287671</n1:cusip>
<n1:value>540531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US GWT</n1:titleOfClass>
<n1:cusip>464287671</n1:cusip>
<n1:value>942895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
<n1:cusip>464287689</n1:cusip>
<n1:value>2880388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
<n1:cusip>464287689</n1:cusip>
<n1:value>3186760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
<n1:cusip>464287689</n1:cusip>
<n1:value>3448729</n1:value>
<n1:shrsOrPrnAmt>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>6705</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>7223</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>20130</n1:sshPrnamt>
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<n1:infoTable>
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<n1:sshPrnamt>11564</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:sshPrnamt>100582</n1:sshPrnamt>
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<n1:sshPrnamt>14893</n1:sshPrnamt>
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<n1:infoTable>
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<n1:sshPrnamt>5895</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAN USD EMG</n1:titleOfClass>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAN USD EMG</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11011</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CRE U S REIT ETF</n1:titleOfClass>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>23234</n1:sshPrnamt>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>7599</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>41421</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>137212</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>58582</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>751469</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1919</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1491639</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>19509</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10-20 YR TRS ETF</n1:titleOfClass>
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<n1:sshPrnamt>1257327</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1334182</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>253869</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOB UTILITS ETF</n1:titleOfClass>
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<n1:sshPrnamt>9531</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLB CNSM STP ETF</n1:titleOfClass>
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<n1:sshPrnamt>39894</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>16468</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>70</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>103330</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1500</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>2</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>219066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>42454</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>139780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>29461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3590</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5010</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>149418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US HLTHCR PR ETF</n1:titleOfClass>
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<n1:sshPrnamt>7615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>4621</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US OIL EQ&amp;SV ETF</n1:titleOfClass>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US OIL GS EX ETF</n1:titleOfClass>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
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<n1:sshPrnamt>290000</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>467399</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>13837</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>189112</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>97812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>96407</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURO FL ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>55412</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 VL ETF</n1:titleOfClass>
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<n1:sshPrnamt>2287</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>244600</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>266744</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>4500</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>174697</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>365337</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>54913</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5617</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE LT USDB ETF</n1:titleOfClass>
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<n1:sshPrnamt>5266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10+ YR INVST GRD</n1:titleOfClass>
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<n1:sshPrnamt>176316</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10+ YR INVST GRD</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176500</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INDIA 50 ETF</n1:titleOfClass>
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<n1:sshPrnamt>22465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT ALLOCAT ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT ALLOCAT ETF</n1:titleOfClass>
<n1:cusip>464289867</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117394</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MODERT ALLOC ETF</n1:titleOfClass>
<n1:cusip>464289875</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>367859</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>44726</n1:sshPrnamt>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>35104</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>9171</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>83756</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA VALUE</n1:titleOfClass>
<n1:cusip>46432F388</n1:cusip>
<n1:value>505764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA VALUE</n1:titleOfClass>
<n1:cusip>46432F388</n1:cusip>
<n1:value>778182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA MMENTM</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>4506612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA MMENTM</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>566763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI TOTAL</n1:titleOfClass>
<n1:cusip>46432F834</n1:cusip>
<n1:value>1330686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI TOTAL</n1:titleOfClass>
<n1:cusip>46432F834</n1:cusip>
<n1:value>139657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>187966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>391</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>251610547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3910032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3896953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13079</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>266657777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4143866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4114865</n1:Sole>
<n1:Shared>6988</n1:Shared>
<n1:None>22013</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>8235191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39480</n1:Sole>
<n1:Shared>87427</n1:Shared>
<n1:None>1068</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE 1 5 YR USD</n1:titleOfClass>
<n1:cusip>46432F859</n1:cusip>
<n1:value>614542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>17074816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>358515</n1:Sole>
<n1:Shared>275</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>21728547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>456578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>456578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>3274335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68318</n1:Sole>
<n1:Shared>485</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>49532745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1040823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1040823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMRG CHN</n1:titleOfClass>
<n1:cusip>46434G764</n1:cusip>
<n1:value>1275704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>1295813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2298</n1:Sole>
<n1:Shared>19195</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>951295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>9785429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162176</n1:Sole>
<n1:Shared>130</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GBL ETF NEW</n1:titleOfClass>
<n1:cusip>46434G848</n1:cusip>
<n1:value>586858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI EM</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>1030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI EM</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>334140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI EM</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>704940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC23 ETF</n1:titleOfClass>
<n1:cusip>46434VAX8</n1:cusip>
<n1:value>13336203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>525876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>525876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC25 ETF</n1:titleOfClass>
<n1:cusip>46434VBD1</n1:cusip>
<n1:value>5610346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC24 ETF</n1:titleOfClass>
<n1:cusip>46434VBG4</n1:cusip>
<n1:value>15578027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>629924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>629924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR INVT GR CP</n1:titleOfClass>
<n1:cusip>46434V100</n1:cusip>
<n1:value>527945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR INVT GR CP</n1:titleOfClass>
<n1:cusip>46434V100</n1:cusip>
<n1:value>752034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL TECH</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>3387897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL TECH</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>79516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>12358981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>301218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>300299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>5043572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4215</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INTL QUALTY</n1:titleOfClass>
<n1:cusip>46434V456</n1:cusip>
<n1:value>18721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INTL QUALTY</n1:titleOfClass>
<n1:cusip>46434V456</n1:cusip>
<n1:value>610929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>27752462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>634850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>634850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>35103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>113015820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2281765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2268911</n1:Sole>
<n1:Shared>9973</n1:Shared>
<n1:None>2881</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>2016119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25722</n1:Sole>
<n1:Shared>14983</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>48412302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>977434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>977434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>1892124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>223123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3871</n1:Sole>
<n1:Shared>142</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>393995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>101952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1175</n1:Sole>
<n1:Shared>878</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>1159660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>27877370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>561365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>561365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>YLD OPTIM BD</n1:titleOfClass>
<n1:cusip>46434V787</n1:cusip>
<n1:value>2541539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TRS FLT RT BD</n1:titleOfClass>
<n1:cusip>46434V860</n1:cusip>
<n1:value>48507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TRS FLT RT BD</n1:titleOfClass>
<n1:cusip>46434V860</n1:cusip>
<n1:value>74019341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1458797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1458797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC2026</n1:titleOfClass>
<n1:cusip>46435GAA0</n1:cusip>
<n1:value>18793252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>805368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CONV BD ETF</n1:titleOfClass>
<n1:cusip>46435G102</n1:cusip>
<n1:value>1998996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>182501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>189464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>583516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE 1 5 YR</n1:titleOfClass>
<n1:cusip>46435G243</n1:cusip>
<n1:value>334581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSEL 2500 ETF</n1:titleOfClass>
<n1:cusip>46435G268</n1:cusip>
<n1:value>11712564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211870</n1:Sole>
<n1:Shared>3000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSEL 2500 ETF</n1:titleOfClass>
<n1:cusip>46435G268</n1:cusip>
<n1:value>760415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13350</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>14255</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>2239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>19435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>21345</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3064</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>61266</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>30883</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS 27 ETF</n1:titleOfClass>
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<n1:sshPrnamt>976170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>8149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>22221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>214208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>7261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWARE MSCI</n1:titleOfClass>
<n1:cusip>46435U663</n1:cusip>
<n1:value>1251608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWARE MSCI</n1:titleOfClass>
<n1:cusip>46435U663</n1:cusip>
<n1:value>4509706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWARE MSCI</n1:titleOfClass>
<n1:cusip>46435U663</n1:cusip>
<n1:value>673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC</n1:titleOfClass>
<n1:cusip>46435U697</n1:cusip>
<n1:value>6840553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US INFRASTRUC</n1:titleOfClass>
<n1:cusip>46435U713</n1:cusip>
<n1:value>1798009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US INFRASTRUC</n1:titleOfClass>
<n1:cusip>46435U713</n1:cusip>
<n1:value>368315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BROAD USD HIGH</n1:titleOfClass>
<n1:cusip>46435U853</n1:cusip>
<n1:value>119576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2968</n1:Sole>
<n1:Shared>477</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BROAD USD HIGH</n1:titleOfClass>
<n1:cusip>46435U853</n1:cusip>
<n1:value>12213762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BROAD USD HIGH</n1:titleOfClass>
<n1:cusip>46435U853</n1:cusip>
<n1:value>877191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP VALUE</n1:titleOfClass>
<n1:cusip>46436E536</n1:cusip>
<n1:value>2365125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG SCRD S&amp;P MID</n1:titleOfClass>
<n1:cusip>46436E551</n1:cusip>
<n1:value>232382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG SCRND S&amp;P500</n1:titleOfClass>
<n1:cusip>46436E569</n1:cusip>
<n1:value>1692561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-3 MNTH TREASRY</n1:titleOfClass>
<n1:cusip>46436E718</n1:cusip>
<n1:value>14855235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS 25 TRM TS</n1:titleOfClass>
<n1:cusip>46436E866</n1:cusip>
<n1:value>3487142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS 24 TRM TS</n1:titleOfClass>
<n1:cusip>46436E874</n1:cusip>
<n1:value>6499712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS 23 TRM TS</n1:titleOfClass>
<n1:cusip>46436E882</n1:cusip>
<n1:value>7457257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>194410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>29369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>3448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>182145555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1256003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1240548</n1:Sole>
<n1:Shared>11413</n1:Shared>
<n1:None>4042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>18540517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72139</n1:Sole>
<n1:Shared>55354</n1:Shared>
<n1:None>355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>206113470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1421276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1418917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2359</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>29227766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>199501</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN ML ETN</n1:titleOfClass>
<n1:cusip>46625H365</n1:cusip>
<n1:value>578770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>1376314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>178407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>2601372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>INCOME ETF</n1:titleOfClass>
<n1:cusip>46641Q159</n1:cusip>
<n1:value>353602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABULDRS JAPAN</n1:titleOfClass>
<n1:cusip>46641Q217</n1:cusip>
<n1:value>5325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABULDRS JAPAN</n1:titleOfClass>
<n1:cusip>46641Q217</n1:cusip>
<n1:value>655280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS CDA</n1:titleOfClass>
<n1:cusip>46641Q225</n1:cusip>
<n1:value>2019267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS CDA</n1:titleOfClass>
<n1:cusip>46641Q225</n1:cusip>
<n1:value>2675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY PREMIUM</n1:titleOfClass>
<n1:cusip>46641Q332</n1:cusip>
<n1:value>49811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>930</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY PREMIUM</n1:titleOfClass>
<n1:cusip>46641Q332</n1:cusip>
<n1:value>55002710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1026936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1026936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY PREMIUM</n1:titleOfClass>
<n1:cusip>46641Q332</n1:cusip>
<n1:value>646362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAN DIVER</n1:titleOfClass>
<n1:cusip>46641Q407</n1:cusip>
<n1:value>258486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS USD</n1:titleOfClass>
<n1:cusip>46641Q449</n1:cusip>
<n1:value>5041460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>MUNICIPAL ETF</n1:titleOfClass>
<n1:cusip>46641Q647</n1:cusip>
<n1:value>16376094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>338559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHT MUNCPL</n1:titleOfClass>
<n1:cusip>46641Q654</n1:cusip>
<n1:value>5933726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>CORE PLUS BD ETF</n1:titleOfClass>
<n1:cusip>46641Q670</n1:cusip>
<n1:value>12967786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>US QUALTY FCTR</n1:titleOfClass>
<n1:cusip>46641Q761</n1:cusip>
<n1:value>5473463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>US QUALTY FCTR</n1:titleOfClass>
<n1:cusip>46641Q761</n1:cusip>
<n1:value>72261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT INC</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>18067082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>360045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>360045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT INC</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>89120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ EQT PREM</n1:titleOfClass>
<n1:cusip>46654Q203</n1:cusip>
<n1:value>21807585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>464683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>464683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ EQT PREM</n1:titleOfClass>
<n1:cusip>46654Q203</n1:cusip>
<n1:value>25812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE GROWTH</n1:titleOfClass>
<n1:cusip>46654Q609</n1:cusip>
<n1:value>13722189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YIELD MUNI</n1:titleOfClass>
<n1:cusip>46654Q799</n1:cusip>
<n1:value>842998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>SUSTAINABLE MUNI</n1:titleOfClass>
<n1:cusip>46654Q815</n1:cusip>
<n1:value>279529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>SUSTAINABLE MUNI</n1:titleOfClass>
<n1:cusip>46654Q815</n1:cusip>
<n1:value>31363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACKSON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>46817M107</n1:cusip>
<n1:value>10434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACKSON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>46817M107</n1:cusip>
<n1:value>144591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACKSON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>46817M107</n1:cusip>
<n1:value>523155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13688</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>18277896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48365</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>409500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>477750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>7964756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDRSON AAA CL</n1:titleOfClass>
<n1:cusip>47103U845</n1:cusip>
<n1:value>13401204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDRSN SHRT ETF</n1:titleOfClass>
<n1:cusip>47103U886</n1:cusip>
<n1:value>1946287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4573</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>147165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>409741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>1037325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>35678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>974</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JELD-WEN HLDG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47580P103</n1:cusip>
<n1:value>361188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JETBLUE AWYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477143101</n1:cusip>
<n1:value>70633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN BEAN TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477839104</n1:cusip>
<n1:value>1360858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN BEAN TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477839104</n1:cusip>
<n1:value>44685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN HANCOCK EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>MULTIFACTOR MI</n1:titleOfClass>
<n1:cusip>47804J206</n1:cusip>
<n1:value>3555511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>104763369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>672638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>671346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1292</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>146136421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>938276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>937674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>602</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>150176832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>964217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>935192</n1:Sole>
<n1:Shared>25854</n1:Shared>
<n1:None>3171</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>26621776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113402</n1:Sole>
<n1:Shared>56266</n1:Shared>
<n1:None>1258</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>15389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>216005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>428312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUMIA TECHNOLOGIES AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>48138M105</n1:cusip>
<n1:value>214291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>223376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>3974683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>40157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>1726855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2025</n1:Sole>
<n1:Shared>1740</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>57997098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126016</n1:Sole>
<n1:Shared>241</n1:Shared>
<n1:None>192</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>69125855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>8000406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>482497104</n1:cusip>
<n1:value>295020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>482497104</n1:cusip>
<n1:value>543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
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<n1:cusip>48251W104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>270</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>3885881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>74536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>810</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>896896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSON ENERGY INFRST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSON NEXTGEN ENRGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48661E108</n1:cusip>
<n1:value>222825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KB HOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48666K109</n1:cusip>
<n1:value>496399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KB HOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48666K109</n1:cusip>
<n1:value>6711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KB HOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48666K109</n1:cusip>
<n1:value>9441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>198942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3143</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>561298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENNEDY-WILSON HOLDINGS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENNEDY-WILSON HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>489398107</n1:cusip>
<n1:value>737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>291140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7898</n1:Sole>
<n1:Shared>6601</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
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<n1:value>2929351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49177J102</n1:cusip>
<n1:value>5782607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>287705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>273</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>25256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>80535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>964748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>26997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1571</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57695</n1:Sole>
<n1:Shared>693</n1:Shared>
<n1:None>907</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>507409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>114</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>526461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>7674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KILROY RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49427F108</n1:cusip>
<n1:value>21274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KILROY RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49427F108</n1:cusip>
<n1:value>284174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBELL RTY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>49435R102</n1:cusip>
<n1:value>135616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBELL RTY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>49435R102</n1:cusip>
<n1:value>160000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>1019974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3162</n1:Sole>
<n1:Shared>5169</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>13512370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>18888734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155302</n1:Sole>
<n1:Shared>307</n1:Shared>
<n1:None>690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>5614208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>518</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>114054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>15655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>890</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>63089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>764233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>1029834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1094</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>20378320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1229090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1227890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>6445392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>388745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386598</n1:Sole>
<n1:Shared>2147</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>92898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5269</n1:Sole>
<n1:Shared>334</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINROSS GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>496902404</n1:cusip>
<n1:value>128317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>2094392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>5695530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>2232178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>257245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>7583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>26735467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>533110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530304</n1:Sole>
<n1:Shared>780</n1:Shared>
<n1:None>2026</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>474569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7513</n1:Sole>
<n1:Shared>1599</n1:Shared>
<n1:None>351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>5596815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>7171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGIS SHS NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>204228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGIS SHS NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>3589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGIS SHS NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>516685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>2938252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84470</n1:Sole>
<n1:Shared>2674</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>3866364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>581871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10565</n1:Sole>
<n1:Shared>6732</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>857080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>486</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRANESHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>KFA MOUNT LUCAS</n1:titleOfClass>
<n1:cusip>500767652</n1:cusip>
<n1:value>7332582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225133</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRATOS DEFENSE &amp; SEC SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50077B207</n1:cusip>
<n1:value>11641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRATOS DEFENSE &amp; SEC SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50077B207</n1:cusip>
<n1:value>119619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7680</n1:Sole>
<n1:Shared>284</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRATOS DEFENSE &amp; SEC SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50077B207</n1:cusip>
<n1:value>662247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRISPY KREME INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50101L106</n1:cusip>
<n1:value>198266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRISPY KREME INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50101L106</n1:cusip>
<n1:value>924264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>1351629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>1708287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>179000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>7104426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>25625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1474</n1:Sole>
<n1:Shared>173</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>264461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>55930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>388059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>431232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>770051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>1057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>1404622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11962</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>842958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LI-CYCLE HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>50202P105</n1:cusip>
<n1:value>3997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LI-CYCLE HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>50202P105</n1:cusip>
<n1:value>496482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139854</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
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<n1:sshPrnamt>46016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>46016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>84003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83406</n1:Sole>
<n1:Shared>129</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>598</n1:Sole>
<n1:Shared>647</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LSI INDS INC OHIO</n1:nameOfIssuer>
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<n1:sshPrnamt>22161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>22161</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:sshPrnamt>9125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>24529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>34715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34453</n1:Sole>
<n1:Shared>5</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>53771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>409</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
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<n1:sshPrnamt>890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>890</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>9360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9360</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8598</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:value>201050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>4257669</n1:value>
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<n1:sshPrnamt>21177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>21177</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LADDER CAP CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1383</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LADDER CAP CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>37924</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAKELAND BANCORP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82590</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAKELAND BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAKELAND BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAKELAND FINL CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>1179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAKELAND FINL CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19830</n1:Sole>
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<n1:None>129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38699</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>0</n1:Shared>
<n1:None>106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1460</n1:Sole>
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<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23023</n1:Sole>
<n1:Shared>330</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>5541937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>9265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>50</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>1183979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>430401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>960567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANCASTER COLONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>3125833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANCASTER COLONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>612128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>199234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>3364349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANTHEUS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>516544103</n1:cusip>
<n1:value>350179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANTHEUS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>516544103</n1:cusip>
<n1:value>804439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>1022701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>1285170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>364795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>4584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATHAM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>51819L107</n1:cusip>
<n1:value>335745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATHAM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>51819L107</n1:cusip>
<n1:value>8994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>194</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>518415104</n1:cusip>
<n1:value>197467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>518415104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD MLT ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD DISCIPL</n1:titleOfClass>
<n1:cusip>518416870</n1:cusip>
<n1:value>1636815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>1660735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>18502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>2291696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>4519459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>1122851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>170031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>820</n1:Sole>
<n1:Shared>447</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>228517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>7381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>35803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>40885</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>5487477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT</n1:nameOfIssuer>
<n1:titleOfClass>ROYCE QUANT SML</n1:titleOfClass>
<n1:cusip>52468L877</n1:cusip>
<n1:value>319426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT</n1:nameOfIssuer>
<n1:titleOfClass>CLRBRDG AL CP GW</n1:titleOfClass>
<n1:cusip>524682101</n1:cusip>
<n1:value>1743569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGACY HOUSING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52472M101</n1:cusip>
<n1:value>330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGACY HOUSING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52472M101</n1:cusip>
<n1:value>924013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>1014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>1382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>2128368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>528261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEMAITRE VASCULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525558201</n1:cusip>
<n1:value>1743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEMAITRE VASCULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525558201</n1:cusip>
<n1:value>206534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEMAITRE VASCULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525558201</n1:cusip>
<n1:value>9480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENDINGTREE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 7/1</n1:titleOfClass>
<n1:cusip>52603BAD9</n1:cusip>
<n1:value>157500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>1403661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>2391530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>494373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4205</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>9975339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88622</n1:Sole>
<n1:Shared>82</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>20594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>3935739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>4493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>4877203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LESLIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>527064109</n1:cusip>
<n1:value>1539265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>271955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LESLIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>527064109</n1:cusip>
<n1:value>61066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10537</n1:Sole>
<n1:Shared>252</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEXICON PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>528872302</n1:cusip>
<n1:value>13080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL STAR EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>530158104</n1:cusip>
<n1:value>269242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>17590241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>50591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>54518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>DEB4.000%11/1</n1:titleOfClass>
<n1:cusip>530715AG6</n1:cusip>
<n1:value>2400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>53115L104</n1:cusip>
<n1:value>11927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>644</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>53115L104</n1:cusip>
<n1:value>12316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>53115L104</n1:cusip>
<n1:value>197514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S C</n1:titleOfClass>
<n1:cusip>531229755</n1:cusip>
<n1:value>173443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S C</n1:titleOfClass>
<n1:cusip>531229755</n1:cusip>
<n1:value>361029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S C</n1:titleOfClass>
<n1:cusip>531229755</n1:cusip>
<n1:value>7476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S A</n1:titleOfClass>
<n1:cusip>531229771</n1:cusip>
<n1:value>1074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S A</n1:titleOfClass>
<n1:cusip>531229771</n1:cusip>
<n1:value>283152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>47335506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>53799478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>56555492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103929</n1:Sole>
<n1:Shared>1243</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>7523043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10018</n1:Sole>
<n1:Shared>3988</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>1667510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>4246796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>13950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>1459053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>2717702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>74811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LISTED FD TR</n1:nameOfIssuer>
<n1:titleOfClass>TEUCRIUM AIL LNG</n1:titleOfClass>
<n1:cusip>53656G522</n1:cusip>
<n1:value>2486701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LISTED FD TR</n1:nameOfIssuer>
<n1:titleOfClass>TEUCRIUM AILA LN</n1:titleOfClass>
<n1:cusip>53656G530</n1:cusip>
<n1:value>2484031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>4330128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>522813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIUM AMERS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53680Q207</n1:cusip>
<n1:value>560633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIUM AMERS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53680Q207</n1:cusip>
<n1:value>58361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>1057749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>247320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>20096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>34711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>573972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>722448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>1350723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>139677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>31905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>566793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>2663965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4015</n1:Sole>
<n1:Shared>2484</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>31090366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75339</n1:Sole>
<n1:Shared>585</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>72342252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176893</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>8295345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>113137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>1519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>1708420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>102913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>116178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2034</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>5318632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>96230</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>10316554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>48932395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230500</n1:Sole>
<n1:Shared>3788</n1:Shared>
<n1:None>1145</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>5623527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12153</n1:Sole>
<n1:Shared>14904</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>88174215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>424241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>424241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUCID GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>549498103</n1:cusip>
<n1:value>142081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUCID GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>549498103</n1:cusip>
<n1:value>4472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>11606861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>3837976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>4161889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10696</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>78664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182</n1:Sole>
<n1:Shared>22</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULUS FASHION LOUNGE HOLDING</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55003A108</n1:cusip>
<n1:value>200479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULUS FASHION LOUNGE HOLDING</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55003A108</n1:cusip>
<n1:value>790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>16310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>266878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>398081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMEN TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550241103</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMEN TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550241103</n1:cusip>
<n1:value>327836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMEN TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550241103</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>261139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>332400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>1086332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>121898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>632</n1:Sole>
<n1:Shared>332</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>14049607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40409</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>6726565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M D C HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552676108</n1:cusip>
<n1:value>230187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M D C HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552676108</n1:cusip>
<n1:value>326707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M D C HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552676108</n1:cusip>
<n1:value>430235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS INTER INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>55273C107</n1:cusip>
<n1:value>31490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS MULTIMARKET INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>552737108</n1:cusip>
<n1:value>143334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>552738106</n1:cusip>
<n1:value>781229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGIC INVT CORP WIS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552848103</n1:cusip>
<n1:value>1628443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGIC INVT CORP WIS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552848103</n1:cusip>
<n1:value>1910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>2043472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>523683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGP INGREDIENTS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.875%11/1</n1:titleOfClass>
<n1:cusip>55303JAB2</n1:cusip>
<n1:value>2785290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2270000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2270000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M/I HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55305B101</n1:cusip>
<n1:value>420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M/I HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55305B101</n1:cusip>
<n1:value>525502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MKS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55306N104</n1:cusip>
<n1:value>155348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MKS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55306N104</n1:cusip>
<n1:value>265937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>171874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>53355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>12314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>4433011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>834268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>9349696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYR GROUP INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405W104</n1:cusip>
<n1:value>177209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYR GROUP INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405W104</n1:cusip>
<n1:value>464383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3446</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.250% 3/1</n1:titleOfClass>
<n1:cusip>55405YAB6</n1:cusip>
<n1:value>122688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405Y100</n1:cusip>
<n1:value>2631771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405Y100</n1:cusip>
<n1:value>391910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYT NETHERLANDS PARENT B V</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>55406W103</n1:cusip>
<n1:value>141379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>135288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>303381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25931</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON COVERED CALL &amp; EQUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>557437100</n1:cusip>
<n1:value>450435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN SPRT COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55825T103</n1:cusip>
<n1:value>176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN SPRT COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55825T103</n1:cusip>
<n1:value>210537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>144922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>2520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>814872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55955D100</n1:cusip>
<n1:value>11989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55955D100</n1:cusip>
<n1:value>90480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>12000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>2412492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>353911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAIN STR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56035L104</n1:cusip>
<n1:value>109782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAIN STR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56035L104</n1:cusip>
<n1:value>328981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAINSTAY MACKAY DEFINEDTERM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56064K100</n1:cusip>
<n1:value>256242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANAGED PORTFOLIO SERIES</n1:nameOfIssuer>
<n1:titleOfClass>TORTOISE NRAM PI</n1:titleOfClass>
<n1:cusip>56167N720</n1:cusip>
<n1:value>1001837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANAGED PORTFOLIO SERIES</n1:nameOfIssuer>
<n1:titleOfClass>TORTOISE NRAM PI</n1:titleOfClass>
<n1:cusip>56167N720</n1:cusip>
<n1:value>88020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCIATES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>2703001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCIATES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>395320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCIATES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>6089312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANITOWOC CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>563571405</n1:cusip>
<n1:value>266265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANPOWERGROUP INC WIS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56418H100</n1:cusip>
<n1:value>388449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>1101498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>1757092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>52665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>781710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>1525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>1626125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>66875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>766414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>126974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>655</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>4322876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>5828375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>7469537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARAVAI LIFESCIENCES HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>56600D107</n1:cusip>
<n1:value>117320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARAVAI LIFESCIENCES HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>56600D107</n1:cusip>
<n1:value>77150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7449</n1:Sole>
<n1:Shared>266</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARCUS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>566330106</n1:cusip>
<n1:value>310837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARINE PRODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>568427108</n1:cusip>
<n1:value>767340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>18710930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>3030384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2058</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>5442323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>1753557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>351938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>1275771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5585</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>132234332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>694873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>693279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1594</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134870</n1:Sole>
<n1:Shared>540</n1:Shared>
<n1:None>534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>79192990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>416148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>416148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6715</n1:Sole>
<n1:Shared>221</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>2850513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14312</n1:Sole>
<n1:Shared>42</n1:Shared>
<n1:None>148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>5243828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>8538093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTEN TRANS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573075108</n1:cusip>
<n1:value>101585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4962</n1:Sole>
<n1:Shared>192</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTEN TRANS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573075108</n1:cusip>
<n1:value>142917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>27200457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65898</n1:Sole>
<n1:Shared>88</n1:Shared>
<n1:None>279</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>504480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>610384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1236</n1:Sole>
<n1:Shared>208</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>8790130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>1299445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>17158119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>386534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>384378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>82602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>1608898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>2385086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>3581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>525841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASIMO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574795100</n1:cusip>
<n1:value>11661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASIMO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574795100</n1:cusip>
<n1:value>597013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREENWAVE TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>57630J304</n1:cusip>
<n1:value>40800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
<n1:value>16841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
<n1:value>245058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
<n1:value>7698271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>25879845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65101</n1:Sole>
<n1:Shared>54</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>33925132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>553</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>896736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1443</n1:Sole>
<n1:Shared>799</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>89993539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>226052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCRAFT BOAT HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57637H103</n1:cusip>
<n1:value>550745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERBRAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>57638P104</n1:cusip>
<n1:value>10328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>850</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERBRAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>57638P104</n1:cusip>
<n1:value>14459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERBRAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>57638P104</n1:cusip>
<n1:value>1885024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERBRAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>57638P104</n1:cusip>
<n1:value>43418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATADOR RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576485205</n1:cusip>
<n1:value>2768021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATADOR RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576485205</n1:cusip>
<n1:value>3027710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATADOR RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576485205</n1:cusip>
<n1:value>413182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATCH GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57667L107</n1:cusip>
<n1:value>10068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATCH GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57667L107</n1:cusip>
<n1:value>1328307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATCH GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57667L107</n1:cusip>
<n1:value>276497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7058</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57686G105</n1:cusip>
<n1:value>2573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57686G105</n1:cusip>
<n1:value>524335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATTEL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577081102</n1:cusip>
<n1:value>18285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATTEL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577081102</n1:cusip>
<n1:value>215542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIMUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577933104</n1:cusip>
<n1:value>306790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM VTG</n1:titleOfClass>
<n1:cusip>579780107</n1:cusip>
<n1:value>530074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>15809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>209</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>175182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>2265696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>2885137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37943</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>10813422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>579</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>12237315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34960</n1:Sole>
<n1:Shared>11492</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>56201230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>213336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>64656079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>242151</n1:Sole>
<n1:Shared>2503</n1:Shared>
<n1:None>776</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>161764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>20778512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>24837327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>3917999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>180308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>20323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>276130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50666</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>13075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>543824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>85472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MELCO RESORTS AND ENTMNT LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>585464100</n1:cusip>
<n1:value>125603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MELCO RESORTS AND ENTMNT LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>585464100</n1:cusip>
<n1:value>5074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>2519278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1976</n1:Sole>
<n1:Shared>11</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>380364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>46912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>7</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>5084199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>157194038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1526897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1521636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>175872059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1708325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1683736</n1:Sole>
<n1:Shared>19402</n1:Shared>
<n1:None>5187</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>18747813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108061</n1:Sole>
<n1:Shared>73222</n1:Shared>
<n1:None>823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>66244310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>643461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>642400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1061</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>129978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>6242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>7765523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METHANEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59151K108</n1:cusip>
<n1:value>120914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2582</n1:Sole>
<n1:Shared>102</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METHANEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59151K108</n1:cusip>
<n1:value>179074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>408789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6051</n1:Sole>
<n1:Shared>447</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>47045705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>747826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>739418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8408</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>64977223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1032860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1030499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2361</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>9381076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147485</n1:Sole>
<n1:Shared>1483</n1:Shared>
<n1:None>151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>2298137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>44323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>MFS HIGH INCOME MUN TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>104959</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>1237163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1231006</n1:Sole>
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<n1:None>6157</n1:None>
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<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>1765524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:None>4209</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>2223207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>229483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126607</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
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<n1:sshPrnamt>283568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
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<n1:sshPrnamt>3758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>3758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
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<n1:sshPrnamt>51473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>51201</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
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<n1:sshPrnamt>89290</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>88772</n1:Sole>
<n1:Shared>230</n1:Shared>
<n1:None>288</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
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<n1:sshPrnamt>32749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
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<n1:sshPrnamt>34700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66</n1:Sole>
<n1:Shared>35</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22034</n1:Sole>
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<n1:None>191</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5025</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIDLAND STATES BANCORP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>12223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIMEDX GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>18250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18250</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIRION TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIRION TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:sshPrnamt>12300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12300</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MISTRAS GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>86009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86009</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
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<n1:sshPrnamt>130561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
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<n1:sshPrnamt>261991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>359</n1:None>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10171</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIZUHO FINANCIAL GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIZUHO FINANCIAL GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9856</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOBILEYE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON CLASS A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOBILEYE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON CLASS A</n1:titleOfClass>
<n1:cusip>60741F104</n1:cusip>
<n1:value>407273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOBILEYE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON CLASS A</n1:titleOfClass>
<n1:cusip>60741F104</n1:cusip>
<n1:value>421359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODERNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60770K107</n1:cusip>
<n1:value>1070807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODERNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60770K107</n1:cusip>
<n1:value>481331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODERNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60770K107</n1:cusip>
<n1:value>500233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOELIS &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60786M105</n1:cusip>
<n1:value>194153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOELIS &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60786M105</n1:cusip>
<n1:value>70177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>13020981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>1359166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>326507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>199029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>363</n1:Sole>
<n1:Shared>189</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>21660741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65743</n1:Sole>
<n1:Shared>55</n1:Shared>
<n1:None>263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>6228598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>76726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>1637888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25740</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>17401822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>34720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347</n1:Sole>
<n1:Shared>199</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>6144638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96234</n1:Sole>
<n1:Shared>46</n1:Shared>
<n1:None>349</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>3115019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1095</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>34278464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>493926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>477396</n1:Sole>
<n1:Shared>14752</n1:Shared>
<n1:None>1778</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>40341395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>581288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>581288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>4120070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46283</n1:Sole>
<n1:Shared>12926</n1:Shared>
<n1:None>158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>1716503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4963</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>2042649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>23864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>420912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>1117</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>15708</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>2898626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>55902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONROE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>610335101</n1:cusip>
<n1:value>95904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>301361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>113929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1586</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15997</n1:Sole>
<n1:Shared>936</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONTROSE ENVIRONMENTAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39228</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONTROSE ENVIRONMENTAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1074852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19744</n1:Sole>
<n1:Shared>84</n1:Shared>
<n1:None>1055024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>17</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17139</n1:Sole>
<n1:Shared>11</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>564482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:value>9715351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121082</n1:Sole>
<n1:Shared>9760</n1:Shared>
<n1:None>517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>228293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>56430050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>690952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>687868</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORNINGSTAR INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>448</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORNINGSTAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>617</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>539796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
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<n1:sshPrnamt>258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>258</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
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<n1:cusip>620076307</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>914</n1:Sole>
<n1:Shared>800</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
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<n1:cusip>620076307</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:value>6972339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25300</n1:Sole>
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<n1:None>235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER INDS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>624758108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MR COOPER GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62482R107</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MR COOPER GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62482R107</n1:cusip>
<n1:value>637471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>264254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>2099931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>211531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>424986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>122165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>2697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>57689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIO INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIO INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>62914V106</n1:cusip>
<n1:value>24996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47275</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>263400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>418817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1299999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>23853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>5963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62955J103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62955J103</n1:cusip>
<n1:value>646757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAPCO SEC TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>546275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAPCO SEC TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>630402105</n1:cusip>
<n1:value>68041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2942</n1:Sole>
<n1:Shared>116</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>756848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>756848</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>8204859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164689</n1:Sole>
<n1:Shared>1580</n1:Shared>
<n1:None>2590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>887108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8507</n1:Sole>
<n1:Shared>9750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>92516089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1904015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1899905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>1700428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>319485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>7169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BEVERAGE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635017106</n1:cusip>
<n1:value>1951941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BEVERAGE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635017106</n1:cusip>
<n1:value>90466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635906100</n1:cusip>
<n1:value>707811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>10953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>357640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>372091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>12290674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>306970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4012</n1:Sole>
<n1:Shared>835</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>8303218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135591</n1:Sole>
<n1:Shared>743</n1:Shared>
<n1:None>615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>1406699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>27529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NNN REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>1297767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36722</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NNN REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>28095</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>795</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NNN REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>44281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL STORAGE AFFILIATES</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN IN</n1:titleOfClass>
<n1:cusip>637870106</n1:cusip>
<n1:value>127697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL STORAGE AFFILIATES</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN IN</n1:titleOfClass>
<n1:cusip>637870106</n1:cusip>
<n1:value>1520219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIXIS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>LOOMIS SAYLES</n1:titleOfClass>
<n1:cusip>63873X208</n1:cusip>
<n1:value>214358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATWEST GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR</n1:titleOfClass>
<n1:cusip>639057207</n1:cusip>
<n1:value>151726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATWEST GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR</n1:titleOfClass>
<n1:cusip>639057207</n1:cusip>
<n1:value>571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATWEST GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR</n1:titleOfClass>
<n1:cusip>639057207</n1:cusip>
<n1:value>71791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63938C108</n1:cusip>
<n1:value>109743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63938C108</n1:cusip>
<n1:value>17220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63938C108</n1:cusip>
<n1:value>441073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCINO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63947X101</n1:cusip>
<n1:value>110060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3337</n1:Sole>
<n1:Shared>124</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCINO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1231550</n1:value>
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<n1:sshPrnamt>38728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGENOMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64049M209</n1:cusip>
<n1:value>2103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGENOMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64049M209</n1:cusip>
<n1:value>374080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640491106</n1:cusip>
<n1:value>182730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640491106</n1:cusip>
<n1:value>194633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10280</n1:Sole>
<n1:Shared>218</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NET POWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>64107A105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>38395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>242</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>862604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>891041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>18955898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>422</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>35959667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>48655270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128065</n1:Sole>
<n1:Shared>213</n1:Shared>
<n1:None>576</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>819392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1381</n1:Sole>
<n1:Shared>721</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETSTREIT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64119V303</n1:cusip>
<n1:value>1807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETSTREIT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64119V303</n1:cusip>
<n1:value>966583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>13838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>3526200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>484288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUBERGER BERMAN ENERGY INFR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64129H104</n1:cusip>
<n1:value>272748</n1:value>
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<n1:sshPrnamt>39644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEVRO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64157F103</n1:cusip>
<n1:value>581386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW PAC METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64782A107</n1:cusip>
<n1:value>35400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITHM CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>1681815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITHM CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>850253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITHM CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>91126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1820422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160531</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>649445103</n1:cusip>
<n1:value>188122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16589</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK TIMES CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>650111107</n1:cusip>
<n1:value>181659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK TIMES CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>650111107</n1:cusip>
<n1:value>402153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>126844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>1680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>29578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>69082353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>738738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>1061352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>3740028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>88606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>929403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXSTAR MEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>65336K103</n1:cusip>
<n1:value>265951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXSTAR MEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>65336K103</n1:cusip>
<n1:value>2931584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>3690393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>4079506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44492</n1:Sole>
<n1:Shared>23904</n1:Shared>
<n1:None>2812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>63402767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1106699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1101513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5186</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>73552798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1283868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1263629</n1:Sole>
<n1:Shared>15326</n1:Shared>
<n1:None>4913</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXPOINT RESIDENTIAL TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65341D102</n1:cusip>
<n1:value>1770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXPOINT RESIDENTIAL TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65341D102</n1:cusip>
<n1:value>756552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NICE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>653656108</n1:cusip>
<n1:value>10540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NICE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>653656108</n1:cusip>
<n1:value>137190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NICE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>653656108</n1:cusip>
<n1:value>288320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>25964001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>271533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>32032126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>334994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>328957</n1:Sole>
<n1:Shared>5059</n1:Shared>
<n1:None>978</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>8545177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>851</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>950176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2206</n1:Sole>
<n1:Shared>7307</n1:Shared>
<n1:None>424</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKOLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>654110105</n1:cusip>
<n1:value>1576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKOLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>654110105</n1:cusip>
<n1:value>24713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>1231892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>3202921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25430</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>461245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>90181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>33256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>48470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>4240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>5655429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>7850228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSTROM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655664100</n1:cusip>
<n1:value>157094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSTROM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655664100</n1:cusip>
<n1:value>30717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSTROM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655664100</n1:cusip>
<n1:value>536071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>1618174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>19938966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96639</n1:Sole>
<n1:Shared>4524</n1:Shared>
<n1:None>86</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>20566875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>7120792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26995</n1:Sole>
<n1:Shared>9130</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHEAST BK LEWISTON ME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>66405S100</n1:cusip>
<n1:value>292383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHEAST CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>664121100</n1:cusip>
<n1:value>294787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR IV</n1:nameOfIssuer>
<n1:titleOfClass>STERLING CAPITAL</n1:titleOfClass>
<n1:cusip>66538H385</n1:cusip>
<n1:value>1547291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR IV</n1:nameOfIssuer>
<n1:titleOfClass>STERLING CAPITAL</n1:titleOfClass>
<n1:cusip>66538H385</n1:cusip>
<n1:value>235372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN OIL &amp; GAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665531307</n1:cusip>
<n1:value>34196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN OIL &amp; GAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665531307</n1:cusip>
<n1:value>3877528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN OIL &amp; GAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665531307</n1:cusip>
<n1:value>4023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>1119184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>147714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>20080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>811630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>15132942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>2175859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>4868061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10730</n1:Sole>
<n1:Shared>125</n1:Shared>
<n1:None>204</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>91560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>14215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>804</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>158995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>621523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>70720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>1601952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8210</n1:Sole>
<n1:Shared>7517</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>1738139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16879</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>30845856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>302826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300979</n1:Sole>
<n1:Shared>329</n1:Shared>
<n1:None>1518</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>53806725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>528242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>528126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVANTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67000B104</n1:cusip>
<n1:value>1601364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVANTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67000B104</n1:cusip>
<n1:value>59528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>1589631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>18634816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>32326169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>353693</n1:Sole>
<n1:Shared>390</n1:Shared>
<n1:None>1384</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>886574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8892</n1:Sole>
<n1:Shared>409</n1:Shared>
<n1:None>448</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>20696533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>3259428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19643</n1:Sole>
<n1:Shared>1004</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>359605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>4771020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706ER101</n1:cusip>
<n1:value>1062346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 DYNAMIC OVERW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706EW100</n1:cusip>
<n1:value>240824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT MAT MUN FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67061T101</n1:cusip>
<n1:value>97405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67062F100</n1:cusip>
<n1:value>729758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54869</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67064R102</n1:cusip>
<n1:value>510971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>6042843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>624261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>624261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>75591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>102446235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1726</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>163155675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>1696461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>524453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>2602</n1:Shared>
<n1:None>2674</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>24505162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36970</n1:Sole>
<n1:Shared>19262</n1:Shared>
<n1:None>103</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>1446505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>51714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN CR OPPORTUNITIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670663103</n1:cusip>
<n1:value>159318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN CR OPPORTUNITIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670663103</n1:cusip>
<n1:value>85572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670682103</n1:cusip>
<n1:value>918049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>670699107</n1:cusip>
<n1:value>742424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33041</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
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<n1:value>1535245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071L106</n1:cusip>
<n1:value>17527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071L106</n1:cusip>
<n1:value>2024537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME SECS FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>108395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>16568</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME SECS FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>43264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME SECS FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>855576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>1173164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>12660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>1235544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>14530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>55534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075A106</n1:cusip>
<n1:value>7134233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>415506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>415506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN DOW 30 DYNMC OVERWRT</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>67075F105</n1:cusip>
<n1:value>160372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTRIEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077M108</n1:cusip>
<n1:value>257171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTRIEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077M108</n1:cusip>
<n1:value>55399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN CORPORATE INCOME 2023</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67079F101</n1:cusip>
<n1:value>146916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTEX HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67079U108</n1:cusip>
<n1:value>475541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2348351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2348351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN DYNAMIC MUN OPPORTUNI</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>67079X102</n1:cusip>
<n1:value>126549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>1133687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>939</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>53328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>568143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>8999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG LRGCP</n1:titleOfClass>
<n1:cusip>67092P201</n1:cusip>
<n1:value>561143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG LRGVL</n1:titleOfClass>
<n1:cusip>67092P300</n1:cusip>
<n1:value>849190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670928100</n1:cusip>
<n1:value>277191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670928100</n1:cusip>
<n1:value>4419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>26722454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>43339898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47403</n1:Sole>
<n1:Shared>73</n1:Shared>
<n1:None>210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>4409789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>779802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>581</n1:Sole>
<n1:Shared>252</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFG BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103X102</n1:cusip>
<n1:value>18215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFG BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103X102</n1:cusip>
<n1:value>513950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OAKTREE SPECIALTY LENDING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67401P405</n1:cusip>
<n1:value>162228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OAKTREE SPECIALTY LENDING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67401P405</n1:cusip>
<n1:value>191804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHORD ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>674215207</n1:cusip>
<n1:value>194484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHORD ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>674215207</n1:cusip>
<n1:value>3566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHORD ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>674215207</n1:cusip>
<n1:value>4168440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>1443385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>467</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>1537137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23690</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>4234707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>82592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>458</n1:Sole>
<n1:Shared>815</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANEERING INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675232102</n1:cusip>
<n1:value>12423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANEERING INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675232102</n1:cusip>
<n1:value>170472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANEERING INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675232102</n1:cusip>
<n1:value>383331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANFIRST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675234108</n1:cusip>
<n1:value>1302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANFIRST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675234108</n1:cusip>
<n1:value>256018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANFIRST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675234108</n1:cusip>
<n1:value>30083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFFICE PPTYS INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>67623C109</n1:cusip>
<n1:value>225418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFFICE PPTYS INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>67623C109</n1:cusip>
<n1:value>3637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>4943908</n1:value>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>60553</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
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<n1:sshPrnamt>748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>726</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
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<n1:sshPrnamt>84749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>35413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>35388</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
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<n1:sshPrnamt>7912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>7912</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
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<n1:sshPrnamt>8894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>8846</n1:Sole>
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<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>234</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OLD NATL BANCORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>13865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>13865</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD NATL BANCORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>203110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>203110</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OLD NATL BANCORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>440</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>7808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15670</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD SECOND BANCORP INC ILL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>23060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23060</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OLIN CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4938</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLIN CORP</n1:nameOfIssuer>
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<n1:cusip>680665205</n1:cusip>
<n1:value>369930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>24100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24100</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OLYMPIC STEEL INC</n1:nameOfIssuer>
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<n1:sshPrnamt>5890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5890</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>2004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>1790</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>322262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>322209</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
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<n1:value>8794003</n1:value>
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<n1:sshPrnamt>118072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117643</n1:Sole>
<n1:Shared>138</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>1891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>19580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>19580</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>2062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OMNICELL COM</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.250% 9/1</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1014000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1014000</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>OMNICELL COM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>100439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2230</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICELL COM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68213N109</n1:cusip>
<n1:value>12836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICELL COM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68213N109</n1:cusip>
<n1:value>316631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>10162967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>374</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>276619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>3564433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>50379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONE GAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68235P108</n1:cusip>
<n1:value>440919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONE GAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68235P108</n1:cusip>
<n1:value>49435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEMAIN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68268W103</n1:cusip>
<n1:value>1268849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEMAIN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68268W103</n1:cusip>
<n1:value>92929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>110495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>3777710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>44338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>333</n1:Shared>
<n1:None>266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>814949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>23913452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1706</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>6034686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45228</n1:Sole>
<n1:Shared>11215</n1:Shared>
<n1:None>531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>81630508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>770681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>770499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>182</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>95553610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>902130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>885284</n1:Sole>
<n1:Shared>12962</n1:Shared>
<n1:None>3884</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OPTION CARE HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>68404L201</n1:cusip>
<n1:value>103002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>314</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OPTION CARE HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>68404L201</n1:cusip>
<n1:value>224056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORASURE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68554V108</n1:cusip>
<n1:value>14054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORASURE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68554V108</n1:cusip>
<n1:value>312808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>137819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>219500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12616</n1:Sole>
<n1:Shared>28</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>44199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2258</n1:Sole>
<n1:Shared>288</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>1442138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>268553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>56399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>9568766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>120063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1222</n1:Sole>
<n1:Shared>273</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>2124317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>3409400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42030</n1:Sole>
<n1:Shared>19</n1:Shared>
<n1:None>404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>68906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTTER TAIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>689648103</n1:cusip>
<n1:value>229278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTTER TAIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>689648103</n1:cusip>
<n1:value>696566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTTER TAIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>689648103</n1:cusip>
<n1:value>7592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTFRONT MEDIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69007J106</n1:cusip>
<n1:value>42996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4089</n1:Sole>
<n1:Shared>168</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTFRONT MEDIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69007J106</n1:cusip>
<n1:value>81467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>2198115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>263134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS &amp; MINOR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690732102</n1:cusip>
<n1:value>369191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS &amp; MINOR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690732102</n1:cusip>
<n1:value>921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>2070587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>2432463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>439377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>65477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69121K104</n1:cusip>
<n1:value>598304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69121K104</n1:cusip>
<n1:value>95856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6921</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>11174247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>116241</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>17976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>4884558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PBF ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69318G106</n1:cusip>
<n1:value>17841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PBF ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69318G106</n1:cusip>
<n1:value>833944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>17775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>877</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>244341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>435768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>22243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>603632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>PGIM ULTRA SH BD</n1:titleOfClass>
<n1:cusip>69344A107</n1:cusip>
<n1:value>2212157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ENERGY &amp; TACTICAL CR O</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>69346N107</n1:cusip>
<n1:value>1349556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>3121918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>5238350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17036</n1:Sole>
<n1:Shared>25370</n1:Shared>
<n1:None>262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>59440466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>484161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1530</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>68432857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>557407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>551097</n1:Sole>
<n1:Shared>4659</n1:Shared>
<n1:None>1651</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POSCO HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>693483109</n1:cusip>
<n1:value>256250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POSCO HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>693483109</n1:cusip>
<n1:value>5945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POSCO HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>693483109</n1:cusip>
<n1:value>786893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7677</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>20249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>3764005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>61655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>6646669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>11335957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>481153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>481153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>226105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8421</n1:Sole>
<n1:Shared>942</n1:Shared>
<n1:None>234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>3998438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167699</n1:Sole>
<n1:Shared>691</n1:Shared>
<n1:None>1323</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM SHORT DUR HIG YLD OPP F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69355J104</n1:cusip>
<n1:value>269586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME OPRNTS</n1:nameOfIssuer>
<n1:titleOfClass>COM BEN SHS</n1:titleOfClass>
<n1:cusip>69355M107</n1:cusip>
<n1:value>296889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24991</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>1069684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>119153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>1604526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>9680994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>1789841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>2209010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>5132912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>698</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>89611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>732</n1:Sole>
<n1:Shared>322</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP US LAR CP</n1:titleOfClass>
<n1:cusip>69374H105</n1:cusip>
<n1:value>66973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP US LAR CP</n1:titleOfClass>
<n1:cusip>69374H105</n1:cusip>
<n1:value>8674731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDPILOT 100</n1:titleOfClass>
<n1:cusip>69374H303</n1:cusip>
<n1:value>5875052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CP CASH</n1:titleOfClass>
<n1:cusip>69374H360</n1:cusip>
<n1:value>2614041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>METAURUS CAP 400</n1:titleOfClass>
<n1:cusip>69374H436</n1:cusip>
<n1:value>630601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDPILOT US BD</n1:titleOfClass>
<n1:cusip>69374H642</n1:cusip>
<n1:value>225618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>LUNT LRG CP ALTR</n1:titleOfClass>
<n1:cusip>69374H717</n1:cusip>
<n1:value>4369202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US CASH COWS 100</n1:titleOfClass>
<n1:cusip>69374H881</n1:cusip>
<n1:value>11158595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US CASH COWS 100</n1:titleOfClass>
<n1:cusip>69374H881</n1:cusip>
<n1:value>641750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC PREMIER BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69478X105</n1:cusip>
<n1:value>2415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC PREMIER BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69478X105</n1:cusip>
<n1:value>44586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2049</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC PREMIER BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69478X105</n1:cusip>
<n1:value>649449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>1032470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>1574977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>319845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>70019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALANTIR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69608A108</n1:cusip>
<n1:value>19552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALANTIR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69608A108</n1:cusip>
<n1:value>349264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALANTIR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69608A108</n1:cusip>
<n1:value>914784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>156840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>435</n1:Sole>
<n1:Shared>184</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>18343054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77904</n1:Sole>
<n1:Shared>82</n1:Shared>
<n1:None>256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>19664494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83879</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>6332459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>239085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>70744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAR PAC HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>69888T207</n1:cusip>
<n1:value>458702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARK HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>700517105</n1:cusip>
<n1:value>264843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARK HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>700517105</n1:cusip>
<n1:value>269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>14638162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>5228916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>542601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1382</n1:Sole>
<n1:Shared>11</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>8407819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21585</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSONS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70202L102</n1:cusip>
<n1:value>14566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSONS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70202L102</n1:cusip>
<n1:value>320719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATRICK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.750%12/0</n1:titleOfClass>
<n1:cusip>703343AG8</n1:cusip>
<n1:value>826506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>876000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>876000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATTERSON-UTI ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703481101</n1:cusip>
<n1:value>1599663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATTERSON-UTI ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703481101</n1:cusip>
<n1:value>23376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>2249731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8677</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>418462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>8815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>21187439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>23066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>23066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>37</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>6497462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56270</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOR HCM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70435P102</n1:cusip>
<n1:value>230400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOR HCM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70435P102</n1:cusip>
<n1:value>498767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21665</n1:Sole>
<n1:Shared>182</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>3738114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>678468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>170352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2705</n1:Sole>
<n1:Shared>209</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>20223594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>345939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>343898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2041</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>21542602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>368502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>368502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>6001153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEABODY ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704551100</n1:cusip>
<n1:value>255222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEABODY ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704551100</n1:cusip>
<n1:value>52396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEABODY ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704551100</n1:cusip>
<n1:value>81479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEBBLEBROOK HOTEL TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70509V100</n1:cusip>
<n1:value>325661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23963</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEBBLEBROOK HOTEL TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70509V100</n1:cusip>
<n1:value>7203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEGASYSTEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.750% 3/0</n1:titleOfClass>
<n1:cusip>705573AB9</n1:cusip>
<n1:value>1810634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1981000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1981000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE2/1</n1:titleOfClass>
<n1:cusip>70614WAB6</n1:cusip>
<n1:value>376250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
<n1:value>62751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>1293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>246923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>357023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11778</n1:Sole>
<n1:Shared>99</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN ENTERTAINMENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>707569109</n1:cusip>
<n1:value>151149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN ENTERTAINMENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>707569109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70959W103</n1:cusip>
<n1:value>1706017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70959W103</n1:cusip>
<n1:value>174077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1042</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70959W103</n1:cusip>
<n1:value>174912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>602969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>11348075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45839</n1:Sole>
<n1:Shared>20158</n1:Shared>
<n1:None>977</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>143119021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>844659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>832854</n1:Sole>
<n1:Shared>8594</n1:Shared>
<n1:None>3211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>926655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>925341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1314</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERDOCEO ED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71363P106</n1:cusip>
<n1:value>527279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFICIENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71375U101</n1:cusip>
<n1:value>23260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFICIENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71375U101</n1:cusip>
<n1:value>404326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>3932731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
<n1:value>838637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>262064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>5383784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>870877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>934308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>5000</n1:Shared>
<n1:None>440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERMIAN RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>71424F105</n1:cusip>
<n1:value>132131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERMIAN RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>71424F105</n1:cusip>
<n1:value>29344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>P T TELEKOMUNIKASI INDONESIA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
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<n1:value>103293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>P T TELEKOMUNIKASI INDONESIA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>715684106</n1:cusip>
<n1:value>289995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>P T TELEKOMUNIKASI INDONESIA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>715684106</n1:cusip>
<n1:value>39066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1621</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>P T TELEKOMUNIKASI INDONESIA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>715684106</n1:cusip>
<n1:value>816098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETMED EXPRESS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>716382106</n1:cusip>
<n1:value>226392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETIQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>71639T106</n1:cusip>
<n1:value>290575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETIQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>71639T106</n1:cusip>
<n1:value>768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>71654V408</n1:cusip>
<n1:value>200057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>71654V408</n1:cusip>
<n1:value>820957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>56788442</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1712042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1710635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1407</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>61241738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1846299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1820787</n1:Sole>
<n1:Shared>21441</n1:Shared>
<n1:None>4071</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>7212850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115149</n1:Sole>
<n1:Shared>98994</n1:Shared>
<n1:None>3308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>7263301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>11383174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85002</n1:Sole>
<n1:Shared>37748</n1:Shared>
<n1:None>205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>4536698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>84321586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>910797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>884530</n1:Sole>
<n1:Shared>22660</n1:Shared>
<n1:None>3607</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>93239314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1007122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1002951</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4171</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>15380063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>1598596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10499</n1:Sole>
<n1:Shared>2634</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>40730369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>336593</n1:Sole>
<n1:Shared>522</n1:Shared>
<n1:None>1881</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>6239750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>374</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHOTRONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>719405102</n1:cusip>
<n1:value>457312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHOTRONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>719405102</n1:cusip>
<n1:value>48504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHYSICIANS RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71943U104</n1:cusip>
<n1:value>1659632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHYSICIANS RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71943U104</n1:cusip>
<n1:value>233267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200R107</n1:cusip>
<n1:value>5206638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>619838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>619838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCM STRG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200U100</n1:cusip>
<n1:value>336221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>27627</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200W106</n1:cusip>
<n1:value>239032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201B101</n1:cusip>
<n1:value>373057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201B101</n1:cusip>
<n1:value>766554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201H108</n1:cusip>
<n1:value>853681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201J104</n1:cusip>
<n1:value>290685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>115407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>124223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2480</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>2897517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE BD ETF</n1:titleOfClass>
<n1:cusip>72201R775</n1:cusip>
<n1:value>224622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 HIGH YIELD</n1:titleOfClass>
<n1:cusip>72201R783</n1:cusip>
<n1:value>4344210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INV GRD CRP BD</n1:titleOfClass>
<n1:cusip>72201R817</n1:cusip>
<n1:value>2352474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>31471923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2479</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>64290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTER MUN BD ACT</n1:titleOfClass>
<n1:cusip>72201R866</n1:cusip>
<n1:value>647370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHTRM MUN BD ACT</n1:titleOfClass>
<n1:cusip>72201R874</n1:cusip>
<n1:value>3142428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>25YR+ ZERO U S</n1:titleOfClass>
<n1:cusip>72201R882</n1:cusip>
<n1:value>556821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>72201Y101</n1:cusip>
<n1:value>1344560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>72201Y101</n1:cusip>
<n1:value>5927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO HIGH INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>722014107</n1:cusip>
<n1:value>271560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PDD HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>722304102</n1:cusip>
<n1:value>1863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PDD HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>722304102</n1:cusip>
<n1:value>271360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>1139295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>11743464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59092</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>4394271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56847</n1:Sole>
<n1:Shared>8700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>1616760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>173443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>264626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>1124664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>527328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>9596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER MUNICIPAL HIGH INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723762100</n1:cusip>
<n1:value>72482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER MUNICIPAL HIGH INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>723763108</n1:cusip>
<n1:value>93501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>27226696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118165</n1:Sole>
<n1:Shared>265</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>29459070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>3174906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12846</n1:Sole>
<n1:Shared>962</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>35270106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIPER SANDLER COMPANIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724078100</n1:cusip>
<n1:value>3483953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIPER SANDLER COMPANIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724078100</n1:cusip>
<n1:value>406403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>783922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>91920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>105151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>928381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLANET FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72703H101</n1:cusip>
<n1:value>1270024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLANET FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72703H101</n1:cusip>
<n1:value>216441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAYAGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72814N104</n1:cusip>
<n1:value>326000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>1008992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>3066298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>33741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>503933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>1068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>3854070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>5342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>6611814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POPULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>733174700</n1:cusip>
<n1:value>279764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POPULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>733174700</n1:cusip>
<n1:value>356322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POPULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>733174700</n1:cusip>
<n1:value>8569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>2094921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51716</n1:Sole>
<n1:Shared>36</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>575180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>7427878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POTBELLY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73754Y100</n1:cusip>
<n1:value>7800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POTBELLY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73754Y100</n1:cusip>
<n1:value>98046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWELL INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739128106</n1:cusip>
<n1:value>431826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREFERRED BK LOS ANGELES CA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>740367404</n1:cusip>
<n1:value>309881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREFERRED BK LOS ANGELES CA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>740367404</n1:cusip>
<n1:value>5291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>181750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>27508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>34142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>597</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>2300740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>30412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>369352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>642538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICESMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>741511109</n1:cusip>
<n1:value>13692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICESMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>741511109</n1:cusip>
<n1:value>24562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICESMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>741511109</n1:cusip>
<n1:value>310373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>223112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>2717198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>558361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>1243976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>24648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SPECTRUM PFD</n1:titleOfClass>
<n1:cusip>74255Y888</n1:cusip>
<n1:value>2350572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>16441193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>33007243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165160</n1:Sole>
<n1:Shared>60643</n1:Shared>
<n1:None>491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>76142297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>522023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>522023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>96424691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>661077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>654072</n1:Sole>
<n1:Shared>5309</n1:Shared>
<n1:None>1696</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCORE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74275K108</n1:cusip>
<n1:value>340905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCORE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74275K108</n1:cusip>
<n1:value>555024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIVIA HEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74276R102</n1:cusip>
<n1:value>104972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIVIA HEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74276R102</n1:cusip>
<n1:value>251022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROG HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NPV</n1:titleOfClass>
<n1:cusip>74319R101</n1:cusip>
<n1:value>12985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROG HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NPV</n1:titleOfClass>
<n1:cusip>74319R101</n1:cusip>
<n1:value>315495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>4013372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>438</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>6663555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>488</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>8877164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>99042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGYNY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340E103</n1:cusip>
<n1:value>3082892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGYNY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340E103</n1:cusip>
<n1:value>31162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGYNY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340E103</n1:cusip>
<n1:value>7518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>108507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>897</n1:Sole>
<n1:Shared>70</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>31306569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4903</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>8374232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74063</n1:Sole>
<n1:Shared>365</n1:Shared>
<n1:None>202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>9037281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79966</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>573</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 BD ETF</n1:titleOfClass>
<n1:cusip>74347B318</n1:cusip>
<n1:value>337542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 DIV</n1:titleOfClass>
<n1:cusip>74347B680</n1:cusip>
<n1:value>4876920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSS 2000 DIVD</n1:titleOfClass>
<n1:cusip>74347B698</n1:cusip>
<n1:value>2977144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P TECH DIVIDEN</n1:titleOfClass>
<n1:cusip>74347G606</n1:cusip>
<n1:value>322141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROPETRO HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74347M108</n1:cusip>
<n1:value>1186701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROPETRO HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74347M108</n1:cusip>
<n1:value>98965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>100681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>22126878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74348T102</n1:cusip>
<n1:value>171445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>28338</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74348T102</n1:cusip>
<n1:value>53131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74348T102</n1:cusip>
<n1:value>931337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>1263365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8737</n1:Sole>
<n1:Shared>4577</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>18401069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192575</n1:Sole>
<n1:Shared>927</n1:Shared>
<n1:None>418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>4436962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>47489753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>127794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>44169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>700037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>1337100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>320</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>3781100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65843</n1:Sole>
<n1:Shared>475</n1:Shared>
<n1:None>122</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>5950342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>96121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1256</n1:Sole>
<n1:Shared>433</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>2712411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>6434596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>74576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>997950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>2233076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>301013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>3940</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>530124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>454</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>997379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74624M102</n1:cusip>
<n1:value>15139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74624M102</n1:cusip>
<n1:value>15317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74624M102</n1:cusip>
<n1:value>265583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURPLE INNOVATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74640Y106</n1:cusip>
<n1:value>1647072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>963200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>963200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUTNAM ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FOCUSED LAR CAP</n1:titleOfClass>
<n1:cusip>746729300</n1:cusip>
<n1:value>228692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUTNAM PREMIER INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>746853100</n1:cusip>
<n1:value>46609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUAKER HOUGHTON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747316107</n1:cusip>
<n1:value>2333280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUAKER HOUGHTON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747316107</n1:cusip>
<n1:value>323299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>202110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>387327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>429615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>4893410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>Q2 HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.750% 6/0</n1:titleOfClass>
<n1:cusip>74736LAD1</n1:cusip>
<n1:value>1799602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2064000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2064000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>11432627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>860</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>3261499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19629</n1:Sole>
<n1:Shared>9706</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>44040288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>396545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>394445</n1:Sole>
<n1:Shared>35</n1:Shared>
<n1:None>2065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>68442079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>616262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>616187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>132871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>748868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANEX BLDG PRODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747619104</n1:cusip>
<n1:value>348463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>13157267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>1924763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7153</n1:Sole>
<n1:Shared>3002</n1:Shared>
<n1:None>134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>30867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>64090556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>336836</n1:Sole>
<n1:Shared>5038</n1:Shared>
<n1:None>728</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTUMSCAPE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>74767V109</n1:cusip>
<n1:value>4516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTUMSCAPE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>74767V109</n1:cusip>
<n1:value>86134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>14867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>122</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>24372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>685362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>935032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74930B105</n1:cusip>
<n1:value>166051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS 3 MNTH</n1:titleOfClass>
<n1:cusip>74933W452</n1:cusip>
<n1:value>3806497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76024</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>US TRSRY 6 MNTH</n1:titleOfClass>
<n1:cusip>74933W460</n1:cusip>
<n1:value>1255620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RB GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74935Q107</n1:cusip>
<n1:value>1694813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RB GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74935Q107</n1:cusip>
<n1:value>18000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>288</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RB GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74935Q107</n1:cusip>
<n1:value>541542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REV GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749527107</n1:cusip>
<n1:value>310720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>216337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>229654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>3056004</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLJ LODGING TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74965L101</n1:cusip>
<n1:value>379979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLJ LODGING TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74965L101</n1:cusip>
<n1:value>7812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749660106</n1:cusip>
<n1:value>13866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749660106</n1:cusip>
<n1:value>2722829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>297675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RMR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74967R106</n1:cusip>
<n1:value>1152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RMR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74967R106</n1:cusip>
<n1:value>292597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74967X103</n1:cusip>
<n1:value>238717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>1188119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>250583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2058</n1:Sole>
<n1:Shared>585</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>5268212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RXO INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>74982T103</n1:cusip>
<n1:value>853145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIAN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750236101</n1:cusip>
<n1:value>10135225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>403633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130853</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIAN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750236101</n1:cusip>
<n1:value>29178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIANT LOGISTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75025X100</n1:cusip>
<n1:value>68585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RANGE RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75281A109</n1:cusip>
<n1:value>25215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RANGE RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75281A109</n1:cusip>
<n1:value>2765008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RANGE RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75281A109</n1:cusip>
<n1:value>290718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>753422104</n1:cusip>
<n1:value>1721694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>753422104</n1:cusip>
<n1:value>497537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>1418670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>317459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>488592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>2898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>55753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>749807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>103480193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1437824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1418878</n1:Sole>
<n1:Shared>10482</n1:Shared>
<n1:None>8464</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>3386692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>5428121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46946</n1:Sole>
<n1:Shared>27276</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>55700300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>773938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>769306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4632</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBC BEARINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75524B104</n1:cusip>
<n1:value>234130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBC BEARINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75524B104</n1:cusip>
<n1:value>3898499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBC BEARINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75524B104</n1:cusip>
<n1:value>4917901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>READY CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75574U101</n1:cusip>
<n1:value>386748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>READY CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75574U101</n1:cusip>
<n1:value>6805151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>673111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>673111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>13417430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>267468</n1:Sole>
<n1:Shared>332</n1:Shared>
<n1:None>871</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>32362509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>648028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>641903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>34109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>683</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>349280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2809</n1:Sole>
<n1:Shared>4089</n1:Shared>
<n1:None>96</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RED ROCK RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>75700L108</n1:cusip>
<n1:value>1074629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REDWOOD TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758075402</n1:cusip>
<n1:value>283760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL REXNORD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>101588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL REXNORD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>118448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL REXNORD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>337614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>321045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>440391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>17432762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21034</n1:Sole>
<n1:Shared>5</n1:Shared>
<n1:None>144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>19025986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>5774710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>925007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1088</n1:Sole>
<n1:Shared>36</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>1053782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>1630835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>334729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1461</n1:Sole>
<n1:Shared>18000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>1660748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>291542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>919343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>1943124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>199954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>31992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>1291073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>137934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>503107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>260617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>321677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>7951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENTOKIL INITIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>760125104</n1:cusip>
<n1:value>541001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENTOKIL INITIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>760125104</n1:cusip>
<n1:value>66097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC BANCORP INC KY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>760281204</n1:cusip>
<n1:value>372223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>1068397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>26222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>4468100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>687326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4686</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>22476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>35489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>642643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>912654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>118850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>370</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>2973450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>703</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>739827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL OPPORTUNITY INVTS COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131N101</n1:cusip>
<n1:value>43516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL OPPORTUNITY INVTS COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131N101</n1:cusip>
<n1:value>980347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REX AMERICAN RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761624105</n1:cusip>
<n1:value>315173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7740</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REXFORD INDL RLTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76169C100</n1:cusip>
<n1:value>263235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>1188732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>363512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>3887895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60844</n1:Sole>
<n1:Shared>221</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>5819920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVERNORTH MANAGED DUR MUN I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76882H105</n1:cusip>
<n1:value>465927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>76954A103</n1:cusip>
<n1:value>1070505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>76954A103</n1:cusip>
<n1:value>12553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>76954A103</n1:cusip>
<n1:value>233646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>76954A103</n1:cusip>
<n1:value>339920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>1903117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>202839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBLOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>771049103</n1:cusip>
<n1:value>15117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBLOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>771049103</n1:cusip>
<n1:value>221139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBLOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>771049103</n1:cusip>
<n1:value>30784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>995</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBLOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>771049103</n1:cusip>
<n1:value>6168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKET COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77311W101</n1:cusip>
<n1:value>138463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKET COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77311W101</n1:cusip>
<n1:value>21309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>16849595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>1814989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>364484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>42023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>760325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>1893154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>19486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>3101417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>9625429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>194400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>12107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>1617979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>1647521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>2892822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>16537129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>20896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>2427408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>248603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>1574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>4026262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46002</n1:Sole>
<n1:Shared>44</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>435888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>5504857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>1375092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18988</n1:Sole>
<n1:Shared>2300</n1:Shared>
<n1:None>71</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>1682636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>6511229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>7840325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120857</n1:Sole>
<n1:Shared>693</n1:Shared>
<n1:None>232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780287108</n1:cusip>
<n1:value>468189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780287108</n1:cusip>
<n1:value>48593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYCE VALUE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780910105</n1:cusip>
<n1:value>213147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>78137L105</n1:cusip>
<n1:value>2147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>421</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>78137L105</n1:cusip>
<n1:value>73313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>105627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>98841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>166035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>274715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>448721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYDER SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783549108</n1:cusip>
<n1:value>1528274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYDER SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783549108</n1:cusip>
<n1:value>1925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYERSON HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783754104</n1:cusip>
<n1:value>266581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>1622544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>357105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>84862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>186725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>231</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>32433061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>37215860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>8325580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22436</n1:Sole>
<n1:Shared>348</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>234599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>2546563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>4402677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>1052760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>198819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3028</n1:Sole>
<n1:Shared>273</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>3170507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>4866237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SJW GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784305104</n1:cusip>
<n1:value>117215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SJW GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784305104</n1:cusip>
<n1:value>160013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P306</n1:cusip>
<n1:value>1202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P306</n1:cusip>
<n1:value>2159317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100621</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P306</n1:cusip>
<n1:value>353811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16299</n1:Sole>
<n1:Shared>188</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>100649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>17475522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1283078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>840312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>442766</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>27335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SM ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78454L100</n1:cusip>
<n1:value>1535645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SM ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78454L100</n1:cusip>
<n1:value>243049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SM ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78454L100</n1:cusip>
<n1:value>652243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>44059509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63594</n1:Sole>
<n1:Shared>39474</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>489130060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1144217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1144217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>71602900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>962560136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2251708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2229115</n1:Sole>
<n1:Shared>3964</n1:Shared>
<n1:None>18629</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPS COMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78463M107</n1:cusip>
<n1:value>3906628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPS COMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78463M107</n1:cusip>
<n1:value>42994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>35279781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204063</n1:Sole>
<n1:Shared>835</n1:Shared>
<n1:None>875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>47611456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>277699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>712375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3176</n1:Sole>
<n1:Shared>690</n1:Shared>
<n1:None>289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>96012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>560</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI CLMTE</n1:titleOfClass>
<n1:cusip>78463X194</n1:cusip>
<n1:value>908281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>EURO STOXX 50</n1:titleOfClass>
<n1:cusip>78463X202</n1:cusip>
<n1:value>5461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>EURO STOXX 50</n1:titleOfClass>
<n1:cusip>78463X202</n1:cusip>
<n1:value>795955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P GLBDIV ETF</n1:titleOfClass>
<n1:cusip>78463X459</n1:cusip>
<n1:value>574547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P GLBDIV ETF</n1:titleOfClass>
<n1:cusip>78463X459</n1:cusip>
<n1:value>873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO EMG MK</n1:titleOfClass>
<n1:cusip>78463X509</n1:cusip>
<n1:value>21015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO EMG MK</n1:titleOfClass>
<n1:cusip>78463X509</n1:cusip>
<n1:value>995153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P EM MKT DIV</n1:titleOfClass>
<n1:cusip>78463X533</n1:cusip>
<n1:value>2071434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P EM MKT DIV</n1:titleOfClass>
<n1:cusip>78463X533</n1:cusip>
<n1:value>893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLB RL ES ETF</n1:titleOfClass>
<n1:cusip>78463X749</n1:cusip>
<n1:value>359238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9404</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL ETF</n1:titleOfClass>
<n1:cusip>78463X772</n1:cusip>
<n1:value>1124938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>15413879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>619280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>619280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>3304283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>20879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>260165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>27846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1171</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL SMLCP</n1:titleOfClass>
<n1:cusip>78463X871</n1:cusip>
<n1:value>374303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL SMLCP</n1:titleOfClass>
<n1:cusip>78463X871</n1:cusip>
<n1:value>76881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>3284543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>61710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>6667026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NYSE TECH ETF</n1:titleOfClass>
<n1:cusip>78464A102</n1:cusip>
<n1:value>401206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P1500VL</n1:titleOfClass>
<n1:cusip>78464A128</n1:cusip>
<n1:value>83274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P1500VL</n1:titleOfClass>
<n1:cusip>78464A128</n1:cusip>
<n1:value>840722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO CRPORT</n1:titleOfClass>
<n1:cusip>78464A144</n1:cusip>
<n1:value>2377589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP GRW</n1:titleOfClass>
<n1:cusip>78464A201</n1:cusip>
<n1:value>7249271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLOOMBERG</n1:titleOfClass>
<n1:cusip>78464A284</n1:cusip>
<n1:value>974991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>ICE PFD SEC ETF</n1:titleOfClass>
<n1:cusip>78464A292</n1:cusip>
<n1:value>4325157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>140398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>16557642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>228792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BBG CONV SEC ETF</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>15635184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BBG CONV SEC ETF</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>27120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO LN COR</n1:titleOfClass>
<n1:cusip>78464A367</n1:cusip>
<n1:value>526911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO INTRMD</n1:titleOfClass>
<n1:cusip>78464A375</n1:cusip>
<n1:value>1447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO INTRMD</n1:titleOfClass>
<n1:cusip>78464A375</n1:cusip>
<n1:value>5274565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>16363832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>276043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>276043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>85422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>13439852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>458385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>458385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>48319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 VL</n1:titleOfClass>
<n1:cusip>78464A508</n1:cusip>
<n1:value>267860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 VL</n1:titleOfClass>
<n1:cusip>78464A508</n1:cusip>
<n1:value>8745882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>COMP SOFTWARE</n1:titleOfClass>
<n1:cusip>78464A599</n1:cusip>
<n1:value>200219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>COMP SOFTWARE</n1:titleOfClass>
<n1:cusip>78464A599</n1:cusip>
<n1:value>2918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>12441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>20846502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>251344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>2297687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEF</n1:titleOfClass>
<n1:cusip>78464A631</n1:cusip>
<n1:value>4264966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO AGRGTE</n1:titleOfClass>
<n1:cusip>78464A649</n1:cusip>
<n1:value>39655488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1629231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1629231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI TIPS ETF</n1:titleOfClass>
<n1:cusip>78464A656</n1:cusip>
<n1:value>4446074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO LN TSR</n1:titleOfClass>
<n1:cusip>78464A664</n1:cusip>
<n1:value>48975433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1872866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1872866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI INTRMDIT</n1:titleOfClass>
<n1:cusip>78464A672</n1:cusip>
<n1:value>15531755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>564176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>1145835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>3836046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>33008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>52513148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>456596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>456596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>66845422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>581214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>577169</n1:Sole>
<n1:Shared>4045</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>8301997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2555</n1:Sole>
<n1:Shared>69135</n1:Shared>
<n1:None>495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>1213582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>352839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLI S&amp;P1500</n1:titleOfClass>
<n1:cusip>78464A805</n1:cusip>
<n1:value>5008596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLI S&amp;P1500</n1:titleOfClass>
<n1:cusip>78464A805</n1:cusip>
<n1:value>5610019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP GRW</n1:titleOfClass>
<n1:cusip>78464A821</n1:cusip>
<n1:value>8897464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128688</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP VAL</n1:titleOfClass>
<n1:cusip>78464A839</n1:cusip>
<n1:value>1024541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15796</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P400</n1:titleOfClass>
<n1:cusip>78464A847</n1:cusip>
<n1:value>166796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P400</n1:titleOfClass>
<n1:cusip>78464A847</n1:cusip>
<n1:value>574161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>425451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>8745811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>174011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SEMICNDCTR</n1:titleOfClass>
<n1:cusip>78464A862</n1:cusip>
<n1:value>3904524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SEMICNDCTR</n1:titleOfClass>
<n1:cusip>78464A862</n1:cusip>
<n1:value>78404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>2471333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>393505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>48622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>538540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78467J100</n1:cusip>
<n1:value>477799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78467J100</n1:cusip>
<n1:value>488419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78467J100</n1:cusip>
<n1:value>9688796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66639</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BLACKSTONE SENR</n1:titleOfClass>
<n1:cusip>78467V608</n1:cusip>
<n1:value>3026189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>237901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>1257067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>52616723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>2915190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5080</n1:Sole>
<n1:Shared>1304</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>29741291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>34432483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75404</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SH TSR</n1:titleOfClass>
<n1:cusip>78468R101</n1:cusip>
<n1:value>32131391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1118781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1118781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG INVT</n1:titleOfClass>
<n1:cusip>78468R200</n1:cusip>
<n1:value>11338149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>369080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG INVT</n1:titleOfClass>
<n1:cusip>78468R200</n1:cusip>
<n1:value>92160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SHT TE</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>18996797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>776647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>776647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 3-12 M</n1:titleOfClass>
<n1:cusip>78468R523</n1:cusip>
<n1:value>7741648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>OILGAS EQUIP</n1:titleOfClass>
<n1:cusip>78468R549</n1:cusip>
<n1:value>895351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P OILGAS EXP</n1:titleOfClass>
<n1:cusip>78468R556</n1:cusip>
<n1:value>1981184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P OILGAS EXP</n1:titleOfClass>
<n1:cusip>78468R556</n1:cusip>
<n1:value>55466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI HIGH YLD</n1:titleOfClass>
<n1:cusip>78468R606</n1:cusip>
<n1:value>512588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG HIGH Y</n1:titleOfClass>
<n1:cusip>78468R622</n1:cusip>
<n1:value>6411978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1-3 MO</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>323574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3024</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1-3 MO</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>431956998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4704389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4704053</n1:Sole>
<n1:Shared>140</n1:Shared>
<n1:None>196</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1-3 MO</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>58374040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>635744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>635744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG MU</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>4170819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG MU</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>782536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SH</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>15817847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>342155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SH</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>1951969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SH</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>987473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL YIELD</n1:titleOfClass>
<n1:cusip>78468R770</n1:cusip>
<n1:value>502620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 HI</n1:titleOfClass>
<n1:cusip>78468R788</n1:cusip>
<n1:value>5680810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P 500 ETF</n1:titleOfClass>
<n1:cusip>78468R796</n1:cusip>
<n1:value>1828416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>26761269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>725238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>725238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>49446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>6900152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1 10 Y</n1:titleOfClass>
<n1:cusip>78468R861</n1:cusip>
<n1:value>534173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR SSGA US SCT</n1:titleOfClass>
<n1:cusip>78470P408</n1:cusip>
<n1:value>304607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SABRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78573M104</n1:cusip>
<n1:value>1167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SABRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78573M104</n1:cusip>
<n1:value>270329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>3189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>3323146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>3575891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>1118940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3567</n1:Sole>
<n1:Shared>1951</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>16844326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>848</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>20871537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102328</n1:Sole>
<n1:Shared>46</n1:Shared>
<n1:None>553</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>50806440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1647</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANDY SPRING BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>800363103</n1:cusip>
<n1:value>331672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANDY SPRING BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>800363103</n1:cusip>
<n1:value>472596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>29788835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>555347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>651887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>6801981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126066</n1:Sole>
<n1:Shared>742</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>72360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>439</n1:Sole>
<n1:Shared>721</n1:Shared>
<n1:None>189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANMINA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>801056102</n1:cusip>
<n1:value>10313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANMINA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>801056102</n1:cusip>
<n1:value>468382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>1673013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>364165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>4471564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>4696902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36179</n1:Sole>
<n1:Shared>114</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>113098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>17092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>202437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>333605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>45515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>61034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>10985823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>320300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3522</n1:Sole>
<n1:Shared>1972</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>5268396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1183</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>6191169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105567</n1:Sole>
<n1:Shared>431</n1:Shared>
<n1:None>197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>2480747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>632249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHOLASTIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>807066105</n1:cusip>
<n1:value>342497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHOLASTIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>807066105</n1:cusip>
<n1:value>3967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>10973961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198859</n1:Sole>
<n1:Shared>762</n1:Shared>
<n1:None>269</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
<n1:cusip>808524847</n1:cusip>
<n1:value>623116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INT-TRM U.S TRES</n1:titleOfClass>
<n1:cusip>808524854</n1:cusip>
<n1:value>5085479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>SHT TM US TRES</n1:titleOfClass>
<n1:cusip>808524862</n1:cusip>
<n1:value>19084453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>398506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>398506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>1040447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>792</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>16662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>3916623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>877516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL SCEQT ETF</n1:titleOfClass>
<n1:cusip>808524888</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL SCEQT ETF</n1:titleOfClass>
<n1:cusip>808524888</n1:cusip>
<n1:value>341366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10585</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCIENCE APPLICATIONS INTL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808625107</n1:cusip>
<n1:value>313982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCIENCE APPLICATIONS INTL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808625107</n1:cusip>
<n1:value>429929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE-GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>1457996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE-GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>308943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE-GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>3148685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE-GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>4548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEA LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADS</n1:titleOfClass>
<n1:cusip>81141R100</n1:cusip>
<n1:value>330328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEA LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADS</n1:titleOfClass>
<n1:cusip>81141R100</n1:cusip>
<n1:value>33358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEACOAST BKG CORP FLA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>811707801</n1:cusip>
<n1:value>212685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEACOAST BKG CORP FLA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>811707801</n1:cusip>
<n1:value>658163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81181C104</n1:cusip>
<n1:value>22064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81181C104</n1:cusip>
<n1:value>28640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81181C104</n1:cusip>
<n1:value>442333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81181C104</n1:cusip>
<n1:value>927308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>272179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>65950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>716171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>1521514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>19370</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>3194393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>9132494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>24054812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186271</n1:Sole>
<n1:Shared>370</n1:Shared>
<n1:None>207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>2446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>484779320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3765569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3765569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>486380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2723</n1:Sole>
<n1:Shared>1055</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>10026030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2519</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>1239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>137964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>258217790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3752620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3752620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>1127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>190865523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1185647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1185647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>39279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>44</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>6447410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39586</n1:Sole>
<n1:Shared>465</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>25317516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>530</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>313563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3469</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>70838645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>783700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>783700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIAL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>26468660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>797970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>797970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIAL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>5968079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIAL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>920899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>27163</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>INDL</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>10172571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99126</n1:Sole>
<n1:Shared>465</n1:Shared>
<n1:None>750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>INDL</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>336784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>603</n1:Sole>
<n1:Shared>2719</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>INDL</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>39546433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>2951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>383268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183</n1:Sole>
<n1:Shared>2155</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>462278653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2819976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2819976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>53292987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>322880</n1:Sole>
<n1:Shared>2216</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>1508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>231177293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3525656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3525656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>4538362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68404</n1:Sole>
<n1:Shared>810</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>46620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161</n1:Sole>
<n1:Shared>550</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>1676802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>196243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>157984905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2680891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2680891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>8637252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>409</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>906108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14740</n1:Sole>
<n1:Shared>636</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>97588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT MED HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81619Q105</n1:cusip>
<n1:value>264324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT MED HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81619Q105</n1:cusip>
<n1:value>52258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>105445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>10669532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>8666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>1352777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>2202482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>3641102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>7075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENTINELONE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>81730H109</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENTINELONE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>81730H109</n1:cusip>
<n1:value>481134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>10285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>254502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>31998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>7448426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>16881710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>28751295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>5452655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9737</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>8384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>15</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVISFIRST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81768T108</n1:cusip>
<n1:value>7794108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>3895124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>4861253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>75750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>9562640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHIFT4 PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82452J109</n1:cusip>
<n1:value>1238627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOCKWAVE MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82489T104</n1:cusip>
<n1:value>177000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOCKWAVE MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82489T104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOCKWAVE MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82489T104</n1:cusip>
<n1:value>6172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>125511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1918</n1:Sole>
<n1:Shared>382</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>17214160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>315451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>315451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>5704038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103922</n1:Sole>
<n1:Shared>322</n1:Shared>
<n1:None>283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>6028239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHYFT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>825698103</n1:cusip>
<n1:value>21856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHYFT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>825698103</n1:cusip>
<n1:value>321855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>826919102</n1:cusip>
<n1:value>2414336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>826919102</n1:cusip>
<n1:value>385682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>10250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>139425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>58733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>2029108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>4404275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>460964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED INM ETF</n1:titleOfClass>
<n1:cusip>82889N632</n1:cusip>
<n1:value>3167020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREA</n1:titleOfClass>
<n1:cusip>82889N657</n1:cusip>
<n1:value>3984919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</n1:nameOfIssuer>
<n1:titleOfClass>MANAGED FUTURES</n1:titleOfClass>
<n1:cusip>82889N699</n1:cusip>
<n1:value>1020314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</n1:nameOfIssuer>
<n1:titleOfClass>HEDGED EQUITY</n1:titleOfClass>
<n1:cusip>82889N764</n1:cusip>
<n1:value>1578661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLY GOOD FOODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82900L102</n1:cusip>
<n1:value>225381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLY GOOD FOODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82900L102</n1:cusip>
<n1:value>36488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MFG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>163742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MFG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>196749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIRIUS XM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82968B103</n1:cusip>
<n1:value>10798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2389</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIRIUS XM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82968B103</n1:cusip>
<n1:value>1238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIRIUS XM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82968B103</n1:cusip>
<n1:value>418406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>3083648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>3432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>8637188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITIME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982T106</n1:cusip>
<n1:value>756792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKECHERS U S A INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>830566105</n1:cusip>
<n1:value>349846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWEST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>830879102</n1:cusip>
<n1:value>410173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWEST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>830879102</n1:cusip>
<n1:value>4907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>23090336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>36657832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>371821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>371099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>722</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>4406776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44513</n1:Sole>
<n1:Shared>152</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>954450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1871</n1:Sole>
<n1:Shared>7810</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>324561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>66805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; WESSON BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831754106</n1:cusip>
<n1:value>107153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; WESSON BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831754106</n1:cusip>
<n1:value>26012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>164647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>1852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>34652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>23507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>412740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>16839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>240043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>8918430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>919490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>2051448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>5188994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>662646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83304A106</n1:cusip>
<n1:value>154321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83304A106</n1:cusip>
<n1:value>758303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>1616612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10533</n1:Sole>
<n1:Shared>49</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>2167753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>4227604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>5805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>38</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOCIEDAD QUIMICA Y MINERA DE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR SER B</n1:titleOfClass>
<n1:cusip>833635105</n1:cusip>
<n1:value>13963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOCIEDAD QUIMICA Y MINERA DE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR SER B</n1:titleOfClass>
<n1:cusip>833635105</n1:cusip>
<n1:value>267680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4486</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOFI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83406F102</n1:cusip>
<n1:value>1263762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOFI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83406F102</n1:cusip>
<n1:value>15181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOFI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83406F102</n1:cusip>
<n1:value>671160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>131323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>163312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>24607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>140060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>7234148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>954846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>121637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>2792874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>3626864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43785</n1:Sole>
<n1:Shared>167</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUNDHOUND AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>836100107</n1:cusip>
<n1:value>2841859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1413860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1413860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH PLAINS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83946P107</n1:cusip>
<n1:value>154277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH PLAINS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83946P107</n1:cusip>
<n1:value>272491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH PLAINS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83946P107</n1:cusip>
<n1:value>978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHSTATE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>11209108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55571</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHSTATE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>1975736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHSTATE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>473522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>2257304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
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<n1:infoTable>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
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<n1:infoTable>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
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<n1:infoTable>
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<n1:sshPrnamt>41738</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
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<n1:sshPrnamt>123</n1:sshPrnamt>
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<n1:infoTable>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
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<n1:sshPrnamt>76400</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
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<n1:sshPrnamt>5383607</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:sshPrnamt>28619</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
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<n1:sshPrnamt>3572</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>17320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>69020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>724807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41848</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUT SOCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>85209W109</n1:cusip>
<n1:value>252842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4993</n1:Sole>
<n1:Shared>76</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUT SOCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>85209W109</n1:cusip>
<n1:value>797232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>1822848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>3401573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>59574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1116</n1:Sole>
<n1:Shared>230</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>666511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>556716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>74576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>550458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>666924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>86756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>10691093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>2111531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13651</n1:Sole>
<n1:Shared>9006</n1:Shared>
<n1:None>478</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>24855784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>40997115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>449185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>446385</n1:Sole>
<n1:Shared>245</n1:Shared>
<n1:None>2555</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>13313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>1687514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>347458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>69544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>11844472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>12789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>191</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>1463009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>160704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>133489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>2066022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>3967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>6725972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL PARTNERS HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PRTRSHIP U</n1:titleOfClass>
<n1:cusip>85814R107</n1:cusip>
<n1:value>241812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEELCASE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>858155203</n1:cusip>
<n1:value>16509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEELCASE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>858155203</n1:cusip>
<n1:value>363472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32540</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>1073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>235979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>405117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STELLAR BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858927106</n1:cusip>
<n1:value>5825221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEPSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>85914M107</n1:cusip>
<n1:value>2592146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING INFRASTRUCTURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>859241101</n1:cusip>
<n1:value>595188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING INFRASTRUCTURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>859241101</n1:cusip>
<n1:value>95965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STIFEL FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>860630102</n1:cusip>
<n1:value>2437140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STIFEL FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>860630102</n1:cusip>
<n1:value>389284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STIFEL FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>860630102</n1:cusip>
<n1:value>903359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STMICROELECTRONICS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY</n1:titleOfClass>
<n1:cusip>861012102</n1:cusip>
<n1:value>221474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONEX GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>861896108</n1:cusip>
<n1:value>390103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONEX GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>861896108</n1:cusip>
<n1:value>5234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRATEGY SHS</n1:nameOfIssuer>
<n1:titleOfClass>DAY HAGAN NED</n1:titleOfClass>
<n1:cusip>86280R803</n1:cusip>
<n1:value>693099</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>10257463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37273</n1:Sole>
<n1:Shared>195</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>1843753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2997</n1:Sole>
<n1:Shared>3750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>19534716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>4536555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>334</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STURM RUGER &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>864159108</n1:cusip>
<n1:value>290830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STURM RUGER &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>864159108</n1:cusip>
<n1:value>59313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>2466817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>250830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>2699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>986665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99248</n1:Sole>
<n1:Shared>921</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMMIT HOTEL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866082100</n1:cusip>
<n1:value>1104395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMMIT HOTEL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866082100</n1:cusip>
<n1:value>126026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>1080650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>14911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>126</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>20473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>3176956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN LIFE FINANCIAL INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866796105</n1:cusip>
<n1:value>12200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN LIFE FINANCIAL INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866796105</n1:cusip>
<n1:value>23668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN LIFE FINANCIAL INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866796105</n1:cusip>
<n1:value>262842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOKE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>86722A103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>1001773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>952</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>971029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>177933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>211219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867892101</n1:cusip>
<n1:value>418113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867892101</n1:cusip>
<n1:value>7527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1098315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>25243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>3755421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>7800654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
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<n1:cusip>87161C501</n1:cusip>
<n1:value>171109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6155</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>261681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>2890060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103020</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>33242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD SYNNEX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>25165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD SYNNEX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>305771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>287694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>389</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>436755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>85810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14701</n1:Sole>
<n1:Shared>2826</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>3321456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>269</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>5366959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79232</n1:Sole>
<n1:Shared>1830</n1:Shared>
<n1:None>194</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE SECURED LENDING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE SECURED LENDING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872280102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TFI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87241L109</n1:cusip>
<n1:value>337097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TFI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87241L109</n1:cusip>
<n1:value>52134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>25332986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>285025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>285025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>2546679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7932</n1:Sole>
<n1:Shared>20721</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>25849059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>289785</n1:Sole>
<n1:Shared>1046</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TKO GROUP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TKO GROUP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87256C101</n1:cusip>
<n1:value>78260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>31399490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2747</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
<n1:value>6028732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42851</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE HOMES INC</n1:nameOfIssuer>
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<n1:value>3227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>434920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>PRICE BLUE CHIP</n1:titleOfClass>
<n1:cusip>87283Q107</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>PRICE DIV GRWT</n1:titleOfClass>
<n1:cusip>87283Q404</n1:cusip>
<n1:value>744664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTM TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTM TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>329</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>327626</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89246</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
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<n1:value>968501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>1839390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>20720239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>52725851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>331257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44310</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>54191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>2336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>2489966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>496138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>792312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50703</n1:Sole>
<n1:Shared>513</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>112277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>4774499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>87709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>14548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>247</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>2007843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>209933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>3019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>10214125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90797</n1:Sole>
<n1:Shared>1440</n1:Shared>
<n1:None>140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>10342441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>1390749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9461</n1:Sole>
<n1:Shared>3117</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>20771791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51835</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>250302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1677</n1:Sole>
<n1:Shared>1016</n1:Shared>
<n1:None>227</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>25990227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>28305773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>328318</n1:Sole>
<n1:Shared>406</n1:Shared>
<n1:None>1488</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>8401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAYLOR MORRISON HOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87724P106</n1:cusip>
<n1:value>19643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAYLOR MORRISON HOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87724P106</n1:cusip>
<n1:value>619422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAYLOR MORRISON HOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87724P106</n1:cusip>
<n1:value>9672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>111695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1756</n1:Sole>
<n1:Shared>1185</n1:Shared>
<n1:None>305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>5747571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165529</n1:Sole>
<n1:Shared>1120</n1:Shared>
<n1:None>383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>9457537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECK RESOURCES LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>878742204</n1:cusip>
<n1:value>2188637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECK RESOURCES LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>878742204</n1:cusip>
<n1:value>257161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87901J105</n1:cusip>
<n1:value>262260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87901J105</n1:cusip>
<n1:value>7606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87901J105</n1:cusip>
<n1:value>93891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEKLA HEALTHCARE OPPORTUNITI</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>879105104</n1:cusip>
<n1:value>630941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEKLA HEALTHCARE INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>87911J103</n1:cusip>
<n1:value>15550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEKLA HEALTHCARE INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>87911J103</n1:cusip>
<n1:value>158921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELADOC HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87918A105</n1:cusip>
<n1:value>281508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELADOC HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87918A105</n1:cusip>
<n1:value>4313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>NEW ADR</n1:titleOfClass>
<n1:cusip>87936R205</n1:cusip>
<n1:value>1351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>NEW ADR</n1:titleOfClass>
<n1:cusip>87936R205</n1:cusip>
<n1:value>182987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>NEW ADR</n1:titleOfClass>
<n1:cusip>87936R205</n1:cusip>
<n1:value>418069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48158</n1:Sole>
<n1:Shared>739</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>16752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>3570989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>3669860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>74362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>1134071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>12963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>490710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>879382208</n1:cusip>
<n1:value>464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>879382208</n1:cusip>
<n1:value>89138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>213940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12948</n1:Sole>
<n1:Shared>145</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>2788320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON EMERGING MKTS INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880192109</n1:cusip>
<n1:value>157325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>34127</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON EMERGING MKTS INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880192109</n1:cusip>
<n1:value>18472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON GLOBAL INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880198106</n1:cusip>
<n1:value>57900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPUR SEALY INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>15732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPUR SEALY INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>530486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPUR SEALY INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>56039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>225344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>369775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADATA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88076W103</n1:cusip>
<n1:value>101475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADATA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88076W103</n1:cusip>
<n1:value>4502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADATA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88076W103</n1:cusip>
<n1:value>459204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>2980347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>3844674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>7735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEREX CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880779103</n1:cusip>
<n1:value>457676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEREX CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880779103</n1:cusip>
<n1:value>5416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEREX CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880779103</n1:cusip>
<n1:value>54509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88146M101</n1:cusip>
<n1:value>411630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7171</n1:Sole>
<n1:Shared>76</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88146M101</n1:cusip>
<n1:value>795269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>58167142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>231455</n1:Sole>
<n1:Shared>284</n1:Shared>
<n1:None>725</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>64260592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>66457681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2060</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>853250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2713</n1:Sole>
<n1:Shared>638</n1:Shared>
<n1:None>59</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TETRA TECHNOLOGIES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88162F105</n1:cusip>
<n1:value>1561862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244806</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TETRA TECHNOLOGIES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88162F105</n1:cusip>
<n1:value>712723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TETRA TECHNOLOGIES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88162F105</n1:cusip>
<n1:value>78155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TETRA TECH INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88162G103</n1:cusip>
<n1:value>17027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TETRA TECH INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88162G103</n1:cusip>
<n1:value>3542937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>102854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>1182404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>63750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>69504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>623</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>16559484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>22710285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136373</n1:Sole>
<n1:Shared>5634</n1:Shared>
<n1:None>816</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>3009582</n1:value>
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<n1:sshPrnamt>18927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10936</n1:Sole>
<n1:Shared>7991</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1781651</n1:value>
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<n1:sshPrnamt>977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>977</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88262P102</n1:cusip>
<n1:value>408477</n1:value>
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<n1:sshPrnamt>224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>3971717</n1:value>
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<n1:sshPrnamt>41329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>863155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>386402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883203101</n1:cusip>
<n1:value>741659</n1:value>
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<n1:sshPrnamt>9491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE ODP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88337F105</n1:cusip>
<n1:value>2723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE ODP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88337F105</n1:cusip>
<n1:value>493759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>1276111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16269</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>21726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>233</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>317211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>4039</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>6968990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>14785226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>2751540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3312</n1:Sole>
<n1:Shared>2115</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>38821789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>41721062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80291</n1:Sole>
<n1:Shared>2050</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMON GROUP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88362T103</n1:cusip>
<n1:value>934529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THIRD COAST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88422P109</n1:cusip>
<n1:value>456536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>884903808</n1:cusip>
<n1:value>174428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>884903808</n1:cusip>
<n1:value>2432710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>884903808</n1:cusip>
<n1:value>2691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>2805859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>4248263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>45662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>480</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>964</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88579Y101</n1:cusip>
<n1:value>29772377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>318013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>313355</n1:Sole>
<n1:Shared>4350</n1:Shared>
<n1:None>308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>4571090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30455</n1:Sole>
<n1:Shared>18161</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>63483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>TIDAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SP DWJNS SUKUK</n1:titleOfClass>
<n1:cusip>886364702</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>13930</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SP FDS S&amp;P 500</n1:titleOfClass>
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<n1:sshPrnamt>33359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33359</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
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<n1:sshPrnamt>14644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1006</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>12183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKENSTEEL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKENSTEEL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>359900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKENSTEEL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887399103</n1:cusip>
<n1:value>9774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TITAN PHARMACEUTICALS INC DE</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>625079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>625079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TITAN PHARMACEUTICALS INC DE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOAST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOAST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>888787108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>2427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>2427</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>24473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>889478103</n1:cusip>
<n1:value>386002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5219</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>463699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>62325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>750</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18450</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORTOISE PWR &amp; ENERGY INFRAS</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29455</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTALENERGIES SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>307355</n1:Sole>
<n1:Shared>2033</n1:Shared>
<n1:None>974</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTALENERGIES SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>23754353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>361228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTALENERGIES SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>713562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6036</n1:Sole>
<n1:Shared>4461</n1:Shared>
<n1:None>354</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>384049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>8713469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>380003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>380003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>1426440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>342604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66768</n1:Sole>
<n1:Shared>3807</n1:Shared>
<n1:None>305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>668847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2957</n1:Sole>
<n1:Shared>315</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>9035805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSCAT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893529107</n1:cusip>
<n1:value>2038756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSDIGM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893641100</n1:cusip>
<n1:value>115509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSDIGM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893641100</n1:cusip>
<n1:value>1742750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSDIGM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893641100</n1:cusip>
<n1:value>1964896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSMEDICS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89377M109</n1:cusip>
<n1:value>416812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSMEDICS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89377M109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSUNION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89400J107</n1:cusip>
<n1:value>2154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSUNION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>647187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSUNION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>981682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5312</n1:Sole>
<n1:Shared>2222</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>218</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1101168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896239100</n1:cusip>
<n1:value>235099</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINET GROUP INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINET GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896288107</n1:cusip>
<n1:value>7105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>21416361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>879522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>576707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>302815</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>231179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>29317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>72904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIP COM GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>89677Q107</n1:cusip>
<n1:value>419990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIP COM GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>89677Q107</n1:cusip>
<n1:value>4581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>116251242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4063308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3924846</n1:Sole>
<n1:Shared>10200</n1:Shared>
<n1:None>128262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>12056111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>421395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347815</n1:Sole>
<n1:Shared>72380</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>17691180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>618357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>616782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1575</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>2713487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>991</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUSTCO BK CORP N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>898349204</n1:cusip>
<n1:value>285726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUSTMARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>898402102</n1:cusip>
<n1:value>1000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUSTMARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>898402102</n1:cusip>
<n1:value>380927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUSTMARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>898402102</n1:cusip>
<n1:value>83858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>11706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>48404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>589104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>8370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>139783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>1940354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>2317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>2007300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>241292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4317</n1:Sole>
<n1:Shared>133</n1:Shared>
<n1:None>329</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>3072014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>787</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>68111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>361</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>130980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>2240504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>732</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>238367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>207368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>80822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>155247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>355942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>700621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>15933366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>481953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>479083</n1:Sole>
<n1:Shared>2008</n1:Shared>
<n1:None>862</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>1614386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1008</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>37678228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1139692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1139692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>980659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23410</n1:Sole>
<n1:Shared>5947</n1:Shared>
<n1:None>306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90337L108</n1:cusip>
<n1:value>36142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90337L108</n1:cusip>
<n1:value>784966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>119298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2177</n1:Sole>
<n1:Shared>417</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>17465246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>379762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>373426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>5767192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125018</n1:Sole>
<n1:Shared>383</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>8909873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192455</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>16332013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>16777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>276419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>529</n1:Sole>
<n1:Shared>155</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>7641878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19040</n1:Sole>
<n1:Shared>35</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRA CLEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90385V107</n1:cusip>
<n1:value>242018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRAGENYX PHARMACEUTICAL IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90400D108</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRAGENYX PHARMACEUTICAL IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90400D108</n1:cusip>
<n1:value>677742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>164777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>24030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>904311206</n1:cusip>
<n1:value>39065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>904311206</n1:cusip>
<n1:value>74407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>1752847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>65204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>27794408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>562640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>556261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>338686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4043</n1:Sole>
<n1:Shared>1147</n1:Shared>
<n1:None>1666</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>39081773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>791129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>787006</n1:Sole>
<n1:Shared>786</n1:Shared>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
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<n1:sshPrnamt>8579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>540449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>534861</n1:Sole>
<n1:Shared>4240</n1:Shared>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>90480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37405</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>278971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>35023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
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<n1:sshPrnamt>2311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
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<n1:sshPrnamt>89992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
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<n1:sshPrnamt>29495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
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<n1:sshPrnamt>3243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>26897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>26897</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>39707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>39453</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>13297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED NAT FOODS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>22500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
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<n1:sshPrnamt>680010</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
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<n1:sshPrnamt>405318</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
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<n1:sshPrnamt>42527</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
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<n1:sshPrnamt>440389</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>439000</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>27517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>27460</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>5660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>15526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STATES ANTIMONY CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>1078818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>13521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>13684</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>19200</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>40430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>42047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>590278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>7300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED THERAPEUTICS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91307C102</n1:cusip>
<n1:value>1134545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED THERAPEUTICS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91307C102</n1:cusip>
<n1:value>1333311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED THERAPEUTICS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91307C102</n1:cusip>
<n1:value>313282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>138171757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272651</n1:Sole>
<n1:Shared>345</n1:Shared>
<n1:None>1051</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>141615830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1067</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>7902674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13938</n1:Sole>
<n1:Shared>1484</n1:Shared>
<n1:None>252</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>79270769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITI GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91325V108</n1:cusip>
<n1:value>419504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITI GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91325V108</n1:cusip>
<n1:value>45397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE11/1</n1:titleOfClass>
<n1:cusip>91332UAB7</n1:cusip>
<n1:value>383878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>485000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>485000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91332U101</n1:cusip>
<n1:value>15161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91332U101</n1:cusip>
<n1:value>2089193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91332U101</n1:cusip>
<n1:value>2289764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL CORP VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913456109</n1:cusip>
<n1:value>231046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL CORP VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913456109</n1:cusip>
<n1:value>47210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>1884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>341093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>188595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>325264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>746208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>86103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVEST FINANCIAL CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>915271100</n1:cusip>
<n1:value>217563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVEST FINANCIAL CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>915271100</n1:cusip>
<n1:value>22351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>11427526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63170</n1:Sole>
<n1:Shared>169144</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>123065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>2823162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>5539138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPSTART HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91680M107</n1:cusip>
<n1:value>2854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPSTART HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91680M107</n1:cusip>
<n1:value>34248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPSTART HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91680M107</n1:cusip>
<n1:value>467942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UTZ BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>918090101</n1:cusip>
<n1:value>20843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UTZ BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>918090101</n1:cusip>
<n1:value>310354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>12369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>39846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>497545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>911878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UWM HOLDINGS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>91823B109</n1:cusip>
<n1:value>1338236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>275925</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>14423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>3450168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>4216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>4651335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20962</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALE S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91912E105</n1:cusip>
<n1:value>380651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALE S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91912E105</n1:cusip>
<n1:value>663300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALE S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91912E105</n1:cusip>
<n1:value>97244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>2018801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13296</n1:Sole>
<n1:Shared>950</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>4795963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>9160985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>9407135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>328</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALMONT INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>920253101</n1:cusip>
<n1:value>198654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALMONT INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>920253101</n1:cusip>
<n1:value>356712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>32659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>3515288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>59361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK MERK GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD TRUST</n1:titleOfClass>
<n1:cusip>921078101</n1:cusip>
<n1:value>294040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>309465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>332850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>9156087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>STEEL ETF</n1:titleOfClass>
<n1:cusip>92189F205</n1:cusip>
<n1:value>338341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SHRT HGH YLD MUN</n1:titleOfClass>
<n1:cusip>92189F387</n1:cusip>
<n1:value>3841948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PREFERRED SECURT</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>14406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PREFERRED SECURT</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>178069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>1046877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>LONG MUNI ETF</n1:titleOfClass>
<n1:cusip>92189F536</n1:cusip>
<n1:value>2863345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR INT MOAT</n1:titleOfClass>
<n1:cusip>92189F593</n1:cusip>
<n1:value>2302725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR WDE MOAT</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>17769068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR WDE MOAT</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>361378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTR ETF</n1:titleOfClass>
<n1:cusip>92189F676</n1:cusip>
<n1:value>3232576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTR ETF</n1:titleOfClass>
<n1:cusip>92189F676</n1:cusip>
<n1:value>56397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>AGRIBUSINESS ETF</n1:titleOfClass>
<n1:cusip>92189F700</n1:cusip>
<n1:value>1667810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BIOTECH ETF</n1:titleOfClass>
<n1:cusip>92189F726</n1:cusip>
<n1:value>692687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JUNIOR GOLD MINE</n1:titleOfClass>
<n1:cusip>92189F791</n1:cusip>
<n1:value>249783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JUNIOR GOLD MINE</n1:titleOfClass>
<n1:cusip>92189F791</n1:cusip>
<n1:value>88955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTRMDT MUNI ETF</n1:titleOfClass>
<n1:cusip>92189H201</n1:cusip>
<n1:value>6783506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGAN EM LOC</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGAN EM LOC</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>6085463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUNIETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>7705428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR SMID</n1:titleOfClass>
<n1:cusip>92189H730</n1:cusip>
<n1:value>1315225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CLO ETF</n1:titleOfClass>
<n1:cusip>92189H748</n1:cusip>
<n1:value>1348751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>107705195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>693173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>691430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1743</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>152949857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>984360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>984020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>453865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2855</n1:Sole>
<n1:Shared>66</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>1374715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>8692808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US CORP BD</n1:titleOfClass>
<n1:cusip>921910691</n1:cusip>
<n1:value>11034222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>EXTENDED DUR</n1:titleOfClass>
<n1:cusip>921910709</n1:cusip>
<n1:value>8527766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG INTL STK ETF</n1:titleOfClass>
<n1:cusip>921910725</n1:cusip>
<n1:value>53012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG INTL STK ETF</n1:titleOfClass>
<n1:cusip>921910725</n1:cusip>
<n1:value>691280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US STK ETF</n1:titleOfClass>
<n1:cusip>921910733</n1:cusip>
<n1:value>2750541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US STK ETF</n1:titleOfClass>
<n1:cusip>921910733</n1:cusip>
<n1:value>40619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>540</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>2151879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>348518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP VAL ETF</n1:titleOfClass>
<n1:cusip>921910840</n1:cusip>
<n1:value>1304805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP VAL ETF</n1:titleOfClass>
<n1:cusip>921910840</n1:cusip>
<n1:value>24235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>31017473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>37664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>6399553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 GRTH IDX F</n1:titleOfClass>
<n1:cusip>921932505</n1:cusip>
<n1:value>8689942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 VAL IDX FD</n1:titleOfClass>
<n1:cusip>921932703</n1:cusip>
<n1:value>2724001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLCP 600 VAL</n1:titleOfClass>
<n1:cusip>921932778</n1:cusip>
<n1:value>3043499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 VAL</n1:titleOfClass>
<n1:cusip>921932844</n1:cusip>
<n1:value>1160680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>378</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 IDX</n1:titleOfClass>
<n1:cusip>921932885</n1:cusip>
<n1:value>1769889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>12625651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>28635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>4281041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>53430219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>738905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>738905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>90388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>24760697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>329396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>328611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>521154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4432</n1:Sole>
<n1:Shared>2501</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>76263093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1014542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1013634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>117146245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1678794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1678794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>195384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>78662980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1127300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1127160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>144232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>21478805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>491281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>491281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>49962429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1142782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1121364</n1:Sole>
<n1:Shared>9822</n1:Shared>
<n1:None>11596</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>68808250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1573839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1573839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>38276874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>81590564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>789688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>788923</n1:Sole>
<n1:Shared>565</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>892581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6648</n1:Sole>
<n1:Shared>741</n1:Shared>
<n1:None>1250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH ETF</n1:titleOfClass>
<n1:cusip>921946794</n1:cusip>
<n1:value>13490534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>12483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>26637832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>373445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>373445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>3603852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>EM MK GOV BD ETF</n1:titleOfClass>
<n1:cusip>921946885</n1:cusip>
<n1:value>4661069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>12450129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>301836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL INT BD ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>159704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL INT BD ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>203660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL INT BD ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>9763482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>14915588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>247012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>19191324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>37995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>53705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>110644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>7454979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>486097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>5866922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>1550249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>17335117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>11317361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>172362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>16559074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39411</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>199152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>480</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>35995176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ETF</n1:titleOfClass>
<n1:cusip>92204A801</n1:cusip>
<n1:value>1378789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ETF</n1:titleOfClass>
<n1:cusip>92204A801</n1:cusip>
<n1:value>28983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>177408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>6996840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>1590578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>17520263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>726089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>785880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>202014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>8268265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88166</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>568</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>16045518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>309341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>179172589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3454262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3454262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>23458520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>598279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564963</n1:Sole>
<n1:Shared>32900</n1:Shared>
<n1:None>416</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>29393066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>749632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>749632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>5020723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125223</n1:Sole>
<n1:Shared>2824</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>660649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>151442894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2264397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2264397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>35179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>1197371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>2812038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>10131782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2026</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>23981530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>416346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>416346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>421344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>7285</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>54954033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>954063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>954063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>303606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>36072839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>480011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>480011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>401977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL WLD BD ETF</n1:titleOfClass>
<n1:cusip>92206C565</n1:cusip>
<n1:value>1626254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000GRW</n1:titleOfClass>
<n1:cusip>92206C623</n1:cusip>
<n1:value>199145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000GRW</n1:titleOfClass>
<n1:cusip>92206C623</n1:cusip>
<n1:value>2225010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000VAL</n1:titleOfClass>
<n1:cusip>92206C649</n1:cusip>
<n1:value>118674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000VAL</n1:titleOfClass>
<n1:cusip>92206C649</n1:cusip>
<n1:value>350887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>11415898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>123234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>1592255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>2286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>102890780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1503372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1501018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2354</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>7553080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>965141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8397</n1:Sole>
<n1:Shared>5705</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>37351987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>653578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>653578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>4200239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>700202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>472553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3185</n1:Sole>
<n1:Shared>3904</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>5908803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>59330066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>890040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>890034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>1347047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>634514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MTG-BKD SECS ETF</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>103408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MTG-BKD SECS ETF</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>13160335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MTG-BKD SECS ETF</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>7068325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MTG-BKD SECS ETF</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>7523593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2069</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>64028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>88180953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1231234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1231234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C847</n1:cusip>
<n1:value>17441853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C847</n1:cusip>
<n1:value>195950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C847</n1:cusip>
<n1:value>20261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>5002219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2484</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>85734817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1128387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1128387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAREX IMAGING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92214X106</n1:cusip>
<n1:value>1503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAREX IMAGING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92214X106</n1:cusip>
<n1:value>25648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAREX IMAGING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92214X106</n1:cusip>
<n1:value>327134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEECO INSTRS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>922417100</n1:cusip>
<n1:value>15264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEECO INSTRS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>922417100</n1:cusip>
<n1:value>403097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAXCYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92243G108</n1:cusip>
<n1:value>11674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAXCYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92243G108</n1:cusip>
<n1:value>2141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAXCYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92243G108</n1:cusip>
<n1:value>384542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAXXINITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92244V104</n1:cusip>
<n1:value>28411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>111694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>12534420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>5946233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>1486493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>1819173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>339</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>52325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>62563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>21639274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>449881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>449881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>3442325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>126027640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>185340284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>471964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>471964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>46892307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115100</n1:Sole>
<n1:Shared>4310</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>513859731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1308530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1308146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>384</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>17709590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>45031484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>343857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>343857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>459932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>193017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>991</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>41922865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>7447420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>20580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>450026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4787</n1:Sole>
<n1:Shared>1161</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>8103640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1068</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>9127301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>10119934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>5240342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24374</n1:Sole>
<n1:Shared>93</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>64054598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299069</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>26542653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>3375765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21166</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>4866040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>33545590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>34079934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>45595186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>62888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>6535068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>8208969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>38699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>270</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>4701477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>101916647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>374267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>374267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>167432951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>614862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>614862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>23627522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85626</n1:Sole>
<n1:Shared>1141</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>166939583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1210321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1210321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>19604405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138144</n1:Sole>
<n1:Shared>3989</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>451546269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3273735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3273735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>15634955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>26435200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>60523150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>197401322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>929341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>928853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>488</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>4071475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16323</n1:Sole>
<n1:Shared>2845</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>7843452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>95160956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>448006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>448006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92337F107</n1:cusip>
<n1:value>108993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4731</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92337F107</n1:cusip>
<n1:value>136012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>1261154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>1301694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>26329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>35530662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1096287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1080387</n1:Sole>
<n1:Shared>11069</n1:Shared>
<n1:None>4831</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>49084500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1514486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1513435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1051</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>5037324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3574</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>6777190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124794</n1:Sole>
<n1:Shared>79924</n1:Shared>
<n1:None>4390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>159462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>17680438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>17766927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>8140122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERICEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92346J108</n1:cusip>
<n1:value>1667084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERICEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92346J108</n1:cusip>
<n1:value>176784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERRICA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92511W108</n1:cusip>
<n1:value>20913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5383</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERRICA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92511W108</n1:cusip>
<n1:value>40967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>10261807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>21916560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>45805356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130849</n1:Sole>
<n1:Shared>204</n1:Shared>
<n1:None>670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>975063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2257</n1:Sole>
<n1:Shared>466</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>422668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>971069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>92538J106</n1:cusip>
<n1:value>2882557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT GLOBAL</n1:nameOfIssuer>
<n1:titleOfClass>CLASS B COM</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>11249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>872</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT GLOBAL</n1:nameOfIssuer>
<n1:titleOfClass>CLASS B COM</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>252518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT GLOBAL</n1:nameOfIssuer>
<n1:titleOfClass>CLASS B COM</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>545767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>255512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>198</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>482154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48758</n1:Sole>
<n1:Shared>124</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>859731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>92299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3843</n1:Sole>
<n1:Shared>5518</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>12168448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>418160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>23484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>743</n1:Sole>
<n1:Shared>64</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>4491410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153961</n1:Sole>
<n1:Shared>53</n1:Shared>
<n1:None>330</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>4632109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>591</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925815102</n1:cusip>
<n1:value>217010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY CAP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92645B103</n1:cusip>
<n1:value>209694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY CAP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92645B103</n1:cusip>
<n1:value>273388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>CORE INTERMEDIAT</n1:titleOfClass>
<n1:cusip>92647N527</n1:cusip>
<n1:value>3492004</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VICTORYSHS US</n1:titleOfClass>
<n1:cusip>92647N691</n1:cusip>
<n1:value>257981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 VOL</n1:titleOfClass>
<n1:cusip>92647N766</n1:cusip>
<n1:value>310244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 ENH</n1:titleOfClass>
<n1:cusip>92647N782</n1:cusip>
<n1:value>1021463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 ENH</n1:titleOfClass>
<n1:cusip>92647N782</n1:cusip>
<n1:value>82488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US EQ INCM</n1:titleOfClass>
<n1:cusip>92647N824</n1:cusip>
<n1:value>2959384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US LRG CAP</n1:titleOfClass>
<n1:cusip>92647N865</n1:cusip>
<n1:value>2209035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VICTORYSHARES WE</n1:titleOfClass>
<n1:cusip>92647P126</n1:cusip>
<n1:value>8223498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>276979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>276979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIPSHOP HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>92763W103</n1:cusip>
<n1:value>166200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92766K106</n1:cusip>
<n1:value>55242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>928254101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>928254101</n1:cusip>
<n1:value>384237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>702995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>701248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40979</n1:Sole>
<n1:Shared>33189</n1:Shared>
<n1:None>342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>892499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>883386</n1:Sole>
<n1:Shared>6574</n1:Shared>
<n1:None>2539</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>71543000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2011</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTUS INVT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92828Q109</n1:cusip>
<n1:value>229143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISHAY INTERTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928298108</n1:cusip>
<n1:value>156428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6328</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISHAY INTERTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928298108</n1:cusip>
<n1:value>63308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISHAY INTERTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928298108</n1:cusip>
<n1:value>633178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISHAY INTERTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928298108</n1:cusip>
<n1:value>801880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTA ENERGY S.A.B. DE C.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>92837L109</n1:cusip>
<n1:value>3043680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTA OUTDOOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928377100</n1:cusip>
<n1:value>112608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTA OUTDOOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>181332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTUS CONVERTIBLE &amp; INC FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1081222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>391747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>391747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>270065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>404959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2903</n1:Sole>
<n1:Shared>30</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>1817247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>244205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTUS EQUITY &amp; CONV INCM FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92841M101</n1:cusip>
<n1:value>395234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>3940415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>496011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>496277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>73251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>1448480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>152793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>687035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70275</n1:Sole>
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<n1:None>2197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>45443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>738237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>732904</n1:Sole>
<n1:Shared>2395</n1:Shared>
<n1:None>2938</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928881101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6650</n1:Sole>
<n1:Shared>8713</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VORNADO RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>929042109</n1:cusip>
<n1:value>10569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VORNADO RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>929042109</n1:cusip>
<n1:value>266036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VORNADO RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>929042109</n1:cusip>
<n1:value>505327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6107</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>4401714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>975364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14678</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3497</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD 40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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<n1:None>57</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD 40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10834</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WD 40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1380</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WD 40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3836</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WSFS FINL CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4742</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WSFS FINL CORP</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WSFS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140</n1:Sole>
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<n1:None>232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
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<n1:sshPrnamt>40210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>39783</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
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<n1:sshPrnamt>168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>103</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>171531</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WPP PLC NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>92937A102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
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<n1:sshPrnamt>205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>2735075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>405247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>4634213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABASH NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929566107</n1:cusip>
<n1:value>247167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABASH NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929566107</n1:cusip>
<n1:value>4268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>637833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>709352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>870706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>10691321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>923</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>113808747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>711616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>707454</n1:Sole>
<n1:Shared>2035</n1:Shared>
<n1:None>2127</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>81651256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>510544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3060</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>9646338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34133</n1:Sole>
<n1:Shared>25828</n1:Shared>
<n1:None>355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>2904233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129518</n1:Sole>
<n1:Shared>387</n1:Shared>
<n1:None>681</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>4134324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>68410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>544</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>84000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1277</n1:Sole>
<n1:Shared>2500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>1060175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97422</n1:Sole>
<n1:Shared>139</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>133274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9042</n1:Sole>
<n1:Shared>3230</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>22763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1648</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>2788688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARRIOR MET COAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>93627C101</n1:cusip>
<n1:value>809822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WAFD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>938824109</n1:cusip>
<n1:value>342924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WAFD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>938824109</n1:cusip>
<n1:value>692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>21757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>2466420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18258</n1:Sole>
<n1:Shared>107</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>4260101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>522024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>19959427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>569211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2141</n1:Sole>
<n1:Shared>1532</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>7340748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46589</n1:Sole>
<n1:Shared>792</n1:Shared>
<n1:None>774</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>8255388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>297</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>431001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>519080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1893</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>53471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>17326774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>4137923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>55525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>71767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>3950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>520379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>5408796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>13687994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>334997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>334524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>473</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>14420924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>352935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351114</n1:Sole>
<n1:Shared>1543</n1:Shared>
<n1:None>278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>3135351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33799</n1:Sole>
<n1:Shared>41935</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>8759322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2313</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>PERP PFD CNV A</n1:titleOfClass>
<n1:cusip>949746804</n1:cusip>
<n1:value>1504135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>PERP PFD CNV A</n1:titleOfClass>
<n1:cusip>949746804</n1:cusip>
<n1:value>94775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>1920852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>217989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>3136143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>67174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WENDYS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95058W100</n1:cusip>
<n1:value>176506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WENDYS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95058W100</n1:cusip>
<n1:value>866587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42459</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WERNER ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950755108</n1:cusip>
<n1:value>110774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WERNER ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950755108</n1:cusip>
<n1:value>112527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESBANCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950810101</n1:cusip>
<n1:value>40635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESBANCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950810101</n1:cusip>
<n1:value>466862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESCO INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95082P105</n1:cusip>
<n1:value>402984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESCO INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95082P105</n1:cusip>
<n1:value>46022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESCO INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95082P105</n1:cusip>
<n1:value>702850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>10195957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>232255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>3369286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>254490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>64910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCOME OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>259070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>71173</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCOME OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>3589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET MUN HIGH INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766N103</n1:cusip>
<n1:value>1028167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET MUN PARTNERS F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766P108</n1:cusip>
<n1:value>445841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET PREMIER BD FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>957664105</n1:cusip>
<n1:value>1336982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN COPPER &amp; GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95805V108</n1:cusip>
<n1:value>62108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.500% 2/0</n1:titleOfClass>
<n1:cusip>958102AP0</n1:cusip>
<n1:value>1278883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1301000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1301000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.500% 2/0</n1:titleOfClass>
<n1:cusip>958102AP0</n1:cusip>
<n1:value>167110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>1232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>1278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>239279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>458536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10049</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN MIDSTREAM PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT LP INT</n1:titleOfClass>
<n1:cusip>958669103</n1:cusip>
<n1:value>636830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>12930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>1666282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>74928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>767887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTLAKE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>960413102</n1:cusip>
<n1:value>1154195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTLAKE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>960413102</n1:cusip>
<n1:value>13838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTLAKE CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>960413102</n1:cusip>
<n1:value>436345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>456915</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>66727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>136365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>291916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>1050810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>140911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>213903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>60825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>1089105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>22061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>120</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>481721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITESTONE REIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>966084204</n1:cusip>
<n1:value>325976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>12110174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>355862</n1:Sole>
<n1:Shared>2296</n1:Shared>
<n1:None>1301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>19883549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>590191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>590191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>30321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>367457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7239</n1:Sole>
<n1:Shared>3219</n1:Shared>
<n1:None>449</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>15540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>158508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>331794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>4662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLSCOT MOBIL MINI HLDNG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>971378104</n1:cusip>
<n1:value>113624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLSCOT MOBIL MINI HLDNG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>971378104</n1:cusip>
<n1:value>2246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLSCOT MOBIL MINI HLDNG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>971378104</n1:cusip>
<n1:value>519165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINGSTOP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>974155103</n1:cusip>
<n1:value>686277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>2728419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36068</n1:Sole>
<n1:Shared>70</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>644131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
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<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:sshPrnamt>6203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:sshPrnamt>32513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:sshPrnamt>20424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>425862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
<n1:Sole>425862</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>603</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236922</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QTLY DIV GRT</n1:titleOfClass>
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<n1:sshPrnamt>236130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE HEDGED EQ</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE HEDGED EQ</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
<n1:Sole>76535</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>FLOATNG RAT TREA</n1:titleOfClass>
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<n1:sshPrnamt>147474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>ARTIFICIAL INTEL</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87159</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOLFSPEED INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WOLFSPEED INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>WOLVERINE WORLD WIDE INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>WOLVERINE WORLD WIDE INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>686</n1:Sole>
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<n1:infoTable>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODSIDE ENERGY GROUP LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>WOODSIDE ENERGY GROUP LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>643</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>188011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>405460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>8822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>12140531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56507</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>163501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>697</n1:Sole>
<n1:Shared>64</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>3302674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>9841204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>98139A105</n1:cusip>
<n1:value>294494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>98139A105</n1:cusip>
<n1:value>39117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR GLD MINIS</n1:titleOfClass>
<n1:cusip>98149E303</n1:cusip>
<n1:value>258673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORTHINGTON INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>981811102</n1:cusip>
<n1:value>395277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORTHINGTON INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>981811102</n1:cusip>
<n1:value>61820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORTHINGTON INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>981811102</n1:cusip>
<n1:value>70969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>286311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>55076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>119671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>1275006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>33074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>449752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6024</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>1656761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>238665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4115</n1:Sole>
<n1:Shared>26</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>2553328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44468</n1:Sole>
<n1:Shared>46</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>29526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XENIA HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>984017103</n1:cusip>
<n1:value>2827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XENIA HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>984017103</n1:cusip>
<n1:value>371777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>1205510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>15293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>6359447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>915198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XEROX HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XEROX HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>98421M106</n1:cusip>
<n1:value>455434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPONENTIAL FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>98422X101</n1:cusip>
<n1:value>199547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12874</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPONENTIAL FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>98422X101</n1:cusip>
<n1:value>73796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4579</n1:Sole>
<n1:Shared>182</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XOMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>98423F109</n1:cusip>
<n1:value>248061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YPF SOCIEDAD ANONIMA</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR CL D</n1:titleOfClass>
<n1:cusip>984245100</n1:cusip>
<n1:value>149732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YELP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>985817105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YELP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>985817105</n1:cusip>
<n1:value>267840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YETI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98585X104</n1:cusip>
<n1:value>140706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YETI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98585X104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>347583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2629</n1:Sole>
<n1:Shared>153</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>6818524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57689</n1:Sole>
<n1:Shared>10</n1:Shared>
<n1:None>224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2821</n1:Sole>
<n1:Shared>148</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>1892586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>2714010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>525718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>45414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>5061742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>5446813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23028</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZILLOW GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98954M101</n1:cusip>
<n1:value>1635104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZILLOW GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C CAP STK</n1:titleOfClass>
<n1:cusip>98954M200</n1:cusip>
<n1:value>28850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>625</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZILLOW GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C CAP STK</n1:titleOfClass>
<n1:cusip>98954M200</n1:cusip>
<n1:value>678921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZETA GLOBAL HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98956A105</n1:cusip>
<n1:value>417500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
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<n1:cusip>98956P102</n1:cusip>
<n1:value>2591609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>318</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>3577628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>93367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>640</n1:Sole>
<n1:Shared>192</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>970815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7751</n1:Sole>
<n1:Shared>900</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIONS BANCORPORATION N A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>989701107</n1:cusip>
<n1:value>260435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIONS BANCORPORATION N A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>989701107</n1:cusip>
<n1:value>2966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIONS BANCORPORATION N A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>989701107</n1:cusip>
<n1:value>6559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>10406440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>539</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>10521441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60158</n1:Sole>
<n1:Shared>317</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>16150856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>16528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOMINFO TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>98980F104</n1:cusip>
<n1:value>183942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOMINFO TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>98980F104</n1:cusip>
<n1:value>18860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOMINFO TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>98980F104</n1:cusip>
<n1:value>247115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98980G102</n1:cusip>
<n1:value>22561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98980G102</n1:cusip>
<n1:value>245677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98980G102</n1:cusip>
<n1:value>25517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>10421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>149</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>11400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>228564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
</n1:informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
