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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_B26AA420AB0F0F64D8F8606F4A1849C7" xlink:type="locator" />
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    <link:label id="lab_us-gaap_DebtInstrumentTable_2D419E51EC6822B8A9EC606F4A1857EE_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_2D419E51EC6822B8A9EC606F4A1857EE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</link:label>
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    <link:label id="lab_us-gaap_DebtInstrumentAxis_E19597743F4734F5FED6606F4A1897C7_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_E19597743F4734F5FED6606F4A1897C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
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    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33" xlink:to="lab_us-gaap_DebtInstrumentNameDomain_A028AF8DFC25B5DE10A0606F4A18FA33" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">8.50% senior notes due May 2019</link:label>
    <link:label id="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E_label_en-US" xlink:label="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Eight Point Five Zero Percent Due May Twenty Nineteen [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E_documentation_en-US" xlink:label="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Eight Point Five Zero Percent Due May Twenty Nineteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember" xlink:label="loc_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E" xlink:to="lab_afl_SeniorNotesEightPointFiveZeroPercentDueMayTwentyNineteenMember_5BEA4E85B046FE208EFE606F4A18012E" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">6.45% senior notes due August 2040</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C_label_en-US" xlink:label="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Four Five Percent Due August Twenty Forty [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C_documentation_en-US" xlink:label="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Four Five Percent Due August Twenty Forty [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember" xlink:label="loc_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C" xlink:to="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_319432B86A92D97D1410606F4A18573C" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">6.90% senior notes due December 2039</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D_label_en-US" xlink:label="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Nine Zero Percent Due December Twenty Thirty Nine [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D_documentation_en-US" xlink:label="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Nine Zero Percent Due December Twenty Thirty Nine [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember" xlink:label="loc_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D" xlink:to="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_F9A5C5C6376DA3D06F54606F4A182C9D" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.45% senior notes due August 2015</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681_label_en-US" xlink:label="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Four Five Percent Due August Twenty Fifteen [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681_documentation_en-US" xlink:label="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Four Five Percent Due August Twenty Fifteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember" xlink:label="loc_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681" xlink:to="lab_afl_SeniorNotesThreePointFourFivePercentDueAugustTwentyFifteenMember_4DDCEDD41514BE762E5F606F4A184681" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.65% senior notes due February 2017</link:label>
    <link:label id="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580_label_en-US" xlink:label="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Two Point Six Five Percent Due February Twenty Seventeen [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580_documentation_en-US" xlink:label="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Two Point Six Five Percent Due February Twenty Seventeen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember" xlink:label="loc_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580" xlink:to="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_5067A234D8098BFE2CD8606F4A18C580" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.00% senior notes due February 2022</link:label>
    <link:label id="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F_label_en-US" xlink:label="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Four Point Zero Zero Percent Due February Twenty Twenty Two [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F_documentation_en-US" xlink:label="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Four Point Zero Zero Percent Due February Twenty Twenty Two [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember" xlink:label="loc_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F" xlink:to="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_15A89BA52FB239CBF5B1606F4A18EB4F" xlink:type="arc" />
    <link:label id="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA_terseLabel_en-US" xlink:label="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">5.50% subordinated notes due September 2052</link:label>
    <link:label id="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA_label_en-US" xlink:label="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Notes Five Point Five Zero Percent Due September Twenty Fifty Two [Member]</link:label>
    <link:label id="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA_documentation_en-US" xlink:label="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinated Notes Five Point Five Zero Percent Due September Twenty Fifty Two [Member] [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember" xlink:label="loc_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA" xlink:to="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_32DDD329B684260FA8FF606F4A18B7DA" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.26% yen-denominated Uridashi notes due September 2016</link:label>
    <link:label id="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764_label_en-US" xlink:label="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Uridashi Notes Two Point Two Six Percent Due September Twenty Sixteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764_documentation_en-US" xlink:label="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Uridashi Notes Two Point Two Six Percent due September Twenty Sixteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember" xlink:label="loc_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764" xlink:to="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_C09CD15EC68D7161759B606F4A187764" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1.47% yen-denominated Samurai notes due July 2014</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7_label_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes One Point Four Seven Percent Due July Twenty Fourteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7_documentation_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes One Point Four Seven Percent due July Twenty Fourteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember" xlink:label="loc_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7" xlink:to="lab_afl_YenDenominatedSamuraiNotesOnePointFourSevenPercentDueJulyTwentyFourteenMember_8B0E3F1AB9C3E8EC4365606F4A1830F7" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1.84% yen-denominated Samurai notes due July 2016</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916_label_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes One Point Eight Four Percent Due July Twenty Sixteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916_documentation_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes One Point Eight Four Percent due July Twenty Sixteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember" xlink:label="loc_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916" xlink:to="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_E500F265DAE133A1E046606F4A183916" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable interest rate yen-denominated Samurai notes due July 2014</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38_label_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes Variable Interest Rate Due July Twenty Fourteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38_documentation_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes Variable Interest Rate due July Twenty Fourteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember" xlink:label="loc_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38" xlink:to="lab_afl_YenDenominatedSamuraiNotesVariableInterestRateDueJulyTwentyFourteenMember_7B60E6C2D676A5654E2D606F4A182A38" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.60% yen-denominated loan due July 2015</link:label>
    <link:label id="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84_label_en-US" xlink:label="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Loan Three Point Six Zero Percent Due July Twenty Fifteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84_documentation_en-US" xlink:label="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Loan Three Point Six Zero Percent due July Twenty Fifteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember" xlink:label="loc_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84" xlink:to="lab_afl_YenDenominatedLoanThreePointSixZeroPercentDueJulyTwentyFifteenMember_A2B9B8B2238A28FC385F606F4A188D84" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.00% yen-denominated loan due August 2015</link:label>
    <link:label id="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C_label_en-US" xlink:label="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Loan Three Point Zero Zero Percent Due August Twenty Fifteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C_documentation_en-US" xlink:label="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Loan Three Point Zero Zero Percent due August Twenty Fifteen [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember" xlink:label="loc_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C" xlink:to="lab_afl_YenDenominatedLoanThreePointZeroZeroPercentDueAugustTwentyFifteenMember_AA41464578C7CE2CC692606F4A18404C" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_4E9DC4A5B6E913185768606F4A18C889_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_4E9DC4A5B6E913185768606F4A18C889" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_4E9DC4A5B6E913185768606F4A18C889_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_4E9DC4A5B6E913185768606F4A18C889" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_4E9DC4A5B6E913185768606F4A18C889" xlink:type="locator" />
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    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_17753BD972472217E594606F4A181F88_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_17753BD972472217E594606F4A181F88" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_17753BD972472217E594606F4A181F88" xlink:type="locator" />
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    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_08AC2692D568F208D17B606F4A1855D1_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_08AC2692D568F208D17B606F4A1855D1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Notes payable, principal amount</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_08AC2692D568F208D17B606F4A1855D1_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_08AC2692D568F208D17B606F4A1855D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Face Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_08AC2692D568F208D17B606F4A1855D1" xlink:type="locator" />
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    <link:label id="lab_us-gaap_InvestmentsAbstract_5D116752EC2E267AA55E61A9BB8D7646_label_en-US" xlink:label="lab_us-gaap_InvestmentsAbstract_5D116752EC2E267AA55E61A9BB8D7646" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="loc_us-gaap_InvestmentsAbstract_5D116752EC2E267AA55E61A9BB8D7646" xlink:type="locator" />
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    <link:label id="lab_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Investments [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF_label_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Investments [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfInvestmentsTable" xlink:label="loc_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF" xlink:to="lab_us-gaap_ScheduleOfInvestmentsTable_DFEB78F89D7C35E9D1EA61A9BB8D7DEF" xlink:type="arc" />
    <link:label id="lab_invest_InvestmentSectorAxis_B5072A9EABA8C9B91F5B61A9BB8D5FD5_terseLabel_en-US" xlink:label="lab_invest_InvestmentSectorAxis_B5072A9EABA8C9B91F5B61A9BB8D5FD5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments, by Tier [Axis]</link:label>
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    <link:loc xlink:href="afl-20130331.xsd#afl_TypeOfImpairmentAxis" xlink:label="loc_afl_TypeOfImpairmentAxis_F05BBB463B3CE4D5860761A9BB8DB809" xlink:type="locator" />
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    <link:label id="lab_afl_TypeOfImpairmentDomain_D900AD3DA1B5AEB13FE561A9BB8DBEE4_terseLabel_en-US" xlink:label="lab_afl_TypeOfImpairmentDomain_D900AD3DA1B5AEB13FE561A9BB8DBEE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Type of Impairment [Domain]</link:label>
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    <link:loc xlink:href="afl-20130331.xsd#afl_TypeOfImpairmentDomain" xlink:label="loc_afl_TypeOfImpairmentDomain_D900AD3DA1B5AEB13FE561A9BB8DBEE4" xlink:type="locator" />
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    <link:label id="lab_afl_SeverityAndDurationOfDeclineInFairValueRelatedImpairmentMember_66C3253B89E0D3BA44FC61A9BB8D300D_documentation_en-US" xlink:label="lab_afl_SeverityAndDurationOfDeclineInFairValueRelatedImpairmentMember_66C3253B89E0D3BA44FC61A9BB8D300D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Severity and duration of decline in fair value related impairment [Member]</link:label>
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    <link:label id="lab_afl_CreditRelatedImpairmentMember_378691CEBFCE45F8B21B61A9BB8D9F04_terseLabel_en-US" xlink:label="lab_afl_CreditRelatedImpairmentMember_378691CEBFCE45F8B21B61A9BB8D9F04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit-related impairment</link:label>
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    <link:label id="lab_afl_WithinOneYearFromBalanceSheetDateMember_C4BDF97A54A71E1C5D4A2153B2A18795_documentation_en-US" xlink:label="lab_afl_WithinOneYearFromBalanceSheetDateMember_C4BDF97A54A71E1C5D4A2153B2A18795" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Within One Year from Balance Sheet Date [Member]</link:label>
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    <link:label id="lab_afl_MoreThanOneAndWithinThreeYearsFromBalanceSheetDateMember_A36E4060218A42B2951E2153B2A116DC_documentation_en-US" xlink:label="lab_afl_MoreThanOneAndWithinThreeYearsFromBalanceSheetDateMember_A36E4060218A42B2951E2153B2A116DC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">More than One and within Three Years from Balance Sheet Date</link:label>
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    <link:label id="lab_afl_MoreThanThreeAndWithinFiveYearsFromBalanceSheetDateMember_59A7810D9FD4676934662153B2A12926_documentation_en-US" xlink:label="lab_afl_MoreThanThreeAndWithinFiveYearsFromBalanceSheetDateMember_59A7810D9FD4676934662153B2A12926" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">More than Three and within Five Years from Balance Sheet Date</link:label>
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    <link:label id="lab_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386_terseLabel_en-US" xlink:label="lab_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Five to ten years</link:label>
    <link:label id="lab_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386_label_en-US" xlink:label="lab_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">More than Five and within Ten Years from Balance Sheet Date [Member]</link:label>
    <link:label id="lab_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386_documentation_en-US" xlink:label="lab_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">More than Five and within Ten Years from Balance Sheet Date</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember" xlink:label="loc_afl_MoreThanFiveAndWithinTenYearsFromBalanceSheetDateMember_4EB26B69DF4AAC2F62D52153B2A10386" xlink:type="locator" />
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    <link:label id="lab_us-gaap_CreditDerivativesLineItems_51EBCCE6F39B7A50A2D92153B2A1D70B_terseLabel_en-US" xlink:label="lab_us-gaap_CreditDerivativesLineItems_51EBCCE6F39B7A50A2D92153B2A1D70B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Derivatives [Line Items]</link:label>
    <link:label id="lab_us-gaap_CreditDerivativesLineItems_51EBCCE6F39B7A50A2D92153B2A1D70B_label_en-US" xlink:label="lab_us-gaap_CreditDerivativesLineItems_51EBCCE6F39B7A50A2D92153B2A1D70B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Derivatives [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditDerivativesLineItems" xlink:label="loc_us-gaap_CreditDerivativesLineItems_51EBCCE6F39B7A50A2D92153B2A1D70B" xlink:type="locator" />
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    <link:label id="lab_us-gaap_DebtInstrumentCreditRating_FFAC8B0ACF8A3B6E736A2153B2A17C2E_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentCreditRating_FFAC8B0ACF8A3B6E736A2153B2A17C2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Rating</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentCreditRating_FFAC8B0ACF8A3B6E736A2153B2A17C2E_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentCreditRating_FFAC8B0ACF8A3B6E736A2153B2A17C2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Credit Rating</link:label>
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    <link:label id="lab_us-gaap_MaximumPotentialFutureExposureOnCreditRiskDerivatives_346A2087F91920FE9A3D2153B2A13B7A_terseLabel_en-US" xlink:label="lab_us-gaap_MaximumPotentialFutureExposureOnCreditRiskDerivatives_346A2087F91920FE9A3D2153B2A13B7A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum potential risk</link:label>
    <link:label id="lab_us-gaap_MaximumPotentialFutureExposureOnCreditRiskDerivatives_346A2087F91920FE9A3D2153B2A13B7A_label_en-US" xlink:label="lab_us-gaap_MaximumPotentialFutureExposureOnCreditRiskDerivatives_346A2087F91920FE9A3D2153B2A13B7A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum Potential Future Exposure on Credit Risk Derivatives</link:label>
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    <link:label id="lab_us-gaap_CreditRiskDerivativesAtFairValueNet_A3A16D27BC461587ECFE2153B2A135A9_terseLabel_en-US" xlink:label="lab_us-gaap_CreditRiskDerivativesAtFairValueNet_A3A16D27BC461587ECFE2153B2A135A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Estimated fair value</link:label>
    <link:label id="lab_us-gaap_CreditRiskDerivativesAtFairValueNet_A3A16D27BC461587ECFE2153B2A135A9_label_en-US" xlink:label="lab_us-gaap_CreditRiskDerivativesAtFairValueNet_A3A16D27BC461587ECFE2153B2A135A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk Derivatives, at Fair Value, Net</link:label>
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    <link:label id="lab_afl_TreasuryStockActivityByTypeDomain_39D4EEF41A51A4C680226794CC40DD31_label_en-US" xlink:label="lab_afl_TreasuryStockActivityByTypeDomain_39D4EEF41A51A4C680226794CC40DD31" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock Activity By Type [Domain]</link:label>
    <link:label id="lab_afl_TreasuryStockActivityByTypeDomain_39D4EEF41A51A4C680226794CC40DD31_documentation_en-US" xlink:label="lab_afl_TreasuryStockActivityByTypeDomain_39D4EEF41A51A4C680226794CC40DD31" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Treasury Stock Activity By Type [Domain]</link:label>
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    <link:label id="lab_afl_AssociateStockBonusMember_3B30ADD127F417021C396794CC402660_documentation_en-US" xlink:label="lab_afl_AssociateStockBonusMember_3B30ADD127F417021C396794CC402660" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Associate Stock Bonus [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AssociateStockBonusMember" xlink:label="loc_afl_AssociateStockBonusMember_3B30ADD127F417021C396794CC402660" xlink:type="locator" />
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    <link:label id="lab_afl_ShareholderDividendReinvestmentMember_E72467F992AB4D88F2C16794CC40CC18_terseLabel_en-US" xlink:label="lab_afl_ShareholderDividendReinvestmentMember_E72467F992AB4D88F2C16794CC40CC18" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholder dividend reinvestment</link:label>
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    <link:label id="lab_afl_ShareholderDividendReinvestmentMember_E72467F992AB4D88F2C16794CC40CC18_documentation_en-US" xlink:label="lab_afl_ShareholderDividendReinvestmentMember_E72467F992AB4D88F2C16794CC40CC18" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shareholder Dividend Reinvestment [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_ShareholderDividendReinvestmentMember" xlink:label="loc_afl_ShareholderDividendReinvestmentMember_E72467F992AB4D88F2C16794CC40CC18" xlink:type="locator" />
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    <link:label id="lab_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C_terseLabel_en-US" xlink:label="lab_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation grants</link:label>
    <link:label id="lab_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C_label_en-US" xlink:label="lab_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Based Compensation Grants [Member]</link:label>
    <link:label id="lab_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C_documentation_en-US" xlink:label="lab_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Based Compensation Grants [Member]</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_ShareBasedCompensationGrantsMember" xlink:label="loc_afl_ShareBasedCompensationGrantsMember_B02F876A9A4901CBD7DD6794CC404B5C" xlink:type="locator" />
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    <link:label id="lab_us-gaap_StatementLineItems_ADEA5728E343E4550A706794CC40C4AD_terseLabel_en-US" xlink:label="lab_us-gaap_StatementLineItems_ADEA5728E343E4550A706794CC40C4AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:label id="lab_us-gaap_StatementLineItems_ADEA5728E343E4550A706794CC40C4AD_label_en-US" xlink:label="lab_us-gaap_StatementLineItems_ADEA5728E343E4550A706794CC40C4AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_ADEA5728E343E4550A706794CC40C4AD" xlink:type="locator" />
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    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_015EB682ACB13EAFF84F6794CC40CEDE_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_015EB682ACB13EAFF84F6794CC40CEDE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from operating activities:</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_015EB682ACB13EAFF84F6794CC40CEDE_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_015EB682ACB13EAFF84F6794CC40CEDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
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    <link:label id="lab_us-gaap_NetIncomeLoss_EF96469F2514248EAF866794CC40030B_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_EF96469F2514248EAF866794CC40030B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net earnings</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_EF96469F2514248EAF866794CC40030B" xlink:type="locator" />
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    <link:label id="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_15D3A0058AE8115910E86794CC416CFD_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_15D3A0058AE8115910E86794CC416CFD" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Increase in deferred policy acquisition costs</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInsuranceLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_3BAFA96A4055D215102D6794CC4159C2" xlink:type="locator" />
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    <link:label id="lab_us-gaap_OtherNoncashIncomeExpense_96E1B433EF7D3E52534E6794CC411F33_label_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_96E1B433EF7D3E52534E6794CC411F33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Noncash Income (Expense)</link:label>
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    <link:label id="lab_afl_NotionalAmountOfDerivativesWithCounterpartyCreditRisk_EC4430976FE6FB888D14D6806A596AC5_documentation_en-US" xlink:label="lab_afl_NotionalAmountOfDerivativesWithCounterpartyCreditRisk_EC4430976FE6FB888D14D6806A596AC5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Notional amount as of the balance sheet date of the assets less the liabilities of a derivative or group of derivatives that are exposed to counterparty credit risk.</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available for sale:</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_DD43B527E2A7808650322153B3201351" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_D666376C1EA4EE70766B2153B320F875" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_163DDF7D7B3CD10C95B02153B320B31B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_163DDF7D7B3CD10C95B02153B320B31B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5CE5D68E2878CEFB3EAB2153B3204815_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5CE5D68E2878CEFB3EAB2153B3204815" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5CE5D68E2878CEFB3EAB2153B3204815" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5CE5D68E2878CEFB3EAB2153B3204815" xlink:type="arc" />
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_79E98D362861D1A1A4432153B32058D8_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_79E98D362861D1A1A4432153B32058D8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fixed maturities available for sale</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_B26EDF4C188D9D7A16C42153B320E6EF" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_B26EDF4C188D9D7A16C42153B320E6EF" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_D9892867DE700872A5E92153B320653A" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3D5E8C8BAA56C6DEF2EF2153B320E758" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_040723884F3337C56B4B2153B3207DA5" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_69BB26373E789A8BB2592153B320D56C" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage- and asset-backed securities</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_7B170EB5B74C4ADA6BF42153B321BCF8" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fixed maturities held to maturity</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_971F4D10DF167FFAE3022153B321261C" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available for sale:</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_1D23BB807D21803BBE552153B321E5BB" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_016FD2F6FBD15E1818A02153B32197F4" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_F4E500971E7EABF5A9AE2153B32122E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_ED209D5C8AA17F85540D2153B321CFBC" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_76D8DCDDB9A632CA758D2153B32123F5" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2C9D6663376CA26C46A32153B321B200_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2C9D6663376CA26C46A32153B321B200" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage- and asset-backed securities</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2C9D6663376CA26C46A32153B321B200_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2C9D6663376CA26C46A32153B321B200" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2C9D6663376CA26C46A32153B321B200" xlink:type="locator" />
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_C4DF190FF38841B7E2AD2153B321490D_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_C4DF190FF38841B7E2AD2153B321490D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fixed maturities available for sale</link:label>
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    <link:loc xlink:href="afl-20130331.xsd#afl_LineOfCreditFacilityTerm" xlink:label="loc_afl_LineOfCreditFacilityTerm_94EA2F0C7FC1F098EF646AF336E682E8" xlink:type="locator" />
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    <link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_D8E5209B266269F975226AF336E6A086_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_D8E5209B266269F975226AF336E6A086" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility, maximum borrowing capacity</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_D8E5209B266269F975226AF336E6A086" xlink:type="locator" />
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    <link:label id="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_9D82A0D1D06E43E7E7DF6AF336E6BE00_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_9D82A0D1D06E43E7E7DF6AF336E6BE00" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility, commitment fee percentage</link:label>
    <link:label id="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_9D82A0D1D06E43E7E7DF6AF336E6BE00_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_9D82A0D1D06E43E7E7DF6AF336E6BE00" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit Facility, Commitment Fee Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityCommitmentFeePercentage" xlink:label="loc_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_9D82A0D1D06E43E7E7DF6AF336E6BE00" xlink:type="locator" />
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    <link:label id="lab_afl_NonDerivativeHedgeGainLossReclassifiedToEarningsNet_B5A461F9379ADE75A3E66A4099A2F743_label_en-US" xlink:label="lab_afl_NonDerivativeHedgeGainLossReclassifiedToEarningsNet_B5A461F9379ADE75A3E66A4099A2F743" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non Derivative Hedge Gain Loss Reclassified to Earnings Net</link:label>
    <link:label id="lab_afl_NonDerivativeHedgeGainLossReclassifiedToEarningsNet_B5A461F9379ADE75A3E66A4099A2F743_documentation_en-US" xlink:label="lab_afl_NonDerivativeHedgeGainLossReclassifiedToEarningsNet_B5A461F9379ADE75A3E66A4099A2F743" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of net gains or losses on a non-derivative hedge reclassified in the period to earnings from accumulated other comprehensive income.</link:label>
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    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after One Through Five Years, Amortized Cost</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents perpetual securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature after one year and through five years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsAmortizedCost_14BB160C61DC1D252A092153B2DC125B" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after Five Through Ten Years, Amortized Cost</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents perpetual securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature after five years and through ten years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsAmortizedCost_4B8AAFECAA1F9517D8782153B2DC6E6F" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after Ten Years, Amortized Cost</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents perpetual securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature after ten years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsAmortizedCost_0F706D7E396143B634522153B2DCEA83" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770_totalLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total perpetual securities available for sale</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, Amortized Cost</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents the total of all perpetual securities grouped by economic maturity dates, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are categorized neither as held-to-maturity nor trading securities.</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAmortizedCost_A07FA21EFFF0F4E6A0A92153B2DCC770" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, within One Year, Fair Value</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents the fair value of perpetual securities which are expected to mature within one year of the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesWithinOneYearFairValue_77854FEC273C6B7C9AE72153B2DC9394" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after One Through Five Years, Fair Value</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents the fair value of perpetual securities which are expected to mature after one year and through five years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterOneThroughFiveYearsFairValue_8237135EA03775AE327E2153B2DC1206" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after Five Through Ten Years, Fair Value</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This item represents the fair value of perpetual securities which are expected to mature after five years and through ten years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterFiveThroughTenYearsFairValue_331D800A701126F3C7FF2153B2DC1B7E" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B_terseLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after Ten Years, Fair Value</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B_documentation_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available for sale Securities, Perpetual Securities, Economic Maturities, after Ten Years, Fair Value</link:label>
    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B" xlink:to="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesAfterTenYearsFairValue_BF9EC2C621653D9ED8A42153B2DC118B" xlink:type="arc" />
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesFairValue_2C17A40004CD582310A02153B2DC48F1_totalLabel_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesFairValue_2C17A40004CD582310A02153B2DC48F1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total perpetual securities available for sale</link:label>
    <link:label id="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesFairValue_2C17A40004CD582310A02153B2DC48F1_label_en-US" xlink:label="lab_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesFairValue_2C17A40004CD582310A02153B2DC48F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available for Sale Securities Perpetual Securities Economic Maturities Fair Value</link:label>
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    <link:loc xlink:href="afl-20130331.xsd#afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesFairValue" xlink:label="loc_afl_AvailableForSaleSecuritiesPerpetualSecuritiesEconomicMaturitiesFairValue_2C17A40004CD582310A02153B2DC48F1" xlink:type="locator" />
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    <link:label id="lab_afl_OffsettingliabilitiestableTable_741CD0076EC51B87E53A68020C363BA0_terseLabel_en-US" xlink:label="lab_afl_OffsettingliabilitiestableTable_741CD0076EC51B87E53A68020C363BA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Offsetting Liabilities [Table]</link:label>
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