<SEC-DOCUMENT>0000092230-25-000158.txt : 20251103
<SEC-HEADER>0000092230-25-000158.hdr.sgml : 20251103
<ACCEPTANCE-DATETIME>20251103102123
ACCESSION NUMBER:		0000092230-25-000158
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250930
FILED AS OF DATE:		20251103
DATE AS OF CHANGE:		20251103
EFFECTIVENESS DATE:		20251103

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUIST FINANCIAL CORP
		CENTRAL INDEX KEY:			0000092230
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				560939887
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-03501
		FILM NUMBER:		251442523

	BUSINESS ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		8444878478

	MAIL ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BB&T CORP
		DATE OF NAME CHANGE:	19970527

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN NATIONAL CORP /NC/
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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      <liveTestFlag>LIVE</liveTestFlag>
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        <confirmingCopyFlag>false</confirmingCopyFlag>
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      <filer>
        <credentials>
          <cik>0000092230</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>09-30-2025</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>09-30-2025</reportCalendarOrQuarter>
      <filingManager>
        <name>TRUIST FINANCIAL CORP</name>
        <address>
          <com:street1>214 NORTH TRYON STREET</com:street1>
          <com:city>CHARLOTTE</com:city>
          <com:stateOrCountry>NC</com:stateOrCountry>
          <com:zipCode>28202</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-03501</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Caroline D. Hoang</name>
      <title>Assistant Vice President</title>
      <phone>252-246-4439</phone>
      <signature>Caroline D. Hoang</signature>
      <city>Richmond</city>
      <stateOrCountry>VA</stateOrCountry>
      <signatureDate>11-03-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>5089</tableEntryTotal>
      <tableValueTotal>73969032604</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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            <secFileNumber>801-107729</secFileNumber>
            <name>Truist Advisory Services, Inc.</name>
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<n1:nameOfIssuer>DEUTSCHE BANK A G</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
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<n1:nameOfIssuer>DEUTSCHE BANK A G</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
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<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
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<n1:sshPrnamt>11</n1:sshPrnamt>
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<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
<n1:value>7144722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40286</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39596</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>90</n1:None>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>108197</n1:value>
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<n1:sshPrnamt>13227</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13227</n1:Sole>
<n1:Shared>0</n1:Shared>
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<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>3710358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>453589</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>451532</n1:Sole>
<n1:Shared>2057</n1:Shared>
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<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>5052137</n1:value>
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<n1:sshPrnamt>617621</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
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<n1:infoTable>
<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18854</n1:sshPrnamt>
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<n1:Sole>0</n1:Sole>
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<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G02602103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12065</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
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<n1:value>2475735</n1:value>
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<n1:sshPrnamt>6943</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>6900</n1:Sole>
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<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
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<n1:cusip>G0403H108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230</n1:sshPrnamt>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH CAP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
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<n1:sshPrnamt>135761</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>110</n1:Shared>
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<n1:infoTable>
<n1:nameOfIssuer>ARCH CAP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0450A105</n1:cusip>
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<n1:sshPrnamt>1749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>761</n1:Sole>
<n1:Shared>988</n1:Shared>
<n1:None>0</n1:None>
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<n1:infoTable>
<n1:nameOfIssuer>ARCH CAP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0450A105</n1:cusip>
<n1:value>5109417</n1:value>
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<n1:sshPrnamt>56315</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>0</n1:Sole>
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<n1:None>56315</n1:None>
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<n1:nameOfIssuer>AXIS CAP HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G0692U109</n1:cusip>
<n1:value>430367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>0</n1:Sole>
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<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
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<n1:cusip>G1151C101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154752</n1:Sole>
<n1:Shared>288</n1:Shared>
<n1:None>785</n1:None>
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<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
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<n1:sshPrnamt>226411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
<n1:cusip>G16252101</n1:cusip>
<n1:value>673054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20464</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA YUCHAI INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G21082105</n1:cusip>
<n1:value>249420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLARIVATE PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G21810109</n1:cusip>
<n1:value>76600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>20000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDICORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G2519Y108</n1:cusip>
<n1:value>161008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>605</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDICORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G2519Y108</n1:cusip>
<n1:value>812687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDO TECHNOLOGY GROUP HOLDI</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>G25457105</n1:cusip>
<n1:value>1310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDO TECHNOLOGY GROUP HOLDI</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>G25457105</n1:cusip>
<n1:value>1988450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDO TECHNOLOGY GROUP HOLDI</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>G25457105</n1:cusip>
<n1:value>697035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4787</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G25508105</n1:cusip>
<n1:value>2049451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G25508105</n1:cusip>
<n1:value>24704014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206038</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G25508105</n1:cusip>
<n1:value>40047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>3458906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1622</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>425972863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4711568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4711463</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>562088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUSHMAN WAKEFIELD PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G2717B108</n1:cusip>
<n1:value>640064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUSHMAN WAKEFIELD PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G2717B108</n1:cusip>
<n1:value>64444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4048</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>132782115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>354795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>354070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>6499974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8796</n1:Sole>
<n1:Shared>8489</n1:Shared>
<n1:None>83</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>74248955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190527</n1:Sole>
<n1:Shared>7545</n1:Shared>
<n1:None>322</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>2020827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5664</n1:Sole>
<n1:Shared>106</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>32617276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93131</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>G3265R107</n1:cusip>
<n1:value>15420964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177856</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>G3265R107</n1:cusip>
<n1:value>18669475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>216533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214381</n1:Sole>
<n1:Shared>1010</n1:Shared>
<n1:None>1142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>G3265R107</n1:cusip>
<n1:value>90876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>729</n1:Sole>
<n1:Shared>325</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FABRINET</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3323L100</n1:cusip>
<n1:value>1725078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4731</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERROGLOBE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G33856108</n1:cusip>
<n1:value>46410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUTTER ENTMT PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3643J108</n1:cusip>
<n1:value>11684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUTTER ENTMT PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3643J108</n1:cusip>
<n1:value>630936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2484</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FTAI AVIATION LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3730V105</n1:cusip>
<n1:value>868564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATES INDL CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G39108108</n1:cusip>
<n1:value>1910751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76984</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATES INDL CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G39108108</n1:cusip>
<n1:value>3822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATES INDL CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G39108108</n1:cusip>
<n1:value>4795919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>1403059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33494</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>397410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENIUS SPORTS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHARES CL A</n1:titleOfClass>
<n1:cusip>G3934V109</n1:cusip>
<n1:value>130597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10549</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENIUS SPORTS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHARES CL A</n1:titleOfClass>
<n1:cusip>G3934V109</n1:cusip>
<n1:value>56131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4534</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>229578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>32448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IHS HOLDING LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4701H109</n1:cusip>
<n1:value>126552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>1551550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8809</n1:Sole>
<n1:Shared>57</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>4825800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27576</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>1448661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>411979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17959</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>576023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>2768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>3572834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>733994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5569</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>72127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>7857907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69934</n1:Sole>
<n1:Shared>483</n1:Shared>
<n1:None>1051</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>9701945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88240</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>2442925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3432</n1:Sole>
<n1:Shared>1697</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>29299900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59047</n1:Sole>
<n1:Shared>2421</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G54950103</n1:cusip>
<n1:value>57751226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>121582</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>110220395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1157291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1139863</n1:Sole>
<n1:Shared>14359</n1:Shared>
<n1:None>3069</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>117774440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1236607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1234543</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>1525459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13711</n1:Sole>
<n1:Shared>2306</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOBY AVIATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>G65163100</n1:cusip>
<n1:value>224959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13938</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS A</n1:titleOfClass>
<n1:cusip>G65431127</n1:cusip>
<n1:value>1308658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS A</n1:titleOfClass>
<n1:cusip>G65431127</n1:cusip>
<n1:value>537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>172484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>336483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13662</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS CL A</n1:titleOfClass>
<n1:cusip>G6683N103</n1:cusip>
<n1:value>367365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS CL A</n1:titleOfClass>
<n1:cusip>G6683N103</n1:cusip>
<n1:value>798371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>111956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>5425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>602174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6105</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>13734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>1401114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12430</n1:Sole>
<n1:Shared>220</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>5069974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45774</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>8126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>998881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3934</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYALTY PHARMA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G7709Q104</n1:cusip>
<n1:value>969013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27466</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>10104571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>1177939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G7997R103</n1:cusip>
<n1:value>330012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>1385</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMURFIT WESTROCK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8267P108</n1:cusip>
<n1:value>1149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMURFIT WESTROCK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8267P108</n1:cusip>
<n1:value>673212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15814</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMURFIT WESTROCK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8267P108</n1:cusip>
<n1:value>74029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>57654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>6024598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>717576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G87052109</n1:cusip>
<n1:value>160257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G87052109</n1:cusip>
<n1:value>18889308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G87052109</n1:cusip>
<n1:value>7169850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECHNIPFMC PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G87110105</n1:cusip>
<n1:value>1898744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEEKAY CORPORATION LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8726T105</n1:cusip>
<n1:value>131354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16058</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEEKAY CORPORATION LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8726T105</n1:cusip>
<n1:value>60990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7456</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>115065960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>269695</n1:Sole>
<n1:Shared>2124</n1:Shared>
<n1:None>875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>3274832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5845</n1:Sole>
<n1:Shared>1916</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>47469560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIKING HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G93A5A101</n1:cusip>
<n1:value>107599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1731</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIKING HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G93A5A101</n1:cusip>
<n1:value>175105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLAR LNG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G9456A100</n1:cusip>
<n1:value>212388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>1088160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>872533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>1759244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5093</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>1947993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5579</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERRIGO CO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G97822103</n1:cusip>
<n1:value>350218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERRIGO CO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G97822103</n1:cusip>
<n1:value>358534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEBI SCHMIDT HLDG AG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H00501108</n1:cusip>
<n1:value>316476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3016</n1:Sole>
<n1:Shared>22363</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>1146800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15391</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>2461214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUNGE GLOBAL SA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>H11356104</n1:cusip>
<n1:value>1138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUNGE GLOBAL SA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>H11356104</n1:cusip>
<n1:value>203286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2502</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUNGE GLOBAL SA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>H11356104</n1:cusip>
<n1:value>22263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>143948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>16978467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59732</n1:Sole>
<n1:Shared>208</n1:Shared>
<n1:None>214</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>32824256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116095</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRISPR THERAPEUTICS AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
<n1:cusip>H17182108</n1:cusip>
<n1:value>13740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRISPR THERAPEUTICS AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
<n1:cusip>H17182108</n1:cusip>
<n1:value>215558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARMIN LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H2906T109</n1:cusip>
<n1:value>3704728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15046</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARMIN LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H2906T109</n1:cusip>
<n1:value>796768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>1324326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>382325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2303</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON HLDG AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT A</n1:titleOfClass>
<n1:cusip>H5919C104</n1:cusip>
<n1:value>1075097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25386</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON HLDG AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT A</n1:titleOfClass>
<n1:cusip>H5919C104</n1:cusip>
<n1:value>1779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPORTRADAR GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A ORD SHS</n1:titleOfClass>
<n1:cusip>H8088L103</n1:cusip>
<n1:value>143538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPORTRADAR GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A ORD SHS</n1:titleOfClass>
<n1:cusip>H8088L103</n1:cusip>
<n1:value>417461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15519</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MILLICOM INTL CELLULAR S A</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>L6388F110</n1:cusip>
<n1:value>288828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>11475469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16441</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>4837140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6894</n1:Sole>
<n1:Shared>23</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIRKENSTOCK HOLDING PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>M2029K104</n1:cusip>
<n1:value>25793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIRKENSTOCK HOLDING PLC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>M2029K104</n1:cusip>
<n1:value>575942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELLEBRITE DI LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>M2197Q107</n1:cusip>
<n1:value>149852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELLEBRITE DI LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>M2197Q107</n1:cusip>
<n1:value>194046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>2452504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>6535254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31585</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>9311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>1449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>2224817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4605</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>2907597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL E ONLINE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M5216V106</n1:cusip>
<n1:value>15305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL E ONLINE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M5216V106</n1:cusip>
<n1:value>853126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23857</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JFROG LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>M6191J100</n1:cusip>
<n1:value>280383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5924</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDAY COM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M7S64H106</n1:cusip>
<n1:value>1023264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDAY COM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M7S64H106</n1:cusip>
<n1:value>38932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWER SEMICONDUCTOR LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>M87915274</n1:cusip>
<n1:value>331785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWER SEMICONDUCTOR LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>M87915274</n1:cusip>
<n1:value>764428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10573</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIM INTEGRATED SHIPPING SERV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M9T951109</n1:cusip>
<n1:value>152167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIM INTEGRATED SHIPPING SERV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M9T951109</n1:cusip>
<n1:value>24783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UROGEN PHARMA LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>M96088105</n1:cusip>
<n1:value>1442106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>242000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>2724920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22343</n1:Sole>
<n1:Shared>177</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>2734781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22601</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>170384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>24087047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24791</n1:Sole>
<n1:Shared>25</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>34464447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATAI LIFE SCIENCES NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N0731H103</n1:cusip>
<n1:value>86724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNH INDL N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N20944109</n1:cusip>
<n1:value>213094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19640</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNH INDL N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N20944109</n1:cusip>
<n1:value>22286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>1060206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>2536058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5227</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>1058823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19176</n1:Sole>
<n1:Shared>2392</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>600838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8467</n1:Sole>
<n1:Shared>3785</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>860536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17548</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>19321704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84845</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>22318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>8220142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROQR THRAPEUTICS N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N71542109</n1:cusip>
<n1:value>21300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QIAGEN NV</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>N72482206</n1:cusip>
<n1:value>361441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8090</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STELLANTIS N.V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N82405106</n1:cusip>
<n1:value>164328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STELLANTIS N.V</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N82405106</n1:cusip>
<n1:value>77457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8293</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEBIUS GROUP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>3980533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEBIUS GROUP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>614678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IREN LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>Q4982L109</n1:cusip>
<n1:value>2367619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IREN LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ORDINARY SHARES</n1:titleOfClass>
<n1:cusip>Q4982L109</n1:cusip>
<n1:value>61760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1316</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEVANATO GROUP S P A</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>T9224W109</n1:cusip>
<n1:value>807134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>1530533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>7251338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22410</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>2578795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>3474896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL SEAWAYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>Y41053102</n1:cusip>
<n1:value>356659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7740</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL SEAWAYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>Y41053102</n1:cusip>
<n1:value>3917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AAON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.004</n1:titleOfClass>
<n1:cusip>000360206</n1:cusip>
<n1:value>142870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AAON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.004</n1:titleOfClass>
<n1:cusip>000360206</n1:cusip>
<n1:value>364706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3903</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>000361105</n1:cusip>
<n1:value>3766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>000361105</n1:cusip>
<n1:value>755828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHORT INCM</n1:titleOfClass>
<n1:cusip>00039J103</n1:cusip>
<n1:value>10952682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>216136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>216136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHORT INCM</n1:titleOfClass>
<n1:cusip>00039J103</n1:cusip>
<n1:value>91215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>TAX AWARE SHRT</n1:titleOfClass>
<n1:cusip>00039J202</n1:cusip>
<n1:value>3544457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139876</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YIELD ETF</n1:titleOfClass>
<n1:cusip>00039J608</n1:cusip>
<n1:value>985640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25969</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION H</n1:titleOfClass>
<n1:cusip>00039J830</n1:cusip>
<n1:value>4911872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AB ACTIVE ETFS INC</n1:nameOfIssuer>
<n1:titleOfClass>TAX AWARE INTERM</n1:titleOfClass>
<n1:cusip>00039J889</n1:cusip>
<n1:value>5783294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>227510</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>345265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2591</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>44209896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>395791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>394751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>9438315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84190</n1:Sole>
<n1:Shared>307</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>107070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>376886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>99254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>210231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21474</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>82236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>1158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>1306994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99316</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>390891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>OSHARES US QUALT</n1:titleOfClass>
<n1:cusip>00162Q387</n1:cusip>
<n1:value>453208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8016</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>OSHARES US SMLCP</n1:titleOfClass>
<n1:cusip>00162Q395</n1:cusip>
<n1:value>672000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>OSHARES US SMLCP</n1:titleOfClass>
<n1:cusip>00162Q395</n1:cusip>
<n1:value>954605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTER MUNI BD</n1:titleOfClass>
<n1:cusip>00162Q411</n1:cusip>
<n1:value>612496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>247133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>3996270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRNT DYMC</n1:titleOfClass>
<n1:cusip>00162Q528</n1:cusip>
<n1:value>10994278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174651</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRONT DYM</n1:titleOfClass>
<n1:cusip>00162Q536</n1:cusip>
<n1:value>2768578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>121669</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT STR INC</n1:titleOfClass>
<n1:cusip>00162Q783</n1:cusip>
<n1:value>1887395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SECTR DIV DOGS</n1:titleOfClass>
<n1:cusip>00162Q858</n1:cusip>
<n1:value>10239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SECTR DIV DOGS</n1:titleOfClass>
<n1:cusip>00162Q858</n1:cusip>
<n1:value>503792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8364</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTDOOR HOLDING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00175J107</n1:cusip>
<n1:value>14800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>API GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>00187Y100</n1:cusip>
<n1:value>1043026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30347</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>API GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>00187Y100</n1:cusip>
<n1:value>4159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>API GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>00187Y100</n1:cusip>
<n1:value>5476241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>110335941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3907080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3896580</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>3125914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48482</n1:Sole>
<n1:Shared>38809</n1:Shared>
<n1:None>23400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>42725454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1512941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1501651</n1:Sole>
<n1:Shared>8553</n1:Shared>
<n1:None>2737</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>A10 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002121101</n1:cusip>
<n1:value>1690152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93121</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>267012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>9193515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>106530</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AUTNMUS TECHNLGY</n1:titleOfClass>
<n1:cusip>00214Q203</n1:cusip>
<n1:value>2414813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21646</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GENOMIC REV ETF</n1:titleOfClass>
<n1:cusip>00214Q302</n1:cusip>
<n1:value>304660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10971</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NEXT GNRTN INTER</n1:titleOfClass>
<n1:cusip>00214Q401</n1:cusip>
<n1:value>626850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASE TECHNOLOGY HLDG CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>00215W100</n1:cusip>
<n1:value>74946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASE TECHNOLOGY HLDG CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>00215W100</n1:cusip>
<n1:value>99056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AST SPACEMOBILE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>00217D100</n1:cusip>
<n1:value>1730512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>12177868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45978</n1:Sole>
<n1:Shared>36468</n1:Shared>
<n1:None>8474</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>76953710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>574539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>547810</n1:Sole>
<n1:Shared>24714</n1:Shared>
<n1:None>2015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>80735247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>602772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>602772</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>228136545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>985301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>951110</n1:Sole>
<n1:Shared>30415</n1:Shared>
<n1:None>3776</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>26575515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48061</n1:Sole>
<n1:Shared>58561</n1:Shared>
<n1:None>8155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>279223623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1205941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1203807</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABERCROMBIE &amp; FITCH CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>002896207</n1:cusip>
<n1:value>175805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABERCROMBIE &amp; FITCH CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>002896207</n1:cusip>
<n1:value>379756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN GLOBAL DYNAMIC DIVIDEN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00302M106</n1:cusip>
<n1:value>212094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15923</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFS GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>PHYSCL GOLD SHS</n1:titleOfClass>
<n1:cusip>00326A104</n1:cusip>
<n1:value>310676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN TOTAL DYNAMIC DIVIDEND</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>00326L100</n1:cusip>
<n1:value>355712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37602</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN ETFS</n1:nameOfIssuer>
<n1:titleOfClass>BBRG ALL COMD K1</n1:titleOfClass>
<n1:cusip>003261104</n1:cusip>
<n1:value>1035083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN ETFS</n1:nameOfIssuer>
<n1:titleOfClass>BBRG ALL COMD K1</n1:titleOfClass>
<n1:cusip>003261104</n1:cusip>
<n1:value>4264712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>197990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN PALLADIUM ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PHYSICAL PALLADM</n1:titleOfClass>
<n1:cusip>003262102</n1:cusip>
<n1:value>202652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN PRECIOUS METALS BASKET</n1:nameOfIssuer>
<n1:titleOfClass>PHYSCL PRECS MET</n1:titleOfClass>
<n1:cusip>003263100</n1:cusip>
<n1:value>373752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN SILVER ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PHYSCL SILVR SHS</n1:titleOfClass>
<n1:cusip>003264108</n1:cusip>
<n1:value>243395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABIVAX SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>00370M103</n1:cusip>
<n1:value>262256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3089</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADEMY SPORTS &amp; OUTDOORS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00402L107</n1:cusip>
<n1:value>383435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7666</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADEMY SPORTS &amp; OUTDOORS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00402L107</n1:cusip>
<n1:value>4502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADEMY SPORTS &amp; OUTDOORS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00402L107</n1:cusip>
<n1:value>495198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004225108</n1:cusip>
<n1:value>550081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25777</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACI WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004498101</n1:cusip>
<n1:value>205117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>1471002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>64745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>180970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>245674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006212104</n1:cusip>
<n1:value>256896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006212104</n1:cusip>
<n1:value>31719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1422</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAPTHEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>00653Q102</n1:cusip>
<n1:value>2911730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>325333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>21766086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60355</n1:Sole>
<n1:Shared>1018</n1:Shared>
<n1:None>331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>24167657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68512</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>346048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>800</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>34814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>921225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15004</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON LTD</n1:nameOfIssuer>
<n1:titleOfClass>AMER REG 1 CERT</n1:titleOfClass>
<n1:cusip>0076CA104</n1:cusip>
<n1:value>260905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32654</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVENT CONV &amp; INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00764C109</n1:cusip>
<n1:value>223198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>17451</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVENT CONV &amp; INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00764C109</n1:cusip>
<n1:value>31802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2486</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AECOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00766T100</n1:cusip>
<n1:value>142212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1090</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AECOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00766T100</n1:cusip>
<n1:value>1530055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11727</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVISORSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGT ADR</n1:titleOfClass>
<n1:cusip>00768Y206</n1:cusip>
<n1:value>940045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10835</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVISORSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PURE US CANNABIS</n1:titleOfClass>
<n1:cusip>00768Y453</n1:cusip>
<n1:value>306450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63977</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED DRAIN SYS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00790R104</n1:cusip>
<n1:value>676856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4880</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>1422943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2738</n1:Sole>
<n1:Shared>4626</n1:Shared>
<n1:None>1431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>23128385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142953</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>26508159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159573</n1:Sole>
<n1:Shared>1268</n1:Shared>
<n1:None>3002</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED ENERGY INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007973100</n1:cusip>
<n1:value>3063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED ENERGY INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007973100</n1:cusip>
<n1:value>3884807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED ENERGY INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007973100</n1:cusip>
<n1:value>668480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3929</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEROVIRONMENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008073108</n1:cusip>
<n1:value>142645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEROVIRONMENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008073108</n1:cusip>
<n1:value>332839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1057</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>351207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>412484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1730</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFIRM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE11/1</n1:titleOfClass>
<n1:cusip>00827BAB2</n1:cusip>
<n1:value>114986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFIRM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>00827B106</n1:cusip>
<n1:value>3172330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43409</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFIRM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>00827B106</n1:cusip>
<n1:value>69207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>1840796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>1948533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILYSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00847J105</n1:cusip>
<n1:value>373322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILYSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00847J105</n1:cusip>
<n1:value>611924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5814</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>33712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>3971779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22813</n1:Sole>
<n1:Shared>309</n1:Shared>
<n1:None>441</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>4057548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24072</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGEAGLE AERIAL SYS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>00848K309</n1:cusip>
<n1:value>45225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGREE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008492100</n1:cusip>
<n1:value>2733761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGREE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008492100</n1:cusip>
<n1:value>37438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGREE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008492100</n1:cusip>
<n1:value>711638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10017</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>009066AB7</n1:cusip>
<n1:value>3557123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3639000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3639000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>009066AB7</n1:cusip>
<n1:value>66470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>009066101</n1:cusip>
<n1:value>1029277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIRBNB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>009066101</n1:cusip>
<n1:value>4171956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34360</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>434270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>44364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>118088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>20012074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>7168718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.125% 2/1</n1:titleOfClass>
<n1:cusip>00971TAN1</n1:cusip>
<n1:value>42210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>10182391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>134403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>20304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>755630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9974</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALARM COM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE1/1</n1:titleOfClass>
<n1:cusip>011642AB1</n1:cusip>
<n1:value>2908704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2956000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2956000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>235479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>62947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>1230146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>1297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>1351795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16672</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCOA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>013872106</n1:cusip>
<n1:value>127876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3888</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCOA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>013872106</n1:cusip>
<n1:value>131482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3998</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCOA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>013872106</n1:cusip>
<n1:value>8321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>107175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>2055914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24556</n1:Sole>
<n1:Shared>113</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>4426368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE ALGER ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP 40 ETF</n1:titleOfClass>
<n1:cusip>015564107</n1:cusip>
<n1:value>268609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE ALGER ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CONCENTRATED EQT</n1:titleOfClass>
<n1:cusip>015564404</n1:cusip>
<n1:value>4707137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133862</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>2511335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14048</n1:Sole>
<n1:Shared>1</n1:Shared>
<n1:None>2</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>32171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>160</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>9675864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIGN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>016255101</n1:cusip>
<n1:value>59354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIGN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>016255101</n1:cusip>
<n1:value>773359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01741R102</n1:cusip>
<n1:value>238408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2931</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01741R102</n1:cusip>
<n1:value>346427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>018522300</n1:cusip>
<n1:value>214172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>018522300</n1:cusip>
<n1:value>274697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>1158395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17184</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>882801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13096</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>263718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6900</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>385669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10091</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>39384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>612528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>17938730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82492</n1:Sole>
<n1:Shared>1043</n1:Shared>
<n1:None>37</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>2844756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11844</n1:Sole>
<n1:Shared>1409</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>5717446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26636</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>2164341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>2509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02043Q107</n1:cusip>
<n1:value>2945340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6459</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02043Q107</n1:cusip>
<n1:value>3192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EA SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ALPHA ARCH 1-3</n1:titleOfClass>
<n1:cusip>02072L565</n1:cusip>
<n1:value>6060015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EA SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>STRIVE 500 ETF</n1:titleOfClass>
<n1:cusip>02072L680</n1:cusip>
<n1:value>18736242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>433709</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EA SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BRIDGEWAY BLUE</n1:titleOfClass>
<n1:cusip>02072L714</n1:cusip>
<n1:value>292284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19448</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>13200897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31763</n1:Sole>
<n1:Shared>22239</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>369716167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1518030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1518030</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>503034419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2065426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2019644</n1:Sole>
<n1:Shared>39190</n1:Shared>
<n1:None>6591</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>11556488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26759</n1:Sole>
<n1:Shared>20499</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>272951767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1122796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1121236</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>354065426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1456460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1418275</n1:Sole>
<n1:Shared>34799</n1:Shared>
<n1:None>3386</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHATEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>02081G201</n1:cusip>
<n1:value>193644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHATEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>02081G201</n1:cusip>
<n1:value>308830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21240</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKLO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>02156V109</n1:cusip>
<n1:value>1441478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12913</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKLO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>02156V109</n1:cusip>
<n1:value>1448734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>108791432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1646858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1642858</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>47914639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>725320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>709397</n1:Sole>
<n1:Shared>13459</n1:Shared>
<n1:None>2464</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>6280721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69801</n1:Sole>
<n1:Shared>25275</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMALGAMATED FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>022671101</n1:cusip>
<n1:value>139931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMALGAMATED FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>022671101</n1:cusip>
<n1:value>82568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3041</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>10850491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30780</n1:Sole>
<n1:Shared>18537</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>467853950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2130774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2127934</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>482264426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2196404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2176039</n1:Sole>
<n1:Shared>14650</n1:Shared>
<n1:None>5715</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>15652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>82236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36877</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>115444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>892813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8553</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>106690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>91044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICA MOVIL SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS RP CL B</n1:titleOfClass>
<n1:cusip>02390A101</n1:cusip>
<n1:value>137760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6560</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICA MOVIL SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS RP CL B</n1:titleOfClass>
<n1:cusip>02390A101</n1:cusip>
<n1:value>64281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMENTUM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023939101</n1:cusip>
<n1:value>15975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMENTUM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023939101</n1:cusip>
<n1:value>355857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14858</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMENTUM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023939101</n1:cusip>
<n1:value>88902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AVANTIS ALL INT</n1:titleOfClass>
<n1:cusip>025072174</n1:cusip>
<n1:value>14039866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>196747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AVANTIS RESPON U</n1:titleOfClass>
<n1:cusip>025072281</n1:cusip>
<n1:value>1949912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26505</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AVANTIS RESPONSI</n1:titleOfClass>
<n1:cusip>025072299</n1:cusip>
<n1:value>788123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AVANTIS RESPONSI</n1:titleOfClass>
<n1:cusip>025072315</n1:cusip>
<n1:value>234309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3686</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AVANTIS CORE FI</n1:titleOfClass>
<n1:cusip>025072562</n1:cusip>
<n1:value>15937884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>378752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>378752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
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<n1:value>20607405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>274363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQT ETF</n1:titleOfClass>
<n1:cusip>025072703</n1:cusip>
<n1:value>1207723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15307</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQT ETF</n1:titleOfClass>
<n1:cusip>025072703</n1:cusip>
<n1:value>162297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP GRW IMP</n1:titleOfClass>
<n1:cusip>025072760</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5778</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FOCUSED DYNAMIC</n1:titleOfClass>
<n1:cusip>025072810</n1:cusip>
<n1:value>3099705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25737</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP VALU</n1:titleOfClass>
<n1:cusip>025072877</n1:cusip>
<n1:value>40409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP VALU</n1:titleOfClass>
<n1:cusip>025072877</n1:cusip>
<n1:value>5858872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58865</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CENTY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ETF</n1:titleOfClass>
<n1:cusip>025072885</n1:cusip>
<n1:value>545783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5021</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>12250125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108384</n1:Sole>
<n1:Shared>414</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>20493662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>181366</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>965925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6134</n1:Sole>
<n1:Shared>952</n1:Shared>
<n1:None>1500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>2404838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>880</n1:Sole>
<n1:Shared>6277</n1:Shared>
<n1:None>83</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>29615386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84571</n1:Sole>
<n1:Shared>4506</n1:Shared>
<n1:None>83</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>49003156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147529</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025932104</n1:cusip>
<n1:value>403207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025932104</n1:cusip>
<n1:value>406527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN HOMES 4 RENT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>02665T306</n1:cusip>
<n1:value>166250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN HOMES 4 RENT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>02665T306</n1:cusip>
<n1:value>202273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6083</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>1330232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>5457940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>9032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>115</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN SUPERCONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>030111207</n1:cusip>
<n1:value>1514445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>119431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>621</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>16529031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>4835886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.625% 6/1</n1:titleOfClass>
<n1:cusip>03040WBE4</n1:cusip>
<n1:value>78109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.625% 6/1</n1:titleOfClass>
<n1:cusip>03040WBE4</n1:cusip>
<n1:value>9363090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9350000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9350000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>1303375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>13919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>1409115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>148618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>4896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>512549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1498</n1:Sole>
<n1:Shared>142</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>57840865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183749</n1:Sole>
<n1:Shared>576</n1:Shared>
<n1:None>748</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENCORA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>67395090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>214994</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>15338299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30862</n1:Sole>
<n1:Shared>88</n1:Shared>
<n1:None>273</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>182254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>49296143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>163350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2228</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>39734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>1519604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>1853886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9861</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>2917572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>45463964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>160287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>4959947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12351</n1:Sole>
<n1:Shared>5225</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>82599940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>292700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279001</n1:Sole>
<n1:Shared>9428</n1:Shared>
<n1:None>4271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMICUS THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03152W109</n1:cusip>
<n1:value>166969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMICUS THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03152W109</n1:cusip>
<n1:value>63978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMNEAL PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM STK CL A</n1:titleOfClass>
<n1:cusip>03168L105</n1:cusip>
<n1:value>136777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.000% 3/1</n1:titleOfClass>
<n1:cusip>03209RAB9</n1:cusip>
<n1:value>463170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>511000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>511000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>21612291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174645</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>3094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>8210936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65966</n1:Sole>
<n1:Shared>42</n1:Shared>
<n1:None>343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CWP ENHANCED DIV</n1:titleOfClass>
<n1:cusip>032108409</n1:cusip>
<n1:value>56616047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1270273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1270273</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOCKCHAIN LDR</n1:titleOfClass>
<n1:cusip>032108607</n1:cusip>
<n1:value>127778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOCKCHAIN LDR</n1:titleOfClass>
<n1:cusip>032108607</n1:cusip>
<n1:value>270030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4028</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AMPLIFY CYBERSEC</n1:titleOfClass>
<n1:cusip>032108664</n1:cusip>
<n1:value>380898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4388</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AMPLIFY CYBERSEC</n1:titleOfClass>
<n1:cusip>032108664</n1:cusip>
<n1:value>8420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPLIFY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CWP INTL ENHANCE</n1:titleOfClass>
<n1:cusip>032108722</n1:cusip>
<n1:value>4269100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>114484</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>140502317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>571845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>566772</n1:Sole>
<n1:Shared>3812</n1:Shared>
<n1:None>1261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>968549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1190</n1:Sole>
<n1:Shared>2245</n1:Shared>
<n1:None>507</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>97771106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>397929</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANGEL OAK FUNDS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INCOME ETF</n1:titleOfClass>
<n1:cusip>03463K760</n1:cusip>
<n1:value>1982498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94811</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>117074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>380193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>507434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>035710839</n1:cusip>
<n1:value>2116701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104735</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>035710839</n1:cusip>
<n1:value>63985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3166</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>035710839</n1:cusip>
<n1:value>68876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03674X106</n1:cusip>
<n1:value>1611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03674X106</n1:cusip>
<n1:value>2002257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03674X106</n1:cusip>
<n1:value>287978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC FORMERLY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>13583965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41634</n1:Sole>
<n1:Shared>87</n1:Shared>
<n1:None>319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC FORMERLY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>209059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEVANCE HEALTH INC FORMERLY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>36374301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112572</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03676B102</n1:cusip>
<n1:value>408570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03676B102</n1:cusip>
<n1:value>67127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3453</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03743Q108</n1:cusip>
<n1:value>133768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5509</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03743Q108</n1:cusip>
<n1:value>159835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIDCAP FINANCIAL INVSTMNT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03761U502</n1:cusip>
<n1:value>223614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIDCAP FINANCIAL INVSTMNT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03761U502</n1:cusip>
<n1:value>93522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRANA HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03763A207</n1:cusip>
<n1:value>283500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03769M106</n1:cusip>
<n1:value>1133861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03769M106</n1:cusip>
<n1:value>27162785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>203818</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03769M106</n1:cusip>
<n1:value>31318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>1046130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3795</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>36663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>1060186125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4163634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4041827</n1:Sole>
<n1:Shared>102274</n1:Shared>
<n1:None>19533</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>48387848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95008</n1:Sole>
<n1:Shared>90195</n1:Shared>
<n1:None>4829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>681817241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2677678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2673899</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED INDL TECHNOLOGIES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03820C105</n1:cusip>
<n1:value>1827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED INDL TECHNOLOGIES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03820C105</n1:cusip>
<n1:value>2838397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED INDL TECHNOLOGIES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03820C105</n1:cusip>
<n1:value>835522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>18895294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>44081341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211929</n1:Sole>
<n1:Shared>2212</n1:Shared>
<n1:None>1163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>892871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1275</n1:Sole>
<n1:Shared>3086</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLOVIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03831W108</n1:cusip>
<n1:value>20195142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLOVIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03831W108</n1:cusip>
<n1:value>6259202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8670</n1:Sole>
<n1:Shared>29</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>1337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>2284650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>582865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4361</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>227791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>322176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARBOR REALTY TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038923108</n1:cusip>
<n1:value>123370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER AVIATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03945R102</n1:cusip>
<n1:value>137396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER AVIATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03945R102</n1:cusip>
<n1:value>14610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>1256810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>682428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10092</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>957154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>16022</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>211785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>64847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>692</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>24978495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155907</n1:Sole>
<n1:Shared>105</n1:Shared>
<n1:None>211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>560255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1293</n1:Sole>
<n1:Shared>2211</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>75044259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>469349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>467599</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGAN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010E109</n1:cusip>
<n1:value>4961949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18374</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>2192592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107427</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>292965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1200</n1:Sole>
<n1:Shared>13154</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>45514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES COML REAL ESTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04013V108</n1:cusip>
<n1:value>45100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>1019308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>2569194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3483</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>040413205</n1:cusip>
<n1:value>1436701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6743</n1:Sole>
<n1:Shared>3117</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>040413205</n1:cusip>
<n1:value>45781925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>314199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>040413205</n1:cusip>
<n1:value>60859570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>417676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>413989</n1:Sole>
<n1:Shared>1617</n1:Shared>
<n1:None>2070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARM HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>042068205</n1:cusip>
<n1:value>73575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARM HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>042068205</n1:cusip>
<n1:value>915582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMOUR RESIDENTIAL REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>042315705</n1:cusip>
<n1:value>244538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04247X102</n1:cusip>
<n1:value>1807010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04247X102</n1:cusip>
<n1:value>32734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARRAY TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.000%12/0</n1:titleOfClass>
<n1:cusip>04271TAB6</n1:cusip>
<n1:value>59740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARRAY TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>04271T100</n1:cusip>
<n1:value>141965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17419</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>207394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>447216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3696</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASCENDIS PHARMA A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04351P101</n1:cusip>
<n1:value>257459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1295</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>113199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>1200241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>2816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>3692164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>973537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTERA LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04626A103</n1:cusip>
<n1:value>5918447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30227</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTERA LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04626A103</n1:cusip>
<n1:value>946693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>30134957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>392791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>392791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>46061537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>594701</n1:Sole>
<n1:Shared>1921</n1:Shared>
<n1:None>3763</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>582765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6444</n1:Sole>
<n1:Shared>1152</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTA BRAVES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>047726302</n1:cusip>
<n1:value>4367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTA BRAVES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>047726302</n1:cusip>
<n1:value>515924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>1037570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29401</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>2576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>5356669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>049468101</n1:cusip>
<n1:value>3022562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18927</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>049468101</n1:cusip>
<n1:value>332495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>2243311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13138</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>3039350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATRICURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04963C209</n1:cusip>
<n1:value>41243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATRICURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04963C209</n1:cusip>
<n1:value>697598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUBURN NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>050473107</n1:cusip>
<n1:value>479244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>18707586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58514</n1:Sole>
<n1:Shared>24</n1:Shared>
<n1:None>352</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>24610717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77473</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>8577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOLIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052800109</n1:cusip>
<n1:value>227981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1846</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOLIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052800109</n1:cusip>
<n1:value>47671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>1267627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>18448236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62230</n1:Sole>
<n1:Shared>239</n1:Shared>
<n1:None>387</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>66573988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>226181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>390504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>617806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>11918287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2778</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>604924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>95</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>7859720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1822</n1:Sole>
<n1:Shared>4</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>2369482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>948658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4911</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>96585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>23300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>498526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39946</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>12470139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76895</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>159900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>3822996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23143</n1:Sole>
<n1:Shared>205</n1:Shared>
<n1:None>226</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05368V106</n1:cusip>
<n1:value>131141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3980</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05368V106</n1:cusip>
<n1:value>151241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVIDITY BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05370A108</n1:cusip>
<n1:value>201598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4627</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>1323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>1439946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38084</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053807103</n1:cusip>
<n1:value>194952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053807103</n1:cusip>
<n1:value>377462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>1565173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2167</n1:Sole>
<n1:Shared>14</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>71764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>7849546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10938</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXSOME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464T104</n1:cusip>
<n1:value>179260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXSOME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464T104</n1:cusip>
<n1:value>58175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>479</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXOS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465C100</n1:cusip>
<n1:value>174379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXOS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05465C100</n1:cusip>
<n1:value>872149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10303</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>1614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>563481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24091</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>856682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36418</n1:Sole>
<n1:Shared>30</n1:Shared>
<n1:None>178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>3544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>5134065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55057</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>6774613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>1719106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40888</n1:Sole>
<n1:Shared>8998</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>2293597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66558</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>344876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK TECHNOLOGIES CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05587G203</n1:cusip>
<n1:value>20782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK TECHNOLOGIES CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05587G203</n1:cusip>
<n1:value>311140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3683</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BNY MELLON STRATEGIC MUNS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05588W108</n1:cusip>
<n1:value>70401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11264</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>761264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>762118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>112505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>1615163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>1449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>314008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAKER HUGHES COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05722G100</n1:cusip>
<n1:value>1123434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAKER HUGHES COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>05722G100</n1:cusip>
<n1:value>17388817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356913</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALCHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>057665200</n1:cusip>
<n1:value>186224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1241</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALCHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>057665200</n1:cusip>
<n1:value>27611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>2695344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53458</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>509645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BBVA ARGENTINA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>058934100</n1:cusip>
<n1:value>113452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BBVA ARGENTINA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>058934100</n1:cusip>
<n1:value>125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>1108775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57599</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>1628666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO SANTANDER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>05964H105</n1:cusip>
<n1:value>1855573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO SANTANDER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>05964H105</n1:cusip>
<n1:value>2243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>4133081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73126</n1:Sole>
<n1:Shared>6626</n1:Shared>
<n1:None>362</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>62968845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1220563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1172097</n1:Sole>
<n1:Shared>46664</n1:Shared>
<n1:None>1802</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>80776407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1565738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1565738</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>7.25%CNV PFD L</n1:titleOfClass>
<n1:cusip>060505682</n1:cusip>
<n1:value>1163520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>909</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>7.25%CNV PFD L</n1:titleOfClass>
<n1:cusip>060505682</n1:cusip>
<n1:value>421120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>238273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>184955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>4226092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32271</n1:Sole>
<n1:Shared>175</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>6167070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>1271563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6008</n1:Sole>
<n1:Shared>5662</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>134073042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1230479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1230479</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>97868798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>898209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>891070</n1:Sole>
<n1:Shared>3538</n1:Shared>
<n1:None>3601</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NOVA SCOTIA HALIFAX</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064149107</n1:cusip>
<n1:value>226857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NOVA SCOTIA HALIFAX</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064149107</n1:cusip>
<n1:value>545581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK LITTLE ROCK ARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>3925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK LITTLE ROCK ARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>934135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>127534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2521</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>644959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31203</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK MNG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>06849F108</n1:cusip>
<n1:value>1354636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK MNG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>06849F108</n1:cusip>
<n1:value>32770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK MNG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>06849F108</n1:cusip>
<n1:value>746304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>164955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>9947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>636</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAUSCH HEALTH COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071734107</n1:cusip>
<n1:value>170022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26360</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAUSCH HEALTH COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071734107</n1:cusip>
<n1:value>593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>153925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>160</n1:Shared>
<n1:None>6520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>304373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13367</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>400183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>13144373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70227</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>42113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>4295177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20855</n1:Sole>
<n1:Shared>2063</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEONE MEDICINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>07725L102</n1:cusip>
<n1:value>1363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEONE MEDICINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>07725L102</n1:cusip>
<n1:value>217026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>637</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>115459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>309575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2574</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELLRING BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>07831C103</n1:cusip>
<n1:value>13013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>108</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELLRING BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>07831C103</n1:cusip>
<n1:value>1834148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELLRING BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>07831C103</n1:cusip>
<n1:value>207608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5711</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BENTLEY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>08265T208</n1:cusip>
<n1:value>3665273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BENTLEY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>08265T208</n1:cusip>
<n1:value>4041873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>1215883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9122</n1:Sole>
<n1:Shared>6747</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>30359859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>396239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>396239</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>67051388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>875116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>858967</n1:Sole>
<n1:Shared>14221</n1:Shared>
<n1:None>1928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>2262600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>34693200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44</n1:Sole>
<n1:Shared>1</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>115905702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225944</n1:Sole>
<n1:Shared>4089</n1:Shared>
<n1:None>515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>218560390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>434738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>434738</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>7602937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6883</n1:Sole>
<n1:Shared>8240</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>1613901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>253478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>8696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>1009242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>678906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>2243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>2678846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>542274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1934</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>1821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>476460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3401</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>776463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>193648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>195984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>3500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>469424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8438</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BITMINE IMMERSION TECNOLOGIE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09175A206</n1:cusip>
<n1:value>26484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BITMINE IMMERSION TECNOLOGIE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09175A206</n1:cusip>
<n1:value>411857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7931</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09180C106</n1:cusip>
<n1:value>282647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9258</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>262800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>87723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6676</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>09239BAD1</n1:cusip>
<n1:value>1461000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INVT QUALITY MUN T</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247D105</n1:cusip>
<n1:value>340518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30028</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK UTILS INFRASTRUCTU</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09248D104</n1:cusip>
<n1:value>261700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNI INCOME TR II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09249N101</n1:cusip>
<n1:value>533096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51014</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENERGY &amp; RES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09250U101</n1:cusip>
<n1:value>2181843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>160784</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK HEALTH SCIENCES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09250W107</n1:cusip>
<n1:value>204951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5505</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>302019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>27332</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>5525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09251A104</n1:cusip>
<n1:value>448472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION H</n1:titleOfClass>
<n1:cusip>092528108</n1:cusip>
<n1:value>2541863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113781</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES INTERMED</n1:titleOfClass>
<n1:cusip>092528207</n1:cusip>
<n1:value>413346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17270</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES AAA CLO</n1:titleOfClass>
<n1:cusip>092528504</n1:cusip>
<n1:value>2119396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES FLEXIBLE</n1:titleOfClass>
<n1:cusip>092528603</n1:cusip>
<n1:value>32635908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>612996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>612996</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES HIGH YIE</n1:titleOfClass>
<n1:cusip>092528843</n1:cusip>
<n1:value>5459077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110979</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIHOLDINGS FD IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09253N104</n1:cusip>
<n1:value>138815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11814</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIVEST FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09253R105</n1:cusip>
<n1:value>112114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255P107</n1:cusip>
<n1:value>490074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51587</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK DEBT STRATEGIES FD</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09255R202</n1:cusip>
<n1:value>697815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK FLOATING RATE INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255X100</n1:cusip>
<n1:value>1194459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92023</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK FLOATING RATE INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255X100</n1:cusip>
<n1:value>14187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED LARGE CAP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09256A109</n1:cusip>
<n1:value>2655535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115458</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MULTI SECTOR INC T</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09258A107</n1:cusip>
<n1:value>1444101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107849</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>09258G104</n1:cusip>
<n1:value>1429557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34564</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>10522993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>114128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>28510367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>166874</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK HEALTH SCIENCES TE</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>09260E105</n1:cusip>
<n1:value>270207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18738</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260K101</n1:cusip>
<n1:value>1432724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64654</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260K101</n1:cusip>
<n1:value>22160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CAP ALLOCATION TER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09260U109</n1:cusip>
<n1:value>319834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE SECD LENDING FD</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>09261X102</n1:cusip>
<n1:value>257986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE SECD LENDING FD</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>09261X102</n1:cusip>
<n1:value>6257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ESG CAP ALLC TERM</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09262F100</n1:cusip>
<n1:value>560369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK 2037 MUNICIPAL TAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09262G108</n1:cusip>
<n1:value>600942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23961</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES US EQUIT</n1:titleOfClass>
<n1:cusip>09290C103</n1:cusip>
<n1:value>68493222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1156980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1156980</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES A I INNO</n1:titleOfClass>
<n1:cusip>09290C780</n1:cusip>
<n1:value>21468099</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>628457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>628457</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES US THEMA</n1:titleOfClass>
<n1:cusip>09290C806</n1:cusip>
<n1:value>21980685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>580578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>580578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES INTL DIV</n1:titleOfClass>
<n1:cusip>09290C848</n1:cusip>
<n1:value>4477185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>161166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09290D101</n1:cusip>
<n1:value>116023302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98763</n1:Sole>
<n1:Shared>417</n1:Shared>
<n1:None>337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09290D101</n1:cusip>
<n1:value>151933465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09290D101</n1:cusip>
<n1:value>4817375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>928</n1:Sole>
<n1:Shared>3204</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLEND LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>09352U108</n1:cusip>
<n1:value>41245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>3163103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>43338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>795</n1:Sole>
<n1:Shared>62</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>918365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18160</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOOM ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>093712107</n1:cusip>
<n1:value>120512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOOM ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>093712107</n1:cusip>
<n1:value>7514721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88858</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE BIRD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>095306106</n1:cusip>
<n1:value>305073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09581B103</n1:cusip>
<n1:value>17550887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1036674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1036674</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09581B103</n1:cusip>
<n1:value>432392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>2477728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10609</n1:Sole>
<n1:Shared>871</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>25775066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110376</n1:Sole>
<n1:Shared>8839</n1:Shared>
<n1:None>208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>42412430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>196509</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BONDBLOXX ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>USD HIGH YIELD B</n1:titleOfClass>
<n1:cusip>09789C770</n1:cusip>
<n1:value>153734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10009</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BONDBLOXX ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SIX MN</n1:titleOfClass>
<n1:cusip>09789C788</n1:cusip>
<n1:value>660350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13097</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BONDBLOXX ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG TWO YR</n1:titleOfClass>
<n1:cusip>09789C853</n1:cusip>
<n1:value>427343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8622</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BONDBLOXX ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JP MORGAN USD EM</n1:titleOfClass>
<n1:cusip>09789C879</n1:cusip>
<n1:value>1092835</n1:value>
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<n1:sshPrnamt>24996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24996</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>1258030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>216</n1:Sole>
<n1:Shared>17</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>77576031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14368</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>93590946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17211</n1:Sole>
<n1:Shared>57</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOT BARN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099406100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOT BARN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099406100</n1:cusip>
<n1:value>288021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1738</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>35014113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350316</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>3765916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36710</n1:Sole>
<n1:Shared>352</n1:Shared>
<n1:None>616</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>69365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>668638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>70995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BXP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BXP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>980469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>12780903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130912</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>9861802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96767</n1:Sole>
<n1:Shared>3260</n1:Shared>
<n1:None>985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>991433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5170</n1:Sole>
<n1:Shared>4985</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOYD GAMING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>127427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOYD GAMING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>103304101</n1:cusip>
<n1:value>280886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>2497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>5177378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRINKER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109641100</n1:cusip>
<n1:value>11781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRINKER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109641100</n1:cusip>
<n1:value>494305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRINKS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109696104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4711</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>18512291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>410472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>408372</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>3060847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36795</n1:Sole>
<n1:Shared>30915</n1:Shared>
<n1:None>158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>36671802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>813122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>802001</n1:Sole>
<n1:Shared>10133</n1:Shared>
<n1:None>988</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>305531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>213169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>6249480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>14649932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61510</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>5757045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24075</n1:Sole>
<n1:Shared>97</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>84789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>17083730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35790</n1:Sole>
<n1:Shared>15793</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>459364024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1392392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1390202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>478973895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1451832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1431839</n1:Sole>
<n1:Shared>16230</n1:Shared>
<n1:None>3763</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>11271J107</n1:cusip>
<n1:value>440764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>11271J107</n1:cusip>
<n1:value>7970459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRASTRUCTURE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM SUB VTG A</n1:titleOfClass>
<n1:cusip>11276H106</n1:cusip>
<n1:value>266326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6477</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRASTRUCTURE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM SUB VTG A</n1:titleOfClass>
<n1:cusip>11276H106</n1:cusip>
<n1:value>4523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD RENEWABLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A  EX SUB VTG</n1:titleOfClass>
<n1:cusip>11285B108</n1:cusip>
<n1:value>122226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3551</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD RENEWABLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A  EX SUB VTG</n1:titleOfClass>
<n1:cusip>11285B108</n1:cusip>
<n1:value>180085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MANAGMT LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A LMT VTG SHS</n1:titleOfClass>
<n1:cusip>113004105</n1:cusip>
<n1:value>23630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MANAGMT LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A LMT VTG SHS</n1:titleOfClass>
<n1:cusip>113004105</n1:cusip>
<n1:value>730239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZENTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>147535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZENTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZENTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>906719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>11200702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>119423</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>13926221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>21759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>1473832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>55297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2042</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>1853832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>43165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>2545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>3572671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>644394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C &amp; F FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12466Q104</n1:cusip>
<n1:value>1988650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C3 AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12468P104</n1:cusip>
<n1:value>617304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C3 AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12468P104</n1:cusip>
<n1:value>617651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>335080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>90936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3068</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBIZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124805102</n1:cusip>
<n1:value>228364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBIZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124805102</n1:cusip>
<n1:value>374321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7068</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>1154637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>4598801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>15312757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97187</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>2530414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>27731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CCC INTELLIGENT SOLUTIONS HL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12510Q100</n1:cusip>
<n1:value>2314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CCC INTELLIGENT SOLUTIONS HL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12510Q100</n1:cusip>
<n1:value>2905097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>318891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>318891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CCC INTELLIGENT SOLUTIONS HL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12510Q100</n1:cusip>
<n1:value>567498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62294</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>12902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>1429060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>1981297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>795661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8870</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>10345471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>14167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>1441719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10889</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>1140317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3428</n1:Sole>
<n1:Shared>528</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>8113387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CIGNA GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>9375908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31576</n1:Sole>
<n1:Shared>934</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>115371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>427</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>12159646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45004</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>6830673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>14653297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200018</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>37526190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>512233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>510604</n1:Sole>
<n1:Shared>742</n1:Shared>
<n1:None>887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>627692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4197</n1:Sole>
<n1:Shared>4371</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSG SYS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126349109</n1:cusip>
<n1:value>15644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSG SYS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126349109</n1:cusip>
<n1:value>610381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9481</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSW INDUSTRIALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126402106</n1:cusip>
<n1:value>265087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1092</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>13569626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>382135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>1814153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45853</n1:Sole>
<n1:Shared>5236</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>32494757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>915088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>912168</n1:Sole>
<n1:Shared>1420</n1:Shared>
<n1:None>1500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
<n1:value>146050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
<n1:value>67580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>4507217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>674062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4094</n1:Sole>
<n1:Shared>4847</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>9933914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119754</n1:Sole>
<n1:Shared>11713</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.125% 3/1</n1:titleOfClass>
<n1:cusip>12685JAG0</n1:cusip>
<n1:value>66573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>289807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10838</n1:Sole>
<n1:Shared>1416</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>30612158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1294383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1282125</n1:Sole>
<n1:Shared>5433</n1:Shared>
<n1:None>6825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTERRA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>79805884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3374456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3362456</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>13382267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26830</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>72323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>106432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>222</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>12116011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34403</n1:Sole>
<n1:Shared>71</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>13490481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38406</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADRE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12763L105</n1:cusip>
<n1:value>175358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADRE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12763L105</n1:cusip>
<n1:value>25849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTERTAINMENT INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12769G100</n1:cusip>
<n1:value>241360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8931</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>11104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>299089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>12811P108</n1:cusip>
<n1:value>194218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17310</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>12811P108</n1:cusip>
<n1:value>392117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>34948</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CONVERTIBLE EQTY</n1:titleOfClass>
<n1:cusip>12811T308</n1:cusip>
<n1:value>514599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CEF INCOME &amp; ARB</n1:titleOfClass>
<n1:cusip>12811T407</n1:cusip>
<n1:value>1027575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS DYNAMIC CONV &amp; INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811V105</n1:cusip>
<n1:value>2258244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS STRATEGIC TOTAL RETU</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>128125101</n1:cusip>
<n1:value>5428010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>281390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>281390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALERES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>129500104</n1:cusip>
<n1:value>352080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMBRIA ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHSHLD YIELD ETF</n1:titleOfClass>
<n1:cusip>132061201</n1:cusip>
<n1:value>3337050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48603</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMBRIA ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GLB MOMENT ETF</n1:titleOfClass>
<n1:cusip>132061508</n1:cusip>
<n1:value>291006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>1905916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>957064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMECO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13321L108</n1:cusip>
<n1:value>1774813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMECO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13321L108</n1:cusip>
<n1:value>829879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CAMPBELLS COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>1232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CAMPBELLS COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>344260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10901</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE CAMPBELLS COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>39538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMPERIAL BANK OF CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>1474130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18264</n1:Sole>
<n1:Shared>188</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMPERIAL BANK OF CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>53526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMPERIAL BANK OF CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>723459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>14428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>398068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>732522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NAT RES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136385101</n1:cusip>
<n1:value>1117386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34962</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NAT RES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136385101</n1:cusip>
<n1:value>610116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4709</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>3020614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40551</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>510182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6849</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13646K108</n1:cusip>
<n1:value>755478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL CITY BK GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>139674105</n1:cusip>
<n1:value>11651219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>278804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP INTL FOCUS EQT</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14019W109</n1:cusip>
<n1:value>160037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP INTL FOCUS EQT</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14019W109</n1:cusip>
<n1:value>85754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2895</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GROWTH ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020G101</n1:cusip>
<n1:value>116564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GROWTH ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020G101</n1:cusip>
<n1:value>34867416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>793885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>793885</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GLOBAL EQUITY</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>14020R107</n1:cusip>
<n1:value>9736445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>316221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP CONSERVATIVE E</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>14020U100</n1:cusip>
<n1:value>6791311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225550</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP CORE EQUITY ET</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020V108</n1:cusip>
<n1:value>8994407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>227476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP DIVIDEND VALUE</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020W106</n1:cusip>
<n1:value>53386910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1270210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1270210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP DIVIDEND VALUE</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020W106</n1:cusip>
<n1:value>88179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP GBL GROWTH EQT</n1:nameOfIssuer>
<n1:titleOfClass>SHS CREATION UNI</n1:titleOfClass>
<n1:cusip>14020X104</n1:cusip>
<n1:value>4511066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132018</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>CORE PLUS INCM</n1:titleOfClass>
<n1:cusip>14020Y102</n1:cusip>
<n1:value>8071410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>355256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>MUNICIPAL INCOME</n1:titleOfClass>
<n1:cusip>14020Y201</n1:cusip>
<n1:value>11836443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>433728</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>US MULTI-SECTOR</n1:titleOfClass>
<n1:cusip>14020Y300</n1:cusip>
<n1:value>2056429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>74106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION</n1:titleOfClass>
<n1:cusip>14020Y409</n1:cusip>
<n1:value>997518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38396</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>CORE BOND ETF</n1:titleOfClass>
<n1:cusip>14020Y508</n1:cusip>
<n1:value>1875328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70554</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION M</n1:titleOfClass>
<n1:cusip>14020Y607</n1:cusip>
<n1:value>2821287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</n1:nameOfIssuer>
<n1:titleOfClass>MUNICIPAL HIGH I</n1:titleOfClass>
<n1:cusip>14020Y805</n1:cusip>
<n1:value>13291713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>525572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>525572</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP CORE BALANCED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>14021D107</n1:cusip>
<n1:value>3475021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100087</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP DIVIDEND GROWE</n1:nameOfIssuer>
<n1:titleOfClass>SHS ETF</n1:titleOfClass>
<n1:cusip>14021L109</n1:cusip>
<n1:value>8960032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>258587</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP NEW GEOGRAPHY</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>14021N105</n1:cusip>
<n1:value>1413057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45730</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>14021T102</n1:cusip>
<n1:value>244816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7946</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL GROUP EQUITY ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL AND MID</n1:titleOfClass>
<n1:cusip>14022A102</n1:cusip>
<n1:value>2674792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>1127524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3257</n1:Sole>
<n1:Shared>1614</n1:Shared>
<n1:None>433</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>43373154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>203431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>88235581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>415070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405565</n1:Sole>
<n1:Shared>8025</n1:Shared>
<n1:None>1480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL SOUTHWEST CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  5.125%11/1</n1:titleOfClass>
<n1:cusip>140501AE7</n1:cusip>
<n1:value>22655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITOL SER TR</n1:nameOfIssuer>
<n1:titleOfClass>STERLING CAP ENH</n1:titleOfClass>
<n1:cusip>14064D444</n1:cusip>
<n1:value>289071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>11430338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>5681795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33759</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>840</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>94176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARETRUST REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14174T107</n1:cusip>
<n1:value>261140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7530</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARETRUST REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14174T107</n1:cusip>
<n1:value>27050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARETRUST REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14174T107</n1:cusip>
<n1:value>34680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>60381955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>183179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>663841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1249</n1:Sole>
<n1:Shared>769</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>74111234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>221533</n1:Sole>
<n1:Shared>3140</n1:Shared>
<n1:None>617</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>3065692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>331410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>231</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>2242712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35769</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>51665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>1883160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>402832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARPENTER TECHNOLOGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>144285103</n1:cusip>
<n1:value>653627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARPENTER TECHNOLOGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>144285103</n1:cusip>
<n1:value>677363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2759</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>3153663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>4230223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70819</n1:Sole>
<n1:Shared>39</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>93371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1114</n1:Sole>
<n1:Shared>450</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTER BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>146103106</n1:cusip>
<n1:value>252932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTER BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>146103106</n1:cusip>
<n1:value>86666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4465</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>1493116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3958</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>1719083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASELLA WASTE SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>147448104</n1:cusip>
<n1:value>1246913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASELLA WASTE SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>147448104</n1:cusip>
<n1:value>278852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>28266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>3625799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6414</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>972916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASTLE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14843C105</n1:cusip>
<n1:value>532158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23371</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148929102</n1:cusip>
<n1:value>500134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8279</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148929102</n1:cusip>
<n1:value>76842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>1758775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1256</n1:Sole>
<n1:Shared>2430</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>30599152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61955</n1:Sole>
<n1:Shared>2174</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>69989835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146683</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>4065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>5351427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>871676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1501</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELESTICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15101Q207</n1:cusip>
<n1:value>2699093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELESTICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15101Q207</n1:cusip>
<n1:value>814532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELSIUS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>15118V207</n1:cusip>
<n1:value>1713777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29810</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEMEX SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>151290889</n1:cusip>
<n1:value>237305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26397</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEMEX SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>151290889</n1:cusip>
<n1:value>33542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>1837758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51507</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>2398517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>2768768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENOVUS ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135U109</n1:cusip>
<n1:value>258086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENOVUS ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135U109</n1:cusip>
<n1:value>743550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>1056645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27233</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>13580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>350</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>1362074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A NON-VTG</n1:titleOfClass>
<n1:cusip>153527205</n1:cusip>
<n1:value>16714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>566</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A NON-VTG</n1:titleOfClass>
<n1:cusip>153527205</n1:cusip>
<n1:value>563167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL PUERTO S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>155038201</n1:cusip>
<n1:value>142522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRUS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>15643U104</n1:cusip>
<n1:value>245575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>792</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRUS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>15643U104</n1:cusip>
<n1:value>93021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>175548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1122</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>518821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3116</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>2255090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>86065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>2132064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7430</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>518298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>324671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5942</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>3497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>1560800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3486</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>1636490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>16411Q101</n1:cusip>
<n1:value>189285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>16411Q101</n1:cusip>
<n1:value>988135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>9271314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39456</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>928876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPAND ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>165167735</n1:cusip>
<n1:value>29641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPAND ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>165167735</n1:cusip>
<n1:value>455862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>113242748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>729234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>709302</n1:Sole>
<n1:Shared>16888</n1:Shared>
<n1:None>3044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>13459605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55679</n1:Sole>
<n1:Shared>28695</n1:Shared>
<n1:None>2300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>91203946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>587314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>586042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>120581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>397583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIME FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS CL A</n1:titleOfClass>
<n1:cusip>16935C109</n1:cusip>
<n1:value>347610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIME FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS CL A</n1:titleOfClass>
<n1:cusip>16935C109</n1:cusip>
<n1:value>455842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>14024142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>357850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>354636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3214</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>506923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10335</n1:Sole>
<n1:Shared>2600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>8006166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHOICE HOTELS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169905106</n1:cusip>
<n1:value>1972169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHOICE HOTELS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169905106</n1:cusip>
<n1:value>2092806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19575</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>14722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>1682847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18818</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>2181193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24891</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCHILL DOWNS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171484108</n1:cusip>
<n1:value>1940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCHILL DOWNS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171484108</n1:cusip>
<n1:value>2432041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCHILL DOWNS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171484108</n1:cusip>
<n1:value>737665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7604</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>12673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>1633034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>1910237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>502600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIPHER MINING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17253J106</n1:cusip>
<n1:value>693709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>112108154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1638529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1603605</n1:Sole>
<n1:Shared>28900</n1:Shared>
<n1:None>6024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>158724241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2319852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2317452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>5286198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28168</n1:Sole>
<n1:Shared>48690</n1:Shared>
<n1:None>403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
<n1:value>313977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
<n1:value>81439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>1371547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>32842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>6943779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>205741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>1621</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>30557001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>301054</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>5699428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55801</n1:Sole>
<n1:Shared>351</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>199191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236</n1:Sole>
<n1:Shared>3511</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>2870693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53548</n1:Sole>
<n1:Shared>453</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>4516751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84965</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>1214511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>285863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1231</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEANSPARK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>18452B209</n1:cusip>
<n1:value>1160000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEANSPARK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>18452B209</n1:cusip>
<n1:value>32625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAR SECURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>18467V109</n1:cusip>
<n1:value>113893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAR SECURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>18467V109</n1:cusip>
<n1:value>294512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEARWATER ANALYTICS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>185123106</n1:cusip>
<n1:value>519390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEARWATER ANALYTICS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>185123106</n1:cusip>
<n1:value>607779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND-CLIFFS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>1471320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND-CLIFFS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>473909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND-CLIFFS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>7771501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>637008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>637008</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>1533325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>1545319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>282357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1640</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOVER HEALTH INVESTMENTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>18914F103</n1:cusip>
<n1:value>1590588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>519800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOVER HEALTH INVESTMENTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>18914F103</n1:cusip>
<n1:value>73058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE8/1</n1:titleOfClass>
<n1:cusip>18915MAC1</n1:cusip>
<n1:value>49828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>18915M107</n1:cusip>
<n1:value>16794283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>18915M107</n1:cusip>
<n1:value>600852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COASTAL FINL CORP WA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19046P209</n1:cusip>
<n1:value>1516003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191098102</n1:cusip>
<n1:value>33011002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>281760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>281760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191098102</n1:cusip>
<n1:value>372022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3175</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>46923589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>707533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>465026</n1:Sole>
<n1:Shared>211901</n1:Shared>
<n1:None>30606</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>64054068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>965833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>965833</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>898721089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13551283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12546511</n1:Sole>
<n1:Shared>139312</n1:Shared>
<n1:None>865460</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA FEMSA SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADS REP</n1:titleOfClass>
<n1:cusip>191241108</n1:cusip>
<n1:value>170106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>47</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA FEMSA SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADS REP</n1:titleOfClass>
<n1:cusip>191241108</n1:cusip>
<n1:value>245490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2954</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA-COLA FEMSA SAB DE CV</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADS REP</n1:titleOfClass>
<n1:cusip>191241108</n1:cusip>
<n1:value>4238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>2718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>3353604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>603344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>1477619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>2336513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34837</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>1323987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>14434731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>134002</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247G107</n1:cusip>
<n1:value>55045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248A109</n1:cusip>
<n1:value>24800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248A109</n1:cusip>
<n1:value>3668374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147918</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 10/16/2025</n1:titleOfClass>
<n1:cusip>19248A117</n1:cusip>
<n1:value>5125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65704</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 10/16/2025</n1:titleOfClass>
<n1:cusip>19248A117</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS SELECT PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248Y107</n1:cusip>
<n1:value>674435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32456</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COINBASE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 6/0</n1:titleOfClass>
<n1:cusip>19260QAB3</n1:cusip>
<n1:value>138750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COINBASE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>19260Q107</n1:cusip>
<n1:value>1362447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COINBASE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>19260Q107</n1:cusip>
<n1:value>18109926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53661</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COINBASE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>19260Q107</n1:cusip>
<n1:value>337490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENOVIS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.875%10/1</n1:titleOfClass>
<n1:cusip>194014AB2</n1:cusip>
<n1:value>40324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENOVIS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194014502</n1:cusip>
<n1:value>835179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27527</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>1106450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10390</n1:Sole>
<n1:Shared>3051</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>13191379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157755</n1:Sole>
<n1:Shared>7261</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>3167168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39014</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA ETF TR I</n1:nameOfIssuer>
<n1:titleOfClass>MULTI SEC MUNI</n1:titleOfClass>
<n1:cusip>19761L607</n1:cusip>
<n1:value>208154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA ETF TR I</n1:nameOfIssuer>
<n1:titleOfClass>RESH ENHNC COR</n1:titleOfClass>
<n1:cusip>19761L706</n1:cusip>
<n1:value>797720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19770</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA ETF TR II</n1:nameOfIssuer>
<n1:titleOfClass>EM CORE EX ETF</n1:titleOfClass>
<n1:cusip>19762B202</n1:cusip>
<n1:value>1097602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30212</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMFORT SYS USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199908104</n1:cusip>
<n1:value>21066020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMFORT SYS USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199908104</n1:cusip>
<n1:value>5776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMFORT SYS USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>199908104</n1:cusip>
<n1:value>5793184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7021</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>13742825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>437391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>426773</n1:Sole>
<n1:Shared>10474</n1:Shared>
<n1:None>144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>1697403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46080</n1:Sole>
<n1:Shared>7730</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>26799889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>852956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>852956</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>487010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>233817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>4111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>141634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2370</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>35976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>553258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>136155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>203764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3557</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY FINANCIAL SYSTEM I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>703085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIA ENERGETICA DE MINAS GERA</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR N-V PFD</n1:titleOfClass>
<n1:cusip>204409601</n1:cusip>
<n1:value>57909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27445</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS DIVERSIFIED</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>20451Q104</n1:cusip>
<n1:value>190410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28763</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPOSECURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>20459V105</n1:cusip>
<n1:value>987180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20464U100</n1:cusip>
<n1:value>429115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMSTOCK RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205768302</n1:cusip>
<n1:value>495750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>2066476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112861</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>4578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>547799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONCENTRIX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20602D101</n1:cusip>
<n1:value>120775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2617</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONCENTRIX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20602D101</n1:cusip>
<n1:value>97100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONDUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206787103</n1:cusip>
<n1:value>92400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONFLUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE1/1</n1:titleOfClass>
<n1:cusip>20717MAB9</n1:cusip>
<n1:value>65863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>22580052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>238715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>235741</n1:Sole>
<n1:Shared>2575</n1:Shared>
<n1:None>399</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>23639458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>249915</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>917428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9222</n1:Sole>
<n1:Shared>311</n1:Shared>
<n1:None>166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>1402656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>1489911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14822</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>55286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>550</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>1046655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>2857393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21218</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>819063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>20726884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62986</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>62194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21037T109</n1:cusip>
<n1:value>6372111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19301</n1:Sole>
<n1:Shared>63</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTRUCTION PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21044C107</n1:cusip>
<n1:value>652018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>216648501</n1:cusip>
<n1:value>2351402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>216648501</n1:cusip>
<n1:value>2910352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>14365846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>319454</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>2339429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9066</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>6251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>279914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3368</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREBRIDGE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871X109</n1:cusip>
<n1:value>52153695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1627260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1620260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREBRIDGE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871X109</n1:cusip>
<n1:value>73971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREBRIDGE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871X109</n1:cusip>
<n1:value>9968992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309894</n1:Sole>
<n1:Shared>521</n1:Shared>
<n1:None>630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREWEAVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21873S108</n1:cusip>
<n1:value>3580407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COREWEAVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21873S108</n1:cusip>
<n1:value>430393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE &amp; MAIN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21874C102</n1:cusip>
<n1:value>12315461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>227034</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE &amp; MAIN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21874C102</n1:cusip>
<n1:value>309253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3914</n1:Sole>
<n1:Shared>1831</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE &amp; MAIN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21874C102</n1:cusip>
<n1:value>36363457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>656485</n1:Sole>
<n1:Shared>16559</n1:Shared>
<n1:None>2480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORMEDIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21900C308</n1:cusip>
<n1:value>139560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>15751237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188382</n1:Sole>
<n1:Shared>3336</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>2019415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14524</n1:Sole>
<n1:Shared>9297</n1:Shared>
<n1:None>797</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>8760020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>106790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORPAY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>219948106</n1:cusip>
<n1:value>1472275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORPAY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>219948106</n1:cusip>
<n1:value>812329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2820</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>12970622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190697</n1:Sole>
<n1:Shared>638</n1:Shared>
<n1:None>453</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>1358619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18164</n1:Sole>
<n1:Shared>1925</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>7441758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110036</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>102510583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>184727053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192093</n1:Sole>
<n1:Shared>3117</n1:Shared>
<n1:None>4359</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>4623522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3467</n1:Sole>
<n1:Shared>1528</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>190507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>8814160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPANG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22266T109</n1:cusip>
<n1:value>1427877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPANG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22266T109</n1:cusip>
<n1:value>945231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.625% 6/1</n1:titleOfClass>
<n1:cusip>22410JAB2</n1:cusip>
<n1:value>3982077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4161000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4161000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>61684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>840827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19084</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>224408104</n1:cusip>
<n1:value>519774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>224408104</n1:cusip>
<n1:value>5411690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25889</n1:Sole>
<n1:Shared>3500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE NXT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224441105</n1:cusip>
<n1:value>1863230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27780</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE NXT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224441105</n1:cusip>
<n1:value>1957773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25690</n1:Sole>
<n1:Shared>3500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>224633107</n1:cusip>
<n1:value>9211322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>941853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>941853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>224633206</n1:cusip>
<n1:value>17361467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1622567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1622567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>224633206</n1:cusip>
<n1:value>9823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>918</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDIT ACCEP CORP MICH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>225310101</n1:cusip>
<n1:value>279691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>599</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRESUD S A C I F Y A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>226406106</n1:cusip>
<n1:value>236606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRESUD S A C I F Y A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>226406106</n1:cusip>
<n1:value>5129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>557</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>227046109</n1:cusip>
<n1:value>4428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>227046109</n1:cusip>
<n1:value>735741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8806</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROSSAMERICA PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UT LTD PTN INT</n1:titleOfClass>
<n1:cusip>22758A105</n1:cusip>
<n1:value>304935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>6239105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12681</n1:Sole>
<n1:Shared>42</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>66755687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>136131</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>1088793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>961</n1:Sole>
<n1:Shared>10323</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>5722532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58931</n1:Sole>
<n1:Shared>225</n1:Shared>
<n1:None>151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>7676808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79561</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>1163481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12046</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>130783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARTIVION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228903100</n1:cusip>
<n1:value>34634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARTIVION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228903100</n1:cusip>
<n1:value>630993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14903</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>100753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10628</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>14202187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>349291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>349291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>69122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>894967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21658</n1:Sole>
<n1:Shared>353</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>1048511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>2282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>4058795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>18759901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44416</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>319734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>6707658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13430</n1:Sole>
<n1:Shared>2390</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>3745286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6898</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>3770175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6944</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUSTOM TRUCK ONE SOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>23204X103</n1:cusip>
<n1:value>96300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYTOMX THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23284F105</n1:cusip>
<n1:value>12625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTKR EMGRIN MKTS</n1:titleOfClass>
<n1:cusip>233051192</n1:cusip>
<n1:value>236468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>31305735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>674402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>674402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>8067842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1242</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK USD HIGH</n1:titleOfClass>
<n1:cusip>233051432</n1:cusip>
<n1:value>519783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EURP</n1:titleOfClass>
<n1:cusip>233051853</n1:cusip>
<n1:value>1286482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27937</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACKERS ARTIFI</n1:titleOfClass>
<n1:cusip>23306X829</n1:cusip>
<n1:value>202486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4878</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>1665037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>166337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>5005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>184892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>29725584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>175403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>6846927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39913</n1:Sole>
<n1:Shared>162</n1:Shared>
<n1:None>327</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>1134844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>25882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>382710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DT MIDSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>23345M107</n1:cusip>
<n1:value>1257218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DT MIDSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>23345M107</n1:cusip>
<n1:value>448396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3966</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>2308341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6111</n1:Sole>
<n1:Shared>5532</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>25062493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>126108</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>37379544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180880</n1:Sole>
<n1:Shared>7178</n1:Shared>
<n1:None>480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>3180268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16707</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>6613487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34742</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>975595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>5000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>317652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2792</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>375750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>1150022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8027</n1:Sole>
<n1:Shared>49</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>1151304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>4294351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT US EQTY</n1:titleOfClass>
<n1:cusip>23908L207</n1:cusip>
<n1:value>336916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7034</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT WRLD WI</n1:titleOfClass>
<n1:cusip>23908L306</n1:cusip>
<n1:value>617390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>1511728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11378</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>193193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DECKERS OUTDOOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>243537107</n1:cusip>
<n1:value>1055971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DECKERS OUTDOOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>243537107</n1:cusip>
<n1:value>31830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DECKERS OUTDOOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>243537107</n1:cusip>
<n1:value>811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>115230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>102</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>34824464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75350</n1:Sole>
<n1:Shared>268</n1:Shared>
<n1:None>541</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>68116560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>148967</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>245687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1012</n1:Sole>
<n1:Shared>721</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>35787458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>252433</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>5321053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>26559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>168</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>619426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>7145475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125911</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DESCARTES SYS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>249906108</n1:cusip>
<n1:value>175268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DESCARTES SYS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>249906108</n1:cusip>
<n1:value>274680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2915</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>1316342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37545</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>1683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>275677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.250%11/1</n1:titleOfClass>
<n1:cusip>252131AK3</n1:cusip>
<n1:value>5827008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5874000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5874000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.375% 5/1</n1:titleOfClass>
<n1:cusip>252131AM9</n1:cusip>
<n1:value>126699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.375% 5/1</n1:titleOfClass>
<n1:cusip>252131AM9</n1:cusip>
<n1:value>1915973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2102000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2102000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>14766017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>219439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>1889907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27981</n1:Sole>
<n1:Shared>105</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>26714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>10525261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>107740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>7743746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>1148664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>25981730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>5009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>33</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>1217766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>3089172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13901</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DICKS SPORTING GOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253393102</n1:cusip>
<n1:value>73333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>2211654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12721</n1:Sole>
<n1:Shared>20</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>392438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>682</n1:Sole>
<n1:Shared>1588</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>7685750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44457</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITALOCEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE12/0</n1:titleOfClass>
<n1:cusip>25402DAB8</n1:cusip>
<n1:value>130757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITALOCEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25402D102</n1:cusip>
<n1:value>971510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQT MKT</n1:titleOfClass>
<n1:cusip>25434V104</n1:cusip>
<n1:value>262205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQT MKT</n1:titleOfClass>
<n1:cusip>25434V104</n1:cusip>
<n1:value>4672269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL CORE EQT MK</n1:titleOfClass>
<n1:cusip>25434V203</n1:cusip>
<n1:value>10409102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>286358</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMGR CRE EQT MNG</n1:titleOfClass>
<n1:cusip>25434V302</n1:cusip>
<n1:value>149957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMGR CRE EQT MNG</n1:titleOfClass>
<n1:cusip>25434V302</n1:cusip>
<n1:value>674200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQUITY MARKET</n1:titleOfClass>
<n1:cusip>25434V401</n1:cusip>
<n1:value>18807589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>259630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQUITY MARKET</n1:titleOfClass>
<n1:cusip>25434V401</n1:cusip>
<n1:value>32571777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>449638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>449638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP ETF</n1:titleOfClass>
<n1:cusip>25434V500</n1:cusip>
<n1:value>24776837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>361917</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP ETF</n1:titleOfClass>
<n1:cusip>25434V500</n1:cusip>
<n1:value>7991130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL CR ETF</n1:titleOfClass>
<n1:cusip>25434V567</n1:cusip>
<n1:value>3528638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63636</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL EX US COR</n1:titleOfClass>
<n1:cusip>25434V575</n1:cusip>
<n1:value>2673905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49553</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL CORE PLUS</n1:titleOfClass>
<n1:cusip>25434V583</n1:cusip>
<n1:value>3173945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ULTRASHORT FIXED</n1:titleOfClass>
<n1:cusip>25434V591</n1:cusip>
<n1:value>204593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US TARGETED VLU</n1:titleOfClass>
<n1:cusip>25434V609</n1:cusip>
<n1:value>13542871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>232655</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US TARGETED VLU</n1:titleOfClass>
<n1:cusip>25434V609</n1:cusip>
<n1:value>3521472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQUITY 1</n1:titleOfClass>
<n1:cusip>25434V625</n1:cusip>
<n1:value>3202956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL REAL EST</n1:titleOfClass>
<n1:cusip>25434V658</n1:cusip>
<n1:value>20291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL REAL EST</n1:titleOfClass>
<n1:cusip>25434V658</n1:cusip>
<n1:value>628813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23025</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US LARGE CAP VAL</n1:titleOfClass>
<n1:cusip>25434V666</n1:cusip>
<n1:value>51653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US LARGE CAP VAL</n1:titleOfClass>
<n1:cusip>25434V666</n1:cusip>
<n1:value>526466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQUITY 2</n1:titleOfClass>
<n1:cusip>25434V708</n1:cusip>
<n1:value>31448078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>815351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>815351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US CORE EQUITY 2</n1:titleOfClass>
<n1:cusip>25434V708</n1:cusip>
<n1:value>809739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US MKTWIDE VALUE</n1:titleOfClass>
<n1:cusip>25434V724</n1:cusip>
<n1:value>2706263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60556</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US MKTWIDE VALUE</n1:titleOfClass>
<n1:cusip>25434V724</n1:cusip>
<n1:value>4158270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS CO</n1:titleOfClass>
<n1:cusip>25434V732</n1:cusip>
<n1:value>5698932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177703</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS VA</n1:titleOfClass>
<n1:cusip>25434V740</n1:cusip>
<n1:value>351583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11025</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS VA</n1:titleOfClass>
<n1:cusip>25434V740</n1:cusip>
<n1:value>7717380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>242000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>242000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS HI</n1:titleOfClass>
<n1:cusip>25434V757</n1:cusip>
<n1:value>391518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH PROFIT</n1:titleOfClass>
<n1:cusip>25434V765</n1:cusip>
<n1:value>773219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL SMALL CAP V</n1:titleOfClass>
<n1:cusip>25434V781</n1:cusip>
<n1:value>770277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21582</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL SMALL CAP V</n1:titleOfClass>
<n1:cusip>25434V781</n1:cusip>
<n1:value>97362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL CORE EQUITY</n1:titleOfClass>
<n1:cusip>25434V799</n1:cusip>
<n1:value>4356395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132857</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL CORE EQUITY</n1:titleOfClass>
<n1:cusip>25434V799</n1:cusip>
<n1:value>653833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATNAL VAL</n1:titleOfClass>
<n1:cusip>25434V807</n1:cusip>
<n1:value>21184977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>459345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>459345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATNAL VAL</n1:titleOfClass>
<n1:cusip>25434V807</n1:cusip>
<n1:value>5672760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP VAL</n1:titleOfClass>
<n1:cusip>25434V815</n1:cusip>
<n1:value>189193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP VAL</n1:titleOfClass>
<n1:cusip>25434V815</n1:cusip>
<n1:value>2711788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH PROFITAB</n1:titleOfClass>
<n1:cusip>25434V831</n1:cusip>
<n1:value>2722528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH PROFITAB</n1:titleOfClass>
<n1:cusip>25434V831</n1:cusip>
<n1:value>340006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NATL MUN BD ETF</n1:titleOfClass>
<n1:cusip>25434V849</n1:cusip>
<n1:value>2498671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52077</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NATL MUN BD ETF</n1:titleOfClass>
<n1:cusip>25434V849</n1:cusip>
<n1:value>461472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INFLATION PROTE</n1:titleOfClass>
<n1:cusip>25434V856</n1:cusip>
<n1:value>395526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9366</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION F</n1:titleOfClass>
<n1:cusip>25434V864</n1:cusip>
<n1:value>6591201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>136775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CORE FIXED INCOM</n1:titleOfClass>
<n1:cusip>25434V872</n1:cusip>
<n1:value>12174412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>284715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>284715</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CORE FIXED INCOM</n1:titleOfClass>
<n1:cusip>25434V872</n1:cusip>
<n1:value>476731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>WORLD EX US CORE</n1:titleOfClass>
<n1:cusip>25434V880</n1:cusip>
<n1:value>10506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>335</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>WORLD EX US CORE</n1:titleOfClass>
<n1:cusip>25434V880</n1:cusip>
<n1:value>12708541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>404989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>404989</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIMENSIONAL ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>WORLD EX US CORE</n1:titleOfClass>
<n1:cusip>25434V880</n1:cusip>
<n1:value>2199838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIREXION SHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NAS100 EQL WGT</n1:titleOfClass>
<n1:cusip>25459Y207</n1:cusip>
<n1:value>4369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIREXION SHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NAS100 EQL WGT</n1:titleOfClass>
<n1:cusip>25459Y207</n1:cusip>
<n1:value>4980591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49017</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIREXION SHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>DIREXION HCM</n1:titleOfClass>
<n1:cusip>25461A726</n1:cusip>
<n1:value>342621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>3526600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15669</n1:Sole>
<n1:Shared>15131</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>47440832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>414330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>413130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>74242373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>648405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>626188</n1:Sole>
<n1:Shared>21591</n1:Shared>
<n1:None>626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>103954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>302706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>131279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>640411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8849</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>12092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>1467880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>1927028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18646</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>117019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>449390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4762</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>15748529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>257455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>4547990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74109</n1:Sole>
<n1:Shared>241</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>518599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6878</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>2599326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5805</n1:Sole>
<n1:Shared>83</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>28812782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66741</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>46000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>509259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOORDASH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25809K105</n1:cusip>
<n1:value>1904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOORDASH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25809K105</n1:cusip>
<n1:value>217592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOORDASH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25809K105</n1:cusip>
<n1:value>2226510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOORDASH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>25809K105</n1:cusip>
<n1:value>7340931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>3741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>4817160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>706760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>2201945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>4035785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12191</n1:Sole>
<n1:Shared>12000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>2000643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86480</n1:Sole>
<n1:Shared>637</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>3065921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>452340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11345</n1:Sole>
<n1:Shared>8382</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>26142RAB0</n1:cusip>
<n1:value>131035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142V105</n1:cusip>
<n1:value>191151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142V105</n1:cusip>
<n1:value>1915647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUFF &amp; PHELPS UTLITY AND INF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26433C105</n1:cusip>
<n1:value>358348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27757</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>2040514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4080</n1:Sole>
<n1:Shared>12409</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>24915330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194417</n1:Sole>
<n1:Shared>5766</n1:Shared>
<n1:None>1153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>62589796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>505776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>503976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUOLINGO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>26603R106</n1:cusip>
<n1:value>1919776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5965</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUOLINGO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>26603R106</n1:cusip>
<n1:value>57288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>1333960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13921</n1:Sole>
<n1:Shared>3203</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>5397535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68054</n1:Sole>
<n1:Shared>1234</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>5878266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75459</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOXIMITY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26622P107</n1:cusip>
<n1:value>124355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOXIMITY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26622P107</n1:cusip>
<n1:value>155444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUTCH BROS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26701L100</n1:cusip>
<n1:value>113211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUTCH BROS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26701L100</n1:cusip>
<n1:value>623265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D-WAVE QUANTUM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26740W109</n1:cusip>
<n1:value>124786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D-WAVE QUANTUM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26740W109</n1:cusip>
<n1:value>24710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D-WAVE QUANTUM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26740W109</n1:cusip>
<n1:value>364531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYADIC INTL INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26745T101</n1:cusip>
<n1:value>384916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>326200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>326200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYCOM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>267475101</n1:cusip>
<n1:value>187893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>644</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYCOM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>267475101</n1:cusip>
<n1:value>40555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>111435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>2200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>66667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>964591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19909</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E L F BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26856L103</n1:cusip>
<n1:value>212365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E L F BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26856L103</n1:cusip>
<n1:value>797132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6017</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>16971032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151365</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>4322562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38252</n1:Sole>
<n1:Shared>201</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>63124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128</n1:Sole>
<n1:Shared>95</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>1215536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>310469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>329356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>1450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>299216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>DISTILLATE US</n1:titleOfClass>
<n1:cusip>26922A321</n1:cusip>
<n1:value>511207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>DISTILLATE US</n1:titleOfClass>
<n1:cusip>26922A321</n1:cusip>
<n1:value>99015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>DEFIANCE QUANTUM</n1:titleOfClass>
<n1:cusip>26922A420</n1:cusip>
<n1:value>1154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>11</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>DEFIANCE QUANTUM</n1:titleOfClass>
<n1:cusip>26922A420</n1:cusip>
<n1:value>307817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2934</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>DEFIANCE QUANTUM</n1:titleOfClass>
<n1:cusip>26922A420</n1:cusip>
<n1:value>6295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>BAHL &amp; GAYNOR IN</n1:titleOfClass>
<n1:cusip>26922B527</n1:cusip>
<n1:value>164261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>BAHL &amp; GAYNOR IN</n1:titleOfClass>
<n1:cusip>26922B527</n1:cusip>
<n1:value>52853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>BAHL GAYNOR SML</n1:titleOfClass>
<n1:cusip>26922B832</n1:cusip>
<n1:value>352411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11898</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>BAHL GAYNOR SML</n1:titleOfClass>
<n1:cusip>26922B832</n1:cusip>
<n1:value>6937389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS REAVES UT</n1:titleOfClass>
<n1:cusip>26923G806</n1:cusip>
<n1:value>136508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1636</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS REAVES UT</n1:titleOfClass>
<n1:cusip>26923G806</n1:cusip>
<n1:value>200256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS INFRCAP</n1:titleOfClass>
<n1:cusip>26923G822</n1:cusip>
<n1:value>126596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5831</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS INFRCAP</n1:titleOfClass>
<n1:cusip>26923G822</n1:cusip>
<n1:value>255375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>11763</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETFIS SER TR I</n1:nameOfIssuer>
<n1:titleOfClass>VIRTUS INFRCAP</n1:titleOfClass>
<n1:cusip>26923G822</n1:cusip>
<n1:value>43420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>3030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>3764295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>697253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2992</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>1317727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>225248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>1862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>2465610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>973871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5754</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>3658413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>60276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>653</n1:Sole>
<n1:Shared>303</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>8699901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>136184</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE MUNI INCOME TRUS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>27826U108</n1:cusip>
<n1:value>344908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENHANCED EQUITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278274105</n1:cusip>
<n1:value>3724142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENHANCED EQUITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278277108</n1:cusip>
<n1:value>591933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED DIVE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
<n1:value>304374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>19143</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED DIVE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
<n1:value>436846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27475</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLBL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828S101</n1:cusip>
<n1:value>439942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20821</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-ADVANTAGED G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>118646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-ADVANTAGED G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>386044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX MNGED BUY WR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828X100</n1:cusip>
<n1:value>197400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13160</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED BUY-</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828Y108</n1:cusip>
<n1:value>4313454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>302699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>302699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829C105</n1:cusip>
<n1:value>141006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829C105</n1:cusip>
<n1:value>80545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829F108</n1:cusip>
<n1:value>1812892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>199219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE MUN INCOME 2028</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>27829U105</n1:cusip>
<n1:value>603526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>103421358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1137123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1134423</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>186357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1734</n1:Sole>
<n1:Shared>315</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>25813065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282901</n1:Sole>
<n1:Shared>512</n1:Shared>
<n1:None>403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>1349582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2615</n1:Sole>
<n1:Shared>2238</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>32209326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117612</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>87741732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311235</n1:Sole>
<n1:Shared>8329</n1:Shared>
<n1:None>825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>11056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>1514572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27398</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>408519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>1553437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19975</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>2632359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33683</n1:Sole>
<n1:Shared>165</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>3334419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>165562</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>74276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3688</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>1178756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>1485117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEMENT SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28618M106</n1:cusip>
<n1:value>2869</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEMENT SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28618M106</n1:cusip>
<n1:value>3585592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142455</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELEMENT SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28618M106</n1:cusip>
<n1:value>551396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21907</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMBRAER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>29082A107</n1:cusip>
<n1:value>120900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMBRAER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>29082A107</n1:cusip>
<n1:value>499619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>1081484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>5647769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8695</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERGENT BIOSOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29089Q105</n1:cusip>
<n1:value>216090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERGENT BIOSOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29089Q105</n1:cusip>
<n1:value>2375173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>269294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>269294</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>52751413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>402130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397481</n1:Sole>
<n1:Shared>3768</n1:Shared>
<n1:None>881</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>7006717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11230</n1:Sole>
<n1:Shared>24783</n1:Shared>
<n1:None>17400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>88832137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>677177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>676377</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>14786798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>293040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>291693</n1:Sole>
<n1:Shared>844</n1:Shared>
<n1:None>503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>26168640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>518602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>518602</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>393487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6793</n1:Sole>
<n1:Shared>1005</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.000% 3/1</n1:titleOfClass>
<n1:cusip>292554AP7</n1:cusip>
<n1:value>977328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>990000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>990000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>1157505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>79515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY FUELS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>292671708</n1:cusip>
<n1:value>350502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22834</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>2365420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>4238787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>247016</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>7060997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>411480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>408600</n1:Sole>
<n1:Shared>2880</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENEL CHILE S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>29278D105</n1:cusip>
<n1:value>64901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY VAULT HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29280W109</n1:cusip>
<n1:value>34669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCW ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FLEXIBLE INCOME</n1:titleOfClass>
<n1:cusip>29287L700</n1:cusip>
<n1:value>220134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSIGN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29358P101</n1:cusip>
<n1:value>1728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSIGN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29358P101</n1:cusip>
<n1:value>310690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>1786298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19320</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>2681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>4064819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43963</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>103514012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1110785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1107685</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>104326485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1119503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1113009</n1:Sole>
<n1:Shared>2985</n1:Shared>
<n1:None>3509</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>783542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6555</n1:Sole>
<n1:Shared>1633</n1:Shared>
<n1:None>220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>3866536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120800</n1:Sole>
<n1:Shared>2250</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>52599986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1682123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1681815</n1:Sole>
<n1:Shared>308</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>7269377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>232471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTREPRENEURSHARES SERIES TR</n1:nameOfIssuer>
<n1:titleOfClass>ERSHARES PRIVATE</n1:titleOfClass>
<n1:cusip>293828877</n1:cusip>
<n1:value>5702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTREPRENEURSHARES SERIES TR</n1:nameOfIssuer>
<n1:titleOfClass>ERSHARES PRIVATE</n1:titleOfClass>
<n1:cusip>293828877</n1:cusip>
<n1:value>921444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43629</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>10857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>388887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2579</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>4933577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>9401825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>14370743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>14815768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18197</n1:Sole>
<n1:Shared>17</n1:Shared>
<n1:None>702</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>319562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>158</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINOR ASA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>29446M102</n1:cusip>
<n1:value>138503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINOR ASA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>29446M102</n1:cusip>
<n1:value>99406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4077</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINOX GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29446Y502</n1:cusip>
<n1:value>196631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17525</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITABLE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29452E101</n1:cusip>
<n1:value>669890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITABLE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29452E101</n1:cusip>
<n1:value>996711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19628</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>532176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8767</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>941761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>29387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>457918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7074</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>64730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONAKTIEBOLAGET LM ERICS</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>111685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13505</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONAKTIEBOLAGET LM ERICS</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>26514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERIE INDTY CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>29530P102</n1:cusip>
<n1:value>19311039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERIE INDTY CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>29530P102</n1:cusip>
<n1:value>3818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESAB CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29605J106</n1:cusip>
<n1:value>182136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESAB CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29605J106</n1:cusip>
<n1:value>245495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>168139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2392</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>737106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18474</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>2522782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.125% 9/0</n1:titleOfClass>
<n1:cusip>29786AAL0</n1:cusip>
<n1:value>46910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>334732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>2585601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7665</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>743453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>372270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3817</n1:Sole>
<n1:Shared>1080</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>45911899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>603945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>599007</n1:Sole>
<n1:Shared>2360</n1:Shared>
<n1:None>2578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>63105451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>830116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>829176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040P103</n1:cusip>
<n1:value>230616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6827</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040P103</n1:cusip>
<n1:value>6418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>2052002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28845</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>499403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERUS CONSTR GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>300426103</n1:cusip>
<n1:value>129397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERUS CONSTR GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>300426103</n1:cusip>
<n1:value>241729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLUTION PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30049A107</n1:cusip>
<n1:value>239978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>49788</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLENT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.500%12/0</n1:titleOfClass>
<n1:cusip>30050BAH4</n1:cusip>
<n1:value>39225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.375% 3/0</n1:titleOfClass>
<n1:cusip>30063PAC9</n1:cusip>
<n1:value>55410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>90873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>999388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXCHANGE TRADED CONCEPTS TRU</n1:nameOfIssuer>
<n1:titleOfClass>RANGE NUCLEAR RE</n1:titleOfClass>
<n1:cusip>301505475</n1:cusip>
<n1:value>509068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7827</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXCHANGE TRADED CONCEPTS TRU</n1:nameOfIssuer>
<n1:titleOfClass>ROBO GLB ETF</n1:titleOfClass>
<n1:cusip>301505707</n1:cusip>
<n1:value>15800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>241</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXCHANGE TRADED CONCEPTS TRU</n1:nameOfIssuer>
<n1:titleOfClass>ROBO GLB ETF</n1:titleOfClass>
<n1:cusip>301505707</n1:cusip>
<n1:value>351926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXCHANGE TRADED CONCEPTS TRU</n1:nameOfIssuer>
<n1:titleOfClass>ROBO GLB ARTIF</n1:titleOfClass>
<n1:cusip>301505731</n1:cusip>
<n1:value>280047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>1437400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31935</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>1623151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35674</n1:Sole>
<n1:Shared>388</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>28491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>118738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>330400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>8000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>621482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15048</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXLSERVICE HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302081104</n1:cusip>
<n1:value>1635274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXLSERVICE HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302081104</n1:cusip>
<n1:value>18669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE2/1</n1:titleOfClass>
<n1:cusip>30212PBE4</n1:cusip>
<n1:value>53371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>10472819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48996</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>1419514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>384323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>4045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>4117921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33234</n1:Sole>
<n1:Shared>23</n1:Shared>
<n1:None>334</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>5962822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48640</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPONENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30214U102</n1:cusip>
<n1:value>1042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPONENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30214U102</n1:cusip>
<n1:value>1692732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPONENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30214U102</n1:cusip>
<n1:value>2681303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>2009452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>60463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>109677014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>972745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>970861</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>116195753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1030561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1002836</n1:Sole>
<n1:Shared>24196</n1:Shared>
<n1:None>3529</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>21286073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101998</n1:Sole>
<n1:Shared>76482</n1:Shared>
<n1:None>10310</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>1460285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90645</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>79857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30257X104</n1:cusip>
<n1:value>268723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4821</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30257X104</n1:cusip>
<n1:value>30155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FS CREDIT OPPORTUNITIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>30290Y101</n1:cusip>
<n1:value>138767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>344749931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>469444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>469274</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>369900229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>503691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500452</n1:Sole>
<n1:Shared>1416</n1:Shared>
<n1:None>1823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>META PLATFORMS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>5696586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5866</n1:Sole>
<n1:Shared>1841</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>2405657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8378</n1:Sole>
<n1:Shared>6</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>30654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>3922599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13692</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>2271733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>2549084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1703</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>1471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>3292037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>6360145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL RLTY INVT TR NEW</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313745101</n1:cusip>
<n1:value>12953003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127855</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL RLTY INVT TR NEW</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313745101</n1:cusip>
<n1:value>136059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>3213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>4292564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34575</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>985391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8281</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>2371903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>25498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SHORT DURATION H</n1:titleOfClass>
<n1:cusip>31423L206</n1:cusip>
<n1:value>1052478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45252</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US STRATEGIC DIV</n1:titleOfClass>
<n1:cusip>31423L305</n1:cusip>
<n1:value>1021104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US STRATEGIC DIV</n1:titleOfClass>
<n1:cusip>31423L305</n1:cusip>
<n1:value>9272426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>323984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>323984</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HERMES TOTAL RET</n1:titleOfClass>
<n1:cusip>31423L404</n1:cusip>
<n1:value>1547406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MDT LARGE CAP</n1:titleOfClass>
<n1:cusip>31423L503</n1:cusip>
<n1:value>1698007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52973</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MDT SMALL CAP</n1:titleOfClass>
<n1:cusip>31423L602</n1:cusip>
<n1:value>9717579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>328633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>328633</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MDT LARGE CAP</n1:titleOfClass>
<n1:cusip>31423L800</n1:cusip>
<n1:value>580013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17770</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES PREM MUNI I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31423P108</n1:cusip>
<n1:value>291831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>1323602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2463</n1:Sole>
<n1:Shared>3150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>6806184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>7761996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32916</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK NEW</n1:titleOfClass>
<n1:cusip>31488V107</n1:cusip>
<n1:value>195385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK NEW</n1:titleOfClass>
<n1:cusip>31488V107</n1:cusip>
<n1:value>4267020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17967</n1:Sole>
<n1:Shared>214</n1:Shared>
<n1:None>819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERGUSON ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK NEW</n1:titleOfClass>
<n1:cusip>31488V107</n1:cusip>
<n1:value>53488816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>238173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>238173</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>1969843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>31996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>9704533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30027</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COMWLTH TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ COMPSIT</n1:titleOfClass>
<n1:cusip>315912808</n1:cusip>
<n1:value>243503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2732</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED LARGE</n1:titleOfClass>
<n1:cusip>31609A107</n1:cusip>
<n1:value>273390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED SMALL</n1:titleOfClass>
<n1:cusip>31609A206</n1:cusip>
<n1:value>230328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED LARGE</n1:titleOfClass>
<n1:cusip>31609A305</n1:cusip>
<n1:value>151239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED LARGE</n1:titleOfClass>
<n1:cusip>31609A305</n1:cusip>
<n1:value>8307802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>202038</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED MID</n1:titleOfClass>
<n1:cusip>31609A503</n1:cusip>
<n1:value>728205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY D &amp; D BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31609R100</n1:cusip>
<n1:value>361992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED LARGE</n1:titleOfClass>
<n1:cusip>316092113</n1:cusip>
<n1:value>2603650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DISRUPTIVE AUTOM</n1:titleOfClass>
<n1:cusip>316092170</n1:cusip>
<n1:value>1707526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL SMAL</n1:titleOfClass>
<n1:cusip>316092295</n1:cusip>
<n1:value>433588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CONSMR STAPLES</n1:titleOfClass>
<n1:cusip>316092303</n1:cusip>
<n1:value>39872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CONSMR STAPLES</n1:titleOfClass>
<n1:cusip>316092303</n1:cusip>
<n1:value>569771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLUE CHIP VALUE</n1:titleOfClass>
<n1:cusip>316092345</n1:cusip>
<n1:value>524021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15378</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLUE CHIP GRWTH</n1:titleOfClass>
<n1:cusip>316092352</n1:cusip>
<n1:value>407283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ENERGY IDX</n1:titleOfClass>
<n1:cusip>316092402</n1:cusip>
<n1:value>498307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HLTH CARE I</n1:titleOfClass>
<n1:cusip>316092600</n1:cusip>
<n1:value>1234435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18460</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED HIGH YI</n1:titleOfClass>
<n1:cusip>316092618</n1:cusip>
<n1:value>483633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9810</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INDL INDX</n1:titleOfClass>
<n1:cusip>316092709</n1:cusip>
<n1:value>1250661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>1573828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7084</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>383021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DIVID ETF RISI</n1:titleOfClass>
<n1:cusip>316092832</n1:cusip>
<n1:value>238246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4064</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIVID ETF</n1:titleOfClass>
<n1:cusip>316092840</n1:cusip>
<n1:value>11192561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIVID ETF</n1:titleOfClass>
<n1:cusip>316092840</n1:cusip>
<n1:value>112813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY MERRIMACK STR TR</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BD ETF</n1:titleOfClass>
<n1:cusip>316188309</n1:cusip>
<n1:value>9900434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>214110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>1944900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>2452394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37191</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>1503177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24417</n1:Sole>
<n1:Shared>433</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>3709985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>7198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY GREENWOOD STREET TR</n1:nameOfIssuer>
<n1:titleOfClass>HEDGED EQTY ETF</n1:titleOfClass>
<n1:cusip>31624J745</n1:cusip>
<n1:value>8324976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>270819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDUS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316500107</n1:cusip>
<n1:value>909113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44872</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>10585558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>237611</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>2771144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60002</n1:Sole>
<n1:Shared>1201</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>42144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIGMA INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM STK</n1:titleOfClass>
<n1:cusip>316841105</n1:cusip>
<n1:value>12968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIGMA INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM STK</n1:titleOfClass>
<n1:cusip>316841105</n1:cusip>
<n1:value>300846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST ADVANTAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31846B108</n1:cusip>
<n1:value>296411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>1349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>748152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11646</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>211560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>4000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>32950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>627356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11862</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC D</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>12849747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC D</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>4561048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2549</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CMNTY BANKSHARES INC V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31983A103</n1:cusip>
<n1:value>467538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>256379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7619</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>5687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANCORP OH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320209109</n1:cusip>
<n1:value>115342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANCORP OH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320209109</n1:cusip>
<n1:value>126672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5017</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HAWAIIAN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32051X108</n1:cusip>
<n1:value>155684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6270</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HAWAIIAN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32051X108</n1:cusip>
<n1:value>59617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>36108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>860695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38067</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>22053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>684305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST SOLAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336433107</n1:cusip>
<n1:value>764357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3466</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>1ST SOURCE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336901103</n1:cusip>
<n1:value>129391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2102</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>1ST SOURCE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>336901103</n1:cusip>
<n1:value>158086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>336917109</n1:cusip>
<n1:value>1017400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>336917109</n1:cusip>
<n1:value>28517566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>656935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>656935</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY OPPT ETF</n1:titleOfClass>
<n1:cusip>336920103</n1:cusip>
<n1:value>159347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY OPPT ETF</n1:titleOfClass>
<n1:cusip>336920103</n1:cusip>
<n1:value>5275239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31748</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR INTER DURATN PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33718W103</n1:cusip>
<n1:value>286028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14936</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR INTER DURATN PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33718W103</n1:cusip>
<n1:value>9575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENHANCED EQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337318109</n1:cusip>
<n1:value>1317522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DOW 30 EQL WGT</n1:titleOfClass>
<n1:cusip>33733A201</n1:cusip>
<n1:value>379470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9501</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>11706255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>75836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>SHS ISSUED FRST</n1:titleOfClass>
<n1:cusip>33733C108</n1:cusip>
<n1:value>456511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5231</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CAP STRENGTH ETF</n1:titleOfClass>
<n1:cusip>33733E104</n1:cusip>
<n1:value>1015245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CAP STRENGTH ETF</n1:titleOfClass>
<n1:cusip>33733E104</n1:cusip>
<n1:value>52485300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>560501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>560501</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NY ARCA BIOTECH</n1:titleOfClass>
<n1:cusip>33733E203</n1:cusip>
<n1:value>8127427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>181896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>39988388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142897</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>544569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 EX</n1:titleOfClass>
<n1:cusip>33733E401</n1:cusip>
<n1:value>8998582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90957</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH STRENGTH</n1:titleOfClass>
<n1:cusip>33733E823</n1:cusip>
<n1:value>1714200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST GOLD</n1:titleOfClass>
<n1:cusip>33733E856</n1:cusip>
<n1:value>21232505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>886905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>886905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33733F101</n1:cusip>
<n1:value>8208028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR SR FLTG RATE INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33733U108</n1:cusip>
<n1:value>347306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34731</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>201976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>60780858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1314465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1314465</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>170675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>19750983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>169070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR DISCRE</n1:titleOfClass>
<n1:cusip>33734X101</n1:cusip>
<n1:value>2988140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43802</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR STAPLE</n1:titleOfClass>
<n1:cusip>33734X119</n1:cusip>
<n1:value>41676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR STAPLE</n1:titleOfClass>
<n1:cusip>33734X119</n1:cusip>
<n1:value>896717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ALPHADX</n1:titleOfClass>
<n1:cusip>33734X127</n1:cusip>
<n1:value>460058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FINLS ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X135</n1:cusip>
<n1:value>160888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FINLS ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X135</n1:cusip>
<n1:value>5630688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94809</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>142901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>1869958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17051</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDLS PROD DUR</n1:titleOfClass>
<n1:cusip>33734X150</n1:cusip>
<n1:value>14337643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>183675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDLS PROD DUR</n1:titleOfClass>
<n1:cusip>33734X150</n1:cusip>
<n1:value>7103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ALPH</n1:titleOfClass>
<n1:cusip>33734X168</n1:cusip>
<n1:value>2716392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ALPH</n1:titleOfClass>
<n1:cusip>33734X168</n1:cusip>
<n1:value>34367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>16631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>17274941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102833</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ALPH</n1:titleOfClass>
<n1:cusip>33734X184</n1:cusip>
<n1:value>14076659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>309717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>309717</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CLOUD COMPUTING</n1:titleOfClass>
<n1:cusip>33734X192</n1:cusip>
<n1:value>105654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CLOUD COMPUTING</n1:titleOfClass>
<n1:cusip>33734X192</n1:cusip>
<n1:value>2024120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15058</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLBL DIVID</n1:titleOfClass>
<n1:cusip>33734X200</n1:cusip>
<n1:value>1292610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44960</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ CYB ETF</n1:titleOfClass>
<n1:cusip>33734X846</n1:cusip>
<n1:value>20175495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>265432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ CYB ETF</n1:titleOfClass>
<n1:cusip>33734X846</n1:cusip>
<n1:value>518540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQUITY OPP</n1:titleOfClass>
<n1:cusip>33734X853</n1:cusip>
<n1:value>242636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4049</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734Y109</n1:cusip>
<n1:value>1204870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734Y109</n1:cusip>
<n1:value>84024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>1096989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>4529772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>16381111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>249586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735B108</n1:cusip>
<n1:value>1057951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735B108</n1:cusip>
<n1:value>996975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735J101</n1:cusip>
<n1:value>6747833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80981</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735K108</n1:cusip>
<n1:value>1835930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11427</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHS</n1:titleOfClass>
<n1:cusip>33735T109</n1:cusip>
<n1:value>2559642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>158492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>GBL WND ENRG ETF</n1:titleOfClass>
<n1:cusip>33736G106</n1:cusip>
<n1:value>2152256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112037</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>UT COM SHS ETF</n1:titleOfClass>
<n1:cusip>33736Q104</n1:cusip>
<n1:value>2173844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38713</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ CLN EDGE</n1:titleOfClass>
<n1:cusip>33737A108</n1:cusip>
<n1:value>4556850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>DEV MRK EX US</n1:titleOfClass>
<n1:cusip>33737J174</n1:cusip>
<n1:value>2753071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36527</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDXX NEXTG ETF</n1:titleOfClass>
<n1:cusip>33737K205</n1:cusip>
<n1:value>420680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4061</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>MID CP GR ALPH</n1:titleOfClass>
<n1:cusip>33737M102</n1:cusip>
<n1:value>276861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3022</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ALP</n1:titleOfClass>
<n1:cusip>33737M300</n1:cusip>
<n1:value>893482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9850</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>SML CAP VAL ALPH</n1:titleOfClass>
<n1:cusip>33737M409</n1:cusip>
<n1:value>2518806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45064</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>1074982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>130837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SENIOR LN FD</n1:titleOfClass>
<n1:cusip>33738D309</n1:cusip>
<n1:value>3315912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR TA HIYL</n1:titleOfClass>
<n1:cusip>33738D408</n1:cusip>
<n1:value>2314037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55031</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>LNG DUR OPRTUN</n1:titleOfClass>
<n1:cusip>33738D606</n1:cusip>
<n1:value>1406109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64649</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CORE INVESTMENT</n1:titleOfClass>
<n1:cusip>33738D788</n1:cusip>
<n1:value>328515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15416</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>LIMITED DURATION</n1:titleOfClass>
<n1:cusip>33738D804</n1:cusip>
<n1:value>17658798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>919250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>919250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INTERMEDIATE GOV</n1:titleOfClass>
<n1:cusip>33738D838</n1:cusip>
<n1:value>4233178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206799</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206799</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST RIS</n1:titleOfClass>
<n1:cusip>33738D879</n1:cusip>
<n1:value>3084203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>119312</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MULTI ASSET DI</n1:titleOfClass>
<n1:cusip>33738R100</n1:cusip>
<n1:value>321103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20019</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASD TECH DIV</n1:titleOfClass>
<n1:cusip>33738R118</n1:cusip>
<n1:value>6933149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70323</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>BUYWRIT INCM ETF</n1:titleOfClass>
<n1:cusip>33738R308</n1:cusip>
<n1:value>1543976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RISNG DIVD ACHIV</n1:titleOfClass>
<n1:cusip>33738R506</n1:cusip>
<n1:value>107107199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1592435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1592435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RISNG DIVD ACHIV</n1:titleOfClass>
<n1:cusip>33738R506</n1:cusip>
<n1:value>30940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>123902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>6376471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102979</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEYWRIGHT MOM</n1:titleOfClass>
<n1:cusip>33738R696</n1:cusip>
<n1:value>219171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5453</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RBA INDL ETF</n1:titleOfClass>
<n1:cusip>33738R704</n1:cusip>
<n1:value>7485607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77427</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ ARTFCIAL</n1:titleOfClass>
<n1:cusip>33738R720</n1:cusip>
<n1:value>362032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ ARTFCIAL</n1:titleOfClass>
<n1:cusip>33738R720</n1:cusip>
<n1:value>9126328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172553</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ SEMCNDTR</n1:titleOfClass>
<n1:cusip>33738R811</n1:cusip>
<n1:value>13711787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>122609</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ OIL GAS</n1:titleOfClass>
<n1:cusip>33738R845</n1:cusip>
<n1:value>3459050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>121545</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ BK ETF</n1:titleOfClass>
<n1:cusip>33738R860</n1:cusip>
<n1:value>3731367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>16876763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>925261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>925261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>2362883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FST TR GLB FD</n1:titleOfClass>
<n1:cusip>33739H101</n1:cusip>
<n1:value>14064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>543</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FST TR GLB FD</n1:titleOfClass>
<n1:cusip>33739H101</n1:cusip>
<n1:value>2487045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>96025</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>MANAGD MUN ETF</n1:titleOfClass>
<n1:cusip>33739N108</n1:cusip>
<n1:value>21262151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>419359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>405859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>LNG/SHT EQUITY</n1:titleOfClass>
<n1:cusip>33739P103</n1:cusip>
<n1:value>29957886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>428276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>428276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>MUNI HI INCM ETF</n1:titleOfClass>
<n1:cusip>33739P301</n1:cusip>
<n1:value>2737773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT DYN DEV</n1:titleOfClass>
<n1:cusip>33739P608</n1:cusip>
<n1:value>7090607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92430</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVR FRNT DYN</n1:titleOfClass>
<n1:cusip>33739P707</n1:cusip>
<n1:value>2124357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28011</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>SHRT DUR MNG MUN</n1:titleOfClass>
<n1:cusip>33739P830</n1:cusip>
<n1:value>920799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45857</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>INSTL PFD SECS</n1:titleOfClass>
<n1:cusip>33739P855</n1:cusip>
<n1:value>25408933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1313802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1313802</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>HORIZON MNGD ETF</n1:titleOfClass>
<n1:cusip>33739P871</n1:cusip>
<n1:value>249487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>HORIZON DMST ETF</n1:titleOfClass>
<n1:cusip>33739P889</n1:cusip>
<n1:value>987972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24801</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FST LOW OPPT EFT</n1:titleOfClass>
<n1:cusip>33739Q200</n1:cusip>
<n1:value>12290554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>246848</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR ENH NEW</n1:titleOfClass>
<n1:cusip>33739Q408</n1:cusip>
<n1:value>33838021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>564814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>564814</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST S&amp;P 500</n1:titleOfClass>
<n1:cusip>33739Q705</n1:cusip>
<n1:value>65464088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1327603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1327603</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST NASD 100</n1:titleOfClass>
<n1:cusip>33740F151</n1:cusip>
<n1:value>1422074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST LADDERED</n1:titleOfClass>
<n1:cusip>33740F169</n1:cusip>
<n1:value>248504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F185</n1:cusip>
<n1:value>3006044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST NASDAQ-100</n1:titleOfClass>
<n1:cusip>33740F193</n1:cusip>
<n1:value>400810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17264</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST NASD 100</n1:titleOfClass>
<n1:cusip>33740F219</n1:cusip>
<n1:value>4512986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>193826</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST LADDERED SM</n1:titleOfClass>
<n1:cusip>33740F243</n1:cusip>
<n1:value>491801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST NASDAQ 100</n1:titleOfClass>
<n1:cusip>33740F268</n1:cusip>
<n1:value>4357408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177926</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US SMALL</n1:titleOfClass>
<n1:cusip>33740F292</n1:cusip>
<n1:value>1463259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64171</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S</n1:titleOfClass>
<n1:cusip>33740F342</n1:cusip>
<n1:value>1162315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47016</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S</n1:titleOfClass>
<n1:cusip>33740F391</n1:cusip>
<n1:value>3046614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82911</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S</n1:titleOfClass>
<n1:cusip>33740F417</n1:cusip>
<n1:value>1883934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75237</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S EQT</n1:titleOfClass>
<n1:cusip>33740F433</n1:cusip>
<n1:value>1467914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37755</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S EQT</n1:titleOfClass>
<n1:cusip>33740F441</n1:cusip>
<n1:value>845904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F458</n1:cusip>
<n1:value>6276190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>159918</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S EQT</n1:titleOfClass>
<n1:cusip>33740F482</n1:cusip>
<n1:value>1505875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37553</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F516</n1:cusip>
<n1:value>4518619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST NAS</n1:titleOfClass>
<n1:cusip>33740F557</n1:cusip>
<n1:value>12289928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>395048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>395048</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST NAS</n1:titleOfClass>
<n1:cusip>33740F581</n1:cusip>
<n1:value>4456020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F599</n1:cusip>
<n1:value>2189562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F615</n1:cusip>
<n1:value>609351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14946</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F623</n1:cusip>
<n1:value>1257135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US</n1:titleOfClass>
<n1:cusip>33740F631</n1:cusip>
<n1:value>1019074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST NAS</n1:titleOfClass>
<n1:cusip>33740F649</n1:cusip>
<n1:value>4706420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F664</n1:cusip>
<n1:value>1915271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40313</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST UQ EQT</n1:titleOfClass>
<n1:cusip>33740F672</n1:cusip>
<n1:value>2171863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F680</n1:cusip>
<n1:value>2392038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F698</n1:cusip>
<n1:value>6671735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142879</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F714</n1:cusip>
<n1:value>918627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19755</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F722</n1:cusip>
<n1:value>1732939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30973</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F730</n1:cusip>
<n1:value>6248127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>140976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F748</n1:cusip>
<n1:value>654446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12526</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST LADDERED</n1:titleOfClass>
<n1:cusip>33740F755</n1:cusip>
<n1:value>157308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST LADDERED</n1:titleOfClass>
<n1:cusip>33740F755</n1:cusip>
<n1:value>74571502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2231344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2231344</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F763</n1:cusip>
<n1:value>892136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US</n1:titleOfClass>
<n1:cusip>33740F771</n1:cusip>
<n1:value>1437745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30895</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>ACTV FCTR SMCP</n1:titleOfClass>
<n1:cusip>33740F797</n1:cusip>
<n1:value>9306864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>284550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>284550</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>SMITH OPPORT FXD</n1:titleOfClass>
<n1:cusip>33740F805</n1:cusip>
<n1:value>56935203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1281747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1281747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>ACTV FCTR LGCP</n1:titleOfClass>
<n1:cusip>33740F821</n1:cusip>
<n1:value>2176387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F839</n1:cusip>
<n1:value>2339595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49970</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F847</n1:cusip>
<n1:value>935624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S.</n1:titleOfClass>
<n1:cusip>33740F854</n1:cusip>
<n1:value>909569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20849</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740F862</n1:cusip>
<n1:value>1362482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26247</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>LOW DUR STRTGC</n1:titleOfClass>
<n1:cusip>33740F870</n1:cusip>
<n1:value>194412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>SMITH UNCONSTRAI</n1:titleOfClass>
<n1:cusip>33740F888</n1:cusip>
<n1:value>39970320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1586848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1586848</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHT DUR MU</n1:titleOfClass>
<n1:cusip>33740J104</n1:cusip>
<n1:value>2388604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118836</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U208</n1:cusip>
<n1:value>1923294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U307</n1:cusip>
<n1:value>972743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19247</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S.</n1:titleOfClass>
<n1:cusip>33740U406</n1:cusip>
<n1:value>312036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST UQ EQT</n1:titleOfClass>
<n1:cusip>33740U505</n1:cusip>
<n1:value>4785857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US EQUITY M</n1:titleOfClass>
<n1:cusip>33740U562</n1:cusip>
<n1:value>406236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US EQU ENHA</n1:titleOfClass>
<n1:cusip>33740U596</n1:cusip>
<n1:value>468709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13085</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST US EQUITY M</n1:titleOfClass>
<n1:cusip>33740U612</n1:cusip>
<n1:value>1284603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U653</n1:cusip>
<n1:value>949343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U661</n1:cusip>
<n1:value>7807759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>192499</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S EQT</n1:titleOfClass>
<n1:cusip>33740U687</n1:cusip>
<n1:value>1558449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40959</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S EQT</n1:titleOfClass>
<n1:cusip>33740U695</n1:cusip>
<n1:value>2517564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65707</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST LADDERED</n1:titleOfClass>
<n1:cusip>33740U703</n1:cusip>
<n1:value>29594434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1070710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1070710</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S EQT</n1:titleOfClass>
<n1:cusip>33740U711</n1:cusip>
<n1:value>753337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19783</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST LAD</n1:titleOfClass>
<n1:cusip>33740U729</n1:cusip>
<n1:value>14133345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>545689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>545689</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U737</n1:cusip>
<n1:value>1124195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27710</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST LADDERED</n1:titleOfClass>
<n1:cusip>33740U752</n1:cusip>
<n1:value>2919348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83793</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>VEST BUFFERED</n1:titleOfClass>
<n1:cusip>33740U760</n1:cusip>
<n1:value>375924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S</n1:titleOfClass>
<n1:cusip>33740U786</n1:cusip>
<n1:value>361215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9008</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>MULTI MGR SML CP</n1:titleOfClass>
<n1:cusip>33740U794</n1:cusip>
<n1:value>366362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S.</n1:titleOfClass>
<n1:cusip>33740U802</n1:cusip>
<n1:value>531624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13760</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST NAS</n1:titleOfClass>
<n1:cusip>33740U836</n1:cusip>
<n1:value>860323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST U.S</n1:titleOfClass>
<n1:cusip>33740U844</n1:cusip>
<n1:value>226284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5362</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>FT VEST US EQT</n1:titleOfClass>
<n1:cusip>33740U885</n1:cusip>
<n1:value>3938722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90537</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SMID RISNG ETF</n1:titleOfClass>
<n1:cusip>33741X102</n1:cusip>
<n1:value>93458895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2458183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2458183</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>1679583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8817</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTCASH HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33768G107</n1:cusip>
<n1:value>103131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTCASH HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33768G107</n1:cusip>
<n1:value>256957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1622</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>32619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>35154548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>272664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>4274416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32436</n1:Sole>
<n1:Shared>401</n1:Shared>
<n1:None>316</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.000% 5/0</n1:titleOfClass>
<n1:cusip>337932AR8</n1:cusip>
<n1:value>52964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>180210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>4613570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100194</n1:Sole>
<n1:Shared>273</n1:Shared>
<n1:None>222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>7474678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>163131</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>16862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>252625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1633</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.000% 3/1</n1:titleOfClass>
<n1:cusip>338307AF8</n1:cusip>
<n1:value>41525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>339750101</n1:cusip>
<n1:value>1769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>339750101</n1:cusip>
<n1:value>448907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6091</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOTEK INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>343389409</n1:cusip>
<n1:value>3764800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOTEK INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>343389409</n1:cusip>
<n1:value>77657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUOR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343412102</n1:cusip>
<n1:value>14388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLUOR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343412102</n1:cusip>
<n1:value>211149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5019</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>12075570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>925331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>925029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>26100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>3633628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>278439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>2923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>55</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>558236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10181</n1:Sole>
<n1:Shared>324</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>914288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLYEXCLUSIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>343928107</n1:cusip>
<n1:value>74545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15090</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>1334267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13528</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>240667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>345370CZ1</n1:cusip>
<n1:value>1540520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1520000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1520000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>3473287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>290409</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>925644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>9927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORGE GLOBAL HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>34629L202</n1:cusip>
<n1:value>169000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>366292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7052</n1:Sole>
<n1:Shared>167</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>423209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8341</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>8169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>2042976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24298</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>493886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5874</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>129518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2644</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>2416922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45935</n1:Sole>
<n1:Shared>3400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>296390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3300</n1:Sole>
<n1:Shared>2750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>144098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>8622752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159905</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS INNOVATIONS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>91297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1710</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>21862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>388814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>340980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5407</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>69303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX FACTORY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35138V102</n1:cusip>
<n1:value>372852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>196384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>20514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>10177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>417219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18038</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL COR DIV TIL</n1:titleOfClass>
<n1:cusip>35473P108</n1:cusip>
<n1:value>319262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8557</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL COR DIV TIL</n1:titleOfClass>
<n1:cusip>35473P108</n1:cusip>
<n1:value>67904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US CORE DIV TILT</n1:titleOfClass>
<n1:cusip>35473P306</n1:cusip>
<n1:value>218447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INCOME FOCUS ETF</n1:titleOfClass>
<n1:cusip>35473P439</n1:cusip>
<n1:value>445431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16057</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL DATA</n1:titleOfClass>
<n1:cusip>35473P470</n1:cusip>
<n1:value>804646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28737</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTELLIGENT MACH</n1:titleOfClass>
<n1:cusip>35473P512</n1:cusip>
<n1:value>338414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3877</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US CORE BOND ETF</n1:titleOfClass>
<n1:cusip>35473P553</n1:cusip>
<n1:value>228060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SENIOR LOAN ETF</n1:titleOfClass>
<n1:cusip>35473P595</n1:cusip>
<n1:value>2303257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95889</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INVT GRADE CORPT</n1:titleOfClass>
<n1:cusip>35473P603</n1:cusip>
<n1:value>2918567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FTSE JAPAN ETF</n1:titleOfClass>
<n1:cusip>35473P744</n1:cusip>
<n1:value>566922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FRANKLIN DYN MUN</n1:titleOfClass>
<n1:cusip>35473P868</n1:cusip>
<n1:value>11363696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>458768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>458768</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN TEMPLETON ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>US MID CP MLTFCT</n1:titleOfClass>
<n1:cusip>35473P884</n1:cusip>
<n1:value>1549903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27456</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>1134517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2514</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>5482834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139797</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>7844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>340580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>859330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRONTDOOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35905A109</n1:cusip>
<n1:value>21533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRONTDOOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35905A109</n1:cusip>
<n1:value>299373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4449</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULL TRUCK ALLIANCE CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>35969L108</n1:cusip>
<n1:value>557308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42969</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULLER H B CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>359694106</n1:cusip>
<n1:value>265693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4482</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>444288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23848</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>45476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2441</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FUTU HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS CL A</n1:titleOfClass>
<n1:cusip>36118L106</n1:cusip>
<n1:value>231126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1329</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>361448103</n1:cusip>
<n1:value>16431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GATX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>361448103</n1:cusip>
<n1:value>404018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2311</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36165A102</n1:cusip>
<n1:value>13160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63667</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GFL ENVIRONMENTAL INC</n1:nameOfIssuer>
<n1:titleOfClass>SUB VTG SHS</n1:titleOfClass>
<n1:cusip>36168Q104</n1:cusip>
<n1:value>790232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16679</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI EQUITY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>362397101</n1:cusip>
<n1:value>127616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20955</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI DIVID &amp; INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36242H104</n1:cusip>
<n1:value>411976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GXO LOGISTICS INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36262G101</n1:cusip>
<n1:value>654884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>1561404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20300</n1:Sole>
<n1:Shared>491</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>3573766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47587</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE HEALTHCARE TECHNOLOGIES I</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>36266G107</n1:cusip>
<n1:value>639927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5267</n1:Sole>
<n1:Shared>2525</n1:Shared>
<n1:None>729</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALECTIN THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>363225202</n1:cusip>
<n1:value>287980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>107170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>12777394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40662</n1:Sole>
<n1:Shared>246</n1:Shared>
<n1:None>344</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>21994676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71010</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>3097400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>36465A109</n1:cusip>
<n1:value>462981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>89812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>2985105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>4801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>997454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21029</n1:Sole>
<n1:Shared>371</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>1804603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>702652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE VERNOVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36828A101</n1:cusip>
<n1:value>14381281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23021</n1:Sole>
<n1:Shared>367</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE VERNOVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36828A101</n1:cusip>
<n1:value>29321917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47686</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE VERNOVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36828A101</n1:cusip>
<n1:value>3913224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3937</n1:Sole>
<n1:Shared>1880</n1:Shared>
<n1:None>547</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GCM GROSVENOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>36831E108</n1:cusip>
<n1:value>102519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8494</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GCM GROSVENOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>36831E108</n1:cusip>
<n1:value>124997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>265496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>2704347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>39006649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114099</n1:Sole>
<n1:Shared>264</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>58393165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>171241</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>722238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>618</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE AEROSPACE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>30907510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102744</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE AEROSPACE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>32824877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107519</n1:Sole>
<n1:Shared>1555</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GE AEROSPACE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>369604301</n1:cusip>
<n1:value>7939542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16478</n1:Sole>
<n1:Shared>7726</n1:Shared>
<n1:None>2189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>2403975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3940</n1:Sole>
<n1:Shared>43339</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>5736384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105471</n1:Sole>
<n1:Shared>8236</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>6446335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127392</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>1339267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21966</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>5060231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82995</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>105276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>127350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>4500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>2589129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91489</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>298082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9719</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>521329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>103622627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>747638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>722226</n1:Sole>
<n1:Shared>23106</n1:Shared>
<n1:None>2306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>32619649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222004</n1:Sole>
<n1:Shared>13347</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>5409801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39032</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENWORTH FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>37247D106</n1:cusip>
<n1:value>116457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTHERM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37253A103</n1:cusip>
<n1:value>1673674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTHERM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37253A103</n1:cusip>
<n1:value>191213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5614</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTHERM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37253A103</n1:cusip>
<n1:value>988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GERDAU SA</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>373737105</n1:cusip>
<n1:value>317696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102483</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>10194684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90527</n1:Sole>
<n1:Shared>288</n1:Shared>
<n1:None>1029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>23942716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>215700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>310023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1589</n1:Sole>
<n1:Shared>1204</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILDAN ACTIVEWEAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375916103</n1:cusip>
<n1:value>493092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8531</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILDAN ACTIVEWEAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375916103</n1:cusip>
<n1:value>849255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14693</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GITLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>37637K108</n1:cusip>
<n1:value>1086112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24093</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GITLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>37637K108</n1:cusip>
<n1:value>17130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>1182780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>1655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>2608177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAUKOS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>377322102</n1:cusip>
<n1:value>139369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAUKOS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>377322102</n1:cusip>
<n1:value>476578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>12066292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>279571</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>172122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GSK PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W204</n1:cusip>
<n1:value>4356268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100434</n1:Sole>
<n1:Shared>499</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>219664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>2812590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>3333853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBX SUPDV US</n1:titleOfClass>
<n1:cusip>37950E291</n1:cusip>
<n1:value>397876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLB X MLP ENRG I</n1:titleOfClass>
<n1:cusip>37954Y293</n1:cusip>
<n1:value>1043380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16638</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLBL X MLP ETF</n1:titleOfClass>
<n1:cusip>37954Y343</n1:cusip>
<n1:value>326572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6745</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RATE PREFERRED</n1:titleOfClass>
<n1:cusip>37954Y376</n1:cusip>
<n1:value>591184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>CYBRSCURTY ETF</n1:titleOfClass>
<n1:cusip>37954Y384</n1:cusip>
<n1:value>198507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5641</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>CYBRSCURTY ETF</n1:titleOfClass>
<n1:cusip>37954Y384</n1:cusip>
<n1:value>62744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 COVERED</n1:titleOfClass>
<n1:cusip>37954Y475</n1:cusip>
<n1:value>511538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 COVER</n1:titleOfClass>
<n1:cusip>37954Y483</n1:cusip>
<n1:value>4108051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>241508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>241508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>ARTIFICIAL ETF</n1:titleOfClass>
<n1:cusip>37954Y632</n1:cusip>
<n1:value>1171481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>ARTIFICIAL ETF</n1:titleOfClass>
<n1:cusip>37954Y632</n1:cusip>
<n1:value>1276555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25846</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US INFR DEV ETF</n1:titleOfClass>
<n1:cusip>37954Y673</n1:cusip>
<n1:value>3590484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US INFR DEV ETF</n1:titleOfClass>
<n1:cusip>37954Y673</n1:cusip>
<n1:value>54775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RBTCS ARTFL INTE</n1:titleOfClass>
<n1:cusip>37954Y715</n1:cusip>
<n1:value>321350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RBTCS ARTFL INTE</n1:titleOfClass>
<n1:cusip>37954Y715</n1:cusip>
<n1:value>666281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18806</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>ALTERNATIVE INCM</n1:titleOfClass>
<n1:cusip>37954Y806</n1:cusip>
<n1:value>326188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL X COPPER</n1:titleOfClass>
<n1:cusip>37954Y830</n1:cusip>
<n1:value>41089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>687</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL X COPPER</n1:titleOfClass>
<n1:cusip>37954Y830</n1:cusip>
<n1:value>904746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>LITHIUM BTRY ETF</n1:titleOfClass>
<n1:cusip>37954Y855</n1:cusip>
<n1:value>224330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3946</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>LITHIUM BTRY ETF</n1:titleOfClass>
<n1:cusip>37954Y855</n1:cusip>
<n1:value>450479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 CATHOLIC</n1:titleOfClass>
<n1:cusip>37954Y889</n1:cusip>
<n1:value>21994008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>271335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 CATHOLIC</n1:titleOfClass>
<n1:cusip>37954Y889</n1:cusip>
<n1:value>82274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>379577208</n1:cusip>
<n1:value>2278513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>379577208</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>379577208</n1:cusip>
<n1:value>3986622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37959E102</n1:cusip>
<n1:value>2978494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 RISK</n1:titleOfClass>
<n1:cusip>37960A206</n1:cusip>
<n1:value>249780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>1-3 MONTH T-BILL</n1:titleOfClass>
<n1:cusip>37960A438</n1:cusip>
<n1:value>6938388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69094</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>DEFENSE TECH ETF</n1:titleOfClass>
<n1:cusip>37960A529</n1:cusip>
<n1:value>1060244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15095</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>DISRUPTIVE MATLS</n1:titleOfClass>
<n1:cusip>37960A867</n1:cusip>
<n1:value>310777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>380237107</n1:cusip>
<n1:value>1417148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>380237107</n1:cusip>
<n1:value>1420569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLD FIELDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>38059T106</n1:cusip>
<n1:value>279538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6662</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>101072560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>126920</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>2051398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1454</n1:Sole>
<n1:Shared>1018</n1:Shared>
<n1:None>104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>46490117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52391</n1:Sole>
<n1:Shared>4441</n1:Shared>
<n1:None>1547</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA INT</n1:titleOfClass>
<n1:cusip>381430107</n1:cusip>
<n1:value>22693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>552</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA INT</n1:titleOfClass>
<n1:cusip>381430107</n1:cusip>
<n1:value>28613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA INT</n1:titleOfClass>
<n1:cusip>381430107</n1:cusip>
<n1:value>802470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA EME</n1:titleOfClass>
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<n1:value>867712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21304</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHORT BOND</n1:titleOfClass>
<n1:cusip>381430230</n1:cusip>
<n1:value>430240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8486</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>103963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114</n1:Sole>
<n1:Shared>684</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>3292306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>7265705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55770</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACCES TREASURY</n1:titleOfClass>
<n1:cusip>381430529</n1:cusip>
<n1:value>5005359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49939</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HEDGE IND ETF</n1:titleOfClass>
<n1:cusip>381430545</n1:cusip>
<n1:value>2817207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 PREMIUM</n1:titleOfClass>
<n1:cusip>38149W622</n1:cusip>
<n1:value>6626874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>126879</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ-100 PREMI</n1:titleOfClass>
<n1:cusip>38149W630</n1:cusip>
<n1:value>5711576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA WRLD</n1:titleOfClass>
<n1:cusip>38149W739</n1:cusip>
<n1:value>2112297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS PHYSICAL GOLD</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>38150K103</n1:cusip>
<n1:value>602982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15818</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLUB CAP BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38173M102</n1:cusip>
<n1:value>268365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19603</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>382550101</n1:cusip>
<n1:value>1197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>382550101</n1:cusip>
<n1:value>165592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22138</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>376898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>391071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>1442205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>18837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>16501772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17316</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>752838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>77190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>2415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>3175137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>704220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITE CONSTR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>387328107</n1:cusip>
<n1:value>33946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>310</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITE CONSTR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>387328107</n1:cusip>
<n1:value>916674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIPS US HIGH INC</n1:titleOfClass>
<n1:cusip>38747R306</n1:cusip>
<n1:value>491678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41703</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>38748G101</n1:cusip>
<n1:value>395596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10394</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAYSCALE BITCOIN TRUST ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS REP COM UT</n1:titleOfClass>
<n1:cusip>389637109</n1:cusip>
<n1:value>21455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>239</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAYSCALE BITCOIN TRUST ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS REP COM UT</n1:titleOfClass>
<n1:cusip>389637109</n1:cusip>
<n1:value>2552789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAYSCALE ETHEREUM TRUST ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>389638107</n1:cusip>
<n1:value>1124056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAYSCALE BITCOIN MINI TR ET</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>389930207</n1:cusip>
<n1:value>1367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAYSCALE BITCOIN MINI TR ET</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>389930207</n1:cusip>
<n1:value>287933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREIF INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>397624107</n1:cusip>
<n1:value>598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREIF INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>397624107</n1:cusip>
<n1:value>919042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEAKSTONE REALTY TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>39818P799</n1:cusip>
<n1:value>168308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEAKSTONE REALTY TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHARES</n1:titleOfClass>
<n1:cusip>39818P799</n1:cusip>
<n1:value>39360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN HEALTHCARE REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>398182303</n1:cusip>
<n1:value>908030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRIFOLS S A</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR REP B NVT</n1:titleOfClass>
<n1:cusip>398438408</n1:cusip>
<n1:value>212242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21309</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROUP 1 AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>398905109</n1:cusip>
<n1:value>1610415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3681</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROUP 1 AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>398905109</n1:cusip>
<n1:value>3063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROUP 1 AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>398905109</n1:cusip>
<n1:value>3779211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUARDANT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40131M109</n1:cusip>
<n1:value>228489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUARDANT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40131M109</n1:cusip>
<n1:value>340641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM STRATEGIC OPPORTU</n1:nameOfIssuer>
<n1:titleOfClass>COM SBI</n1:titleOfClass>
<n1:cusip>40167F101</n1:cusip>
<n1:value>6358714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>424480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>424480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>2403876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10458</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>298358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HF SINCLAIR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>403949100</n1:cusip>
<n1:value>338484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1049</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HF SINCLAIR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>403949100</n1:cusip>
<n1:value>66891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>1068483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2381</n1:Sole>
<n1:Shared>126</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>42432787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99077</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>75790933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176627</n1:Sole>
<n1:Shared>543</n1:Shared>
<n1:None>660</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>1600806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>703486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20594</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>157292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1605</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>5875296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81789</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>1568454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>2083286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65883</n1:Sole>
<n1:Shared>10400</n1:Shared>
<n1:None>224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>25269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALEON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>405552100</n1:cusip>
<n1:value>1398830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALEON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>405552100</n1:cusip>
<n1:value>2756355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>307286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305474</n1:Sole>
<n1:Shared>1812</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>1116717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>174119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>554272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.250% 3/0</n1:titleOfClass>
<n1:cusip>40637HAD1</n1:cusip>
<n1:value>43464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>2200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>2914752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>763469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10410</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAMILTON LANE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>407497106</n1:cusip>
<n1:value>1403568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAMILTON LANE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>407497106</n1:cusip>
<n1:value>2037652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>101372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>2926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>28153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>403945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM GROWER</n1:titleOfClass>
<n1:cusip>41151J406</n1:cusip>
<n1:value>1246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM GROWER</n1:titleOfClass>
<n1:cusip>41151J406</n1:cusip>
<n1:value>1685351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54087</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HARBOR COMMODITY</n1:titleOfClass>
<n1:cusip>41151J505</n1:cusip>
<n1:value>3344918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>129648</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>TRANSFORMATIVE</n1:titleOfClass>
<n1:cusip>41151J638</n1:cusip>
<n1:value>421025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DIVIDEND GTH LEA</n1:titleOfClass>
<n1:cusip>41151J703</n1:cusip>
<n1:value>1598658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98622</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PANAGORA DYNAMIC</n1:titleOfClass>
<n1:cusip>41151J745</n1:cusip>
<n1:value>789783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARBOR ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATNAL COMP</n1:titleOfClass>
<n1:cusip>41151J885</n1:cusip>
<n1:value>1690399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARMONY GOLD MINING CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>413216300</n1:cusip>
<n1:value>357501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19697</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD INSURANCE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>10796720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64592</n1:Sole>
<n1:Shared>16349</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD INSURANCE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>446990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2551</n1:Sole>
<n1:Shared>800</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD INSURANCE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>5522650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RTRN ETF</n1:titleOfClass>
<n1:cusip>41653L305</n1:cusip>
<n1:value>16535970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>482239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>482239</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>SCHRDRS TAX BD</n1:titleOfClass>
<n1:cusip>41653L404</n1:cusip>
<n1:value>14611968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>763825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>763825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>MUN OPORTUNITE</n1:titleOfClass>
<n1:cusip>41653L503</n1:cusip>
<n1:value>214335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>AAA CLO ETF</n1:titleOfClass>
<n1:cusip>41653L602</n1:cusip>
<n1:value>543226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13968</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP GRWT</n1:titleOfClass>
<n1:cusip>41653L883</n1:cusip>
<n1:value>3194248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>193948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>3917844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51653</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>175812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15925</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWKINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>420261109</n1:cusip>
<n1:value>252702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWKINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>420261109</n1:cusip>
<n1:value>70530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAYWARD HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>421298100</n1:cusip>
<n1:value>139845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAYWARD HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>421298100</n1:cusip>
<n1:value>48475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>199112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>30042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>10303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>3206170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166474</n1:Sole>
<n1:Shared>950</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>5167711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>269854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>269854</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>1460313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4524</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>4444909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>1966539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7740</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>2714698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>2671804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>8194589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERCULES CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427096508</n1:cusip>
<n1:value>572161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERITAGE INSURANCE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42727J102</n1:cusip>
<n1:value>964243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38294</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>11189106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>182000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>955</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>3985474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS MIDSTREAM LP</n1:nameOfIssuer>
<n1:titleOfClass>CL A SHS</n1:titleOfClass>
<n1:cusip>428103105</n1:cusip>
<n1:value>200666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS MIDSTREAM LP</n1:nameOfIssuer>
<n1:titleOfClass>CL A SHS</n1:titleOfClass>
<n1:cusip>428103105</n1:cusip>
<n1:value>46746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1353</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>11150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>1588344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53772</n1:Sole>
<n1:Shared>10400</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>8306193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>338200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>378896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6043</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>45395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>289289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9091</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILLMAN SOLUTIONS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431636109</n1:cusip>
<n1:value>212444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILLMAN SOLUTIONS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431636109</n1:cusip>
<n1:value>21573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>3608551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13848</n1:Sole>
<n1:Shared>61</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>425741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1334</n1:Sole>
<n1:Shared>307</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>8730657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33652</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIMS &amp; HERS HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>433000106</n1:cusip>
<n1:value>450243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7938</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIMS &amp; HERS HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>433000106</n1:cusip>
<n1:value>55302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>2227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>4680229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>959134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14212</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>164731255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>406381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>23486433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31445</n1:Sole>
<n1:Shared>21916</n1:Shared>
<n1:None>4603</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>437076102</n1:cusip>
<n1:value>255511193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>630596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>601529</n1:Sole>
<n1:Shared>28021</n1:Shared>
<n1:None>1046</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONDA MOTOR LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR ECH CNV IN 3</n1:titleOfClass>
<n1:cusip>438128308</n1:cusip>
<n1:value>10780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONDA MOTOR LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR ECH CNV IN 3</n1:titleOfClass>
<n1:cusip>438128308</n1:cusip>
<n1:value>227735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7394</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>1430348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3767</n1:Sole>
<n1:Shared>2861</n1:Shared>
<n1:None>167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>43235437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201902</n1:Sole>
<n1:Shared>2680</n1:Shared>
<n1:None>812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>80620067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>382405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNISHINGS CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>10150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNISHINGS CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>14616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNISHINGS CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>326830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>262986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9630</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>560989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>9278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>235356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>55043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>1479947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>185815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>2289219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>11666</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>7761665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39554</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>817494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4166</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>13340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>3455389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>3992422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>1419773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3021</n1:Sole>
<n1:Shared>14</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>2690318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>2091158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8038</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>337180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44486Q103</n1:cusip>
<n1:value>74246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16282</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>507364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>811729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4875</n1:Sole>
<n1:Shared>1175</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>10872895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>629583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>629583</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>245459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11563</n1:Sole>
<n1:Shared>2650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>7463697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>432177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>429568</n1:Sole>
<n1:Shared>783</n1:Shared>
<n1:None>1826</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>3099632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10766</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>38580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HURON CONSULTING GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>447462102</n1:cusip>
<n1:value>17172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HURON CONSULTING GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>447462102</n1:cusip>
<n1:value>921862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6281</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HYATT HOTELS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>448579102</n1:cusip>
<n1:value>196008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HYATT HOTELS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>448579102</n1:cusip>
<n1:value>49534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICU MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44930G107</n1:cusip>
<n1:value>200093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1668</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICU MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44930G107</n1:cusip>
<n1:value>67657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44951W106</n1:cusip>
<n1:value>235409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44951W106</n1:cusip>
<n1:value>2511955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6317</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRHYTHM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450056106</n1:cusip>
<n1:value>320245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRHYTHM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450056106</n1:cusip>
<n1:value>323169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1879</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45073V108</n1:cusip>
<n1:value>1184754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6628</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45073V108</n1:cusip>
<n1:value>146226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45073V108</n1:cusip>
<n1:value>7173996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>1483898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49087</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>282046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDACORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>451107106</n1:cusip>
<n1:value>2511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDACORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>451107106</n1:cusip>
<n1:value>3252079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDACORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>451107106</n1:cusip>
<n1:value>618496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4680</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEAYA BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45166A102</n1:cusip>
<n1:value>222278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>2827792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>834548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5127</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>11188993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>3244283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>1275638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1410</n1:Sole>
<n1:Shared>2557</n1:Shared>
<n1:None>925</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>6823828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>7765633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>1231856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12916</n1:Sole>
<n1:Shared>17</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>3552270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>6</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNITYBIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45256X103</n1:cusip>
<n1:value>2214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNITYBIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45256X103</n1:cusip>
<n1:value>24600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMPINJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453204109</n1:cusip>
<n1:value>180750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMPINJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453204109</n1:cusip>
<n1:value>566809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMPINJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453204109</n1:cusip>
<n1:value>78807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>205579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2424</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>80994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENCE RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45378A106</n1:cusip>
<n1:value>18947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENCE RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45378A106</n1:cusip>
<n1:value>511529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453836108</n1:cusip>
<n1:value>183439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2652</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453836108</n1:cusip>
<n1:value>20336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IGC PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>45408X308</n1:cusip>
<n1:value>15290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK LIFE INVESTMENTS ET</n1:nameOfIssuer>
<n1:titleOfClass>NYLI HEDGE MULTI</n1:titleOfClass>
<n1:cusip>45409B107</n1:cusip>
<n1:value>201881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK LIFE INVTS ACTIVE E</n1:nameOfIssuer>
<n1:titleOfClass>NYLI MACKAY MUN</n1:titleOfClass>
<n1:cusip>45409F827</n1:cusip>
<n1:value>7282675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>299699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK LIFE INVTS ACTIVE E</n1:nameOfIssuer>
<n1:titleOfClass>NYLI MACKAY MUNI</n1:titleOfClass>
<n1:cusip>45409F843</n1:cusip>
<n1:value>428651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>1453872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>2352364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89096</n1:Sole>
<n1:Shared>1102</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>19003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>142</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>2670059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32317</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>4383735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52089</n1:Sole>
<n1:Shared>705</n1:Shared>
<n1:None>265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>48600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>600813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4920</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $.01</n1:titleOfClass>
<n1:cusip>457669307</n1:cusip>
<n1:value>2021468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14037</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $.01</n1:titleOfClass>
<n1:cusip>457669307</n1:cusip>
<n1:value>2880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $.01</n1:titleOfClass>
<n1:cusip>457669307</n1:cusip>
<n1:value>3601114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>22186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>371000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSTALLED BLDG PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45780R101</n1:cusip>
<n1:value>1582619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6416</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSTALLED BLDG PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45780R101</n1:cusip>
<n1:value>22693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BUF</n1:titleOfClass>
<n1:cusip>45782C276</n1:cusip>
<n1:value>5850287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR B</n1:titleOfClass>
<n1:cusip>45782C284</n1:cusip>
<n1:value>878800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C292</n1:cusip>
<n1:value>331798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C292</n1:cusip>
<n1:value>926881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25840</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C300</n1:cusip>
<n1:value>3856828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91555</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C318</n1:cusip>
<n1:value>5354908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137676</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUFR MAY</n1:titleOfClass>
<n1:cusip>45782C326</n1:cusip>
<n1:value>881412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20114</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BF</n1:titleOfClass>
<n1:cusip>45782C334</n1:cusip>
<n1:value>2116659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR ET</n1:titleOfClass>
<n1:cusip>45782C342</n1:cusip>
<n1:value>559957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTRNL DEV APRL</n1:titleOfClass>
<n1:cusip>45782C367</n1:cusip>
<n1:value>924351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30741</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C375</n1:cusip>
<n1:value>1773785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C383</n1:cusip>
<n1:value>5432282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>123714</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUFR MAR</n1:titleOfClass>
<n1:cusip>45782C391</n1:cusip>
<n1:value>245075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUFR JAN</n1:titleOfClass>
<n1:cusip>45782C409</n1:cusip>
<n1:value>2465809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46511</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C417</n1:cusip>
<n1:value>1988985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BFR</n1:titleOfClass>
<n1:cusip>45782C425</n1:cusip>
<n1:value>4989233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BF</n1:titleOfClass>
<n1:cusip>45782C466</n1:cusip>
<n1:value>10023631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188446</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR B</n1:titleOfClass>
<n1:cusip>45782C474</n1:cusip>
<n1:value>1863311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46173</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C508</n1:cusip>
<n1:value>4522531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98756</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTRNL DEV JAN</n1:titleOfClass>
<n1:cusip>45782C524</n1:cusip>
<n1:value>837165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA B</n1:titleOfClass>
<n1:cusip>45782C532</n1:cusip>
<n1:value>2293030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59761</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C540</n1:cusip>
<n1:value>6258753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>148947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA BU</n1:titleOfClass>
<n1:cusip>45782C565</n1:cusip>
<n1:value>552570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C573</n1:cusip>
<n1:value>4284406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUF NOV</n1:titleOfClass>
<n1:cusip>45782C581</n1:cusip>
<n1:value>411293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP PWR B</n1:titleOfClass>
<n1:cusip>45782C599</n1:cusip>
<n1:value>2512426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76088</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GRWT100 PWR BUF</n1:titleOfClass>
<n1:cusip>45782C615</n1:cusip>
<n1:value>4732330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATIONAL DV</n1:titleOfClass>
<n1:cusip>45782C631</n1:cusip>
<n1:value>442126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12939</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA B</n1:titleOfClass>
<n1:cusip>45782C649</n1:cusip>
<n1:value>1994135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51568</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C656</n1:cusip>
<n1:value>5432831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>126492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C672</n1:cusip>
<n1:value>730245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BF</n1:titleOfClass>
<n1:cusip>45782C680</n1:cusip>
<n1:value>9674832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>227804</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQUT BUFR AUG</n1:titleOfClass>
<n1:cusip>45782C698</n1:cusip>
<n1:value>280472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5725</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTRNL DEV JULY</n1:titleOfClass>
<n1:cusip>45782C722</n1:cusip>
<n1:value>1039016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31788</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C730</n1:cusip>
<n1:value>901897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C748</n1:cusip>
<n1:value>5827992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>141628</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY BUF OCT</n1:titleOfClass>
<n1:cusip>45782C771</n1:cusip>
<n1:value>1763360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C797</n1:cusip>
<n1:value>6407720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>148671</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C805</n1:cusip>
<n1:value>2868624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>89254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY PWR BUF</n1:titleOfClass>
<n1:cusip>45782C813</n1:cusip>
<n1:value>6851963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY ULTRA B</n1:titleOfClass>
<n1:cusip>45782C821</n1:cusip>
<n1:value>1696685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT ULTRA BF</n1:titleOfClass>
<n1:cusip>45782C839</n1:cusip>
<n1:value>985384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25857</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US EQT PWR BUF</n1:titleOfClass>
<n1:cusip>45782C870</n1:cusip>
<n1:value>5553876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144783</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY DEFINED P</n1:titleOfClass>
<n1:cusip>45783Y111</n1:cusip>
<n1:value>3565855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>134764</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH 100 PWR B</n1:titleOfClass>
<n1:cusip>45783Y129</n1:cusip>
<n1:value>862989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL DEVELOPED</n1:titleOfClass>
<n1:cusip>45783Y145</n1:cusip>
<n1:value>208122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7467</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY DEFINED P</n1:titleOfClass>
<n1:cusip>45783Y251</n1:cusip>
<n1:value>568682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19794</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATOR GW 100</n1:titleOfClass>
<n1:cusip>45783Y269</n1:cusip>
<n1:value>267560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8687</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATOR INTL D</n1:titleOfClass>
<n1:cusip>45783Y285</n1:cusip>
<n1:value>1082608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTL DEVELOPED P</n1:titleOfClass>
<n1:cusip>45783Y293</n1:cusip>
<n1:value>1653092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56927</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATOR INTL D</n1:titleOfClass>
<n1:cusip>45783Y343</n1:cusip>
<n1:value>389821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>U S EQ 10 BUFFER</n1:titleOfClass>
<n1:cusip>45783Y442</n1:cusip>
<n1:value>5031480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>157826</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATOR INTER</n1:titleOfClass>
<n1:cusip>45783Y533</n1:cusip>
<n1:value>407014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12772</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>QUITY MANAGD FLR</n1:titleOfClass>
<n1:cusip>45783Y673</n1:cusip>
<n1:value>1229957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>LADDERED ALC BFR</n1:titleOfClass>
<n1:cusip>45783Y756</n1:cusip>
<n1:value>837531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>LADERD ALCTN PWR</n1:titleOfClass>
<n1:cusip>45783Y814</n1:cusip>
<n1:value>539023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11033</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DEFINED WLT SHLD</n1:titleOfClass>
<n1:cusip>45783Y855</n1:cusip>
<n1:value>4181531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127408</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY DEFINED P</n1:titleOfClass>
<n1:cusip>45784N106</n1:cusip>
<n1:value>3433182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>129600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH 100 POWER</n1:titleOfClass>
<n1:cusip>45784N205</n1:cusip>
<n1:value>1070394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP POW</n1:titleOfClass>
<n1:cusip>45784N304</n1:cusip>
<n1:value>419001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15292</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY DEFINED P</n1:titleOfClass>
<n1:cusip>45784N726</n1:cusip>
<n1:value>1152203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY DEFINED P</n1:titleOfClass>
<n1:cusip>45784N742</n1:cusip>
<n1:value>640447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP PWR</n1:titleOfClass>
<n1:cusip>45784N759</n1:cusip>
<n1:value>238041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8562</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH 100 PWR B</n1:titleOfClass>
<n1:cusip>45784N767</n1:cusip>
<n1:value>458660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15948</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY DEF PROTN</n1:titleOfClass>
<n1:cusip>45784N775</n1:cusip>
<n1:value>312649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12526</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>US SM CAP BUFFER</n1:titleOfClass>
<n1:cusip>45784N783</n1:cusip>
<n1:value>319821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATOR GW 100</n1:titleOfClass>
<n1:cusip>45784N791</n1:cusip>
<n1:value>644224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23686</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>104659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>293294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>13461036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>401223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333736</n1:Sole>
<n1:Shared>66812</n1:Shared>
<n1:None>675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>2457600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34129</n1:Sole>
<n1:Shared>38973</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>5570487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>166035</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTELLICHECK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>45817G201</n1:cusip>
<n1:value>270327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTELLICHECK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>45817G201</n1:cusip>
<n1:value>33800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>2331435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>3720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>459922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45827U109</n1:cusip>
<n1:value>1440215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45827U109</n1:cusip>
<n1:value>39878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPARFUMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458334109</n1:cusip>
<n1:value>1198322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPARFUMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458334109</n1:cusip>
<n1:value>332229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>6565369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>7741800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112510</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL HOTELS GROU</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>45857P806</n1:cusip>
<n1:value>175948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL HOTELS GROU</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>45857P806</n1:cusip>
<n1:value>38076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>10715321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>5391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>9046702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>198</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERDIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45867G101</n1:cusip>
<n1:value>3562869</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10320</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERDIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45867G101</n1:cusip>
<n1:value>5210211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>11199777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31843</n1:Sole>
<n1:Shared>7850</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>144592328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>512448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>501579</n1:Sole>
<n1:Shared>8527</n1:Shared>
<n1:None>2342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>97436349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>345323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>344823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>165850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>393531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6395</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>3622120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78063</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>39440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>850</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>570766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>428139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>93761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3359</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED EXC</n1:nameOfIssuer>
<n1:titleOfClass>AAA CLO FLTNG RT</n1:titleOfClass>
<n1:cusip>46090A721</n1:cusip>
<n1:value>524903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20496</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED EXC</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RETURN</n1:titleOfClass>
<n1:cusip>46090A804</n1:cusip>
<n1:value>290997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED EXC</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE INVT</n1:titleOfClass>
<n1:cusip>46090A879</n1:cusip>
<n1:value>3470482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED EXC</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT DUR</n1:titleOfClass>
<n1:cusip>46090A887</n1:cusip>
<n1:value>5663508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112742</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>114449133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189161</n1:Sole>
<n1:Shared>1027</n1:Shared>
<n1:None>443</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>1861147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>42025900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>528418964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>880156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>880156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>985207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1516</n1:Sole>
<n1:Shared>125</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTVELY MNGD ETC FD</n1:nameOfIssuer>
<n1:titleOfClass>OPTIMUM YIELD</n1:titleOfClass>
<n1:cusip>46090F100</n1:cusip>
<n1:value>117257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTVELY MNGD ETC FD</n1:nameOfIssuer>
<n1:titleOfClass>OPTIMUM YIELD</n1:titleOfClass>
<n1:cusip>46090F100</n1:cusip>
<n1:value>13094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>975</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTVELY MNGD ETC FD</n1:nameOfIssuer>
<n1:titleOfClass>OPTIMUM YIELD</n1:titleOfClass>
<n1:cusip>46090F100</n1:cusip>
<n1:value>91525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6815</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>1381493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>668</n1:Sole>
<n1:Shared>2421</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>19774072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44215</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>54399268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120226</n1:Sole>
<n1:Shared>1047</n1:Shared>
<n1:None>363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>19800975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>43320855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>529255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVENTRUST PPTYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46124J201</n1:cusip>
<n1:value>234150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO SR INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131H107</n1:cusip>
<n1:value>241927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69921</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO TR INVT GRADE MUNS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131M106</n1:cusip>
<n1:value>6537423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>645990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>645990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MUNI INCOME OPP TRST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132X101</n1:cusip>
<n1:value>115464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEFN</n1:titleOfClass>
<n1:cusip>46137V100</n1:cusip>
<n1:value>1757207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEFN</n1:titleOfClass>
<n1:cusip>46137V100</n1:cusip>
<n1:value>23375531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>151663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5252</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>365390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>3704905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>401292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MIDCAP 400</n1:titleOfClass>
<n1:cusip>46137V225</n1:cusip>
<n1:value>1596982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13240</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>1050890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>3250564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56512</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 QUALITY</n1:titleOfClass>
<n1:cusip>46137V241</n1:cusip>
<n1:value>15464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 QUALITY</n1:titleOfClass>
<n1:cusip>46137V241</n1:cusip>
<n1:value>30408887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>414912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>414912</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>29814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>6028931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60665</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>7522867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73063</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>2485</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>1455842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>266388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5582</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL UTL</n1:titleOfClass>
<n1:cusip>46137V274</n1:cusip>
<n1:value>228567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2982</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL TEC</n1:titleOfClass>
<n1:cusip>46137V282</n1:cusip>
<n1:value>5427234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>121741</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUYBACK ACHIEV</n1:titleOfClass>
<n1:cusip>46137V308</n1:cusip>
<n1:value>26496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUYBACK ACHIEV</n1:titleOfClass>
<n1:cusip>46137V308</n1:cusip>
<n1:value>6485826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48957</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL IND</n1:titleOfClass>
<n1:cusip>46137V324</n1:cusip>
<n1:value>534184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>1043350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>154806707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>816061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>816061</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>386496677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2037410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2012431</n1:Sole>
<n1:Shared>19116</n1:Shared>
<n1:None>5863</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>4010258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12117</n1:Sole>
<n1:Shared>9023</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL ENR</n1:titleOfClass>
<n1:cusip>46137V365</n1:cusip>
<n1:value>462686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL STP</n1:titleOfClass>
<n1:cusip>46137V373</n1:cusip>
<n1:value>1998480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GARP ETF</n1:titleOfClass>
<n1:cusip>46137V431</n1:cusip>
<n1:value>207584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GARP ETF</n1:titleOfClass>
<n1:cusip>46137V431</n1:cusip>
<n1:value>7546043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 EQL WIGH</n1:titleOfClass>
<n1:cusip>46137V449</n1:cusip>
<n1:value>7623535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66477</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP MOMNTUM</n1:titleOfClass>
<n1:cusip>46137V464</n1:cusip>
<n1:value>388921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2876</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP QUALITY</n1:titleOfClass>
<n1:cusip>46137V472</n1:cusip>
<n1:value>1150362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10960</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMCP VLU MNT</n1:titleOfClass>
<n1:cusip>46137V480</n1:cusip>
<n1:value>235011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP MOMENT</n1:titleOfClass>
<n1:cusip>46137V498</n1:cusip>
<n1:value>6661400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90545</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ INTERNT</n1:titleOfClass>
<n1:cusip>46137V530</n1:cusip>
<n1:value>4103487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73501</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>311602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>52668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>RAFI US 1000 ETF</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>155161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>RAFI US 1000 ETF</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>24130925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>533752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>533752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FINL PFD ETF</n1:titleOfClass>
<n1:cusip>46137V621</n1:cusip>
<n1:value>345572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23637</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AI AND NEXT GEN</n1:titleOfClass>
<n1:cusip>46137V639</n1:cusip>
<n1:value>32418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AI AND NEXT GEN</n1:titleOfClass>
<n1:cusip>46137V639</n1:cusip>
<n1:value>470564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8709</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTORS</n1:titleOfClass>
<n1:cusip>46137V647</n1:cusip>
<n1:value>335544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4771</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>NEXT GEN MEDIA</n1:titleOfClass>
<n1:cusip>46137V696</n1:cusip>
<n1:value>3412480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG MVP MU</n1:titleOfClass>
<n1:cusip>46137V712</n1:cusip>
<n1:value>309495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6313</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP GROWTH</n1:titleOfClass>
<n1:cusip>46137V746</n1:cusip>
<n1:value>6262329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49931</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUILDING &amp; CONST</n1:titleOfClass>
<n1:cusip>46137V779</n1:cusip>
<n1:value>4134361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRGT TECH</n1:titleOfClass>
<n1:cusip>46137V811</n1:cusip>
<n1:value>3697317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49419</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGHT MO</n1:titleOfClass>
<n1:cusip>46137V837</n1:cusip>
<n1:value>3005502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGHT MO</n1:titleOfClass>
<n1:cusip>46137V837</n1:cusip>
<n1:value>8854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRGT INDS</n1:titleOfClass>
<n1:cusip>46137V845</n1:cusip>
<n1:value>3385016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19593</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRGT ENRG</n1:titleOfClass>
<n1:cusip>46137V878</n1:cusip>
<n1:value>353299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7538</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>ZACKS MID CAP</n1:titleOfClass>
<n1:cusip>46137Y401</n1:cusip>
<n1:value>107216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>ZACKS MID CAP</n1:titleOfClass>
<n1:cusip>46137Y401</n1:cusip>
<n1:value>1554410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB COMMDY INDX TRCK</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>46138B103</n1:cusip>
<n1:value>1042113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB COMMDY INDX TRCK</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>46138B103</n1:cusip>
<n1:value>122789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MIDCP LOW</n1:titleOfClass>
<n1:cusip>46138E198</n1:cusip>
<n1:value>240875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL QULTY</n1:titleOfClass>
<n1:cusip>46138E214</n1:cusip>
<n1:value>2295468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL MOMNT</n1:titleOfClass>
<n1:cusip>46138E222</n1:cusip>
<n1:value>645288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11952</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 MOMNTM</n1:titleOfClass>
<n1:cusip>46138E339</n1:cusip>
<n1:value>11750462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97063</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 MOMNTM</n1:titleOfClass>
<n1:cusip>46138E339</n1:cusip>
<n1:value>1915169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>250934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>8265577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>111932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>5541490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112062</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>804008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ENHNCD</n1:titleOfClass>
<n1:cusip>46138E396</n1:cusip>
<n1:value>445557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8122</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>CEF INM COMPSI</n1:titleOfClass>
<n1:cusip>46138E404</n1:cusip>
<n1:value>1129257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56548</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>RUSEL 1000 EQL</n1:titleOfClass>
<n1:cusip>46138E420</n1:cusip>
<n1:value>329576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>1476900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>46400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>4688349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>404168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>404168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NATL AMT MUNI</n1:titleOfClass>
<n1:cusip>46138E537</n1:cusip>
<n1:value>3514296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>KBW BK ETF</n1:titleOfClass>
<n1:cusip>46138E628</n1:cusip>
<n1:value>1170804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14970</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL IG CRP</n1:titleOfClass>
<n1:cusip>46138E693</n1:cusip>
<n1:value>3992107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>1594517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85617</n1:Sole>
<n1:Shared>202</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>3213429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172951</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>409689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>EMRNG MKT SVRG</n1:titleOfClass>
<n1:cusip>46138E784</n1:cusip>
<n1:value>244383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP LOW</n1:titleOfClass>
<n1:cusip>46138G102</n1:cusip>
<n1:value>2316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP LOW</n1:titleOfClass>
<n1:cusip>46138G102</n1:cusip>
<n1:value>828352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>52869</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>7463438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>ESG NASDAQ 100</n1:titleOfClass>
<n1:cusip>46138G540</n1:cusip>
<n1:value>2793166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>INVESCO PHLX SM</n1:titleOfClass>
<n1:cusip>46138G615</n1:cusip>
<n1:value>434290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8665</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQNXTGEN100</n1:titleOfClass>
<n1:cusip>46138G631</n1:cusip>
<n1:value>1002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQNXTGEN100</n1:titleOfClass>
<n1:cusip>46138G631</n1:cusip>
<n1:value>275124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7687</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 ETF</n1:titleOfClass>
<n1:cusip>46138G649</n1:cusip>
<n1:value>11322544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 ETF</n1:titleOfClass>
<n1:cusip>46138G649</n1:cusip>
<n1:value>400334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850</n1:Sole>
<n1:Shared>770</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 ETF</n1:titleOfClass>
<n1:cusip>46138G649</n1:cusip>
<n1:value>40313274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>163132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P ULTRA DIVIDE</n1:titleOfClass>
<n1:cusip>46138G656</n1:cusip>
<n1:value>1679238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMALLCAP 600</n1:titleOfClass>
<n1:cusip>46138G664</n1:cusip>
<n1:value>391115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8098</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMALLCAP 600</n1:titleOfClass>
<n1:cusip>46138G664</n1:cusip>
<n1:value>725128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 REV</n1:titleOfClass>
<n1:cusip>46138G672</n1:cusip>
<n1:value>1241949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9935</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 REV</n1:titleOfClass>
<n1:cusip>46138G672</n1:cusip>
<n1:value>839692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 REVENUE</n1:titleOfClass>
<n1:cusip>46138G698</n1:cusip>
<n1:value>1213387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 REVENUE</n1:titleOfClass>
<n1:cusip>46138G698</n1:cusip>
<n1:value>2021529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>27290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>5336977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>195565</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE PFD</n1:titleOfClass>
<n1:cusip>46138G870</n1:cusip>
<n1:value>26182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE PFD</n1:titleOfClass>
<n1:cusip>46138G870</n1:cusip>
<n1:value>263268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10659</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>46138G888</n1:cusip>
<n1:value>3581184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULETSHS 2031 CP</n1:titleOfClass>
<n1:cusip>46138J429</n1:cusip>
<n1:value>653734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>INVSCO 30 CORP</n1:titleOfClass>
<n1:cusip>46138J460</n1:cusip>
<n1:value>7387601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>437136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>437136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2028 MUNI</n1:titleOfClass>
<n1:cusip>46138J486</n1:cusip>
<n1:value>6898365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>294613</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2026 MUNI</n1:titleOfClass>
<n1:cusip>46138J510</n1:cusip>
<n1:value>7213323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>305326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2025 MUNI</n1:titleOfClass>
<n1:cusip>46138J528</n1:cusip>
<n1:value>533092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21737</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULETSHS 2029</n1:titleOfClass>
<n1:cusip>46138J577</n1:cusip>
<n1:value>1684590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>89558</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>RUSL 1000 DYNM</n1:titleOfClass>
<n1:cusip>46138J619</n1:cusip>
<n1:value>10888969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>INVSCO BLSH 28</n1:titleOfClass>
<n1:cusip>46138J643</n1:cusip>
<n1:value>1718344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83536</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2027 CB</n1:titleOfClass>
<n1:cusip>46138J783</n1:cusip>
<n1:value>9257483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>469685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>469685</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2026 CB</n1:titleOfClass>
<n1:cusip>46138J791</n1:cusip>
<n1:value>1377355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2025 CB</n1:titleOfClass>
<n1:cusip>46138J825</n1:cusip>
<n1:value>13126261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>634425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>634425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULLETSHARES 203</n1:titleOfClass>
<n1:cusip>46139W783</n1:cusip>
<n1:value>368198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULLETSHS 2032</n1:titleOfClass>
<n1:cusip>46139W858</n1:cusip>
<n1:value>382866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO NC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>312848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO NC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>374962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO NC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>458525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1212</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>201056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6855</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>352928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46222L108</n1:cusip>
<n1:value>1224342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46222L108</n1:cusip>
<n1:value>30750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46222L108</n1:cusip>
<n1:value>79950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONIS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.750% 6/1</n1:titleOfClass>
<n1:cusip>462222AF7</n1:cusip>
<n1:value>100879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONIS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>462222100</n1:cusip>
<n1:value>139999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONIS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>462222100</n1:cusip>
<n1:value>174802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2672</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>179873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91</n1:Sole>
<n1:Shared>856</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>25833622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>136009</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>3413602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>272</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>181555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>4397431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>11454263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>270339</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>17142563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>404592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>402146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2446</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>93468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>174244217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2394451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2394451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>2404685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24804</n1:Sole>
<n1:Shared>7141</n1:Shared>
<n1:None>1100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES NEW</n1:titleOfClass>
<n1:cusip>464285204</n1:cusip>
<n1:value>246449722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3386694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3369814</n1:Sole>
<n1:Shared>3476</n1:Shared>
<n1:None>13404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>US INTL HGH YLD</n1:titleOfClass>
<n1:cusip>464286178</n1:cusip>
<n1:value>225998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4856</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH YIELD</n1:titleOfClass>
<n1:cusip>464286210</n1:cusip>
<n1:value>2631410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGN EM HI BD</n1:titleOfClass>
<n1:cusip>464286285</n1:cusip>
<n1:value>1856141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46766</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>EM MKTS DIV ETF</n1:titleOfClass>
<n1:cusip>464286319</n1:cusip>
<n1:value>1974761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI BRAZIL ETF</n1:titleOfClass>
<n1:cusip>464286400</n1:cusip>
<n1:value>276365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI BRAZIL ETF</n1:titleOfClass>
<n1:cusip>464286400</n1:cusip>
<n1:value>83445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2692</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EM ASIA ETF</n1:titleOfClass>
<n1:cusip>464286426</n1:cusip>
<n1:value>83341909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>908359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>908359</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CDA ETF</n1:titleOfClass>
<n1:cusip>464286509</n1:cusip>
<n1:value>5260980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MORGAN EM ETF</n1:titleOfClass>
<n1:cusip>464286517</n1:cusip>
<n1:value>521883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GBL MIN VOL</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>286849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GBL MIN VOL</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>9307325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77613</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMERG MRKT</n1:titleOfClass>
<n1:cusip>464286533</n1:cusip>
<n1:value>3386672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53058</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMERG MRKT</n1:titleOfClass>
<n1:cusip>464286533</n1:cusip>
<n1:value>428299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURZONE ETF</n1:titleOfClass>
<n1:cusip>464286608</n1:cusip>
<n1:value>1826377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29486</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURZONE ETF</n1:titleOfClass>
<n1:cusip>464286608</n1:cusip>
<n1:value>26139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ISRAEL ETF</n1:titleOfClass>
<n1:cusip>464286632</n1:cusip>
<n1:value>324069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ISRAEL ETF</n1:titleOfClass>
<n1:cusip>464286632</n1:cusip>
<n1:value>34604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>1951451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37848</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>47951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EQUAL WEITE</n1:titleOfClass>
<n1:cusip>464286681</n1:cusip>
<n1:value>2027401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19689</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GERMANY ETF</n1:titleOfClass>
<n1:cusip>464286806</n1:cusip>
<n1:value>11235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GERMANY ETF</n1:titleOfClass>
<n1:cusip>464286806</n1:cusip>
<n1:value>2916682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70096</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MEXICO ETF</n1:titleOfClass>
<n1:cusip>464286822</n1:cusip>
<n1:value>244874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MEXICO ETF</n1:titleOfClass>
<n1:cusip>464286822</n1:cusip>
<n1:value>623867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 ETF</n1:titleOfClass>
<n1:cusip>464287101</n1:cusip>
<n1:value>4126217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 ETF</n1:titleOfClass>
<n1:cusip>464287101</n1:cusip>
<n1:value>53069435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>159444</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR GRWT</n1:titleOfClass>
<n1:cusip>464287119</n1:cusip>
<n1:value>1905983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18274</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>16544115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>367475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>378</n1:Sole>
<n1:Shared>2145</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>53170406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>2848821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6947</n1:Sole>
<n1:Shared>13101</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>67846498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>477456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>468266</n1:Sole>
<n1:Shared>7500</n1:Shared>
<n1:None>1690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>91692055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>645264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>645264</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>5427425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48799</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48799</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1006608</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>935078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4780</n1:Sole>
<n1:Shared>5683</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>7-10 YR TRSY BD</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>116123590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1203852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1203852</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>7-10 YR TRSY BD</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>350825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1489</n1:Sole>
<n1:Shared>2148</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>7-10 YR TRSY BD</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>45899333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>475838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>474381</n1:Sole>
<n1:Shared>795</n1:Shared>
<n1:None>662</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>124020720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1494946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1471347</n1:Sole>
<n1:Shared>17748</n1:Shared>
<n1:None>5851</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>2850589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18051</n1:Sole>
<n1:Shared>9365</n1:Shared>
<n1:None>6945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>92788906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1118478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1116044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>11133812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52878</n1:Sole>
<n1:Shared>66366</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>153739125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1646558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1646558</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>216401128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2317673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2302774</n1:Sole>
<n1:Shared>3976</n1:Shared>
<n1:None>10923</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>700275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>1418070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1350</n1:Sole>
<n1:Shared>8803</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>23510784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>168331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>35136363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>251002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>565</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>2734414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>18526</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>28235396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>198268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>65340699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>458821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>455349</n1:Sole>
<n1:Shared>2700</n1:Shared>
<n1:None>772</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>1990282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12349</n1:Sole>
<n1:Shared>7185</n1:Shared>
<n1:None>1080</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>349958509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3624635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3613097</n1:Sole>
<n1:Shared>3840</n1:Shared>
<n1:None>7699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>53020632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>549152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>549152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>227650651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3488364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3485205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>377581308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5785800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5721394</n1:Sole>
<n1:Shared>44822</n1:Shared>
<n1:None>19584</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>9860394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104933</n1:Sole>
<n1:Shared>44661</n1:Shared>
<n1:None>1500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
<n1:value>13532458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117663</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
<n1:value>488562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES SEMICDTR</n1:titleOfClass>
<n1:cusip>464287523</n1:cusip>
<n1:value>142067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES SEMICDTR</n1:titleOfClass>
<n1:cusip>464287523</n1:cusip>
<n1:value>22506361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83013</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US DIGITAL INFRA</n1:titleOfClass>
<n1:cusip>464287531</n1:cusip>
<n1:value>415064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
<n1:cusip>464287549</n1:cusip>
<n1:value>1006718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
<n1:cusip>464287549</n1:cusip>
<n1:value>252870397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2007705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2007705</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
<n1:cusip>464287549</n1:cusip>
<n1:value>43075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES BIOTECH</n1:titleOfClass>
<n1:cusip>464287556</n1:cusip>
<n1:value>3293439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES BIOTECH</n1:titleOfClass>
<n1:cusip>464287556</n1:cusip>
<n1:value>668289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT US REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
<n1:value>206119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT US REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
<n1:value>39067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL 100 ETF</n1:titleOfClass>
<n1:cusip>464287572</n1:cusip>
<n1:value>770198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL 100 ETF</n1:titleOfClass>
<n1:cusip>464287572</n1:cusip>
<n1:value>96008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US CONSUM DISCRE</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>1311831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US CONSUM DISCRE</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>30811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>170340896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>836686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>836686</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>281805613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1384182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1345151</n1:Sole>
<n1:Shared>32973</n1:Shared>
<n1:None>6058</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>3676428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5840</n1:Sole>
<n1:Shared>12218</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>32603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>33442980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>348764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347168</n1:Sole>
<n1:Shared>700</n1:Shared>
<n1:None>896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>5547231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57850</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>10618855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6187</n1:Sole>
<n1:Shared>16483</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>322207754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>687875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>687875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>643824392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1374489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1339508</n1:Sole>
<n1:Shared>29016</n1:Shared>
<n1:None>5965</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>128686239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>352102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6080</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>1976150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4235</n1:Sole>
<n1:Shared>722</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>21957185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>1329611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>715</n1:Sole>
<n1:Shared>6805</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>14358386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79185</n1:Sole>
<n1:Shared>1868</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>9816897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>11111469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34264</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>28699237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>89674</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
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<n1:shrsOrPrnAmt>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>496489</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>242244</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>13105</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>257152</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>12700</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3065467</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>542500</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>2727</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3439323</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5885936</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>74438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>139048</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>99083</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>98245</n1:sshPrnamt>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>97949</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>26180</n1:sshPrnamt>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>506748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>10145</n1:sshPrnamt>
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<n1:infoTable>
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<n1:sshPrnamt>269465</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>312129</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>70871</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>21965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
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<n1:sshPrnamt>15760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHORT MATURITY M</n1:titleOfClass>
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<n1:sshPrnamt>32340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GSCI CMDTY STGY</n1:titleOfClass>
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<n1:sshPrnamt>520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GSCI CMDTY STGY</n1:titleOfClass>
<n1:cusip>46431W853</n1:cusip>
<n1:value>2672154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GSCI CMDTY STGY</n1:titleOfClass>
<n1:cusip>46431W853</n1:cusip>
<n1:value>6709573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA QLT FCT</n1:titleOfClass>
<n1:cusip>46432F339</n1:cusip>
<n1:value>2202324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA QLT FCT</n1:titleOfClass>
<n1:cusip>46432F339</n1:cusip>
<n1:value>48974707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>251798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA QLT FCT</n1:titleOfClass>
<n1:cusip>46432F339</n1:cusip>
<n1:value>58350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA VALUE</n1:titleOfClass>
<n1:cusip>46432F388</n1:cusip>
<n1:value>1243447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9944</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA MMENTM</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>2561423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA MMENTM</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>29351267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>114452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI TOTAL</n1:titleOfClass>
<n1:cusip>46432F834</n1:cusip>
<n1:value>122218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI TOTAL</n1:titleOfClass>
<n1:cusip>46432F834</n1:cusip>
<n1:value>678667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8218</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>547329570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6268807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6259993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>868782870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9950554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9841328</n1:Sole>
<n1:Shared>69706</n1:Shared>
<n1:None>39520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>9145723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70513</n1:Sole>
<n1:Shared>34237</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE 1 5 YR USD</n1:titleOfClass>
<n1:cusip>46432F859</n1:cusip>
<n1:value>537191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10999</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>1344570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18822</n1:Sole>
<n1:Shared>1575</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>171425421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2600507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2585207</n1:Sole>
<n1:Shared>4056</n1:Shared>
<n1:None>11244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>180615329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2739917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2736991</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMRG CHN</n1:titleOfClass>
<n1:cusip>46434G764</n1:cusip>
<n1:value>1646535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMRG CHN</n1:titleOfClass>
<n1:cusip>46434G764</n1:cusip>
<n1:value>3000887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>271110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>3345787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41713</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>6462119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77803</n1:Sole>
<n1:Shared>2762</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI GBL ETF NEW</n1:titleOfClass>
<n1:cusip>46434G848</n1:cusip>
<n1:value>840783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18894</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI EM</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>183971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4237</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI EM</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>321525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3155</n1:Sole>
<n1:Shared>4250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI EM</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>3285809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC25 ETF</n1:titleOfClass>
<n1:cusip>46434VBD1</n1:cusip>
<n1:value>19803490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>786165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>786165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CAP EQT</n1:titleOfClass>
<n1:cusip>46434V290</n1:cusip>
<n1:value>7716374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103784</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FUTURE EXPONENTI</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>109566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FUTURE EXPONENTI</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>2573621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35774</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FUTURE EXPONENTI</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>721133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10024</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>104786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>14530504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>335577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>312007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>2204446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>247</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INTL QUALTY</n1:titleOfClass>
<n1:cusip>46434V456</n1:cusip>
<n1:value>4047913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91602</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INTL QUALTY</n1:titleOfClass>
<n1:cusip>46434V456</n1:cusip>
<n1:value>8971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>26438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>566</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>72068183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1542886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1542886</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>124456299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1828089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1821110</n1:Sole>
<n1:Shared>6757</n1:Shared>
<n1:None>222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>663644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5145</n1:Sole>
<n1:Shared>4603</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>80867314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1187828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1187828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>2227279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>249662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>466531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6353</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>30654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>450</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>44361804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>651230</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>717235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>YLD OPTIM BD</n1:titleOfClass>
<n1:cusip>46434V787</n1:cusip>
<n1:value>4519665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>197193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>HDG MSCI EAFE</n1:titleOfClass>
<n1:cusip>46434V803</n1:cusip>
<n1:value>13745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>347</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>HDG MSCI EAFE</n1:titleOfClass>
<n1:cusip>46434V803</n1:cusip>
<n1:value>3356992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TRS FLT RT BD</n1:titleOfClass>
<n1:cusip>46434V860</n1:cusip>
<n1:value>1231835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24349</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>HDG MSCI JAPAN</n1:titleOfClass>
<n1:cusip>46434V886</n1:cusip>
<n1:value>788957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC2026</n1:titleOfClass>
<n1:cusip>46435GAA0</n1:cusip>
<n1:value>20043548</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>824837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>824837</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CONV BD ETF</n1:titleOfClass>
<n1:cusip>46435G102</n1:cusip>
<n1:value>3951658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39497</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>46649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1980</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>535919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD SYSTM B</n1:titleOfClass>
<n1:cusip>46435G250</n1:cusip>
<n1:value>941784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19684</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>478378</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BROAD USD HIGH</n1:titleOfClass>
<n1:cusip>46435U853</n1:cusip>
<n1:value>3683361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BROAD USD HIGH</n1:titleOfClass>
<n1:cusip>46435U853</n1:cusip>
<n1:value>73482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1254</n1:Sole>
<n1:Shared>691</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2033</n1:titleOfClass>
<n1:cusip>46436E130</n1:cusip>
<n1:value>221332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8438</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2033</n1:titleOfClass>
<n1:cusip>46436E148</n1:cusip>
<n1:value>3230684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>131062</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 29</n1:titleOfClass>
<n1:cusip>46436E205</n1:cusip>
<n1:value>100921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 29</n1:titleOfClass>
<n1:cusip>46436E205</n1:cusip>
<n1:value>2050644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWR MSCI USA</n1:titleOfClass>
<n1:cusip>46436E221</n1:cusip>
<n1:value>206281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6559</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INVT GRD CORP BD</n1:titleOfClass>
<n1:cusip>46436E288</n1:cusip>
<n1:value>633023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25050</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2032</n1:titleOfClass>
<n1:cusip>46436E296</n1:cusip>
<n1:value>8325257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>359933</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2032</n1:titleOfClass>
<n1:cusip>46436E312</n1:cusip>
<n1:value>101327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2032</n1:titleOfClass>
<n1:cusip>46436E312</n1:cusip>
<n1:value>212825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8307</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20+ YEAR TR BD</n1:titleOfClass>
<n1:cusip>46436E338</n1:cusip>
<n1:value>1928774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82497</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA QUALITY</n1:titleOfClass>
<n1:cusip>46436E403</n1:cusip>
<n1:value>3224026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2031</n1:titleOfClass>
<n1:cusip>46436E486</n1:cusip>
<n1:value>101856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2031</n1:titleOfClass>
<n1:cusip>46436E486</n1:cusip>
<n1:value>127065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5988</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CP VALUE</n1:titleOfClass>
<n1:cusip>46436E536</n1:cusip>
<n1:value>5743607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>171400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG SELECT SCRE</n1:titleOfClass>
<n1:cusip>46436E551</n1:cusip>
<n1:value>893663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20380</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES 25+ YR T</n1:titleOfClass>
<n1:cusip>46436E577</n1:cusip>
<n1:value>118803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-3 MNTH TREASRY</n1:titleOfClass>
<n1:cusip>46436E718</n1:cusip>
<n1:value>42953957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>426554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>426554</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-3 MNTH TREASRY</n1:titleOfClass>
<n1:cusip>46436E718</n1:cusip>
<n1:value>60118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2030</n1:titleOfClass>
<n1:cusip>46436E726</n1:cusip>
<n1:value>101669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2030</n1:titleOfClass>
<n1:cusip>46436E726</n1:cusip>
<n1:value>413826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18683</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS 28 TRM TS</n1:titleOfClass>
<n1:cusip>46436E833</n1:cusip>
<n1:value>2173467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97095</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS 27 TRM TS</n1:titleOfClass>
<n1:cusip>46436E841</n1:cusip>
<n1:value>4032638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179069</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SHARES REPRESENT</n1:titleOfClass>
<n1:cusip>46436F103</n1:cusip>
<n1:value>8511657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>221082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>221082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES BITCOIN TRUST ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>46438F101</n1:cusip>
<n1:value>1820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES BITCOIN TRUST ETF</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>46438F101</n1:cusip>
<n1:value>3277820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2035</n1:titleOfClass>
<n1:cusip>46438G372</n1:cusip>
<n1:value>277873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10671</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC 2034</n1:titleOfClass>
<n1:cusip>46438G653</n1:cusip>
<n1:value>228013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8614</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES ETHEREUM TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>46438R105</n1:cusip>
<n1:value>786143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17380</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITRON INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>465741AN6</n1:cusip>
<n1:value>130944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>124000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITRON INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/1</n1:titleOfClass>
<n1:cusip>465741AN6</n1:cusip>
<n1:value>7060416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6686000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6686000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>465741106</n1:cusip>
<n1:value>19307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>465741106</n1:cusip>
<n1:value>2111844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16954</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IVANHOE ELECTRIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46578C108</n1:cusip>
<n1:value>188250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>15000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>26478270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41890</n1:Sole>
<n1:Shared>41968</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>440472789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1396420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1363970</n1:Sole>
<n1:Shared>27999</n1:Shared>
<n1:None>4451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>458695201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1454190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1452626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>2823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>3907757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>4292529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19766</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>INTRNL RES EQT</n1:titleOfClass>
<n1:cusip>46641Q134</n1:cusip>
<n1:value>294681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>INCOME ETF</n1:titleOfClass>
<n1:cusip>46641Q159</n1:cusip>
<n1:value>35073876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>755740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>755740</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS EUR</n1:titleOfClass>
<n1:cusip>46641Q191</n1:cusip>
<n1:value>205906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2958</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABULDRS JAPAN</n1:titleOfClass>
<n1:cusip>46641Q217</n1:cusip>
<n1:value>499854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7537</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABULDRS JAPAN</n1:titleOfClass>
<n1:cusip>46641Q217</n1:cusip>
<n1:value>6367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS CDA</n1:titleOfClass>
<n1:cusip>46641Q225</n1:cusip>
<n1:value>1106051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12680</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS CDA</n1:titleOfClass>
<n1:cusip>46641Q225</n1:cusip>
<n1:value>57485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY PREMIUM</n1:titleOfClass>
<n1:cusip>46641Q332</n1:cusip>
<n1:value>133329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY PREMIUM</n1:titleOfClass>
<n1:cusip>46641Q332</n1:cusip>
<n1:value>58218470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1019588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1019588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS I</n1:titleOfClass>
<n1:cusip>46641Q373</n1:cusip>
<n1:value>746534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10645</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAN DIVER</n1:titleOfClass>
<n1:cusip>46641Q407</n1:cusip>
<n1:value>335920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2711</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>MUNICIPAL ETF</n1:titleOfClass>
<n1:cusip>46641Q647</n1:cusip>
<n1:value>20527078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>406718</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>MUNICIPAL ETF</n1:titleOfClass>
<n1:cusip>46641Q647</n1:cusip>
<n1:value>720055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHT MUNCPL</n1:titleOfClass>
<n1:cusip>46641Q654</n1:cusip>
<n1:value>4022462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78810</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>CORE PLUS BD ETF</n1:titleOfClass>
<n1:cusip>46641Q670</n1:cusip>
<n1:value>27817062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>585007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>585007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>US VALUE FACTR</n1:titleOfClass>
<n1:cusip>46641Q753</n1:cusip>
<n1:value>151098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>US VALUE FACTR</n1:titleOfClass>
<n1:cusip>46641Q753</n1:cusip>
<n1:value>264765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5574</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>US QUALTY FCTR</n1:titleOfClass>
<n1:cusip>46641Q761</n1:cusip>
<n1:value>11254722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>178902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>US QUALTY FCTR</n1:titleOfClass>
<n1:cusip>46641Q761</n1:cusip>
<n1:value>247991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT ETF</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>13431060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>264756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>264756</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT ETF</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>36018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>DIVERSFD EQT ETF</n1:titleOfClass>
<n1:cusip>46641Q845</n1:cusip>
<n1:value>5383863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108088</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>INTL BD OPP ETF</n1:titleOfClass>
<n1:cusip>46641Q852</n1:cusip>
<n1:value>194012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>INTL BD OPP ETF</n1:titleOfClass>
<n1:cusip>46641Q852</n1:cusip>
<n1:value>21720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>443</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETABUILDERS USD</n1:titleOfClass>
<n1:cusip>46641Q878</n1:cusip>
<n1:value>242097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ EQT PREM</n1:titleOfClass>
<n1:cusip>46654Q203</n1:cusip>
<n1:value>33216342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>577475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>577475</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ EQT PREM</n1:titleOfClass>
<n1:cusip>46654Q203</n1:cusip>
<n1:value>525388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ EQT PREM</n1:titleOfClass>
<n1:cusip>46654Q203</n1:cusip>
<n1:value>63272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>FLEXIBLE DEBT ET</n1:titleOfClass>
<n1:cusip>46654Q559</n1:cusip>
<n1:value>6708675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133360</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>MORTGAGE BACKED</n1:titleOfClass>
<n1:cusip>46654Q575</n1:cusip>
<n1:value>1850484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36284</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE GROWTH</n1:titleOfClass>
<n1:cusip>46654Q609</n1:cusip>
<n1:value>5665494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL DATA</n1:titleOfClass>
<n1:cusip>46654Q674</n1:cusip>
<n1:value>602124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE BOND ETF</n1:titleOfClass>
<n1:cusip>46654Q716</n1:cusip>
<n1:value>1327601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>HEDGED EQUITY LA</n1:titleOfClass>
<n1:cusip>46654Q724</n1:cusip>
<n1:value>1062389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16344</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>U S TECH LEADERS</n1:titleOfClass>
<n1:cusip>46654Q732</n1:cusip>
<n1:value>897535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9759</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAN INTL VL</n1:titleOfClass>
<n1:cusip>46654Q757</n1:cusip>
<n1:value>1874519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24861</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAM LTD DUR</n1:titleOfClass>
<n1:cusip>46654Q773</n1:cusip>
<n1:value>942842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17967</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>EQUITY FOCUS ETF</n1:titleOfClass>
<n1:cusip>46654Q781</n1:cusip>
<n1:value>3414904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46091</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACKSON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>46817M107</n1:cusip>
<n1:value>352662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3484</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>1139386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>524510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46982L108</n1:cusip>
<n1:value>7805071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDERSON INCOME</n1:titleOfClass>
<n1:cusip>47103U712</n1:cusip>
<n1:value>254613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4970</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDERSON SECURI</n1:titleOfClass>
<n1:cusip>47103U746</n1:cusip>
<n1:value>9998486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>191285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>B-BBB CLO ETF</n1:titleOfClass>
<n1:cusip>47103U753</n1:cusip>
<n1:value>1137222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23609</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDRSON AAA CL</n1:titleOfClass>
<n1:cusip>47103U845</n1:cusip>
<n1:value>117175188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2307507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2307507</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDERSON MTG</n1:titleOfClass>
<n1:cusip>47103U852</n1:cusip>
<n1:value>29750886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>651432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDRSN SHRT ETF</n1:titleOfClass>
<n1:cusip>47103U886</n1:cusip>
<n1:value>645478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13096</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>209460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>556497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15909</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>47102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>810438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12388</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JETBLUE AWYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477143101</n1:cusip>
<n1:value>69864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JBT MAREL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477839104</n1:cusip>
<n1:value>2659001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN HANCOCK EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>MULTIFACTOR MI</n1:titleOfClass>
<n1:cusip>47804J206</n1:cusip>
<n1:value>3260720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>164536177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>887370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>885382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>179766208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>969508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>920430</n1:Sole>
<n1:Shared>47125</n1:Shared>
<n1:None>1953</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>17977829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67422</n1:Sole>
<n1:Shared>23695</n1:Shared>
<n1:None>5840</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>22195227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>74411</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>377921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>945</n1:Sole>
<n1:Shared>322</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>43713381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145559</n1:Sole>
<n1:Shared>472</n1:Shared>
<n1:None>521</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUMIA TECHNOLOGIES AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>48138M105</n1:cusip>
<n1:value>11529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUMIA TECHNOLOGIES AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>48138M105</n1:cusip>
<n1:value>167114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14394</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KBR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48242W106</n1:cusip>
<n1:value>12297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KBR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48242W106</n1:cusip>
<n1:value>792817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>116977851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108173</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>117673103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107743</n1:Sole>
<n1:Shared>1252</n1:Shared>
<n1:None>103</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>3583109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1949</n1:Sole>
<n1:Shared>1373</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>11314572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87069</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>2008897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15422</n1:Sole>
<n1:Shared>37</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KT CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>48268K101</n1:cusip>
<n1:value>367985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18871</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KT CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>48268K101</n1:cusip>
<n1:value>45435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSON ENERGY INFRST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
<n1:value>214088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSON ENERGY INFRST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
<n1:value>678892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54882</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSON BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>48662X105</n1:cusip>
<n1:value>324995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>1242556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15149</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>257789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLANOVA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>542726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49177J102</n1:cusip>
<n1:value>197957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5780</n1:Sole>
<n1:Shared>6417</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49177J102</n1:cusip>
<n1:value>2474990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152407</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENVUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49177J102</n1:cusip>
<n1:value>2919323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179366</n1:Sole>
<n1:Shared>506</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>4565793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>178981</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>644918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>90203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>1149656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61512</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>27287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>321057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>1523378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>1700222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9720</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBELL RTY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>49435R102</n1:cusip>
<n1:value>134900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBELL RTY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>49435R102</n1:cusip>
<n1:value>1488797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>11023984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85163</n1:Sole>
<n1:Shared>3094</n1:Shared>
<n1:None>403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>518373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1281</n1:Sole>
<n1:Shared>2888</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY-CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>8155247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>173773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>190882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>29980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>39003706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1377736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1377736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>8973930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314795</n1:Sole>
<n1:Shared>2193</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDLY MD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49457M106</n1:cusip>
<n1:value>535000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINROSS GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>496902404</n1:cusip>
<n1:value>2129173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINROSS GOLD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>496902404</n1:cusip>
<n1:value>5708567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>229721</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>2141729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5036</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>2552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>3543266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>208746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9361</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>116871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2958</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>1695651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNIGHT-SWIFT TRANSN HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>499049104</n1:cusip>
<n1:value>7981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183</n1:Sole>
<n1:Shared>19</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOHLS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500255104</n1:cusip>
<n1:value>1031698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOHLS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500255104</n1:cusip>
<n1:value>538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGIS SHS NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>152966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5611</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGIS SHS NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>196490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5880</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONTOOR BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50050N103</n1:cusip>
<n1:value>228706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONTOOR BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50050N103</n1:cusip>
<n1:value>271138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOPIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500600101</n1:cusip>
<n1:value>24300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOREA ELEC PWR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>500631106</n1:cusip>
<n1:value>154212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11817</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOREA ELEC PWR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>500631106</n1:cusip>
<n1:value>822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>1217498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46755</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>2001539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73370</n1:Sole>
<n1:Shared>3294</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>297299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5666</n1:Sole>
<n1:Shared>5751</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRATOS DEFENSE &amp; SEC SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50077B207</n1:cusip>
<n1:value>1468225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16069</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRATOS DEFENSE &amp; SEC SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50077B207</n1:cusip>
<n1:value>90639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRISPY KREME INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50101L106</n1:cusip>
<n1:value>100098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25865</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRISPY KREME INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50101L106</n1:cusip>
<n1:value>4644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>10351861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>153566</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>2298748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>225796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>37868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KYNDRYL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>50155Q100</n1:cusip>
<n1:value>487957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>266064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>364003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11919</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>468917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>500458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LMP CAP &amp; INCOME FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50208A102</n1:cusip>
<n1:value>223964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14421</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>22637991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68045</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>423847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>735</n1:Sole>
<n1:Shared>539</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>46685722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139244</n1:Sole>
<n1:Shared>507</n1:Shared>
<n1:None>577</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>13179764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42577</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>25922895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44663</n1:Sole>
<n1:Shared>40166</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>53141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABCORP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>504922105</n1:cusip>
<n1:value>2379440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABCORP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>504922105</n1:cusip>
<n1:value>287060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABCORP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>504922105</n1:cusip>
<n1:value>3763436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>505336107</n1:cusip>
<n1:value>22788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>505336107</n1:cusip>
<n1:value>304418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>512807306</n1:cusip>
<n1:value>137446363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1026485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1026485</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>512807306</n1:cusip>
<n1:value>86083774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>642896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>636809</n1:Sole>
<n1:Shared>1897</n1:Shared>
<n1:None>4190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>512807306</n1:cusip>
<n1:value>971578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6513</n1:Sole>
<n1:Shared>403</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>11140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>1926646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15414</n1:Sole>
<n1:Shared>324</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>8928072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72930</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>27995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>698479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12026</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARZETTI COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>2073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARZETTI COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>2720751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARZETTI COMPANY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>809197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4683</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>30640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>504552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANTHEUS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>516544103</n1:cusip>
<n1:value>321845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANTHEUS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>516544103</n1:cusip>
<n1:value>9437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>151788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2822</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>5379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>57770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD MLT ETF</n1:titleOfClass>
<n1:cusip>518416102</n1:cusip>
<n1:value>4993516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>140563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD MLT ETF</n1:titleOfClass>
<n1:cusip>518416102</n1:cusip>
<n1:value>91051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD DISCIPL</n1:titleOfClass>
<n1:cusip>518416870</n1:cusip>
<n1:value>1052509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>316575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3593</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>728752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAZARD ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL DYNAMIC EQT</n1:titleOfClass>
<n1:cusip>52110K400</n1:cusip>
<n1:value>2660988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93862</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52110M109</n1:cusip>
<n1:value>434643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52110M109</n1:cusip>
<n1:value>943447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>403044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>5936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>59</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>60167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>598</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEE ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>523768406</n1:cusip>
<n1:value>1196615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219966</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT</n1:nameOfIssuer>
<n1:titleOfClass>CLEARBRIDGE LRG</n1:titleOfClass>
<n1:cusip>524682200</n1:cusip>
<n1:value>3399987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>13150728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>826133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>23878145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>189449</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>25208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>8093280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>3410137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>3716576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7021</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEVI STRAUSS &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>52736R102</n1:cusip>
<n1:value>1817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEVI STRAUSS &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>52736R102</n1:cusip>
<n1:value>2216762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEVI STRAUSS &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>52736R102</n1:cusip>
<n1:value>259748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEXICON PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>528872302</n1:cusip>
<n1:value>18900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL STAR EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>530158104</n1:cusip>
<n1:value>102379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>DEB4.000%11/1</n1:titleOfClass>
<n1:cusip>530715AG6</n1:cusip>
<n1:value>900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>53115L104</n1:cusip>
<n1:value>1116111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>53115L104</n1:cusip>
<n1:value>8206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S C</n1:titleOfClass>
<n1:cusip>531229755</n1:cusip>
<n1:value>106852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM LBTY ONE S C</n1:titleOfClass>
<n1:cusip>531229755</n1:cusip>
<n1:value>806145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7718</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIFE TIME GROUP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>53190C102</n1:cusip>
<n1:value>1624988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58876</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>236128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>61290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIFE360 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532206109</n1:cusip>
<n1:value>1720359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16184</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGHTWAVE LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532275104</n1:cusip>
<n1:value>129850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>110390840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144680</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>158256501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205308</n1:Sole>
<n1:Shared>1325</n1:Shared>
<n1:None>781</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELI LILLY &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>4035126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2894</n1:Sole>
<n1:Shared>2395</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>1792420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>2358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>3145265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>122200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>1750015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43392</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>4394518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94404</n1:Sole>
<n1:Shared>14560</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINKBANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53578P105</n1:cusip>
<n1:value>149753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIQUIDITY SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53635B107</n1:cusip>
<n1:value>39743108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1448892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1448892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LISTED FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>SWAN HEDGED EQTY</n1:titleOfClass>
<n1:cusip>53656F599</n1:cusip>
<n1:value>300934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12076</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LISTED FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>ROUNDHILL MAGNIF</n1:titleOfClass>
<n1:cusip>53656G498</n1:cusip>
<n1:value>1297200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LISTED FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>ROUNDHILL MAGNIF</n1:titleOfClass>
<n1:cusip>53656G498</n1:cusip>
<n1:value>89701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>332748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIUM AMERS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>53681J103</n1:cusip>
<n1:value>100245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>499482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>84955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE OAK BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53803X105</n1:cusip>
<n1:value>790040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.125% 1/1</n1:titleOfClass>
<n1:cusip>538034BA6</n1:cusip>
<n1:value>517805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>321000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>321000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>1761289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10779</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>658339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>1327821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>292472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>292472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOAR HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>53947R105</n1:cusip>
<n1:value>349040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>105888376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>211655</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>1897996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>599</n1:Sole>
<n1:Shared>3188</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>39589849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78609</n1:Sole>
<n1:Shared>570</n1:Shared>
<n1:None>126</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>1418929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>19777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOMA NEGRA C I A S A MTN  14</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>54150E104</n1:cusip>
<n1:value>217769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29548</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>1019500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>161245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>3262255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2252</n1:Sole>
<n1:Shared>10729</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>50512556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193132</n1:Sole>
<n1:Shared>7310</n1:Shared>
<n1:None>555</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>73145136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>291055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>289038</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>1786239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10039</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>6228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>762608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500%12/1</n1:titleOfClass>
<n1:cusip>55024UAD1</n1:cusip>
<n1:value>65618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 6/1</n1:titleOfClass>
<n1:cusip>55024UAF6</n1:cusip>
<n1:value>91905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>189232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>567858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMEN TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550241103</n1:cusip>
<n1:value>120271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19652</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMEN TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550241103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.625% 3/0</n1:titleOfClass>
<n1:cusip>55087PAD6</n1:cusip>
<n1:value>54180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>295671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>11551170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>29643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>3234842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS INTER INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>55273C107</n1:cusip>
<n1:value>31490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS ACTIVE EXCHANGE TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATINL ETF</n1:titleOfClass>
<n1:cusip>55286W405</n1:cusip>
<n1:value>852554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28861</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>228825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>501243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14462</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGP INGREDIENTS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.875%11/1</n1:titleOfClass>
<n1:cusip>55303JAB2</n1:cusip>
<n1:value>1936152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2031000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2031000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>293956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5885</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>302597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6058</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MP MATERIALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>553368101</n1:cusip>
<n1:value>109727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MP MATERIALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>553368101</n1:cusip>
<n1:value>496251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7399</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>1871886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>5143341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405Y100</n1:cusip>
<n1:value>3237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405Y100</n1:cusip>
<n1:value>4104186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55405Y100</n1:cusip>
<n1:value>609752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4898</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACQUARIE ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FOCUSED EMERGING</n1:titleOfClass>
<n1:cusip>555927508</n1:cusip>
<n1:value>6983925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>187031</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACQUARIE ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NATIONAL HIGH YL</n1:titleOfClass>
<n1:cusip>555927870</n1:cusip>
<n1:value>3370598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138564</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>464046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>89883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5013</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN SPRT COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55825T103</n1:cusip>
<n1:value>108733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>479</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN SPRT COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55825T103</n1:cusip>
<n1:value>402244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1772</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADRIGAL PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>558868105</n1:cusip>
<n1:value>276572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>603</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGIC SOFTWARE ENTERPRISES L</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>559166103</n1:cusip>
<n1:value>605891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29686</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>151281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>160523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3304</n1:Sole>
<n1:Shared>84</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>2795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55955D100</n1:cusip>
<n1:value>242237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11122</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55955D100</n1:cusip>
<n1:value>261360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>12000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>1695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>2136174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>318851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13358</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAIN STR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56035L104</n1:cusip>
<n1:value>179833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAIN STR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56035L104</n1:cusip>
<n1:value>514888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCIATES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>2547696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCIATES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>411600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCIATES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>700007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>1883111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>390375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAPLEBEAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565394103</n1:cusip>
<n1:value>166265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAPLEBEAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565394103</n1:cusip>
<n1:value>239933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>35464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>4773013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>6539506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33929</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARINE PRODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>568427108</n1:cusip>
<n1:value>478980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>3717595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>5451199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>161704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>87637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE</n1:nameOfIssuer>
<n1:titleOfClass>NOTE1/1</n1:titleOfClass>
<n1:cusip>57164YAD9</n1:cusip>
<n1:value>7865600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8000000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8000000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.250%12/1</n1:titleOfClass>
<n1:cusip>57164YAF4</n1:cusip>
<n1:value>3049287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3199000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3199000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.250%12/1</n1:titleOfClass>
<n1:cusip>57164YAF4</n1:cusip>
<n1:value>63864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>17176200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84466</n1:Sole>
<n1:Shared>428</n1:Shared>
<n1:None>335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>251308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>50773566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>251940</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>1283709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>3970668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>4178574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>25841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>5837761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>5929674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>133587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1089</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>27592231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>328205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>328205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>2855774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573874104</n1:cusip>
<n1:value>748223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>1482836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>2551840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>3520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASIMO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574795100</n1:cusip>
<n1:value>222505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>426</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASIMO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574795100</n1:cusip>
<n1:value>49872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
<n1:value>564159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2651</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>107290254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>35762791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62270</n1:Sole>
<n1:Shared>75</n1:Shared>
<n1:None>528</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>791784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>559</n1:Sole>
<n1:Shared>810</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERBRAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>57638P104</n1:cusip>
<n1:value>2000668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151911</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERBRAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>57638P104</n1:cusip>
<n1:value>51791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3933</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATADOR RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576485205</n1:cusip>
<n1:value>1348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATADOR RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576485205</n1:cusip>
<n1:value>1692783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATADOR RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576485205</n1:cusip>
<n1:value>237677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>1632872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24404</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>2139105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31970</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>5353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>53523528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>175143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>67502478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>222128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207686</n1:Sole>
<n1:Shared>14177</n1:Shared>
<n1:None>265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>8183454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22088</n1:Sole>
<n1:Shared>4841</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>49195962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63681</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>6467705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8037</n1:Sole>
<n1:Shared>320</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>67211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>66559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>2571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>3099871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>4365733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>2023790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>8092823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3463</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>48835595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>581861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>581861</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>7824878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55883</n1:Sole>
<n1:Shared>36943</n1:Shared>
<n1:None>405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>82087737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>978050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>937013</n1:Sole>
<n1:Shared>39601</n1:Shared>
<n1:None>1436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERIT MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589889104</n1:cusip>
<n1:value>1189337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERIT MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589889104</n1:cusip>
<n1:value>35456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>106110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>169703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METHANEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59151K108</n1:cusip>
<n1:value>182936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4601</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METHANEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59151K108</n1:cusip>
<n1:value>71250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>328903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>39679609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>481724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>481724</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>8357013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99843</n1:Sole>
<n1:Shared>1214</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>282350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>869148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS HIGH INCOME MUN TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>59318D104</n1:cusip>
<n1:value>350405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>1210981201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2338027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2242248</n1:Sole>
<n1:Shared>69837</n1:Shared>
<n1:None>25942</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>362565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>53593322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64567</n1:Sole>
<n1:Shared>38555</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>941956092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1818624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1815018</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRATEGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>594972408</n1:cusip>
<n1:value>1159956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRATEGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>594972408</n1:cusip>
<n1:value>1723824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRATEGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>594972408</n1:cusip>
<n1:value>5257948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16318</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>4021264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62283</n1:Sole>
<n1:Shared>186</n1:Shared>
<n1:None>148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>59018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>8055297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125433</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>17037976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>4183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>25</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>4897122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>1879953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13454</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>2668005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MILLROSE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>601137102</n1:cusip>
<n1:value>341410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MILLROSE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>601137102</n1:cusip>
<n1:value>73484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2186</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIMEDX GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>602496101</n1:cusip>
<n1:value>314100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIMEDX GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>602496101</n1:cusip>
<n1:value>357725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIRION TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>60471A101</n1:cusip>
<n1:value>286098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIRION TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>60471A101</n1:cusip>
<n1:value>462944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19903</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>2751892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172641</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>3741309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232974</n1:Sole>
<n1:Shared>1738</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIZUHO FINANCIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>60687Y109</n1:cusip>
<n1:value>126152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOBILEYE GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON CLASS A</n1:titleOfClass>
<n1:cusip>60741F104</n1:cusip>
<n1:value>1532020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODINE MFG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>607828100</n1:cusip>
<n1:value>584278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODINE MFG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>607828100</n1:cusip>
<n1:value>974649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6856</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOELIS &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60786M105</n1:cusip>
<n1:value>664262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9314</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOELIS &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60786M105</n1:cusip>
<n1:value>94499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>2313237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>32488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207</n1:Sole>
<n1:Shared>45</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>3707868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>334</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLECULIN BIOTECH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855D309</n1:cusip>
<n1:value>5565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>113668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>594</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>237669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>6315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>130592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>585000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>6607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>146</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>18246296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>292081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>291232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>23881781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>372596</n1:Sole>
<n1:Shared>8476</n1:Shared>
<n1:None>1220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>2434144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27664</n1:Sole>
<n1:Shared>11143</n1:Shared>
<n1:None>158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>1863211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>2836457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONGODB INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>60937P106</n1:cusip>
<n1:value>496608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>197017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>5125074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5567</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONROE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>610335101</n1:cusip>
<n1:value>119271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>14624376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>216511</n1:Sole>
<n1:Shared>104</n1:Shared>
<n1:None>654</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>15290831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>227170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>7068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68</n1:Sole>
<n1:Shared>37</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONTROSE ENVIRONMENTAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615111101</n1:cusip>
<n1:value>21768036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>792718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>775024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONTROSE ENVIRONMENTAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615111101</n1:cusip>
<n1:value>359589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13095</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>4348513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9126</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>5666300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>2284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>2698879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>478398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2304</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>15530074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93877</n1:Sole>
<n1:Shared>3587</n1:Shared>
<n1:None>234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>26197932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164603</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>47534604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>295433</n1:Sole>
<n1:Shared>2940</n1:Shared>
<n1:None>662</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORNINGSTAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>617700109</n1:cusip>
<n1:value>1114435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORNINGSTAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>617700109</n1:cusip>
<n1:value>125981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY DIRECT LENDIN</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>61774A103</n1:cusip>
<n1:value>837331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52073</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EATON VANCE MORT</n1:titleOfClass>
<n1:cusip>61774R767</n1:cusip>
<n1:value>481236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EATON VANCE TOTA</n1:titleOfClass>
<n1:cusip>61774R841</n1:cusip>
<n1:value>3331686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64756</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>EATON VANCE SHRT</n1:titleOfClass>
<n1:cusip>61774R858</n1:cusip>
<n1:value>302610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>285208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7094</n1:Sole>
<n1:Shared>1130</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>44740841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1290105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1279501</n1:Sole>
<n1:Shared>4987</n1:Shared>
<n1:None>5617</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>67264434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1939574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1936724</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>5744934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10804</n1:Sole>
<n1:Shared>1714</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>63106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>9074361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>624756102</n1:cusip>
<n1:value>12693113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125538</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>624756102</n1:cusip>
<n1:value>30940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>624756102</n1:cusip>
<n1:value>58947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>624758108</n1:cusip>
<n1:value>1610750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>624758108</n1:cusip>
<n1:value>34962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MR COOPER GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62482R107</n1:cusip>
<n1:value>1326080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>166227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5851</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>45399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>728764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>843206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCL CORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.125% 2/1</n1:titleOfClass>
<n1:cusip>62886HBD2</n1:cusip>
<n1:value>129985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIO INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>62914V106</n1:cusip>
<n1:value>22388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIO INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>62914V106</n1:cusip>
<n1:value>256078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33606</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>7238955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>841168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>1116818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>8035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62955J103</n1:cusip>
<n1:value>127313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9609</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62955J103</n1:cusip>
<n1:value>28488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAPCO SEC TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>630402105</n1:cusip>
<n1:value>68806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAPCO SEC TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>630402105</n1:cusip>
<n1:value>742980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>22959924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>259581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>67664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>9960974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111659</n1:Sole>
<n1:Shared>187</n1:Shared>
<n1:None>771</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>2576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>2728281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16949</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>3313728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>468271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>55884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>281669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3717</n1:Sole>
<n1:Shared>159</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>6726408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92093</n1:Sole>
<n1:Shared>468</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>9358562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>22101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>2857389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35942</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NNN REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>1989649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46738</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NNN REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>44954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL VISION HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63845R107</n1:cusip>
<n1:value>196186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL VISION HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63845R107</n1:cusip>
<n1:value>236643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIXIS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GATEWAY QUALITY</n1:titleOfClass>
<n1:cusip>63873X307</n1:cusip>
<n1:value>20514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIXIS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GATEWAY QUALITY</n1:titleOfClass>
<n1:cusip>63873X307</n1:cusip>
<n1:value>509680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9093</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIXIS ETF TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>NATIXIS LOOMIS</n1:titleOfClass>
<n1:cusip>63875W406</n1:cusip>
<n1:value>466416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10502</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATWEST GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR</n1:titleOfClass>
<n1:cusip>639057207</n1:cusip>
<n1:value>1372958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATWEST GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR</n1:titleOfClass>
<n1:cusip>639057207</n1:cusip>
<n1:value>21607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVITAS SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63942X106</n1:cusip>
<n1:value>186882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25884</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCINO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63947X101</n1:cusip>
<n1:value>483344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCINO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63947X101</n1:cusip>
<n1:value>7184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGENOMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.250% 1/1</n1:titleOfClass>
<n1:cusip>64049MAB6</n1:cusip>
<n1:value>99760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640491106</n1:cusip>
<n1:value>123747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21672</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NET POWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>64107A105</n1:cusip>
<n1:value>30100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>1009398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>1482618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>108498663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89628</n1:Sole>
<n1:Shared>134</n1:Shared>
<n1:None>735</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>111986649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93406</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>3211907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2561</n1:Sole>
<n1:Shared>93</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETEASE INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>64110W102</n1:cusip>
<n1:value>3863156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETEASE INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>64110W102</n1:cusip>
<n1:value>861783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>3229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>4194133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>761421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5424</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUBERGER BERMAN ENERGY INFR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64129H104</n1:cusip>
<n1:value>171856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUBERGER BERMAN NEXT GENERA</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>64133Q108</n1:cusip>
<n1:value>185937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12090</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUBERGER BERMAN ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>OPT STRATEGY ETF</n1:titleOfClass>
<n1:cusip>64135A705</n1:cusip>
<n1:value>301369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIPER ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>64361Q101</n1:cusip>
<n1:value>1338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIPER ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>64361Q101</n1:cusip>
<n1:value>472476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12362</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW MTN FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>647551100</n1:cusip>
<n1:value>152225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITHM CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>1029879</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90420</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITHM CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>111474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK TIMES CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>650111107</n1:cusip>
<n1:value>159454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2778</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK TIMES CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>650111107</n1:cusip>
<n1:value>253134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>1162807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>739592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>202175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>3046458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1091</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>8026227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>65249B208</n1:cusip>
<n1:value>2902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>65249B208</n1:cusip>
<n1:value>343677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTRACKER INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>65290E101</n1:cusip>
<n1:value>23899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTRACKER INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>65290E101</n1:cusip>
<n1:value>309167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXSTAR MEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>65336K103</n1:cusip>
<n1:value>115282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXSTAR MEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>65336K103</n1:cusip>
<n1:value>98870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>2936335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24587</n1:Sole>
<n1:Shared>11790</n1:Shared>
<n1:None>2520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>39149944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>518611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>501427</n1:Sole>
<n1:Shared>16644</n1:Shared>
<n1:None>540</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>46031616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>608099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY CAP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.000% 3/0</n1:titleOfClass>
<n1:cusip>65339KCY4</n1:cusip>
<n1:value>6085693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5153000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5153000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTDECADE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65342K105</n1:cusip>
<n1:value>70867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10437</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NICE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>653656108</n1:cusip>
<n1:value>1087587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NICE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>653656108</n1:cusip>
<n1:value>142608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>10289168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147557</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>14070886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197566</n1:Sole>
<n1:Shared>4083</n1:Shared>
<n1:None>142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>507913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>959</n1:Sole>
<n1:Shared>6325</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIOCORP DEVS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>654484609</n1:cusip>
<n1:value>66800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>2331959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53856</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>535448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>98984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>52198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>86085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17897</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>3177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>3410817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>6794656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>27341816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87375</n1:Sole>
<n1:Shared>3466</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>29881729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>8500702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19413</n1:Sole>
<n1:Shared>8850</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR IV</n1:nameOfIssuer>
<n1:titleOfClass>STERLING CAPITAL</n1:titleOfClass>
<n1:cusip>66538H385</n1:cusip>
<n1:value>1623136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR III</n1:nameOfIssuer>
<n1:titleOfClass>HCM DEFEN 500</n1:titleOfClass>
<n1:cusip>66538R730</n1:cusip>
<n1:value>130272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR III</n1:nameOfIssuer>
<n1:titleOfClass>HCM DEFEN 500</n1:titleOfClass>
<n1:cusip>66538R730</n1:cusip>
<n1:value>273106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR III</n1:nameOfIssuer>
<n1:titleOfClass>HCM DEFND 100</n1:titleOfClass>
<n1:cusip>66538R748</n1:cusip>
<n1:value>161272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN LTS FD TR III</n1:nameOfIssuer>
<n1:titleOfClass>HCM DEFND 100</n1:titleOfClass>
<n1:cusip>66538R748</n1:cusip>
<n1:value>357271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4681</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>653315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4854</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>87490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>884322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>570</n1:Sole>
<n1:Shared>6000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>13572003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22274</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>6081014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9692</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>9749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>1070246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>1091280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEN DIGITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>113560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>1088886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1212</n1:Sole>
<n1:Shared>7279</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>31307616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>242654</n1:Sole>
<n1:Shared>750</n1:Shared>
<n1:None>729</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>74377885</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>579990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>577258</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVANTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67000B104</n1:cusip>
<n1:value>205808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2055</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVANTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67000B104</n1:cusip>
<n1:value>22434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>14097341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>254052</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>29175366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>525777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>522408</n1:Sole>
<n1:Shared>378</n1:Shared>
<n1:None>2991</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>50884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>894</n1:Sole>
<n1:Shared>23</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>18237136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>134661</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>2866918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20369</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>54714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTANIX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67059N108</n1:cusip>
<n1:value>251513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTANIX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67059N108</n1:cusip>
<n1:value>44634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706ER101</n1:cusip>
<n1:value>604958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41895</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 DYNAMIC OVERW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706EW100</n1:cusip>
<n1:value>320019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18297</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67062F100</n1:cusip>
<n1:value>883723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67064R102</n1:cusip>
<n1:value>1379071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118885</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>2998585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>263265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>88945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>1079454019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5785476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5728839</n1:Sole>
<n1:Shared>26762</n1:Shared>
<n1:None>29875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>186580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>205238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>54639580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>292848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>231321</n1:Sole>
<n1:Shared>61527</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>559740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>775125216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4154385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4145305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>313755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26840</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>59619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670682103</n1:cusip>
<n1:value>1383983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130688</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>670699107</n1:cusip>
<n1:value>472265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17198</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>67070X101</n1:cusip>
<n1:value>2574255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204957</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN REAL ESTATE INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071B108</n1:cusip>
<n1:value>192811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>23571</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN REAL ESTATE INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071B108</n1:cusip>
<n1:value>42896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071L106</n1:cusip>
<n1:value>894317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72768</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>118441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2988</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>134341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>16383</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>8177878</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>997302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>997302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>1084794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66880</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>32440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSCALE PWR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>67079K100</n1:cusip>
<n1:value>1576116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43781</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSCALE PWR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>67079K100</n1:cusip>
<n1:value>702792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTEX HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67079U306</n1:cusip>
<n1:value>2522971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>40533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>463796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>74032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG LRGCP</n1:titleOfClass>
<n1:cusip>67092P201</n1:cusip>
<n1:value>599982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6033</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG LRGVL</n1:titleOfClass>
<n1:cusip>67092P300</n1:cusip>
<n1:value>617522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14090</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG MIDCP</n1:titleOfClass>
<n1:cusip>67092P409</n1:cusip>
<n1:value>447088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9184</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG SMLCP</n1:titleOfClass>
<n1:cusip>67092P607</n1:cusip>
<n1:value>208108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4719</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670928100</n1:cusip>
<n1:value>280086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>25915707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>240383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>8495859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77255</n1:Sole>
<n1:Shared>134</n1:Shared>
<n1:None>1415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSI SYSTEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>671044105</n1:cusip>
<n1:value>4473633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17949</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHORD ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>674215207</n1:cusip>
<n1:value>231830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHORD ENERGY CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>674215207</n1:cusip>
<n1:value>750284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7550</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>1181156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>1236559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26171</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>12994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>275</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCULAR THERAPEUTIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67576A100</n1:cusip>
<n1:value>1169000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>2123680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23159</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>58413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>10984195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>1420329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
<n1:value>311645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
<n1:value>590357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13901</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681116109</n1:cusip>
<n1:value>2166750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681116109</n1:cusip>
<n1:value>2910828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>3748097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45389</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>183</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>57560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>541</n1:Sole>
<n1:Shared>165</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>6291200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681936100</n1:cusip>
<n1:value>60459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681936100</n1:cusip>
<n1:value>787854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18661</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 3/0</n1:titleOfClass>
<n1:cusip>682189AU9</n1:cusip>
<n1:value>143019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 3/0</n1:titleOfClass>
<n1:cusip>682189AU9</n1:cusip>
<n1:value>762150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>826000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>826000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>131115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2159</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>512282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>953535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONDAS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>68236H204</n1:cusip>
<n1:value>412634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEMAIN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68268W103</n1:cusip>
<n1:value>385245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>13207601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>181000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>1767114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>85594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>574</n1:Sole>
<n1:Shared>333</n1:Shared>
<n1:None>266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONTO INNOVATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>683344105</n1:cusip>
<n1:value>278728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONTO INNOVATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>683344105</n1:cusip>
<n1:value>346180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2679</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OPEN LENDING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68373J104</n1:cusip>
<n1:value>211000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>219502758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>780482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>763385</n1:Sole>
<n1:Shared>14603</n1:Shared>
<n1:None>2494</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>271487567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>965323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>964523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>7416299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19636</n1:Sole>
<n1:Shared>6734</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>100830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9085</n1:Sole>
<n1:Shared>5</n1:Shared>
<n1:None>351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>15361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1438</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>68622V106</n1:cusip>
<n1:value>9260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>809</n1:Sole>
<n1:Shared>58</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORIX CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>686330101</n1:cusip>
<n1:value>209184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8009</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORIX CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>686330101</n1:cusip>
<n1:value>4728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSCAR HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>687793109</n1:cusip>
<n1:value>435882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23026</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>1228129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9469</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>1354457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>1309410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14321</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>2747014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30026</n1:Sole>
<n1:Shared>19</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>50195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507</n1:Sole>
<n1:Shared>42</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>2434969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>2511838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61841</n1:Sole>
<n1:Shared>364</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>6017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>1478471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>601346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>808</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69121K104</n1:cusip>
<n1:value>146421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69121K104</n1:cusip>
<n1:value>791268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUE OWL CAPITAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69121K104</n1:cusip>
<n1:value>88381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6921</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>5632506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22696</n1:Sole>
<n1:Shared>116241</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.250%12/0</n1:titleOfClass>
<n1:cusip>69331CAL2</n1:cusip>
<n1:value>72814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>140259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>215931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>1478577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>49764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>PGIM ULTRA SH BD</n1:titleOfClass>
<n1:cusip>69344A107</n1:cusip>
<n1:value>7633053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>153182</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTV HY BD ETF</n1:titleOfClass>
<n1:cusip>69344A206</n1:cusip>
<n1:value>300693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8411</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHORT MUNI</n1:titleOfClass>
<n1:cusip>69344A768</n1:cusip>
<n1:value>493729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9771</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHRT DUR HGH YLD</n1:titleOfClass>
<n1:cusip>69344A784</n1:cusip>
<n1:value>1294051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25478</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RETURN BON</n1:titleOfClass>
<n1:cusip>69344A800</n1:cusip>
<n1:value>8001378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>189606</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AAA CLO ETF</n1:titleOfClass>
<n1:cusip>69344A834</n1:cusip>
<n1:value>11033706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>214247</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME STRATEG</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>69346N107</n1:cusip>
<n1:value>400240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16055</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>116347702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>579046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>577996</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>122498582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>593089</n1:Sole>
<n1:Shared>15061</n1:Shared>
<n1:None>1508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>2851197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9645</n1:Sole>
<n1:Shared>4545</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TXNM ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69349H107</n1:cusip>
<n1:value>4378388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>44672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>6587454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>926345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8813</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>19970224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>537412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>537412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>225487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>5999296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160577</n1:Sole>
<n1:Shared>353</n1:Shared>
<n1:None>515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CAP FDG INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.875% 3/1</n1:titleOfClass>
<n1:cusip>69352PAS2</n1:cusip>
<n1:value>43377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PVH CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693656100</n1:cusip>
<n1:value>726537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>1963203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>790763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>1175145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11952</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>1469884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>92421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>240</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP US LAR CP</n1:titleOfClass>
<n1:cusip>69374H105</n1:cusip>
<n1:value>13273814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>242400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>242400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 QUALITY</n1:titleOfClass>
<n1:cusip>69374H238</n1:cusip>
<n1:value>4872964</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>209320</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDPILOT 100</n1:titleOfClass>
<n1:cusip>69374H303</n1:cusip>
<n1:value>2886409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37230</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CP CASH</n1:titleOfClass>
<n1:cusip>69374H360</n1:cusip>
<n1:value>19218100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>529424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>529424</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>METAURUS CAP 400</n1:titleOfClass>
<n1:cusip>69374H436</n1:cusip>
<n1:value>6564592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>156673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDPILOT US BD</n1:titleOfClass>
<n1:cusip>69374H642</n1:cusip>
<n1:value>238833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBL CASH ETF</n1:titleOfClass>
<n1:cusip>69374H709</n1:cusip>
<n1:value>242108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6111</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>LUNT LRGCP MULTI</n1:titleOfClass>
<n1:cusip>69374H816</n1:cusip>
<n1:value>356851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6893</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP CAS</n1:titleOfClass>
<n1:cusip>69374H857</n1:cusip>
<n1:value>862995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19712</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>DEVELOPED MRKT</n1:titleOfClass>
<n1:cusip>69374H873</n1:cusip>
<n1:value>1520711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41755</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US CASH COWS 100</n1:titleOfClass>
<n1:cusip>69374H881</n1:cusip>
<n1:value>227524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>US CASH COWS 100</n1:titleOfClass>
<n1:cusip>69374H881</n1:cusip>
<n1:value>40947957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>712510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>712510</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>11114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>1417853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>8137571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGERDUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.500%10/1</n1:titleOfClass>
<n1:cusip>69553PAD2</n1:cusip>
<n1:value>40057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGERDUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69553P100</n1:cusip>
<n1:value>3965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>240</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGERDUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69553P100</n1:cusip>
<n1:value>636846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALANTIR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69608A108</n1:cusip>
<n1:value>109452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALANTIR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69608A108</n1:cusip>
<n1:value>87126656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>477616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>477616</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALANTIR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>69608A108</n1:cusip>
<n1:value>9269307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>2079164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6948</n1:Sole>
<n1:Shared>3263</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>509050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>69209742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>339897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>338207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>87004993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>427291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>424496</n1:Sole>
<n1:Shared>1154</n1:Shared>
<n1:None>1641</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALOMAR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69753M105</n1:cusip>
<n1:value>1168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALOMAR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69753M105</n1:cusip>
<n1:value>452173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3873</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAMPA ENERGIA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR LVL I</n1:titleOfClass>
<n1:cusip>697660207</n1:cusip>
<n1:value>15195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAMPA ENERGIA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR LVL I</n1:titleOfClass>
<n1:cusip>697660207</n1:cusip>
<n1:value>995795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAN AMERN SILVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697900108</n1:cusip>
<n1:value>1943278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAN AMERN SILVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697900108</n1:cusip>
<n1:value>24051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>621</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>621</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>2031930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>405062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>67121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69924R108</n1:cusip>
<n1:value>71593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT SKYDANCE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>69932A204</n1:cusip>
<n1:value>163842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8660</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT SKYDANCE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>69932A204</n1:cusip>
<n1:value>43402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARAMOUNT SKYDANCE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>69932A204</n1:cusip>
<n1:value>681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARK HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>700517105</n1:cusip>
<n1:value>70447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARK HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>700517105</n1:cusip>
<n1:value>79176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>51901198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>572403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>689</n1:Sole>
<n1:Shared>66</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER-HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>76546994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100966</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100144</n1:Sole>
<n1:Shared>377</n1:Shared>
<n1:None>445</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSONS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70202L102</n1:cusip>
<n1:value>131179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSONS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70202L102</n1:cusip>
<n1:value>309375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3731</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATRICK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703343103</n1:cusip>
<n1:value>1660258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATRICK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703343103</n1:cusip>
<n1:value>34235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATRICK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703343103</n1:cusip>
<n1:value>44371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>133001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>903971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>14398074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113002</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>5397821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>2071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>2710775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>704133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4421</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>4032787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59894</n1:Sole>
<n1:Shared>26</n1:Shared>
<n1:None>217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>7041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96</n1:Sole>
<n1:Shared>9</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>9916002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146368</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEARSON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>705015105</n1:cusip>
<n1:value>18974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEARSON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>705015105</n1:cusip>
<n1:value>232649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16430</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEBBLEBROOK HOTEL TR</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.750%12/1</n1:titleOfClass>
<n1:cusip>70509VAA8</n1:cusip>
<n1:value>66029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEGASYSTEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>705573103</n1:cusip>
<n1:value>592368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
<n1:value>109782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
<n1:value>8273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>919</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>261736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6319</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>276046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>5948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN ENTERTAINMENT INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.750% 5/1</n1:titleOfClass>
<n1:cusip>707569AU3</n1:cusip>
<n1:value>57764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENNANTPARK FLOATING RATE CA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70806A106</n1:cusip>
<n1:value>142764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENNYMAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  5.500% 3/1</n1:titleOfClass>
<n1:cusip>70932AAF0</n1:cusip>
<n1:value>44685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENNYMAC FINL SVCS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70932M107</n1:cusip>
<n1:value>11397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENNYMAC FINL SVCS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70932M107</n1:cusip>
<n1:value>823926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70959W103</n1:cusip>
<n1:value>151650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70959W103</n1:cusip>
<n1:value>296343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1704</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>2870874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10302</n1:Sole>
<n1:Shared>9327</n1:Shared>
<n1:None>813</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>65274686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>464787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>438772</n1:Sole>
<n1:Shared>24979</n1:Shared>
<n1:None>1036</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>87136726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>620455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>618405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
<n1:value>3121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
<n1:value>3994304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
<n1:value>643071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>184780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2108</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>2774648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29088</n1:Sole>
<n1:Shared>2500</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REVVITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>964150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERMIAN RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>71424F105</n1:cusip>
<n1:value>1293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERMIAN RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>71424F105</n1:cusip>
<n1:value>1626778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERMIAN RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>71424F105</n1:cusip>
<n1:value>741745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57949</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>P T TELEKOMUNIKASI INDONESIA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>715684106</n1:cusip>
<n1:value>120443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>P T TELEKOMUNIKASI INDONESIA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>715684106</n1:cusip>
<n1:value>586036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>71654V408</n1:cusip>
<n1:value>304963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24089</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>71654V408</n1:cusip>
<n1:value>98849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>2342300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65821</n1:Sole>
<n1:Shared>25606</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>33619943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1319464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1269090</n1:Sole>
<n1:Shared>49598</n1:Shared>
<n1:None>776</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>37198874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1459924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1449324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>12653222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53429</n1:Sole>
<n1:Shared>24581</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>185208111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1141850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1139762</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>192621583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1187556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1159039</n1:Sole>
<n1:Shared>24435</n1:Shared>
<n1:None>4082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>29219221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>214016</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>60433414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>444298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>439789</n1:Sole>
<n1:Shared>2313</n1:Shared>
<n1:None>2196</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>732468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4673</n1:Sole>
<n1:Shared>712</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCM STRG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200U100</n1:cusip>
<n1:value>369649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>27627</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200W106</n1:cusip>
<n1:value>21349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200W106</n1:cusip>
<n1:value>4241748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>536251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>536251</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201B101</n1:cusip>
<n1:value>6022763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>417089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>417089</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201H108</n1:cusip>
<n1:value>694049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81461</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>1731928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31967</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>237246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MTG BKD SECS ACT</n1:titleOfClass>
<n1:cusip>72201R569</n1:cusip>
<n1:value>265715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MULTISECTOR BD</n1:titleOfClass>
<n1:cusip>72201R585</n1:cusip>
<n1:value>5812855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>216574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>216574</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MUNI INCOME OPP</n1:titleOfClass>
<n1:cusip>72201R635</n1:cusip>
<n1:value>7802073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE BD ETF</n1:titleOfClass>
<n1:cusip>72201R775</n1:cusip>
<n1:value>12086254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>129472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 HIGH YIELD</n1:titleOfClass>
<n1:cusip>72201R783</n1:cusip>
<n1:value>1751223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18303</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INV GRD CRP BD</n1:titleOfClass>
<n1:cusip>72201R817</n1:cusip>
<n1:value>3582271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>168656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>49609724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>492698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>492698</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTER MUN BD ACT</n1:titleOfClass>
<n1:cusip>72201R866</n1:cusip>
<n1:value>12010907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>229742</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>25YR+ ZERO U S</n1:titleOfClass>
<n1:cusip>72201R882</n1:cusip>
<n1:value>1533042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22558</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>72201Y101</n1:cusip>
<n1:value>1172955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59240</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO GLOBAL STOCKSPLS INCM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>722011103</n1:cusip>
<n1:value>821074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>96032</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ACCESS INCOME FUND</n1:nameOfIssuer>
<n1:titleOfClass>SHS BENFIN INT</n1:titleOfClass>
<n1:cusip>72203T100</n1:cusip>
<n1:value>601721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36983</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>1153519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>2526609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>817474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>8700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>23401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>296326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>2978459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92585</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>341999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIPER SANDLER COMPANIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724078100</n1:cusip>
<n1:value>2277451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIPER SANDLER COMPANIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724078100</n1:cusip>
<n1:value>5552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIPER SANDLER COMPANIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724078100</n1:cusip>
<n1:value>6151092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PITNEY BOWES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724479100</n1:cusip>
<n1:value>103854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PITNEY BOWES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>724479100</n1:cusip>
<n1:value>791854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>104066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>460733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>131127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>795254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43599</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLANET FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72703H101</n1:cusip>
<n1:value>974630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>1860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>4720506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>5027248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POPULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>733174700</n1:cusip>
<n1:value>11050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POPULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>733174700</n1:cusip>
<n1:value>473620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3729</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>1760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>1771775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>2313256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POST HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>737446104</n1:cusip>
<n1:value>319860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POST HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>737446104</n1:cusip>
<n1:value>537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWELL INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739128106</n1:cusip>
<n1:value>3048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWELL INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739128106</n1:cusip>
<n1:value>3721425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWELL INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739128106</n1:cusip>
<n1:value>860174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2822</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWER INTEGRATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739276103</n1:cusip>
<n1:value>142450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3543</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWER INTEGRATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739276103</n1:cusip>
<n1:value>99158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>340829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5462</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>4306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>1355573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>155089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>554564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMORIS SVCS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164F103</n1:cusip>
<n1:value>118241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMORIS SVCS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164F103</n1:cusip>
<n1:value>347314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2529</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>1282049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4619</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>722567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>32335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>640225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7722</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE HIGH YL</n1:titleOfClass>
<n1:cusip>74255Y102</n1:cusip>
<n1:value>459606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23631</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>PRIN U S SMALL</n1:titleOfClass>
<n1:cusip>74255Y607</n1:cusip>
<n1:value>18427681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>323463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>323463</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SPECTRUM PFD</n1:titleOfClass>
<n1:cusip>74255Y888</n1:cusip>
<n1:value>1266117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>24808483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136210</n1:Sole>
<n1:Shared>21701</n1:Shared>
<n1:None>3550</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>70966265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>461870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>461176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>93250031</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>606899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564840</n1:Sole>
<n1:Shared>40723</n1:Shared>
<n1:None>1336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCORE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74275K108</n1:cusip>
<n1:value>2072168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCORE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74275K108</n1:cusip>
<n1:value>2771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCORE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74275K108</n1:cusip>
<n1:value>3571403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48977</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCEPT BIOROBOTICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74276L105</n1:cusip>
<n1:value>202291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCEPT BIOROBOTICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74276L105</n1:cusip>
<n1:value>53642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIVIA HEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74276R102</n1:cusip>
<n1:value>125894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIVIA HEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74276R102</n1:cusip>
<n1:value>313192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROFESIONALLY MANAGED PORTFO</n1:nameOfIssuer>
<n1:titleOfClass>CONGRESS INTERME</n1:titleOfClass>
<n1:cusip>74316P587</n1:cusip>
<n1:value>4306042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROFOUND MED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>74319B502</n1:cusip>
<n1:value>244500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>44611393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179759</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>468464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1589</n1:Sole>
<n1:Shared>308</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>70430881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>285203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282904</n1:Sole>
<n1:Shared>802</n1:Shared>
<n1:None>1497</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGYNY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340E103</n1:cusip>
<n1:value>407546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18938</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>237285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>27441171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>239619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>239619</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>9845513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85433</n1:Sole>
<n1:Shared>486</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.250% 9/1</n1:titleOfClass>
<n1:cusip>74346YAG8</n1:cusip>
<n1:value>45333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 DIV</n1:titleOfClass>
<n1:cusip>74347B680</n1:cusip>
<n1:value>4782259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56038</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSS 2000 DIVD</n1:titleOfClass>
<n1:cusip>74347B698</n1:cusip>
<n1:value>7523377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P TECH DIVIDEN</n1:titleOfClass>
<n1:cusip>74347G606</n1:cusip>
<n1:value>564090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6521</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA FNCLS NEW</n1:titleOfClass>
<n1:cusip>74347X633</n1:cusip>
<n1:value>357300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>106677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>21753019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>211051</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74348T102</n1:cusip>
<n1:value>423335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROTARA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>74365U107</n1:cusip>
<n1:value>174000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROVIDENT FINL SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74386T105</n1:cusip>
<n1:value>1614372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROVIDENT FINL SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74386T105</n1:cusip>
<n1:value>221623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>16003117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>154262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>8488837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79416</n1:Sole>
<n1:Shared>2382</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>949843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7121</n1:Sole>
<n1:Shared>2035</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>53581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>442</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>5988255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71151</n1:Sole>
<n1:Shared>487</n1:Shared>
<n1:None>112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>8573908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102731</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE OPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>5771361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19980</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE OPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>816001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>12684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>1742134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>8890431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74624M102</n1:cusip>
<n1:value>1339032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15977</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74624M102</n1:cusip>
<n1:value>676682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PURPLE INNOVATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74640Y106</n1:cusip>
<n1:value>37368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUTNAM ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FOCUSED LAR CAP</n1:titleOfClass>
<n1:cusip>746729300</n1:cusip>
<n1:value>20410563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>477775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>477775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUAKER HOUGHTON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747316107</n1:cusip>
<n1:value>1713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUAKER HOUGHTON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747316107</n1:cusip>
<n1:value>2082836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUAKER HOUGHTON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747316107</n1:cusip>
<n1:value>249481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1894</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>163944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>439916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2130</n1:Sole>
<n1:Shared>2700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>611056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6709</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>107403335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>645608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>643163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>1946745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7595</n1:Sole>
<n1:Shared>4107</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>57600320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>344021</n1:Sole>
<n1:Shared>635</n1:Shared>
<n1:None>1583</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>6617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>828121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6258</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>156311764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>377182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370653</n1:Sole>
<n1:Shared>5754</n1:Shared>
<n1:None>775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>2618306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4117</n1:Sole>
<n1:Shared>2201</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>39486448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95281</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTUM COMPUTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74766W108</n1:cusip>
<n1:value>219631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11930</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>2032155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>38116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
<n1:value>6227962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32679</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST RESOURCE HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>74836W203</n1:cusip>
<n1:value>430906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>276222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>276222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUIPT HOME MEDICAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74880P104</n1:cusip>
<n1:value>522000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS 3 MNTH</n1:titleOfClass>
<n1:cusip>74933W452</n1:cusip>
<n1:value>1639550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>US TRSRY 6 MNTH</n1:titleOfClass>
<n1:cusip>74933W460</n1:cusip>
<n1:value>884737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>US TREASY 2 YR</n1:titleOfClass>
<n1:cusip>74933W486</n1:cusip>
<n1:value>232415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4786</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>US TREASR 10 YR</n1:titleOfClass>
<n1:cusip>74933W536</n1:cusip>
<n1:value>977829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>MOTLEY FOOL GBL</n1:titleOfClass>
<n1:cusip>74933W635</n1:cusip>
<n1:value>141167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FD INC</n1:nameOfIssuer>
<n1:titleOfClass>MOTLEY FOOL GBL</n1:titleOfClass>
<n1:cusip>74933W635</n1:cusip>
<n1:value>390887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RB GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74935Q107</n1:cusip>
<n1:value>625996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5777</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RB GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74935Q107</n1:cusip>
<n1:value>954431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8808</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>223176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3422</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>257619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749660106</n1:cusip>
<n1:value>1449739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74967X103</n1:cusip>
<n1:value>191174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>941</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74967X103</n1:cusip>
<n1:value>69278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>1916373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>49863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>5361300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44361</n1:Sole>
<n1:Shared>1120</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RXO INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>74982T103</n1:cusip>
<n1:value>183391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11924</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750491102</n1:cusip>
<n1:value>150743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750491102</n1:cusip>
<n1:value>431501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5662</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAMBUS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750917106</n1:cusip>
<n1:value>302805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2906</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALLIANT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750940108</n1:cusip>
<n1:value>30698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>702</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALLIANT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750940108</n1:cusip>
<n1:value>49065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>1022</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALLIANT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750940108</n1:cusip>
<n1:value>513784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10617</n1:Sole>
<n1:Shared>1132</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>180611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>487</n1:Sole>
<n1:Shared>89</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>26857982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85312</n1:Sole>
<n1:Shared>156</n1:Shared>
<n1:None>187</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>80587237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>257007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RANGE RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75281A109</n1:cusip>
<n1:value>32672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RANGE RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75281A109</n1:cusip>
<n1:value>6189489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.250% 3/1</n1:titleOfClass>
<n1:cusip>753422AH7</n1:cusip>
<n1:value>57382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>27495883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>159304</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>3338774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19187</n1:Sole>
<n1:Shared>157</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>64898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>231615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>6715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>162908403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>973576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>972279</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>209377937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1251288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1221939</n1:Sole>
<n1:Shared>26191</n1:Shared>
<n1:None>3158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RTX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>6209951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22129</n1:Sole>
<n1:Shared>14983</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBC BEARINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75524B104</n1:cusip>
<n1:value>3513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBC BEARINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75524B104</n1:cusip>
<n1:value>3751077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9611</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBC BEARINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75524B104</n1:cusip>
<n1:value>4975417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12748</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FUND TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FIRST EAGLE OVER</n1:titleOfClass>
<n1:cusip>75526L878</n1:cusip>
<n1:value>417099</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9043</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RBB FUND TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FIRST EAGLE GBL</n1:titleOfClass>
<n1:cusip>75526L886</n1:cusip>
<n1:value>1667913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37710</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>READY CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75574U101</n1:cusip>
<n1:value>671448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>173501</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>16397920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>269747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268583</n1:Sole>
<n1:Shared>742</n1:Shared>
<n1:None>422</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>2995427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46074</n1:Sole>
<n1:Shared>3201</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>55836702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>918518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>916334</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RED CAT HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75644T100</n1:cusip>
<n1:value>238050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RED ROCK RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>75700L108</n1:cusip>
<n1:value>1762090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28858</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REDDIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>75734B100</n1:cusip>
<n1:value>126495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REDDIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>75734B100</n1:cusip>
<n1:value>2021152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8788</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REDFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 4/0</n1:titleOfClass>
<n1:cusip>75737FAE8</n1:cusip>
<n1:value>52640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>395293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5422</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>493752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>13515295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24037</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>21366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>3</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>8080382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14298</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>4670220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>480699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>229</n1:Sole>
<n1:Shared>18000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>918072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>763</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>1323191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>364086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>634331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>698143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>123937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1944</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>1568847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32849</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>113218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>212268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>1819776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>6099861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>1369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>2572768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9399</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>279752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESIDEO TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76118Y104</n1:cusip>
<n1:value>250574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>1530316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>23732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>370</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>662352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10327</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESOLUTE HLDGS MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76134H101</n1:cusip>
<n1:value>2145957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REXFORD INDL RLTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76169C100</n1:cusip>
<n1:value>277993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6762</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIGETTI COMPUTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>76655K103</n1:cusip>
<n1:value>16385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIGETTI COMPUTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>76655K103</n1:cusip>
<n1:value>29790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIGETTI COMPUTING INC</n1:nameOfIssuer>
<n1:titleOfClass>COMMON STOCK</n1:titleOfClass>
<n1:cusip>76655K103</n1:cusip>
<n1:value>892657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29965</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>1584042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>227735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>2339389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVERNORTH MANAGED DUR MUN I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76882H105</n1:cusip>
<n1:value>485681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVERNORTH FLEXIBLE MUNI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76883Y107</n1:cusip>
<n1:value>402801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30866</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.625% 3/1</n1:titleOfClass>
<n1:cusip>76954AAB9</n1:cusip>
<n1:value>51775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.625%10/1</n1:titleOfClass>
<n1:cusip>76954AAD5</n1:cusip>
<n1:value>63383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>76954A103</n1:cusip>
<n1:value>229111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVIAN AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>76954A103</n1:cusip>
<n1:value>287889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19611</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>44616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>446773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBINHOOD MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>770700102</n1:cusip>
<n1:value>10342321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72233</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBINHOOD MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>770700102</n1:cusip>
<n1:value>686978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBLOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>771049103</n1:cusip>
<n1:value>149186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBLOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>771049103</n1:cusip>
<n1:value>4794870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKET COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77311W101</n1:cusip>
<n1:value>17791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKET COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77311W101</n1:cusip>
<n1:value>532446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27474</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKET LAB CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773121108</n1:cusip>
<n1:value>250090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKET LAB CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773121108</n1:cusip>
<n1:value>393197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>349530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>39826180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113942</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROCKWELL AUTOMATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>773903109</n1:cusip>
<n1:value>4424700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11466</n1:Sole>
<n1:Shared>109</n1:Shared>
<n1:None>1084</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>1502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>934013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9328</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>15876071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>2597777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>3688221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62789</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROOT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>77664L207</n1:cusip>
<n1:value>302454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>12467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>2317412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>2404776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4822</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>10377183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68096</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>127093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>1971469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>6420338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>6924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>8477529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55268</n1:Sole>
<n1:Shared>40</n1:Shared>
<n1:None>2237</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>10389661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136247</n1:Sole>
<n1:Shared>6132</n1:Shared>
<n1:None>2870</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>106580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>71</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS</n1:titleOfClass>
<n1:cusip>780259305</n1:cusip>
<n1:value>4099718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57315</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780287108</n1:cusip>
<n1:value>1211969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780287108</n1:cusip>
<n1:value>37107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYCE SMALL CAP TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780910105</n1:cusip>
<n1:value>167361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10376</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBRIK INC.</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781154109</n1:cusip>
<n1:value>151340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBRIK INC.</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781154109</n1:cusip>
<n1:value>1563573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBRIK INC.</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781154109</n1:cusip>
<n1:value>1636940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>171104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>226412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSSELL INVTS EXCHANGE TRADE</n1:nameOfIssuer>
<n1:titleOfClass>US SMALL CAP EQT</n1:titleOfClass>
<n1:cusip>78249U100</n1:cusip>
<n1:value>486895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16011</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSSELL INVTS EXCHANGE TRADE</n1:nameOfIssuer>
<n1:titleOfClass>INTNL DEVLP EQTY</n1:titleOfClass>
<n1:cusip>78249U209</n1:cusip>
<n1:value>1165123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41493</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSSELL INVTS EXCHANGE TRADE</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL EQ ACTIVE</n1:titleOfClass>
<n1:cusip>78249U308</n1:cusip>
<n1:value>3012457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>105886</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSSELL INVTS EXCHANGE TRADE</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKT EQT</n1:titleOfClass>
<n1:cusip>78249U407</n1:cusip>
<n1:value>835483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSSELL INVTS EXCHANGE TRADE</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL INFR ACTV</n1:titleOfClass>
<n1:cusip>78249U506</n1:cusip>
<n1:value>283875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10933</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>637489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>671725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYDER SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783549108</n1:cusip>
<n1:value>200713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYDER SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783549108</n1:cusip>
<n1:value>3735137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>26429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>594997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6641</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>10391364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20815</n1:Sole>
<n1:Shared>260</n1:Shared>
<n1:None>275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>136279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>225</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>32367021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66502</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>130898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>677</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>460529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>2630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>12</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>3468838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40770</n1:Sole>
<n1:Shared>35</n1:Shared>
<n1:None>77</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>5745357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67712</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOS ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NEOS S&amp;P 500 HI</n1:titleOfClass>
<n1:cusip>78433H303</n1:cusip>
<n1:value>1341809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25656</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOS ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NEOS S&amp;P 500 HI</n1:titleOfClass>
<n1:cusip>78433H303</n1:cusip>
<n1:value>1726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOS ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 HIGH</n1:titleOfClass>
<n1:cusip>78433H675</n1:cusip>
<n1:value>290542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5361</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEZZLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78435P105</n1:cusip>
<n1:value>366633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SL GREEN RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78440X887</n1:cusip>
<n1:value>243726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SL GREEN RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78440X887</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>285079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>106189092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>11730764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12499</n1:Sole>
<n1:Shared>5110</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>1405417962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2109667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2068300</n1:Sole>
<n1:Shared>27591</n1:Shared>
<n1:None>13776</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>2331630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>707359673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1061815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1060519</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPS COMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78463M107</n1:cusip>
<n1:value>762481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7322</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>106220479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>297592</n1:Sole>
<n1:Shared>605</n1:Shared>
<n1:None>620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>2000585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2843</n1:Sole>
<n1:Shared>1731</n1:Shared>
<n1:None>1054</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>99343044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>279470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI CLMTE</n1:titleOfClass>
<n1:cusip>78463X194</n1:cusip>
<n1:value>1493413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35227</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>EURO STOXX 50</n1:titleOfClass>
<n1:cusip>78463X202</n1:cusip>
<n1:value>2018373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P GLBDIV ETF</n1:titleOfClass>
<n1:cusip>78463X459</n1:cusip>
<n1:value>42745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P GLBDIV ETF</n1:titleOfClass>
<n1:cusip>78463X459</n1:cusip>
<n1:value>967575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13310</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI MSCI GBL</n1:titleOfClass>
<n1:cusip>78463X475</n1:cusip>
<n1:value>1831979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24459</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO EMG MK</n1:titleOfClass>
<n1:cusip>78463X509</n1:cusip>
<n1:value>328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO EMG MK</n1:titleOfClass>
<n1:cusip>78463X509</n1:cusip>
<n1:value>4520892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>96580</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P EM MKT DIV</n1:titleOfClass>
<n1:cusip>78463X533</n1:cusip>
<n1:value>2283728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58783</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLB RL ES ETF</n1:titleOfClass>
<n1:cusip>78463X749</n1:cusip>
<n1:value>2105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLB RL ES ETF</n1:titleOfClass>
<n1:cusip>78463X749</n1:cusip>
<n1:value>603545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13186</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL ETF</n1:titleOfClass>
<n1:cusip>78463X772</n1:cusip>
<n1:value>1047105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24522</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>23002467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>658719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>658719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>3568392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>102188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>22736059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>531340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>531340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>6697277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>323</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NYSE TECH ETF</n1:titleOfClass>
<n1:cusip>78464A102</n1:cusip>
<n1:value>546638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NYSE TECH ETF</n1:titleOfClass>
<n1:cusip>78464A102</n1:cusip>
<n1:value>649195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P1500VL</n1:titleOfClass>
<n1:cusip>78464A128</n1:cusip>
<n1:value>1410414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6910</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO CRPORT</n1:titleOfClass>
<n1:cusip>78464A144</n1:cusip>
<n1:value>213040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP GRW</n1:titleOfClass>
<n1:cusip>78464A201</n1:cusip>
<n1:value>5871863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP GRW</n1:titleOfClass>
<n1:cusip>78464A201</n1:cusip>
<n1:value>94216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ICE HIGH</n1:titleOfClass>
<n1:cusip>78464A284</n1:cusip>
<n1:value>388108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15568</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ICE PFD SEC ETF</n1:titleOfClass>
<n1:cusip>78464A292</n1:cusip>
<n1:value>7469714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225876</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>4708381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>49733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BBG CONV SEC ETF</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>144800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BBG CONV SEC ETF</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>19385827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>214208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO LN COR</n1:titleOfClass>
<n1:cusip>78464A367</n1:cusip>
<n1:value>524245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO INTRMD</n1:titleOfClass>
<n1:cusip>78464A375</n1:cusip>
<n1:value>13577785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400643</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO INTRMD</n1:titleOfClass>
<n1:cusip>78464A375</n1:cusip>
<n1:value>288065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>152766484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1461740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1461740</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>98092145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>938591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>932293</n1:Sole>
<n1:Shared>1516</n1:Shared>
<n1:None>4782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>983126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9252</n1:Sole>
<n1:Shared>155</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>2316312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>469768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 VL</n1:titleOfClass>
<n1:cusip>78464A508</n1:cusip>
<n1:value>22707928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>410409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>410409</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 VL</n1:titleOfClass>
<n1:cusip>78464A508</n1:cusip>
<n1:value>310567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CR EQUIP</n1:titleOfClass>
<n1:cusip>78464A581</n1:cusip>
<n1:value>1527812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19399</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COMP SOFTWARE</n1:titleOfClass>
<n1:cusip>78464A599</n1:cusip>
<n1:value>311472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COMP SOFTWARE</n1:titleOfClass>
<n1:cusip>78464A599</n1:cusip>
<n1:value>37377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>1920453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>20918382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>208579</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEF</n1:titleOfClass>
<n1:cusip>78464A631</n1:cusip>
<n1:value>2931963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12479</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO AGRGTE</n1:titleOfClass>
<n1:cusip>78464A649</n1:cusip>
<n1:value>6275942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>242783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>242783</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO AGRGTE</n1:titleOfClass>
<n1:cusip>78464A649</n1:cusip>
<n1:value>96240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI TIPS ETF</n1:titleOfClass>
<n1:cusip>78464A656</n1:cusip>
<n1:value>3011225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>114430</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO LN TSR</n1:titleOfClass>
<n1:cusip>78464A664</n1:cusip>
<n1:value>270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO LN TSR</n1:titleOfClass>
<n1:cusip>78464A664</n1:cusip>
<n1:value>28679074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1064159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1064159</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI INTRMDIT</n1:titleOfClass>
<n1:cusip>78464A672</n1:cusip>
<n1:value>28056345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>970808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>970808</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>13157035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>207852</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>942664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P RETAIL ETF</n1:titleOfClass>
<n1:cusip>78464A714</n1:cusip>
<n1:value>212677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2468</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P PHARMAC</n1:titleOfClass>
<n1:cusip>78464A722</n1:cusip>
<n1:value>242829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P METALS MNG</n1:titleOfClass>
<n1:cusip>78464A755</n1:cusip>
<n1:value>119842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P METALS MNG</n1:titleOfClass>
<n1:cusip>78464A755</n1:cusip>
<n1:value>217673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>1706789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2930</n1:Sole>
<n1:Shared>9257</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>41035104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>293003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>290748</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>61979268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>442551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>399047</n1:Sole>
<n1:Shared>43129</n1:Shared>
<n1:None>375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>562694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>80217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLI S&amp;P1500</n1:titleOfClass>
<n1:cusip>78464A805</n1:cusip>
<n1:value>604828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7499</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLI S&amp;P1500</n1:titleOfClass>
<n1:cusip>78464A805</n1:cusip>
<n1:value>7674493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP GRW</n1:titleOfClass>
<n1:cusip>78464A821</n1:cusip>
<n1:value>13592835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>148458</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP GRW</n1:titleOfClass>
<n1:cusip>78464A821</n1:cusip>
<n1:value>64184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>701</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP VAL</n1:titleOfClass>
<n1:cusip>78464A839</n1:cusip>
<n1:value>1772252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21247</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P400</n1:titleOfClass>
<n1:cusip>78464A847</n1:cusip>
<n1:value>295100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P400</n1:titleOfClass>
<n1:cusip>78464A847</n1:cusip>
<n1:value>8398213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146848</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>18042689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>230313</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>2069116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SEMICNDCTR</n1:titleOfClass>
<n1:cusip>78464A862</n1:cusip>
<n1:value>289761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SEMICNDCTR</n1:titleOfClass>
<n1:cusip>78464A862</n1:cusip>
<n1:value>3012590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>1225317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>224648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>159774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>759747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6857</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78467J100</n1:cusip>
<n1:value>178851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78467J100</n1:cusip>
<n1:value>4508065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50789</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INCOM ALLO ETF</n1:titleOfClass>
<n1:cusip>78467V202</n1:cusip>
<n1:value>1842356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55623</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BLACKSTONE SENR</n1:titleOfClass>
<n1:cusip>78467V608</n1:cusip>
<n1:value>2544828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61203</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>18175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>7750859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>191049</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>3191459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>68748297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>148248</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>1683189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1845</n1:Sole>
<n1:Shared>979</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>22590133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>50761344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SH TSR</n1:titleOfClass>
<n1:cusip>78468R101</n1:cusip>
<n1:value>40118715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1368305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1368305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG INVT</n1:titleOfClass>
<n1:cusip>78468R200</n1:cusip>
<n1:value>4464563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144672</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG INVT</n1:titleOfClass>
<n1:cusip>78468R200</n1:cusip>
<n1:value>92580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SHT TE</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>14581275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>569581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>569581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO TREASU</n1:titleOfClass>
<n1:cusip>78468R457</n1:cusip>
<n1:value>3232126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>105562</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P SMALLCA</n1:titleOfClass>
<n1:cusip>78468R481</n1:cusip>
<n1:value>231636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 3-12 M</n1:titleOfClass>
<n1:cusip>78468R523</n1:cusip>
<n1:value>25824238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>259488</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P OILGAS EXP</n1:titleOfClass>
<n1:cusip>78468R556</n1:cusip>
<n1:value>23135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P OILGAS EXP</n1:titleOfClass>
<n1:cusip>78468R556</n1:cusip>
<n1:value>2807449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21236</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI HIGH YLD</n1:titleOfClass>
<n1:cusip>78468R606</n1:cusip>
<n1:value>15335836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>640595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>640595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG HIGH Y</n1:titleOfClass>
<n1:cusip>78468R622</n1:cusip>
<n1:value>4502485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45948</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG HIGH Y</n1:titleOfClass>
<n1:cusip>78468R622</n1:cusip>
<n1:value>71925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1-3 MO</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>216228601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2356715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2348763</n1:Sole>
<n1:Shared>124</n1:Shared>
<n1:None>7828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1-3 MO</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>42564328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>463916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>463916</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1-3 MO</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>457007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4378</n1:Sole>
<n1:Shared>603</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ICE MUNIC</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>4243594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ICE MUNIC</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>54684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ICE MUNIC</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>9654734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ICE SHORT</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>3659946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ICE SHORT</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>6365335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132006</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL YIELD</n1:titleOfClass>
<n1:cusip>78468R770</n1:cusip>
<n1:value>3847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL YIELD</n1:titleOfClass>
<n1:cusip>78468R770</n1:cusip>
<n1:value>426609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3770</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 HI</n1:titleOfClass>
<n1:cusip>78468R788</n1:cusip>
<n1:value>8859535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>201353</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P 500 ETF</n1:titleOfClass>
<n1:cusip>78468R796</n1:cusip>
<n1:value>1014177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>34449416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>743727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>743727</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>4460662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SERIES TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG 1 10 Y</n1:titleOfClass>
<n1:cusip>78468R861</n1:cusip>
<n1:value>1063983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR SSGA US SCT</n1:titleOfClass>
<n1:cusip>78470P408</n1:cusip>
<n1:value>409212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6865</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR BRIDGEWATER</n1:titleOfClass>
<n1:cusip>78470P630</n1:cusip>
<n1:value>257890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR BLACKSTONE</n1:titleOfClass>
<n1:cusip>78470P846</n1:cusip>
<n1:value>298929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78473E103</n1:cusip>
<n1:value>1074732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5754</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78473E103</n1:cusip>
<n1:value>1868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78473E103</n1:cusip>
<n1:value>2585969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>2253881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>8236986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAILPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78781J109</n1:cusip>
<n1:value>2892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAILPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78781J109</n1:cusip>
<n1:value>3527567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAILPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78781J109</n1:cusip>
<n1:value>424024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19204</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>41952555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>174474</n1:Sole>
<n1:Shared>1114</n1:Shared>
<n1:None>1427</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>584679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>740</n1:Sole>
<n1:Shared>1727</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>68759990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>289411</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAMSARA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>79589L106</n1:cusip>
<n1:value>104300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAMSARA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>79589L106</n1:cusip>
<n1:value>1237333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>21199550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>449143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>449143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>229250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>5796679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122234</n1:Sole>
<n1:Shared>577</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>17101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>6506831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24265</n1:Sole>
<n1:Shared>86</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>7100906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26574</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.250% 9/1</n1:titleOfClass>
<n1:cusip>803607AD2</n1:cusip>
<n1:value>62459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>1657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>268489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13933</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>302539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>254263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>54556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>58870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>17735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>356</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>2338019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67352</n1:Sole>
<n1:Shared>586</n1:Shared>
<n1:None>87</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>2930446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>1185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>1509152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>305414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>127818030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1338829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1338829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>14247370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147838</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>453483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US BRD MKT ETF</n1:titleOfClass>
<n1:cusip>808524102</n1:cusip>
<n1:value>2221035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US BRD MKT ETF</n1:titleOfClass>
<n1:cusip>808524102</n1:cusip>
<n1:value>38447044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1495412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1495412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CAP ETF</n1:titleOfClass>
<n1:cusip>808524201</n1:cusip>
<n1:value>18920809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>718330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>718330</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CAP ETF</n1:titleOfClass>
<n1:cusip>808524201</n1:cusip>
<n1:value>792781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP GR ETF</n1:titleOfClass>
<n1:cusip>808524300</n1:cusip>
<n1:value>101831338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3191205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3191205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP GR ETF</n1:titleOfClass>
<n1:cusip>808524300</n1:cusip>
<n1:value>762458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP VA ETF</n1:titleOfClass>
<n1:cusip>808524409</n1:cusip>
<n1:value>2962563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101771</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP VA ETF</n1:titleOfClass>
<n1:cusip>808524409</n1:cusip>
<n1:value>447566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US MID-CAP ETF</n1:titleOfClass>
<n1:cusip>808524508</n1:cusip>
<n1:value>112632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US MID-CAP ETF</n1:titleOfClass>
<n1:cusip>808524508</n1:cusip>
<n1:value>9335063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>314948</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CAP ETF</n1:titleOfClass>
<n1:cusip>808524607</n1:cusip>
<n1:value>176356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CAP ETF</n1:titleOfClass>
<n1:cusip>808524607</n1:cusip>
<n1:value>9735661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>348948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>348948</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>5 10YR CORP BD</n1:titleOfClass>
<n1:cusip>808524698</n1:cusip>
<n1:value>577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
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<n1:sshPrnamt>260294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>EMRG MKTEQ ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>EMRG MKTEQ ETF</n1:titleOfClass>
<n1:cusip>808524706</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>298</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL EMER</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5596</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL EMER</n1:titleOfClass>
<n1:cusip>808524730</n1:cusip>
<n1:value>28241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>781</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
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<n1:sshPrnamt>12637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12637</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL INTL</n1:titleOfClass>
<n1:cusip>808524755</n1:cusip>
<n1:value>79734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL US S</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6539</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL US S</n1:titleOfClass>
<n1:cusip>808524763</n1:cusip>
<n1:value>80517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL US L</n1:titleOfClass>
<n1:cusip>808524771</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57457</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>FUNDAMENTAL US L</n1:titleOfClass>
<n1:cusip>808524771</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US DIVIDEND EQ</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3777335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3759335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US DIVIDEND EQ</n1:titleOfClass>
<n1:cusip>808524797</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQTY ETF</n1:titleOfClass>
<n1:cusip>808524805</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQTY ETF</n1:titleOfClass>
<n1:cusip>808524805</n1:cusip>
<n1:value>3002918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128991</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US AGGREGATE B</n1:titleOfClass>
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<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US AGGREGATE B</n1:titleOfClass>
<n1:cusip>808524839</n1:cusip>
<n1:value>668341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
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<n1:value>790758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36660</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
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<n1:value>87941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INT-TRM U.S TRES</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INT-TRM U.S TRES</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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<n1:None>18640</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>SHT TM US TRES</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>788085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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<n1:None>788085</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1584</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>282133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>282133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL SCEQT ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL SCEQT ETF</n1:titleOfClass>
<n1:cusip>808524888</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4729</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCIENCE APPLICATIONS INTL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCIENCE APPLICATIONS INTL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808625107</n1:cusip>
<n1:value>374029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3764</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE-GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>442524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7770</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE-GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>97214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEA LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADS</n1:titleOfClass>
<n1:cusip>81141R100</n1:cusip>
<n1:value>10312542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEA LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORD ADS</n1:titleOfClass>
<n1:cusip>81141R100</n1:cusip>
<n1:value>22163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEACOAST BKG CORP FLA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>811707801</n1:cusip>
<n1:value>464940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEACOAST BKG CORP FLA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>811707801</n1:cusip>
<n1:value>56984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1873</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>319810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9047</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>52353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>2760353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30801</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>3429399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30960</n1:Sole>
<n1:Shared>7306</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>98582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>16008029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>315949052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2270238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2270238</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>519104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2275</n1:Sole>
<n1:Shared>1455</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>220026925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2807540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2807540</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>3637857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>254107114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1060370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1060370</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>6016881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24923</n1:Sole>
<n1:Shared>185</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>110514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>1199</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>34233004</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>383177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>381177</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>9573228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106877</n1:Sole>
<n1:Shared>278</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIAL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>31929557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>592715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>578976</n1:Sole>
<n1:Shared>13739</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIAL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>404928728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7516776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7513776</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIAL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>783270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11740</n1:Sole>
<n1:Shared>2800</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>INDL</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>15531886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100485</n1:Sole>
<n1:Shared>221</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>INDL</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>324346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1143</n1:Sole>
<n1:Shared>960</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>INDL</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>37896838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>245716</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>614983889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2181877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2181877</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>648278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>744956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1638</n1:Sole>
<n1:Shared>1005</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>97032560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>344258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>342452</n1:Sole>
<n1:Shared>1216</n1:Shared>
<n1:None>590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>14561759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122159</n1:Sole>
<n1:Shared>810</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>408843277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3453943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3453943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>65104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>550</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>2050892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48680</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>586997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>66818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>143024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>14370028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>150179942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1722050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1722050</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI EXCHANGE TRADED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED US LRG</n1:titleOfClass>
<n1:cusip>81589A106</n1:cusip>
<n1:value>5877174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI EXCHANGE TRADED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED US LRG</n1:titleOfClass>
<n1:cusip>81589A205</n1:cusip>
<n1:value>11549228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>254388</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI EXCHANGE TRADED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED US LRG</n1:titleOfClass>
<n1:cusip>81589A304</n1:cusip>
<n1:value>11531326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>296435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>296435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI EXCHANGE TRADED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>ENHANCED LOW VOL</n1:titleOfClass>
<n1:cusip>81589A403</n1:cusip>
<n1:value>2302824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72098</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMTECH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816850101</n1:cusip>
<n1:value>22578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMTECH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816850101</n1:cusip>
<n1:value>714571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10001</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>1980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>3134092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34831</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>3347166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENTINELONE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>81730H109</n1:cusip>
<n1:value>18860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENTINELONE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>81730H109</n1:cusip>
<n1:value>463143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENTINELONE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>81730H109</n1:cusip>
<n1:value>600483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERIES PORTFOLIOS TR</n1:nameOfIssuer>
<n1:titleOfClass>ELDRIDGE BBB B</n1:titleOfClass>
<n1:cusip>81752T528</n1:cusip>
<n1:value>5393673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>201106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>375489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>4827846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58013</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>76313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>332221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299</n1:Sole>
<n1:Shared>62</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>58199020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63121</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>63011572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68050</n1:Sole>
<n1:Shared>212</n1:Shared>
<n1:None>208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICETITAN INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>81764X103</n1:cusip>
<n1:value>1210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICETITAN INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>81764X103</n1:cusip>
<n1:value>1789430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICETITAN INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>81764X103</n1:cusip>
<n1:value>2523775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHAKE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE3/0</n1:titleOfClass>
<n1:cusip>819047AB7</n1:cusip>
<n1:value>60602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHAKE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>819047101</n1:cusip>
<n1:value>212963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHAKE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>819047101</n1:cusip>
<n1:value>84811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>906</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>12248681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35071</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>27701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>3922780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG SHS</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>18329706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122826</n1:Sole>
<n1:Shared>314</n1:Shared>
<n1:None>201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG SHS</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>37671333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A SUB VTG SHS</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>7431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>20</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIBANYE STILLWATER LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82575P107</n1:cusip>
<n1:value>11240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIBANYE STILLWATER LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82575P107</n1:cusip>
<n1:value>193440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>143922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1518</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>18962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>39820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QXO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>82846H405</n1:cusip>
<n1:value>2900799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152193</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>1213474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>6355882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</n1:nameOfIssuer>
<n1:titleOfClass>MBS ETF</n1:titleOfClass>
<n1:cusip>82889N525</n1:cusip>
<n1:value>3831932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</n1:nameOfIssuer>
<n1:titleOfClass>MANAGED FUTURES</n1:titleOfClass>
<n1:cusip>82889N699</n1:cusip>
<n1:value>9945296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>355570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MFG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>1842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MFG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>2346282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MFG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>533921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>2318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>3102277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24086</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>4739067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITIME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982T106</n1:cusip>
<n1:value>262742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>872</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITIME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982T106</n1:cusip>
<n1:value>46100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHAMPION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>830830105</n1:cusip>
<n1:value>227201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHAMPION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>830830105</n1:cusip>
<n1:value>312048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4086</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>2509471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30009</n1:Sole>
<n1:Shared>2590</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>446553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5801</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>64278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>195676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5392</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>74540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>143370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>7639490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104066</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>39303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>651737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18241</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>1000858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7216</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>194503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>753609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6939</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>6090531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17576</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>680931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE10/0</n1:titleOfClass>
<n1:cusip>833445AD1</n1:cusip>
<n1:value>3577168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2285000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2285000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>10143121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44971</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>3770745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16650</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNOWFLAKE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>833445109</n1:cusip>
<n1:value>45110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOFI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83406F102</n1:cusip>
<n1:value>155402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOFI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83406F102</n1:cusip>
<n1:value>1972253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>74650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLVENTUM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>83444M101</n1:cusip>
<n1:value>1177010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLVENTUM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>83444M101</n1:cusip>
<n1:value>177609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2383</n1:Sole>
<n1:Shared>25</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLVENTUM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>83444M101</n1:cusip>
<n1:value>3302009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44203</n1:Sole>
<n1:Shared>1030</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>5528749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122607</n1:Sole>
<n1:Shared>5700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>594256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>4024114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY GROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>6305730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214035</n1:Sole>
<n1:Shared>1070</n1:Shared>
<n1:None>3920</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUNDHOUND AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>836100107</n1:cusip>
<n1:value>1447248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUNDHOUND AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>836100107</n1:cusip>
<n1:value>1469712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUNDHOUND AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>836100107</n1:cusip>
<n1:value>32160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUNDHOUND AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM</n1:titleOfClass>
<n1:cusip>836100107</n1:cusip>
<n1:value>3216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH PLAINS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83946P107</n1:cusip>
<n1:value>2010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH PLAINS FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83946P107</n1:cusip>
<n1:value>225523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>28138540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>296914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>287711</n1:Sole>
<n1:Shared>7649</n1:Shared>
<n1:None>1554</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>34639593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>365512</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>3717353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16352</n1:Sole>
<n1:Shared>22873</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN COPPER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84265V105</n1:cusip>
<n1:value>219419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN COPPER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84265V105</n1:cusip>
<n1:value>2204401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHSTATE BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84472E102</n1:cusip>
<n1:value>1214005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12279</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHSTATE BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84472E102</n1:cusip>
<n1:value>7688230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>31368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>3183457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99764</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>453218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPINNAKER ETF SERIES</n1:nameOfIssuer>
<n1:titleOfClass>SELECT STOXX EUR</n1:titleOfClass>
<n1:cusip>84858T772</n1:cusip>
<n1:value>1623988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34575</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT ASSET MANAGEMENT LP</n1:nameOfIssuer>
<n1:titleOfClass>PHYSICAL GOLD TR</n1:titleOfClass>
<n1:cusip>85207H104</n1:cusip>
<n1:value>1042950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT ASSET MANAGEMENT LP</n1:nameOfIssuer>
<n1:titleOfClass>PHYSICAL GOLD TR</n1:titleOfClass>
<n1:cusip>85207H104</n1:cusip>
<n1:value>2641660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>3800928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34935</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>671405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>URANIUM MINERS E</n1:titleOfClass>
<n1:cusip>85208P303</n1:cusip>
<n1:value>35412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>586</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>URANIUM MINERS E</n1:titleOfClass>
<n1:cusip>85208P303</n1:cusip>
<n1:value>525620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT ASSET MANAGEMENT LP</n1:nameOfIssuer>
<n1:titleOfClass>PHYSICAL GOLD AN</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>36690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT ASSET MANAGEMENT LP</n1:nameOfIssuer>
<n1:titleOfClass>PHYSICAL GOLD AN</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>645854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT ASSET MANAGEMENT LP</n1:nameOfIssuer>
<n1:titleOfClass>PHYSICAL GOLD AN</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>720482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19637</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.250%11/0</n1:titleOfClass>
<n1:cusip>852234AK9</n1:cusip>
<n1:value>42747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>1734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>10</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>2475609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34134</n1:Sole>
<n1:Shared>29</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>5782830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80017</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>279220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7912</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>44818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANDEX INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854231107</n1:cusip>
<n1:value>1260146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>233248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>383722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>74330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>32743838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>387043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>385006</n1:Sole>
<n1:Shared>39</n1:Shared>
<n1:None>1998</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>36390883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>430152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>629424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4453</n1:Sole>
<n1:Shared>2821</n1:Shared>
<n1:None>166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>29423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>564846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>7554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>1931102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>372624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1612</n1:Sole>
<n1:Shared>1600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>6448571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55586</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>534296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>5571779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39961</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STELLAR BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858927106</n1:cusip>
<n1:value>4463257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEPSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>85914M107</n1:cusip>
<n1:value>723961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11085</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING INFRASTRUCTURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>859241101</n1:cusip>
<n1:value>1146420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING INFRASTRUCTURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>859241101</n1:cusip>
<n1:value>153196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STIFEL FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>860630102</n1:cusip>
<n1:value>1262351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STIFEL FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>860630102</n1:cusip>
<n1:value>2837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STIFEL FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>860630102</n1:cusip>
<n1:value>3701278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>86333M108</n1:cusip>
<n1:value>193622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>86333M108</n1:cusip>
<n1:value>29639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>15367921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39331</n1:Sole>
<n1:Shared>2006</n1:Shared>
<n1:None>235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>24304770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>483528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>458</n1:Sole>
<n1:Shared>850</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>176155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10316</n1:Sole>
<n1:Shared>207</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>2478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>470620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>2193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>2699196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>641852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN LIFE FINANCIAL INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866796105</n1:cusip>
<n1:value>15008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN LIFE FINANCIAL INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866796105</n1:cusip>
<n1:value>44842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN LIFE FINANCIAL INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866796105</n1:cusip>
<n1:value>675698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>667329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>952</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>755435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18068</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOPTA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>8676EP108</n1:cusip>
<n1:value>68855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>1124614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22488</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>30656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>613</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>5501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPER MICRO COMPUTER INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.500% 3/0</n1:titleOfClass>
<n1:cusip>86800UAB0</n1:cusip>
<n1:value>52988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPER MICRO COMPUTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>86800U302</n1:cusip>
<n1:value>1097826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPER MICRO COMPUTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>86800U302</n1:cusip>
<n1:value>1946412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPER MICRO COMPUTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>86800U302</n1:cusip>
<n1:value>2001591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>3042736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>9278278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>101224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2062</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>282112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5748</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD SYNNEX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>3890139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23757</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD SYNNEX CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>448184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>102951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>1394984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19634</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>11447332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>6717627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79994</n1:Sole>
<n1:Shared>1465</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>819365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7435</n1:Sole>
<n1:Shared>2216</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE SECURED LENDING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872280102</n1:cusip>
<n1:value>811963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>28376382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193414</n1:Sole>
<n1:Shared>866</n1:Shared>
<n1:None>2042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>3176411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1318</n1:Sole>
<n1:Shared>20658</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>43556354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300621</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TKO GROUP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87256C101</n1:cusip>
<n1:value>4083641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TKO GROUP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87256C101</n1:cusip>
<n1:value>97951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
<n1:value>28452467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118116</n1:Sole>
<n1:Shared>215</n1:Shared>
<n1:None>528</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
<n1:value>359549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1483</n1:Sole>
<n1:Shared>19</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
<n1:value>95968682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87265H109</n1:cusip>
<n1:value>1732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87265H109</n1:cusip>
<n1:value>2179006</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87265H109</n1:cusip>
<n1:value>244584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TPG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>872657101</n1:cusip>
<n1:value>1494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TPG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>872657101</n1:cusip>
<n1:value>316779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5514</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>PRICE BLUE CHIP</n1:titleOfClass>
<n1:cusip>87283Q107</n1:cusip>
<n1:value>3743084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76577</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>PRICE DIV GRWT</n1:titleOfClass>
<n1:cusip>87283Q404</n1:cusip>
<n1:value>390804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>PRICE DIV GRWT</n1:titleOfClass>
<n1:cusip>87283Q404</n1:cusip>
<n1:value>79261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1803</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>INTERMEDIATE MUN</n1:titleOfClass>
<n1:cusip>87283Q818</n1:cusip>
<n1:value>231070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4554</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>INTERNATIONAL EQ</n1:titleOfClass>
<n1:cusip>87283Q834</n1:cusip>
<n1:value>374661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T ROWE PRICE ETF INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP APPRECIATION</n1:titleOfClass>
<n1:cusip>87283Q867</n1:cusip>
<n1:value>3378632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>89619</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
<n1:value>29307575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104646</n1:Sole>
<n1:Shared>75</n1:Shared>
<n1:None>215</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
<n1:value>47759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
<n1:value>90992744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>325800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>1095963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>11587640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44851</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>39529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>308509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20590</n1:Sole>
<n1:Shared>483</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>583470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39854</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>7291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TALEN ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87422Q109</n1:cusip>
<n1:value>2220484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TALEN ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87422Q109</n1:cusip>
<n1:value>43389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANDEM DIABETES CARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>875372203</n1:cusip>
<n1:value>1020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANDEM DIABETES CARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>875372203</n1:cusip>
<n1:value>1270839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104682</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANDEM DIABETES CARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>875372203</n1:cusip>
<n1:value>131233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10810</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>2014089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>68179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>23142956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204407</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>285314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2216</n1:Sole>
<n1:Shared>304</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>40996169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>359163</n1:Sole>
<n1:Shared>1427</n1:Shared>
<n1:None>1503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>4844787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50835</n1:Sole>
<n1:Shared>2440</n1:Shared>
<n1:None>736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>5372920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59899</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>559280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3518</n1:Sole>
<n1:Shared>2717</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>645532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2901</n1:Sole>
<n1:Shared>952</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>75671451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>451662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>449004</n1:Sole>
<n1:Shared>1120</n1:Shared>
<n1:None>1538</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGA RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612G101</n1:cusip>
<n1:value>76550951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>456911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>455911</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>190435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>4891133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89369</n1:Sole>
<n1:Shared>525</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>6381424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>117284</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECK RESOURCES LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>878742204</n1:cusip>
<n1:value>725238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16524</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TECK RESOURCES LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>878742204</n1:cusip>
<n1:value>94627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87901J105</n1:cusip>
<n1:value>387530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABRDN HEALTHCARE OPPORTUNITI</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>879105104</n1:cusip>
<n1:value>177489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELADOC HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.250% 6/0</n1:titleOfClass>
<n1:cusip>87918AAF2</n1:cusip>
<n1:value>84060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>87936R205</n1:cusip>
<n1:value>235161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18002</n1:Sole>
<n1:Shared>442</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>87936R205</n1:cusip>
<n1:value>549296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>87936R205</n1:cusip>
<n1:value>6069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>4273650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7292</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>5222202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>879382208</n1:cusip>
<n1:value>29291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5766</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>879382208</n1:cusip>
<n1:value>51746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10186</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEPHONE &amp; DATA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>879433829</n1:cusip>
<n1:value>1442438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36759</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEPHONE &amp; DATA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>879433829</n1:cusip>
<n1:value>2747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>206398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12766</n1:Sole>
<n1:Shared>322</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>426933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27072</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>4778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMA ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>AMERICAN RESH</n1:titleOfClass>
<n1:cusip>87975E602</n1:cusip>
<n1:value>1219158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMA ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ELECTRIFICATION</n1:titleOfClass>
<n1:cusip>87975E834</n1:cusip>
<n1:value>1004368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34886</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON EMERGING MKTS INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880192109</n1:cusip>
<n1:value>211587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>34127</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON EMERGING MKTS INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880192109</n1:cusip>
<n1:value>8091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPUS AI INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>88023B103</n1:cusip>
<n1:value>269410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOMNIGROUP INTERNATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>1118823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOMNIGROUP INTERNATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>375606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>2086439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>282835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>443614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>851665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6188</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERAWULF INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88080T104</n1:cusip>
<n1:value>3426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERAWULF INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88080T104</n1:cusip>
<n1:value>588130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88146M101</n1:cusip>
<n1:value>208727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3678</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>17001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>347166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>956</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>411709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>408082</n1:Sole>
<n1:Shared>938</n1:Shared>
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<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
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<n1:sshPrnamt>1411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>924</n1:Sole>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>TETRA TECHNOLOGIES INC DEL</n1:nameOfIssuer>
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<n1:sshPrnamt>90068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
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<n1:sshPrnamt>938232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
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<n1:sshPrnamt>2235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>32448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>106712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>122480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>116315</n1:Sole>
<n1:Shared>5717</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>14043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>7835</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>1730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88262P102</n1:cusip>
<n1:value>434143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>9309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9309</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>421523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2020</n1:Sole>
<n1:Shared>517</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>5073723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30537</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>11971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>4956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
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<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>0</n1:Sole>
<n1:Shared>5000</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
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<n1:sshPrnamt>72471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
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<n1:sshPrnamt>13124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13124</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
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<n1:sshPrnamt>3251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
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<n1:Shared>1552</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53192</n1:Sole>
<n1:Shared>1546</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>59352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THIRD COAST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50000</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>884903808</n1:cusip>
<n1:value>93819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>604</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>884903808</n1:cusip>
<n1:value>946359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6093</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21692</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>2421020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23349</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88579Y101</n1:cusip>
<n1:value>12606905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80841</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88579Y101</n1:cusip>
<n1:value>1970010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10900</n1:Sole>
<n1:Shared>1695</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88579Y101</n1:cusip>
<n1:value>39700786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>255837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>251502</n1:Sole>
<n1:Shared>4135</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THRIVENT ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SMALL MID CAP EQ</n1:titleOfClass>
<n1:cusip>88588G109</n1:cusip>
<n1:value>391209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL TRUST I</n1:nameOfIssuer>
<n1:titleOfClass>FUNDSTRAT GRANNY</n1:titleOfClass>
<n1:cusip>886364231</n1:cusip>
<n1:value>2374050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL TRUST I</n1:nameOfIssuer>
<n1:titleOfClass>UNLIMITED HFGM</n1:titleOfClass>
<n1:cusip>886364363</n1:cusip>
<n1:value>466437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14756</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL TRUST I</n1:nameOfIssuer>
<n1:titleOfClass>SOFI SOCIAL 50</n1:titleOfClass>
<n1:cusip>886364405</n1:cusip>
<n1:value>220676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4024</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL TRUST I</n1:nameOfIssuer>
<n1:titleOfClass>FOLIOBEYOND ALTE</n1:titleOfClass>
<n1:cusip>886364637</n1:cusip>
<n1:value>7302152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>203743</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL TRUST I</n1:nameOfIssuer>
<n1:titleOfClass>SP DWJNS SUKUK</n1:titleOfClass>
<n1:cusip>886364702</n1:cusip>
<n1:value>225012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIDAL TRUST I</n1:nameOfIssuer>
<n1:titleOfClass>SP FDS S&amp;P 500</n1:titleOfClass>
<n1:cusip>886364801</n1:cusip>
<n1:value>1463771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>258995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>909670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOAST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>888787108</n1:cusip>
<n1:value>1562920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42808</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOAST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>888787108</n1:cusip>
<n1:value>877773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23899</n1:Sole>
<n1:Shared>143</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>889478103</n1:cusip>
<n1:value>1490160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10787</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>889478103</n1:cusip>
<n1:value>321866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>730517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1869</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>743416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORTOISE CAPITAL SERIES TRUS</n1:nameOfIssuer>
<n1:titleOfClass>ESSENTIAL ENERGY</n1:titleOfClass>
<n1:cusip>890930100</n1:cusip>
<n1:value>595809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28359</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORTOISE CAPITAL SERIES TRUS</n1:nameOfIssuer>
<n1:titleOfClass>NORTH AMERN PIPE</n1:titleOfClass>
<n1:cusip>890930308</n1:cusip>
<n1:value>297706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>16383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>327392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4296</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>762686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>590656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7388</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>800379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTALENERGIES SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>12201293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202921</n1:Sole>
<n1:Shared>1367</n1:Shared>
<n1:None>123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTALENERGIES SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>13107208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>219588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTALENERGIES SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>514886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5721</n1:Sole>
<n1:Shared>2905</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>1998250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>265865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7691</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>1198562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6272</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>2102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>633654</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3301</n1:Sole>
<n1:Shared>15</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>12120419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>195125</n1:Sole>
<n1:Shared>18000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>48908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135</n1:Sole>
<n1:Shared>725</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>9804528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRADEWEB MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>892672106</n1:cusip>
<n1:value>443365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3995</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRADEWEB MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>892672106</n1:cusip>
<n1:value>45058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSCAT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893529107</n1:cusip>
<n1:value>244561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3341</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSDIGM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893641100</n1:cusip>
<n1:value>2781022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSDIGM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>893641100</n1:cusip>
<n1:value>3047923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2313</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSMEDICS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.500% 6/0</n1:titleOfClass>
<n1:cusip>89377MAB5</n1:cusip>
<n1:value>42588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSMEDICS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89377M109</n1:cusip>
<n1:value>17391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSMEDICS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89377M109</n1:cusip>
<n1:value>258060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSUNION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89400J107</n1:cusip>
<n1:value>1309497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSUNION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89400J107</n1:cusip>
<n1:value>16756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANSUNION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89400J107</n1:cusip>
<n1:value>364946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVEL PLUS LEISURE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>894164102</n1:cusip>
<n1:value>20286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVEL PLUS LEISURE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>894164102</n1:cusip>
<n1:value>34668906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>582769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>582769</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVEL PLUS LEISURE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>894164102</n1:cusip>
<n1:value>4270192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71272</n1:Sole>
<n1:Shared>241</n1:Shared>
<n1:None>267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>1639301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4443</n1:Sole>
<n1:Shared>1428</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>19108081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68434</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>20713098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73185</n1:Sole>
<n1:Shared>972</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVERE THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.250% 3/0</n1:titleOfClass>
<n1:cusip>89422GAA5</n1:cusip>
<n1:value>46223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREX CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89531P105</n1:cusip>
<n1:value>135995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREX CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89531P105</n1:cusip>
<n1:value>463635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8973</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896239100</n1:cusip>
<n1:value>2616229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896239100</n1:cusip>
<n1:value>3126379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>332754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>385662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIP COM GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>89677Q107</n1:cusip>
<n1:value>128742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIP COM GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>89677Q107</n1:cusip>
<n1:value>680109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>191311408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4184414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3565866</n1:Sole>
<n1:Shared>81460</n1:Shared>
<n1:None>537088</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>22570581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>493670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>493670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>8729365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99991</n1:Sole>
<n1:Shared>58887</n1:Shared>
<n1:None>32053</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VNET GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>90138A103</n1:cusip>
<n1:value>229212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>163647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1237</n1:Sole>
<n1:Shared>398</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>20545875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203870</n1:Sole>
<n1:Shared>731</n1:Shared>
<n1:None>673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWILIO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90138F102</n1:cusip>
<n1:value>9385639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>2023 ETF SERIES TRUST II</n1:nameOfIssuer>
<n1:titleOfClass>GMO US QUALITY E</n1:titleOfClass>
<n1:cusip>90139K100</n1:cusip>
<n1:value>295962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO HBRS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90187B804</n1:cusip>
<n1:value>108570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO HBRS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90187B804</n1:cusip>
<n1:value>43181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO RDS SHARED TR</n1:nameOfIssuer>
<n1:titleOfClass>CONDCTR GBL EQTY</n1:titleOfClass>
<n1:cusip>90214Q584</n1:cusip>
<n1:value>10515689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>717060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>717060</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>2410198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4607</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>852228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>1733379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31922</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>5593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>103</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>765250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>1212994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32555</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>7042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902673102</n1:cusip>
<n1:value>1381251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6920</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>143683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4320</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>175280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>248220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2655</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>32815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902788108</n1:cusip>
<n1:value>2367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>2999817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902788108</n1:cusip>
<n1:value>437895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>USA COMPRESSION PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COMUNIT LTDPAR</n1:titleOfClass>
<n1:cusip>90290N109</n1:cusip>
<n1:value>2428920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>285836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283976</n1:Sole>
<n1:Shared>1679</n1:Shared>
<n1:None>181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>729768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>729768</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>663861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7616</n1:Sole>
<n1:Shared>6120</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1366241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16083</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90337L108</n1:cusip>
<n1:value>240918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE12/1</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>12204809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124298</n1:Sole>
<n1:Shared>137</n1:Shared>
<n1:None>142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>20084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>44996622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>459290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>457690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UIPATH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90364P105</n1:cusip>
<n1:value>165912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UIPATH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>90364P105</n1:cusip>
<n1:value>308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UL SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM SHS</n1:titleOfClass>
<n1:cusip>903731107</n1:cusip>
<n1:value>1993292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UL SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A COM SHS</n1:titleOfClass>
<n1:cusip>903731107</n1:cusip>
<n1:value>2858393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40339</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>1365235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>6603647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>68344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>125</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>296768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>399514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>399514</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>30528252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>514984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>512953</n1:Sole>
<n1:Shared>2007</n1:Shared>
<n1:None>24</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>44164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
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<n1:value>133870040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>566358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>552205</n1:Sole>
<n1:Shared>13075</n1:Shared>
<n1:None>1078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>14124526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24012</n1:Sole>
<n1:Shared>35744</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>85064253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>358966</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>116152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90984P303</n1:cusip>
<n1:value>380620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12141</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>672042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18061</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1236165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>910047109</n1:cusip>
<n1:value>1793092</n1:value>
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<n1:sshPrnamt>18581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18581</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>910047109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
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<n1:Sole>360</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120338</n1:Sole>
<n1:Shared>3848</n1:Shared>
<n1:None>186</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>14794344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177114</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5599</n1:Sole>
<n1:Shared>12156</n1:Shared>
<n1:None>202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10960</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
<n1:value>80191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STATES ANTIMONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911549103</n1:cusip>
<n1:value>13198672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2128818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2128818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STATES ANTIMONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911549103</n1:cusip>
<n1:value>139500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>912008109</n1:cusip>
<n1:value>1008626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>912008109</n1:cusip>
<n1:value>1581897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>239909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>44250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>531000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>7200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED THERAPEUTICS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED THERAPEUTICS CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91307C102</n1:cusip>
<n1:value>2216363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4101</n1:Sole>
<n1:Shared>932</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117517</n1:Sole>
<n1:Shared>282</n1:Shared>
<n1:None>555</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913290102</n1:cusip>
<n1:value>2575083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52693</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>20981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITY SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91332U101</n1:cusip>
<n1:value>251691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6286</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL CORP VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913456109</n1:cusip>
<n1:value>102968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL CORP VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913456109</n1:cusip>
<n1:value>118221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL CORP VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913456109</n1:cusip>
<n1:value>90893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1627</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>2685019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>6401256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44568</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>236894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1159</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>306660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>317904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>11882295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112</n1:Sole>
<n1:Shared>152656</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>13164498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>152765</n1:Sole>
<n1:Shared>16488</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>305813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UP FINTECH HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91531W106</n1:cusip>
<n1:value>293980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27552</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPSTART HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91680M107</n1:cusip>
<n1:value>101600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPSTART HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91680M107</n1:cusip>
<n1:value>507898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9998</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPSTART HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91680M107</n1:cusip>
<n1:value>5080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>URBAN OUTFITTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>917047102</n1:cusip>
<n1:value>204218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UTZ BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>918090101</n1:cusip>
<n1:value>528063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43462</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UTZ BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>918090101</n1:cusip>
<n1:value>72900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>323494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>32540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>336825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEON LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91822M502</n1:cusip>
<n1:value>207868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3819</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VSE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918284100</n1:cusip>
<n1:value>185856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VSE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918284100</n1:cusip>
<n1:value>835526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5026</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE1/0</n1:titleOfClass>
<n1:cusip>91879QAN9</n1:cusip>
<n1:value>52258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALE S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91912E105</n1:cusip>
<n1:value>44428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALE S A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>91912E105</n1:cusip>
<n1:value>495673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45642</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>11903558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69739</n1:Sole>
<n1:Shared>20</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>1865028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10626</n1:Sole>
<n1:Shared>328</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>7743133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45478</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALMONT INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>920253101</n1:cusip>
<n1:value>216353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>558</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALUED ADVISERS TR</n1:nameOfIssuer>
<n1:titleOfClass>REGAN FLTG RATE</n1:titleOfClass>
<n1:cusip>92046L338</n1:cusip>
<n1:value>546077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>2556289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>255795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>17810215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>27377814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>358348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SHRT HGH YLD MUN</n1:titleOfClass>
<n1:cusip>92189F387</n1:cusip>
<n1:value>3186509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139149</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BDC INCOME ETF</n1:titleOfClass>
<n1:cusip>92189F411</n1:cusip>
<n1:value>26593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>BDC INCOME ETF</n1:titleOfClass>
<n1:cusip>92189F411</n1:cusip>
<n1:value>299621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20055</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PREFERRED SECURT</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>15229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>PREFERRED SECURT</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>2963410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152744</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>418854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14089</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>VANECK SHRT MUNI</n1:titleOfClass>
<n1:cusip>92189F528</n1:cusip>
<n1:value>236244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13562</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>LONG MUNI ETF</n1:titleOfClass>
<n1:cusip>92189F536</n1:cusip>
<n1:value>942994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR INT MOAT</n1:titleOfClass>
<n1:cusip>92189F593</n1:cusip>
<n1:value>837967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22605</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>URANIUM AND NUCL</n1:titleOfClass>
<n1:cusip>92189F601</n1:cusip>
<n1:value>3023584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>URANIUM AND NUCL</n1:titleOfClass>
<n1:cusip>92189F601</n1:cusip>
<n1:value>30521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISRAEL ETF</n1:titleOfClass>
<n1:cusip>92189F635</n1:cusip>
<n1:value>214012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR WDE MOAT</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>181768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR WDE MOAT</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>4889091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49330</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTR ETF</n1:titleOfClass>
<n1:cusip>92189F676</n1:cusip>
<n1:value>11539204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35357</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTR ETF</n1:titleOfClass>
<n1:cusip>92189F676</n1:cusip>
<n1:value>1719264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>RETAIL ETF</n1:titleOfClass>
<n1:cusip>92189F684</n1:cusip>
<n1:value>243120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>969</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JUNIOR GOLD MINE</n1:titleOfClass>
<n1:cusip>92189F791</n1:cusip>
<n1:value>249347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2518</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JUNIOR GOLD MINE</n1:titleOfClass>
<n1:cusip>92189F791</n1:cusip>
<n1:value>596656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>INTRMDT MUNI ETF</n1:titleOfClass>
<n1:cusip>92189H201</n1:cusip>
<n1:value>4144535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88939</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGAN EM LOC</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>164029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGAN EM LOC</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>5430640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>212883</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUNIETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>5255308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103248</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>OIL SERVICES ETF</n1:titleOfClass>
<n1:cusip>92189H607</n1:cusip>
<n1:value>557507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>OIL SERVICES ETF</n1:titleOfClass>
<n1:cusip>92189H607</n1:cusip>
<n1:value>567519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2184</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK ETF TRUST</n1:nameOfIssuer>
<n1:titleOfClass>CLO ETF</n1:titleOfClass>
<n1:cusip>92189H748</n1:cusip>
<n1:value>575567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10839</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>126090145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>584319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>579504</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>58859959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271399</n1:Sole>
<n1:Shared>1300</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>675638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3030</n1:Sole>
<n1:Shared>101</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>1207168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>18009517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>245161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US CORP BD</n1:titleOfClass>
<n1:cusip>921910691</n1:cusip>
<n1:value>17587656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>273951</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>EXTENDED DUR</n1:titleOfClass>
<n1:cusip>921910709</n1:cusip>
<n1:value>258005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3769</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG INTL STK ETF</n1:titleOfClass>
<n1:cusip>921910725</n1:cusip>
<n1:value>597276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US STK ETF</n1:titleOfClass>
<n1:cusip>921910733</n1:cusip>
<n1:value>2360509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19930</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>11282071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28036</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>634214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP VAL ETF</n1:titleOfClass>
<n1:cusip>921910840</n1:cusip>
<n1:value>2725866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP VAL ETF</n1:titleOfClass>
<n1:cusip>921910840</n1:cusip>
<n1:value>49449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>20748958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85005</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>22142624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>33929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>139</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 GRTH IDX F</n1:titleOfClass>
<n1:cusip>921932505</n1:cusip>
<n1:value>18643359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42813</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 GRTH IDX F</n1:titleOfClass>
<n1:cusip>921932505</n1:cusip>
<n1:value>5225955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 GRTH IDX F</n1:titleOfClass>
<n1:cusip>921932505</n1:cusip>
<n1:value>80560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>185</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 VAL IDX FD</n1:titleOfClass>
<n1:cusip>921932703</n1:cusip>
<n1:value>6092542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30544</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLLCP 600 IDX</n1:titleOfClass>
<n1:cusip>921932828</n1:cusip>
<n1:value>119308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLLCP 600 IDX</n1:titleOfClass>
<n1:cusip>921932828</n1:cusip>
<n1:value>785491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 VAL</n1:titleOfClass>
<n1:cusip>921932844</n1:cusip>
<n1:value>4574165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45392</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 GRTH</n1:titleOfClass>
<n1:cusip>921932869</n1:cusip>
<n1:value>201815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1689</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 IDX</n1:titleOfClass>
<n1:cusip>921932885</n1:cusip>
<n1:value>2391935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WELLINGTON FD</n1:nameOfIssuer>
<n1:titleOfClass>US MINIMUM</n1:titleOfClass>
<n1:cusip>921935409</n1:cusip>
<n1:value>533898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4066</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WELLINGTON FD</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM TAX EX</n1:titleOfClass>
<n1:cusip>921935870</n1:cusip>
<n1:value>4447950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43639</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>15294040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>215865</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>163097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1230</n1:Sole>
<n1:Shared>1072</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>12164392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>68050070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>871431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>871431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>97613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>122626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304</n1:Sole>
<n1:Shared>1250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>64387490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>815961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>815961</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>79568030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1008339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>993116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>106837711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1436570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1430038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>367016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4835</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>95948748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1290154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1290154</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>111166918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1855256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1855256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>77477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>VAN FTSE DEV MKT</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>95851987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1599666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1526455</n1:Sole>
<n1:Shared>9311</n1:Shared>
<n1:None>63900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>2506091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10125</n1:Sole>
<n1:Shared>6405</n1:Shared>
<n1:None>1250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>49933943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>354267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>354267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>79876224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>566699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>566699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH ETF</n1:titleOfClass>
<n1:cusip>921946794</n1:cusip>
<n1:value>19856980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>234494</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH ETF</n1:titleOfClass>
<n1:cusip>921946794</n1:cusip>
<n1:value>77398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>20901786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>5199885</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58054</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>59833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>EM MK GOV BD ETF</n1:titleOfClass>
<n1:cusip>921946885</n1:cusip>
<n1:value>23415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>EM MK GOV BD ETF</n1:titleOfClass>
<n1:cusip>921946885</n1:cusip>
<n1:value>3445636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51504</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>CORE BD ETF</n1:titleOfClass>
<n1:cusip>922020748</n1:cusip>
<n1:value>8595015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>109616</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>101260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>9268661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>183067</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VANGUARD ULTRA</n1:titleOfClass>
<n1:cusip>92203C303</n1:cusip>
<n1:value>1059913</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VANGUARD ULTRA</n1:titleOfClass>
<n1:cusip>92203C303</n1:cusip>
<n1:value>51245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL INT BD ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>227763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL INT BD ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>42668566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>862688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>862688</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>1679280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>7656133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>7047267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32973</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>82927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>3121824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24804</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>754405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>10743123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>2433321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>21780937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>2916866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>880</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>11846401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39982</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>423398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>37774998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48478</n1:Sole>
<n1:Shared>60</n1:Shared>
<n1:None>2056</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>746630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>96157856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128789</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ETF</n1:titleOfClass>
<n1:cusip>92204A801</n1:cusip>
<n1:value>1777857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ETF</n1:titleOfClass>
<n1:cusip>92204A801</n1:cusip>
<n1:value>295613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>418407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>9568701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50518</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>24841485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>2821394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14809</n1:Sole>
<n1:Shared>220</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INSTL INDEX FD</n1:nameOfIssuer>
<n1:titleOfClass>0-3 MO TREAS BIL</n1:titleOfClass>
<n1:cusip>922040845</n1:cusip>
<n1:value>13840506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>183039</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INSTL INDEX FD</n1:nameOfIssuer>
<n1:titleOfClass>0-3 MO TREAS BIL</n1:titleOfClass>
<n1:cusip>922040845</n1:cusip>
<n1:value>25863581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>342043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>787</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INSTL INDEX FD</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA-SHORT TREA</n1:titleOfClass>
<n1:cusip>922040852</n1:cusip>
<n1:value>1000755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INSTL INDEX FD</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA-SHORT TREA</n1:titleOfClass>
<n1:cusip>922040852</n1:cusip>
<n1:value>19142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>1219147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8552</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>23378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>10843237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78688</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>234122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>139080722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1948728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1948728</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>24143543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>338287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>192556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2333</n1:Sole>
<n1:Shared>1221</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>19758525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>364683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>307294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57389</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>65481217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1208587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1208587</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>480485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>80114889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>912055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>912055</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>2811014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35226</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>6080600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>22189804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>377057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375187</n1:Sole>
<n1:Shared>1870</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>43574351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>740431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>740431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>795770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1900</n1:Sole>
<n1:Shared>11622</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>130967997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1638534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1638534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>1461200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL CORP BND</n1:titleOfClass>
<n1:cusip>92206C573</n1:cusip>
<n1:value>3640148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46442</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000GRW</n1:titleOfClass>
<n1:cusip>92206C623</n1:cusip>
<n1:value>311627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000GRW</n1:titleOfClass>
<n1:cusip>92206C623</n1:cusip>
<n1:value>3816113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000VAL</n1:titleOfClass>
<n1:cusip>92206C649</n1:cusip>
<n1:value>460755</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2956</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>21716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>222</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>37133157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>379607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>379607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>6169038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>1334899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5198</n1:Sole>
<n1:Shared>5880</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>21145080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>175478</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>216470659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1796437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1795637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>204762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>65285201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1087543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1087543</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>10103232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113049</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>121244436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1356657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1356651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>512894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2620</n1:Sole>
<n1:Shared>3119</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>1513533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5006</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>2062027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MTG-BKD SECS ETF</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>23668393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>504012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500012</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MTG-BKD SECS ETF</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>2400313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>14205616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>182944</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>319607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C847</n1:cusip>
<n1:value>55939760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>983816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>983816</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>256872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2534</n1:Sole>
<n1:Shared>520</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>8245556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>84679652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1006773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1006773</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>10329933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>525811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>1505766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21514</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>263302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>48993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CORE TAX EXEMPT</n1:titleOfClass>
<n1:cusip>922907712</n1:cusip>
<n1:value>1523695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20248</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMEDIATE TRM</n1:titleOfClass>
<n1:cusip>922907738</n1:cusip>
<n1:value>1955413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>14180425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>25116339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>501625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>501625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>284855107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>465161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>465161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>6587984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8706</n1:Sole>
<n1:Shared>2052</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>944009490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1541542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1538230</n1:Sole>
<n1:Shared>3200</n1:Shared>
<n1:None>112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>59546210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>341083</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>6811762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>66242870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225477</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>9970645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>118389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>4268308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>953</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>7782261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85126</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>15742850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>72444875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>10957901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52503</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>33749518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>161705</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>192987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>381</n1:Sole>
<n1:Shared>276</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>72465395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>246699</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>94125752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>13462718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>15968070</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51868</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>69269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>2200373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10294</n1:Sole>
<n1:Shared>217</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>6297634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30083</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>1355378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2210</n1:Sole>
<n1:Shared>616</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>201313420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>419744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>417397</n1:Sole>
<n1:Shared>1692</n1:Shared>
<n1:None>655</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>303450336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>632702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>632702</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>1143930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>825</n1:Sole>
<n1:Shared>5309</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>251824982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1350340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1350340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>366688760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1966265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1966144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>121</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>175199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>538</n1:Sole>
<n1:Shared>151</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>40063085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>74834620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>294300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>116797109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>355904</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>123373542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>252</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>5804671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17685</n1:Sole>
<n1:Shared>3</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92337F107</n1:cusip>
<n1:value>537402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15654</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92337F107</n1:cusip>
<n1:value>98905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERALTO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>92338C103</n1:cusip>
<n1:value>1002454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7620</n1:Sole>
<n1:Shared>1783</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERALTO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>92338C103</n1:cusip>
<n1:value>2444438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERALTO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>92338C103</n1:cusip>
<n1:value>5051075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44940</n1:Sole>
<n1:Shared>2318</n1:Shared>
<n1:None>121</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>2404022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>2798679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10011</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>6865693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111653</n1:Sole>
<n1:Shared>36163</n1:Shared>
<n1:None>8400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>74433324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1693591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1662773</n1:Sole>
<n1:Shared>25663</n1:Shared>
<n1:None>5155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>78902943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1795289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1795289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>5873262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>5911053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23502</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>9557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERICEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92346J108</n1:cusip>
<n1:value>1259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERICEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92346J108</n1:cusip>
<n1:value>1723580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERICEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92346J108</n1:cusip>
<n1:value>219944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6989</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERONA PHARMA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>925050106</n1:cusip>
<n1:value>574953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5388</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>19941534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50918</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>35769264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90847</n1:Sole>
<n1:Shared>198</n1:Shared>
<n1:None>287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>632107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1345</n1:Sole>
<n1:Shared>269</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>8877268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>893846</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5925</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>92538J106</n1:cusip>
<n1:value>253825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10239</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>15048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>742</n1:Sole>
<n1:Shared>778</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>288971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26268</n1:Sole>
<n1:Shared>2921</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIATRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92556V106</n1:cusip>
<n1:value>621328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62760</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1585563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107464</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925815102</n1:cusip>
<n1:value>338096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY CAP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92645B103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY CAP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92645B103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>CORE INTERMEDIAT</n1:titleOfClass>
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<n1:value>8704011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>USAA MSCI USA SM</n1:titleOfClass>
<n1:cusip>92647N568</n1:cusip>
<n1:value>4572467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50493</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VICTORYSHS US</n1:titleOfClass>
<n1:cusip>92647N691</n1:cusip>
<n1:value>325536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6067</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 ENH</n1:titleOfClass>
<n1:cusip>92647N782</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17042</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US EQ INCM</n1:titleOfClass>
<n1:cusip>92647N824</n1:cusip>
<n1:value>2554296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US LRG CAP</n1:titleOfClass>
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<n1:value>1961855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28192</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VICTORYSHARES WE</n1:titleOfClass>
<n1:cusip>92647P126</n1:cusip>
<n1:value>48945780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1059059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1059059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VICTORYSHARES SM</n1:titleOfClass>
<n1:cusip>92647X822</n1:cusip>
<n1:value>642603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>SHARES FREE CASH</n1:titleOfClass>
<n1:cusip>92647X830</n1:cusip>
<n1:value>10568163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>281818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>281818</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIKING THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92686J106</n1:cusip>
<n1:value>183750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6992</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIKING THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92686J106</n1:cusip>
<n1:value>39420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIR BIOTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>62810</n1:value>
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<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIR BIOTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92764N102</n1:cusip>
<n1:value>657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
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<n1:value>96500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92766K403</n1:cusip>
<n1:value>965</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:value>1354150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38145</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>928254101</n1:cusip>
<n1:value>71000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>222069577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>649905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>304350496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>891530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>867949</n1:Sole>
<n1:Shared>20634</n1:Shared>
<n1:None>2947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>8873149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15181</n1:Sole>
<n1:Shared>10768</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISHAY INTERTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.250% 9/1</n1:titleOfClass>
<n1:cusip>928298AR9</n1:cusip>
<n1:value>63567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTUS ARTIFICIAL INTELLIGEN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92838Y100</n1:cusip>
<n1:value>382521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15918</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>51540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>658870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5497</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>468249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>6568238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30920</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTUS EQUITY &amp; CONV INCM FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92841M101</n1:cusip>
<n1:value>541628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VITAL FARMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92847W103</n1:cusip>
<n1:value>753868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18320</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>105978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>1648098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142077</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>18966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928881101</n1:cusip>
<n1:value>1414394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928881101</n1:cusip>
<n1:value>6077277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>141578</n1:Sole>
<n1:Shared>2680</n1:Shared>
<n1:None>543</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VONTIER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928881101</n1:cusip>
<n1:value>656872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14951</n1:Sole>
<n1:Shared>700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VORNADO RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>929042109</n1:cusip>
<n1:value>13132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VORNADO RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>929042109</n1:cusip>
<n1:value>287709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>3366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>4206378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>811586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10850</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
<n1:value>1148345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
<n1:value>2940749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9560</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD 40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929236107</n1:cusip>
<n1:value>387188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1959</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD 40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929236107</n1:cusip>
<n1:value>67777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WSFS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929328102</n1:cusip>
<n1:value>223540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WSFS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929328102</n1:cusip>
<n1:value>8898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>1373428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19904</n1:Sole>
<n1:Shared>422</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>7973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>9786462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144834</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>15525859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>4719848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41094</n1:Sole>
<n1:Shared>75</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>92245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>1183575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>1808602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9022</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>18844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>156425042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1517806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1515306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>225840686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2191352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2173899</n1:Sole>
<n1:Shared>11600</n1:Shared>
<n1:None>5853</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>9708149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48309</n1:Sole>
<n1:Shared>45890</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>1175901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>147803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>152</n1:Sole>
<n1:Shared>2288</n1:Shared>
<n1:None>5128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WARNER BROS DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>934423104</n1:cusip>
<n1:value>864124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44246</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>2154749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>2998269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16943</n1:Sole>
<n1:Shared>112</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>10229950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44284</n1:Sole>
<n1:Shared>942</n1:Shared>
<n1:None>1099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>411848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>542</n1:Sole>
<n1:Shared>1262</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>66057282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>298632</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>1629467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>405943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>10569211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>4659788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11526</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>56602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATTS WATER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>942749102</n1:cusip>
<n1:value>319970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATTS WATER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>942749102</n1:cusip>
<n1:value>515830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WAYFAIR INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.250% 9/1</n1:titleOfClass>
<n1:cusip>94419LAP6</n1:cusip>
<n1:value>158475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WAYFAIR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>94419L101</n1:cusip>
<n1:value>14561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WAYFAIR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>94419L101</n1:cusip>
<n1:value>1515841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16969</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>111402143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1329064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1327814</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>3299993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32941</n1:Sole>
<n1:Shared>6429</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>90295766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1077258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1065609</n1:Sole>
<n1:Shared>8023</n1:Shared>
<n1:None>3626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>PERP PFD CNV A</n1:titleOfClass>
<n1:cusip>949746804</n1:cusip>
<n1:value>1800829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1459</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>PERP PFD CNV A</n1:titleOfClass>
<n1:cusip>949746804</n1:cusip>
<n1:value>67886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>799492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>8281071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46486</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WENDYS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95058W100</n1:cusip>
<n1:value>454780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49648</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WENDYS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95058W100</n1:cusip>
<n1:value>62206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESBANCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950810101</n1:cusip>
<n1:value>102081</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESBANCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950810101</n1:cusip>
<n1:value>115810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESCO INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95082P105</n1:cusip>
<n1:value>431460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESCO INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95082P105</n1:cusip>
<n1:value>614652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2906</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>1139824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>6495779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24762</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>159912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>95912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCOME OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>273304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>71173</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCOME OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>3786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>986</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET MANAGED MUNS F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766M105</n1:cusip>
<n1:value>164065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET DIVERSIFIED IN</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>95790K109</n1:cusip>
<n1:value>177383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>222711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>4707538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39210</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN MIDSTREAM PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT LP INT</n1:titleOfClass>
<n1:cusip>958669103</n1:cusip>
<n1:value>901942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22956</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>209357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1329</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>252521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>277945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>755997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30496</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>167760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>305771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>518940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4640</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>12969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>120</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>1354698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>23973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>33819714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>533855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>529409</n1:Sole>
<n1:Shared>3182</n1:Shared>
<n1:None>1264</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>446364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5471</n1:Sole>
<n1:Shared>1575</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>83502093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1318107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1315207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>164569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>739</n1:Sole>
<n1:Shared>103</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>17508997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89235</n1:Sole>
<n1:Shared>174</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>62572928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>319048</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINGSTOP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>974155103</n1:cusip>
<n1:value>571169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2269</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINGSTOP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>974155103</n1:cusip>
<n1:value>88340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINNEBAGO INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.250% 1/1</n1:titleOfClass>
<n1:cusip>974637AF7</n1:cusip>
<n1:value>2089620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2340000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2340000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINNEBAGO INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.250% 1/1</n1:titleOfClass>
<n1:cusip>974637AF7</n1:cusip>
<n1:value>66975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>1873092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>3046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>4104713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97717P104</n1:cusip>
<n1:value>1302978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93739</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97717P104</n1:cusip>
<n1:value>1390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US TOTAL DIVIDND</n1:titleOfClass>
<n1:cusip>97717W109</n1:cusip>
<n1:value>348007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH DIVIDEND</n1:titleOfClass>
<n1:cusip>97717W208</n1:cusip>
<n1:value>1548813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH DIVIDEND</n1:titleOfClass>
<n1:cusip>97717W208</n1:cusip>
<n1:value>604198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US LARGECAP DIVD</n1:titleOfClass>
<n1:cusip>97717W307</n1:cusip>
<n1:value>1917097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US LARGECAP DIVD</n1:titleOfClass>
<n1:cusip>97717W307</n1:cusip>
<n1:value>4230711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48612</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP DIVID</n1:titleOfClass>
<n1:cusip>97717W505</n1:cusip>
<n1:value>1512449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28919</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP DIVID</n1:titleOfClass>
<n1:cusip>97717W505</n1:cusip>
<n1:value>263749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>WISDOMTREE US VA</n1:titleOfClass>
<n1:cusip>97717W547</n1:cusip>
<n1:value>33947</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>WISDOMTREE US VA</n1:titleOfClass>
<n1:cusip>97717W547</n1:cusip>
<n1:value>4592848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50465</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>18143639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>275279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>6662791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101089</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>934802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>14183</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
<n1:cusip>97717W604</n1:cusip>
<n1:value>2798061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
<n1:cusip>97717W604</n1:cusip>
<n1:value>5321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
<n1:cusip>97717W851</n1:cusip>
<n1:value>2912298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
<n1:cusip>97717W851</n1:cusip>
<n1:value>32008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
<n1:cusip>97717W851</n1:cusip>
<n1:value>829845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6482</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>DYNAMIC INTL EQT</n1:titleOfClass>
<n1:cusip>97717X263</n1:cusip>
<n1:value>809917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19376</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>ITL HDG QTLY DIV</n1:titleOfClass>
<n1:cusip>97717X594</n1:cusip>
<n1:value>368165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US S CAP QTY DIV</n1:titleOfClass>
<n1:cusip>97717X651</n1:cusip>
<n1:value>210294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QTLY DIV GRT</n1:titleOfClass>
<n1:cusip>97717X669</n1:cusip>
<n1:value>1075260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QTLY DIV GRT</n1:titleOfClass>
<n1:cusip>97717X669</n1:cusip>
<n1:value>24354301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>273767</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE HEDGED EQ</n1:titleOfClass>
<n1:cusip>97717X701</n1:cusip>
<n1:value>2700334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QUALITY GROW</n1:titleOfClass>
<n1:cusip>97717Y477</n1:cusip>
<n1:value>1532143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26711</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QUALITY GROW</n1:titleOfClass>
<n1:cusip>97717Y477</n1:cusip>
<n1:value>24149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>FLOATNG RAT TREA</n1:titleOfClass>
<n1:cusip>97717Y527</n1:cusip>
<n1:value>3137591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>ARTIFICIAL INTEL</n1:titleOfClass>
<n1:cusip>97717Y543</n1:cusip>
<n1:value>2750345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>96301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>1264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>452507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1791</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>2901519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12027</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>3611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>3</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>9751657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40509</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.250% 8/1</n1:titleOfClass>
<n1:cusip>98139AAD7</n1:cusip>
<n1:value>4101540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4164000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4164000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.250% 8/1</n1:titleOfClass>
<n1:cusip>98139AAD7</n1:cusip>
<n1:value>64025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR GLD MINIS</n1:titleOfClass>
<n1:cusip>98149E303</n1:cusip>
<n1:value>5318588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR GLD MINIS</n1:titleOfClass>
<n1:cusip>98149E303</n1:cusip>
<n1:value>6454597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>448625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>64080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>802</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>107875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>621672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4847</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>563359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4358</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>66186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>249047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>7700139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95184</n1:Sole>
<n1:Shared>292</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>9702332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XENIA HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>984017103</n1:cusip>
<n1:value>1303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XENIA HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>984017103</n1:cusip>
<n1:value>142619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10395</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>1525797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10344</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>9043815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPENG INC</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>98422D105</n1:cusip>
<n1:value>388374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16583</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XOMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.000% 2/0</n1:titleOfClass>
<n1:cusip>98423FAB5</n1:cusip>
<n1:value>61343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YATSEN HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>985194208</n1:cusip>
<n1:value>144380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15936</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YELP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>985817105</n1:cusip>
<n1:value>907920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YETI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98585X104</n1:cusip>
<n1:value>33810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YETI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98585X104</n1:cusip>
<n1:value>604040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>114304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>746</n1:Sole>
<n1:Shared>6</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>6196736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38787</n1:Sole>
<n1:Shared>1896</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>8231508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>2006603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>31761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>736</n1:Sole>
<n1:Shared>4</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>871534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18379</n1:Sole>
<n1:Shared>1895</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZAI LAB LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>98887Q104</n1:cusip>
<n1:value>1356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZAI LAB LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>98887Q104</n1:cusip>
<n1:value>375908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11092</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>2080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>3822102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12862</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>5200300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZILLOW GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C CAP STK</n1:titleOfClass>
<n1:cusip>98954M200</n1:cusip>
<n1:value>215740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZILLOW GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C CAP STK</n1:titleOfClass>
<n1:cusip>98954M200</n1:cusip>
<n1:value>48156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZILLOW GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C CAP STK</n1:titleOfClass>
<n1:cusip>98954M200</n1:cusip>
<n1:value>574100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZETA GLOBAL HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98956A105</n1:cusip>
<n1:value>216742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZETA GLOBAL HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98956A105</n1:cusip>
<n1:value>88044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5 </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
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<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
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<n1:sshPrnamt>52552</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ZTO EXPRESS CAYMAN INC</n1:nameOfIssuer>
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<n1:sshPrnamt>5791</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>ZTO EXPRESS CAYMAN INC</n1:nameOfIssuer>
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<n1:sshPrnamt>24033</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ZOOM COMMUNICATIONS INC</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ZURN ELKAY WATER SOLNS CORP</n1:nameOfIssuer>
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</SEC-DOCUMENT>
