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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000004977-02-000035.txt : 20020414
<SEC-HEADER>0000004977-02-000035.hdr.sgml : 20020414
ACCESSION NUMBER:		0000004977-02-000035
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20011231
FILED AS OF DATE:		20020211

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AFLAC INC
		CENTRAL INDEX KEY:			0000004977
		STANDARD INDUSTRIAL CLASSIFICATION:	ACCIDENT & HEALTH INSURANCE [6321]
		IRS NUMBER:				581167100
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-07434
		FILM NUMBER:		02534562

	BUSINESS ADDRESS:	
		STREET 1:		1932 WYNNTON RD
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31999
		BUSINESS PHONE:		7063233431

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICAN FAMILY CORP
		DATE OF NAME CHANGE:	19920306
<REPORTING-OWNER>

COMPANY DATA:	
	COMPANY CONFORMED NAME:			KUECHENMEISTER JOSEPH P
	CENTRAL INDEX KEY:			0001075298
<RELATIONSHIP>OFFICER

FILING VALUES:
	FORM TYPE:		5

BUSINESS ADDRESS:	
	STREET 1:		1932 WYNNTON ROAD
	CITY:			COLUMBUS
	STATE:			GA
	ZIP:			31999
	BUSINESS PHONE:		7065963499

MAIL ADDRESS:	
	STREET 1:		1932 WYNNTON ROAD
	CITY:			COLUMBUS
	STATE:			GA
	ZIP:			31999
</REPORTING-OWNER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>5
<SEQUENCE>1
<FILENAME>joe.txt
<DESCRIPTION>2002 FORM 5
<TEXT>
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 5
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check box if no longer subject to Section 16.
    Form 4 or Form 5 obligations may continue.

[ ] Form 3 Holdings Reported

[ ] Form 4 Transactions Reported

1. Name and Address of Reporting Person(s)
   Kuechenmeister, Joseph P.
   3275 Fortson Road


   Fortson, GA  31808
2. Issuer Name and Ticker or Trading Symbol
   AFLAC INCORPORATED (AFL)
3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)

4. Statement for Month/Year
   12/01
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
   [ ] Director                   [ ] 10% Owner
   [X] Officer (give title below) [ ] Other (specify below)
   Sr. Vice-President
7. Individual or Joint/Group Filing (Check Applicable Line)
   [X] Form filed by One Reporting Person
   [ ] Form filed by More than One Reporting Person

<TABLE>
<CAPTION>
Table I   Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
- ------------------------------------------------------------------------------------------------------------------------------------
1)Title of Security                           2)Trans-    3.Trans- 4.Securities Acquired(A)      5)Amount of    6)  7)Nature of
                                              action      action   or Disposed of (D)            Securities         Indirect
                                              Date        Code                   A               Beneficially   D   Beneficial
                                              (Month/                            or              Owned at       or  Ownership
                                              Day/Year)   Code     Amount        D  Price        End of Year    I
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                                           <C>         <C>      <C>           <C><C>          <C>            <C><C>

Common Stock                                                                                     57,620         D  Direct
Common Stock                                  12/31/01    I        1,222 (1)     A               15,438         I  401(K) Plan

<CAPTION>
Table II (PART 1)  Derivative Securitites Acquired, Disposed of, or Beneficially Owned  (Columns 1 through 6)
- ------------------------------------------------------------------------------------------------------------------------------------
1)Title of Derivative          2)Conversion    3)Trans-       4)Trans-  5)Number of Derivative            6)Date Exercisable and
Security                       or Exercise     action         action    Securities Acquired (A)           Expiration Date
                               Price of        Date           Code      or Disposed of (D)
                               Derivative
                               Security                       Code      A                D                Exercisable  Expiration
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                            <C>             <C>            <C>       <C>              <C>              <C>          <C>
Stock Units                    $0.0000         12/31/01 (2)   I         10,011                            (2)

<CAPTION>
Table II (PART 2)  Derivative Securitites Acquired, Disposed of, or Beneficially Owned  (Columns 1,3 and 7 through 11)
- ------------------------------------------------------------------------------------------------------------------------------------
1)Title of Derivative          3)Trans-  7)Title and Amount                           8)Price     9)Number of   10) 11)Nature of
Security                       action    of Underlying                                of Deri-    Derivative        Indirect
                               Date      Securities                                   vative      Securities    D   Beneficial
                                                                        Amount or     Security    Beneficially  or  Ownership
                                                                        Number of                 Owned at      I
                  -                      Title                          Shares                    End of Year
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                            <C>       <C>                            <C>           <C>         <C>           <C> <C>

Stock Units                    12/31/01  Common Stock                   10,011        (2)         25,999        D   Direct
                               (2)

<FN>
Explanation of Responses:

(1)
Between January 1, 2001 and December 31, 2001, the reporting person acquired 1,222 shares of AFLAC Incorporated common stock under
the AFLAC Incorporated 401(k) plan.  The information in this report is based on a plan statement dated as of 12/31/01.
(2)
The phantom stock units were accrued under AFLAC's Executive Deferred Compensation Plan (EDCP).  The EDCP holds Stock Units on the
reporting party's behalf representing the value of the common stock.  The stock units were accrued between 01/01/01 through 12/31/01
 at prices ranging from $26.7576 to $32.232.  Adjusted 4,938 stock units for stock split on March 16, 2001, which was understated.

</FN>
</TABLE>
SIGNATURE OF REPORTING PERSON
/S/ By: Patricia A. Bell
    For: Joseph P. Kuechenmeister
DATE

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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