<SEC-DOCUMENT>0001193125-26-164441.txt : 20260421
<SEC-HEADER>0001193125-26-164441.hdr.sgml : 20260421
<ACCEPTANCE-DATETIME>20260420181742
ACCESSION NUMBER:		0001193125-26-164441
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20260421
DATE AS OF CHANGE:		20260420

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUIST FINANCIAL CORP
		CENTRAL INDEX KEY:			0000092230
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				560939887
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-276600
		FILM NUMBER:		26876336

	BUSINESS ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		8444878478

	MAIL ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BB&T CORP
		DATE OF NAME CHANGE:	19970527

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN NATIONAL CORP /NC/
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUIST FINANCIAL CORP
		CENTRAL INDEX KEY:			0000092230
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				560939887
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		8444878478

	MAIL ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BB&T CORP
		DATE OF NAME CHANGE:	19970527

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN NATIONAL CORP /NC/
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>d133947dfwp.htm
<DESCRIPTION>FWP
<TEXT>
<HTML><HEAD>
<TITLE>FWP</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Filed Pursuant to Rule 433 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Registration <FONT STYLE="white-space:nowrap">No.&nbsp;333-276600</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>April&nbsp;20, 2026 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g133947g0418111935677.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Truist Financial Corporation </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Medium-Term Notes, Series I (Senior) </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>$1,000,000,000 5.281% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Notes due April
23, 2037 </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>Pricing Term Sheet </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>April 20, 2026 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="33%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="65%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Issuer:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Truist Financial Corporation</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Security Type:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">SEC Registered Medium-Term Notes, Series I (Senior)</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Expected Ratings*:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Baa1/Stable (Moody&#8217;s) / <FONT STYLE="white-space:nowrap">A-/Stable</FONT> (S&amp;P) / <FONT STYLE="white-space:nowrap">A-/Stable</FONT> (Fitch) / AAL/Stable (DBRS)</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Principal Amount:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$1,000,000,000</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Trade Date:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">April 20, 2026</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Issue Date:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">April 23, 2026 (T+3)</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Stated Maturity:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">April 23, 2037</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Reset Date:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">April 23, 2036</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Fixed Rate Period:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The period from, and including, the Issue Date to, but excluding, the Reset Date.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Floating Rate Period:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The period from, and including, the Reset Date to, but excluding, the Stated Maturity.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Fixed Interest Rate:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">5.281% per annum payable in arrears for each semi-annual Interest Period during the fixed rate period.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Floating Interest Rate:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Base Rate as determined on the applicable Interest Determination Date plus the Spread per annum payable in arrears for each quarterly Interest Period during the floating rate period.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Base Rate:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Compounded SOFR with Observation Period Shift determined for each quarterly Interest Period during the floating rate period calculated in accordance with the terms and provisions set forth under <I>&#8220;Description of
Notes&#8212;Floating Rate Notes&#8212;Base Rates&#8212;SOFR&#8221;</I><B> </B>in the Issuer&#8217;s prospectus supplement dated January&nbsp;19, 2024 (the &#8220;prospectus supplement&#8221;).</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Spread:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">+141.4 basis points</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest Periods: <BR></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">With respect to the fixed rate period, each semi-annual period from, and including, an Interest Payment Date (or, in the case of the first Interest Period during the fixed rate period, the Issue Date) to, but excluding, the next
Interest Payment Date (or, in the case of the final Interest Period during the fixed rate period, the Reset Date).</TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="33%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="65%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">With respect to the floating rate period, each quarterly period from, and including, an Interest Payment Date (or, in the case of the first Interest Period during the floating rate period, the Reset Date) to, but excluding, the next
Interest Payment Date (or, in the case of the final Interest Period during the floating rate period, the Stated Maturity or earlier redemption date).</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest Payment Dates:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With respect to the fixed rate period, April&nbsp;23 and October&nbsp;23 of each year, beginning on October&nbsp;23, 2026 and ending on the
Reset Date.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">With respect to the floating rate period, January 23, April 23, July 23,
and October&nbsp;23 of each year, beginning on July&nbsp;23, 2036 and ending on the Stated Maturity.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest Determination Dates:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">During the floating rate period, two U.S. Government Securities Business Days (as defined in the prospectus supplement) preceding the applicable Interest Payment Date or redemption date, as applicable.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest Reset Dates:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">For the floating rate period, each Interest Payment Date.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Day Count Convention:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With respect to the fixed rate period, 30/360.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">With respect to the floating rate period, Actual/360.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Business Day:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With respect to the fixed rate period, New York and Charlotte.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">With respect to the floating rate period, New York, Charlotte and U.S. Government Securities Business Day.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Business Day Convention:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With respect to the fixed rate period, Following Unadjusted Business Day Convention.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">With respect to the floating rate period, Modified Following Business Day
Convention.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Optional Make-Whole Redemption:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">At any time after the date that is 180 days after the Issue Date (or, if additional notes are issued, after the date that is 180 days after the Issue Date of such additional notes) and prior to the Reset Date (one year prior to the
Stated Maturity), the Company may redeem the Notes at its option, in whole or in part, at any time and from time to time, at the Make-Whole Redemption Price as described under &#8220;<I>Description of Notes&#8212;Redemption&#8212;Optional Make-Whole
Redemption</I>&#8221; in the accompanying prospectus supplement. Notice of any redemption will be provided at least 5 but not more than 60 calendar days before the redemption date to the registered holder of the Notes to be redeemed.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Make-Whole Spread:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">+20 basis points</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Optional Redemption:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The Issuer may redeem the Notes at its option, (a)&nbsp;in whole, but not in part, on the Reset Date, or (b)&nbsp;in whole at any time or in part from time to time, on or after January&nbsp;23, 2037 (3&nbsp;months prior to the
Stated Maturity) and prior to the Stated Maturity, in each case at a redemption price equal to 100% of the principal amount of the Notes to be redeemed, plus accrued and unpaid interest thereon to, but excluding, the redemption date. See
&#8220;<I>Description of Notes&#8212;Redemption</I>&#8221; in the accompanying prospectus supplement. Notice of any redemption will be provided at least 5 but not more than 60 calendar days before the redemption date to the registered holder of the
Notes to be redeemed.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Fixed Rate Benchmark Treasury:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">UST 4.125% Notes due February&nbsp;15, 2036</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Fixed Rate Benchmark Treasury Spot and Yield:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">98-31 <SUP STYLE="vertical-align:top">3</SUP>&#8260;<SUB STYLE="vertical-align:bottom">4</SUB>; 4.251%</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="33%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="65%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Fixed Rate Spread to Benchmark Treasury:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">+103 basis points</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Fixed Rate Yield to Maturity:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">5.281%</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Price to Public:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">100.000% of face amount</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Net Proceeds to Issuer:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$997,000,000</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Denominations:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$2,000 and integral multiples of $1,000 in excess thereof</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>CUSIP / ISIN:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">89788MAY8 / US89788MAY84</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Global Settlement:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Through The Depository Trust Company, Euroclear or Clearstream Luxembourg</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Joint Book-Running Managers:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Truist Securities, Inc.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">BofA Securities,
Inc.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Citigroup Global Markets Inc.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">J.P. Morgan Securities
LLC</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B><FONT STYLE="white-space:nowrap">Co-Managers:</FONT></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SMBC Nikko Securities America, Inc.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Piper
Sandler &amp; Co.</P></TD></TR>
</TABLE> <DIV STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</DIV>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><B>*</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision
or withdrawal at any time.</B></P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The offering is being made pursuant to an effective registration statement on Form <FONT
STYLE="white-space:nowrap">S-3</FONT> (including a preliminary pricing supplement and a prospectus supplement and a prospectus, registration statement <FONT STYLE="white-space:nowrap">No.&nbsp;333-276600),</FONT> filed with the U.S. Securities and
Exchange Commission (the &#8220;SEC&#8221;). Before you invest, you should read the preliminary pricing supplement, prospectus supplement and the prospectus and other documents the Issuer has filed with the SEC for more complete information about
the Issuer and this offering. You may obtain these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the joint book-running managers will arrange to send you the prospectus supplement and the prospectus if you
request them by contacting Truist Securities, Inc. toll-free at <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-800-685-4786,</FONT></FONT></FONT> BofA Securities, Inc. toll-free at <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-800-294-1322,</FONT></FONT></FONT> Citigroup Global Markets Inc. toll-free at <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">1-800-831-9146</FONT></FONT></FONT> or J.P. Morgan Securities LLC collect at <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-212-834-4533.</FONT></FONT></FONT> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The Issuer expects that delivery of the notes will be made against payment therefor on or about April&nbsp;23, 2026, which is the third business day
following the date of this final term sheet (such settlement being referred to as &#8220;T+3&#8221;). Under Rule <FONT STYLE="white-space:nowrap">15c6-1</FONT> of the Securities Exchange Act of 1934, as amended, trades in the secondary market
generally are required to settle in one business day, unless the parties to a trade expressly agree otherwise. Accordingly, purchasers who wish to trade the notes prior to the business day before delivery of the notes will be required, by virtue of
the fact that the notes initially will settle in T+3, to specify alternative settlement arrangements to prevent a failed settlement. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The notes are
not savings accounts, deposits or other obligations of a bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B><B><I>No PRIIPS or UK PRIIPS KID or CCI Regulations product summary </I></B><B>- No PRIIPs or UK PRIIPs key information document (KID) or UK CCI
Regulations product summary has been prepared as the Notes are not available to retail investors in the EEA or in the United Kingdom. See &#8220;Prohibition of Sales to EEA Retail Investors&#8221; and &#8220;Prohibition of Sales to United Kingdom
Retail Investors&#8221; in the prospectus supplement. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g133947g0418111935677.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g133947g0418111935677.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1"  P +P# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#]4Z*_.;QY
M^U/^U-H_CGQ%8:/X&DN-)M=1N8+.8:.S>9"LK+&V[OE0#FO.M _X*%?M$^*O
M$%WH>CZ%9ZEK%H',]C;:9OEB",%?<HY&&(!]S7:L).2NFOO+Y&S]7J*^._V/
M_CK\=/B9\3K_ $KXE^%WT70(M)EN8KAM.-N&N!+"JKN/7Y6D./;VKB_VR/VS
M/B;\&OC]:^!?!5O8W<5U96KP02VOFS23RLRA5]<D* />LUAYN?LU:XN5WL??
M%%?F+??MJ_M3^$[9]4UCX?J--MAOF,^D2+&%'4L5.0/>OKO]D?\ :VT?]J/P
MO>R1V@T?Q)I>P:AIN_<NUL[98SU*$@CGD'@]B2>'G3CS/5>0W%I7/?Z*^/?^
M"@?[5'C/]FF7P(OA+[%C65OC<_;(!)_JOL^S'I_K6_2OK'P]?2:GX?TR\FQY
MUQ:Q3/M&!N9 3_.LI4Y1BIO9DVTN:-%?&/[?W[6?C;]FS7?!MIX3%B8M6MKF
M6X^V0"0Y1HPN/3[QK[(M)3-:PR-C<Z*QQZD42IRC%3>S!JRN345\5_L6_M<>
M-_CU\:/&GA?Q(+'^S=)LYI[?[+ $?<MRD8R>_P K&O:OVK_VE-._9C^&G]OS
MVHU+5[V;[)IE@6VB67:26<]0B@9..>0.,Y%RHSC/V?4?*[V/:J*_+S2OVD?V
MRO'VF+XL\/:!(/#LP\V%+?2;?RV3_9\P>8P]#SGL:^SOV/OC'XM^-7PEN]8\
M:Z2FC^(K#4YM-FMT@>$G9'&P9D;D,?,[8'%54H2IKF;0.+1[K17YDM^UU^UL
MH)/@"0 =_P"Q6KE_!W_!0G]HKX@S7,7AK0;/7);95:9+'3/,,8)(!..F<'\J
MT^J5&KW7WE<C/U>K"\=Z[-X6\#^(M:MT62XT[3KB\C1_NLT<3. ?;(KYV_8Q
M^,?QB^*6K>*8?BCX=?0[:S@MWL6:Q-OYC,SAQD]< +^=>[?&/_DD7CC_ + =
M]_Z3O7/*')/E9%K.Q^8OP#^%/QY_:\\/:UXVLOC#J6F^7JDEC-%<ZE=)EQ''
M(2BQG:JXE "@ #'3%>G?\,!?M#_]%RN?_!K??_%5WW_!)+_DWKQ/_P!C3/\
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MI?%/@CQ%HT#K'/J.G7%G&[_=5I(F0$^V34QT:!'Q]_P22_Y-Z\3_ /8TS_\
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HPY>ZAJTU[#8WL12<0F*%%9T."A)C;@C.,'O5*#HTI*;W:*2Y5J?_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
