<SEC-DOCUMENT>0001206774-16-004966.txt : 20160317
<SEC-HEADER>0001206774-16-004966.hdr.sgml : 20160317
<ACCEPTANCE-DATETIME>20160317093055
ACCESSION NUMBER:		0001206774-16-004966
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		6
FILED AS OF DATE:		20160317
DATE AS OF CHANGE:		20160317
EFFECTIVENESS DATE:		20160317

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AFLAC INC
		CENTRAL INDEX KEY:			0000004977
		STANDARD INDUSTRIAL CLASSIFICATION:	ACCIDENT & HEALTH INSURANCE [6321]
		IRS NUMBER:				581167100
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-07434
		FILM NUMBER:		161511390

	BUSINESS ADDRESS:	
		STREET 1:		1932 WYNNTON RD
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31999
		BUSINESS PHONE:		7063233431

	MAIL ADDRESS:	
		STREET 1:		1932 WYNNTON ROAD
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31999

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICAN FAMILY CORP
		DATE OF NAME CHANGE:	19920306
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>aflac_defa14a.htm
<DESCRIPTION>DEFINITIVE ADDITIONAL PROXY SOLICITING MATERIALS
<TEXT>

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<DIV style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=2><b>UNITED STATES </b></FONT><br><FONT style="FONT-FAMILY: Times New Roman" size=2><b>SECURITIES AND EXCHANGE COMMISSION<BR>

Washington, D.C. 20549</b></FONT></DIV>
<DIV>&nbsp;</DIV>


<DIV style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=4><b>SCHEDULE 14A</b></FONT><BR>
<br><FONT style="FONT-FAMILY: Times New Roman" size=2>Proxy Statement Pursuant to Section 14(a) of the Securities <BR>Exchange
Act of 1934 (Amendment No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; )</FONT><FONT style="FONT-FAMILY: Times New Roman">
</FONT></DIV>
<DIV>&nbsp;</DIV>
<DIV align=left>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by the Registrant
      [X]</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by a Party other than
      the Registrant [&nbsp;&nbsp; ]&nbsp; </FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Check the appropriate
      box:</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Preliminary Proxy
      Statement</FONT></TD></TR>
  <TR style="LINE-HEIGHT: normal" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2><B>Confidential, for Use of the
      Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Proxy
      Statement</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Additional
      Materials</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ><FONT size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%" >&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%" ><FONT size=2>Soliciting Material Pursuant to &sect;240.14a-12</FONT></TD></TR></TABLE></DIV><BR>
<DIV>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2><STRONG>Aflac Incorporated</STRONG></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>(Name of Registrant as
      Specified In Its Charter)</FONT></TD>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD></TR>
  <TR>
    <TD width="3%"></TD>
    <TD width="94%">&nbsp; </TD>
    <TD width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="94%">
      <DIV align=center><FONT style="FONT-FAMILY: times new roman" size=2>(Name
      of Person(s) Filing Proxy Statement, if other than the
      Registrant)</FONT></DIV></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR></TABLE></DIV><BR>
<DIV>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="100%" colSpan=5><FONT style="FONT-FAMILY: times new roman" size=2>Payment of Filing Fee (Check
      the appropriate box):</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap align=left width="98%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>No fee required.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="98%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2>Fee computed on
      table below per Exchange Act Rules 14a-6(i)(1) and 0-11.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=left width="1%" ></TD>
    <TD vAlign=top align=left width="96%" >&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%"><FONT size=2>1)</FONT></TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=left width="1%">&nbsp;<FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD vAlign=top align=left width="96%"><FONT size=2>Title of each class of
      securities to which transaction applies:</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" vAlign=top width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;
      </FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>2)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Aggregate number of securities to
      which transaction applies:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>3)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%" align=justify><FONT size=2>Per unit price or other underlying
      value of transaction computed pursuant to Exchange Act Rule 0-11 (set
      forth the amount on which the filing fee is calculated and state how it
      was determined):</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>4)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Proposed maximum aggregate value of transaction:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>5)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Total fee paid:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="98%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2>Fee paid previously
      with preliminary materials.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=left width="98%"  colSpan=3>&nbsp;</TD></TR>
  <TR style="LINE-HEIGHT: normal">
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="TEXT-ALIGN: left" vAlign=top width="98%" colSpan=3>
      <DIV style="TEXT-ALIGN: justify"><FONT style="FONT-FAMILY: times new roman" size=2>Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for
which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or
Schedule and the date of its filing.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="96%" >&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>1)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Amount Previously
    Paid:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>2)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Form, Schedule or Registration
      Statement No.:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>3)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Filing Party:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>4)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Date Filed:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR></TABLE></DIV><BR>

	<HR align=center width="100%" noshade SIZE=2>


<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=5>*** Exercise Your
</FONT></B><B><I><FONT face="Times New Roman" size=5>Right</FONT></I></B><B><FONT face="Times New Roman" size=5> to Vote
***<BR></FONT></B><B><FONT face=Arial>Important Notice Regarding the
Availability of Proxy Materials for the <BR>Shareholder Meeting to Be Held on
May 2, 2016.</FONT></B></P>

<DIV>&nbsp;</DIV>
<DIV style="FLOAT: left; WIDTH: 40%">
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="100%">
      <DIV align=center><FONT style="DISPLAY: inline; FONT-WEIGHT: bold"><FONT style="FONT-FAMILY: Arial">AFLAC
      INCORPORATED<BR><BR><BR></FONT></FONT></DIV>
      <DIV>&nbsp;</DIV>
      <DIV align=left>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT color=#ff0000><IMG src="aflac_defa14ax1x1.jpg" border=0></FONT><BR><FONT style="FONT-FAMILY: Arial" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      <FONT style="DISPLAY: inline; FONT-STYLE: italic">AFLAC
      INCORPORATED<BR></FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      <FONT style="DISPLAY: inline; FONT-STYLE: italic">WORLDWIDE
      HEADQUARTERS<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1932
      WYNNTON
      ROAD<BR></FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      <FONT style="DISPLAY: inline; FONT-STYLE: italic">COLUMBUS, GA
      31999</FONT></FONT></DIV>
      <DIV align=left><BR><BR><BR><BR><BR><BR><BR><BR><FONT color=#ff0000><IMG src="aflac_defa14ax1x2.jpg" border=0></FONT></DIV></TD></TR></TABLE><BR>
<DIV>&nbsp;</DIV></DIV>
<DIV style="FLOAT: right; WIDTH: 53%">
<TABLE style="FONT-SIZE: 10pt; LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: black 1pt solid; BORDER-TOP: black 1pt solid; BORDER-LEFT: black 1pt solid; LINE-HEIGHT: 22pt; TEXT-ALIGN: center" noWrap width="99%" colSpan=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold"><FONT style="DISPLAY: inline; TEXT-DECORATION: underline"><FONT style="FONT-FAMILY: Arial" size=3>Meeting
    Information</FONT></FONT></FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: black 1pt solid; PADDING-LEFT: 6pt; BORDER-LEFT: black 1pt solid; TEXT-ALIGN: left" noWrap width="99%" colSpan=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold"><FONT style="FONT-FAMILY: Arial" size=2>Meeting
      Type:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></FONT><FONT style="FONT-FAMILY: Arial" size=2>Annual Meeting</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: black 1pt solid; PADDING-LEFT: 6pt; BORDER-LEFT: black 1pt solid; TEXT-ALIGN: left" noWrap width="99%" colSpan=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold"><FONT style="FONT-FAMILY: Arial" size=2>For holders as
      of:&nbsp;&nbsp;&nbsp;&nbsp;</FONT></FONT><FONT style="FONT-FAMILY: Arial" size=2>February 24, 2016</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: black 1pt solid; PADDING-LEFT: 6pt; BORDER-LEFT: black 1pt solid; TEXT-ALIGN: left" noWrap width="99%" colSpan=2><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">Date:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></FONT><FONT style="FONT-FAMILY: Arial" size=2>May 2,
      2016&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">Time:</FONT><FONT style="FONT-FAMILY: Arial" size=3>&nbsp;</FONT></FONT> <FONT style="FONT-FAMILY: Arial" size=2>10:00 a.m.</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="PADDING-LEFT: 6pt; BORDER-LEFT: black 1pt solid; TEXT-ALIGN: left" noWrap width="1%"><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">Location:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></FONT></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" noWrap align=left width="98%"><FONT style="FONT-FAMILY: Arial" size=2>Columbus Museum</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-LEFT: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" noWrap align=left width="98%"><FONT face=Arial>Patrick
      Theatre</FONT></TD></TR>
  <TR>
    <TD style="BORDER-LEFT: #000000 1pt solid" width="1%">&nbsp;</TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" align=left width="98%"><FONT face=Arial>1251
      Wynnton Road</FONT></TD></TR>
  <TR>
    <TD style="BORDER-LEFT: #000000 1pt solid" width="1%"></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" align=left width="98%"><FONT face=Arial>Columbus,
      Georgia 31906</FONT></TD></TR>
  <TR>
    <TD style="BORDER-RIGHT: #000000 1pt solid; PADDING-LEFT: 6pt; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid" width="99%" colSpan=2><FONT style="FONT-FAMILY: Arial" size=2>Meeting directions may be obtained by
      calling (800) 227-4756.</FONT></TD></TR></TABLE>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="LINE-HEIGHT: 6pt" vAlign=bottom>
    <TD align=left width="100%">
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2></FONT>&nbsp;</DIV></TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="100%">
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2>You are
      receiving this communication because you hold shares in the above named
      company.</FONT></DIV></TD></TR>
  <TR>
    <TD width="100%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="100%">
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2>This is not a
      ballot. You cannot use this notice to vote these shares. This
      communication presents only an overview of the more complete proxy
      materials that are available to you on the Internet. You may view the
      proxy materials online at <I>www.proxyvote.com</I> or easily request a
      paper copy (see reverse side).</FONT></DIV></TD></TR>
  <TR>
    <TD width="100%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="100%">
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: normal">We encourage you to access
      and review all of the important information contained in the proxy
      materials before voting.</FONT></FONT></DIV></TD></TR></TABLE>&nbsp;<BR>
<TABLE style="PADDING-RIGHT: 3pt; PADDING-LEFT: 3pt; PADDING-BOTTOM: 3pt; PADDING-TOP: 3pt" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD align=left width="100%" bgColor=#230f20>
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2><FONT color=#ffffff><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">See the
      reverse side of this notice to obtain proxy materials and voting
      instructions.</FONT></FONT></FONT></DIV></TD></TR></TABLE><BR></DIV>
<DIV><BR clear=all>&nbsp;<BR>
<HR align=center width="100%" noShade SIZE=2>
</DIV>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><FONT size=5>&#151;&nbsp; </FONT><B><FONT face=Arial size=5>Before
You Vote</FONT></B><FONT size=5>&nbsp; &#151;<BR></FONT><FONT face=Arial>How to
Access the Proxy Materials</FONT></P>
<DIV align=right>
<TABLE style="PADDING-RIGHT: 6pt; PADDING-LEFT: 6pt; LINE-HEIGHT: 12pt" cellSpacing=0 cellPadding=0 width="95%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 4pt" align=left width="100%" colSpan=3>
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">Proxy Materials Available to
      VIEW or RECEIVE:&nbsp;</FONT></FONT></DIV></TD></TR>
  <TR style="LINE-HEIGHT: 5pt">
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid" align=left width="100%" colSpan=3><FONT face=Arial size=1>&nbsp;
  </FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-LEFT: #000000 1pt solid; TEXT-ALIGN: left" vAlign=middle noWrap align=left width="33%">
      <P align=left><FONT face=Arial size=2>NOTICE AND PROXY
    STATEMENT</FONT></P></TD>
    <TD style="TEXT-ALIGN: center" vAlign=middle noWrap align=center width="34%">
      <P align=center><FONT face=Arial size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ANNUAL REPORT ON
      FORM 10-K</FONT></P></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" vAlign=middle noWrap align=right width="33%">
      <P align=right><FONT face=Arial size=2>2015 YEAR IN
REVIEW</FONT></P></TD></TR>
  <TR style="LINE-HEIGHT: 5pt">
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid" width="100%" colSpan=3><FONT face=Arial size=1>&nbsp; </FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; TEXT-ALIGN: left" width="100%" colSpan=3><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">How to View
      Online:</FONT></FONT></TD></TR>
  <TR style="PADDING-BOTTOM: 4pt" vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; PADDING-BOTTOM: 2pt; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 2pt" align=left width="100%" colSpan=3>
      <DIV style="TEXT-ALIGN: justify"><FONT style="FONT-FAMILY: Arial" size=2>Have the information that is printed in the box marked by the
      arrow&nbsp;<STRONG>&#8594;</STRONG><FONT style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid; FONT-FAMILY: Arial" size=2>XXXX XXXX XXXX XXXX</FONT>&nbsp;(located on the following
      page) and visit: <FONT style="DISPLAY: inline; FONT-STYLE: italic"><FONT style="FONT-FAMILY: Arial" size=2>www.proxyvote.com.</FONT></FONT></FONT></DIV></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid" align=left width="100%" colSpan=3>
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">How to Request and Receive a
      PAPER or E-MAIL Copy:</FONT></FONT></DIV></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid" align=left width="100%" colSpan=3>
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2>If you want to
      receive a paper or e-mail copy of these documents, you must request one.
      There is NO charge for requesting a copy. Please choose one of the
      following methods to make your request:</FONT></DIV></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-LEFT: #000000 1pt solid; TEXT-INDENT: 45pt; TEXT-ALIGN: left" noWrap width="33%"><FONT style="FONT-FAMILY: Arial" size=2>1)</FONT> <FONT style="FONT-STYLE: italic; FONT-FAMILY: Arial" size=2>BY
      INTERNET</FONT><FONT style="FONT-FAMILY: Arial" size=2>:</FONT></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" align=left width="67%" colSpan=2><FONT style="FONT-FAMILY: Arial" size=2>www.proxyvote.com</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-LEFT: #000000 1pt solid; TEXT-INDENT: 45pt; TEXT-ALIGN: left" noWrap width="33%"><FONT style="FONT-FAMILY: Arial" size=2>2)</FONT> <FONT style="FONT-STYLE: italic; FONT-FAMILY: Arial" size=2>BY
      TELEPHONE</FONT><FONT style="FONT-FAMILY: Arial" size=2>:&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" align=left width="67%" colSpan=2><FONT style="FONT-FAMILY: Arial" size=2>1-800-579-1639</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-LEFT: #000000 1pt solid; TEXT-INDENT: 45pt; TEXT-ALIGN: left" noWrap width="33%"><FONT style="FONT-FAMILY: Arial" size=2>3)</FONT> <FONT style="FONT-STYLE: italic; FONT-FAMILY: Arial" size=2>BY
      E-MAIL*</FONT><FONT style="FONT-FAMILY: Arial" size=2>:</FONT></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid" align=left width="67%" colSpan=2><FONT style="FONT-FAMILY: Arial" size=2>sendmaterial@proxyvote.com</FONT></TD></TR>
  <TR style="LINE-HEIGHT: 5pt">
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid" vAlign=top width="100%" colSpan=3><FONT face=Arial size=1>&nbsp;
  </FONT></TD></TR>
  <TR style="PADDING-BOTTOM: 4pt; PADDING-TOP: 2pt" vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; TEXT-ALIGN: justify" vAlign=top width="100%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: Arial" size=2>*&nbsp;&nbsp;&nbsp;&nbsp;If
      requesting materials by e-mail, please send a blank e-mail with the
      information that is printed in the box marked by the
      arrow&nbsp;<STRONG>&#8594;</STRONG><FONT style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid; FONT-FAMILY: Arial" size=2>XXXX XXXX XXXX XXXX</FONT>&nbsp;(located on the following
      page) in the subject line.</FONT></DIV></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid" align=left width="100%" colSpan=3>
      <DIV align=justify><FONT style="FONT-FAMILY: Arial" size=2>Requests,
      instructions and other inquiries sent to this e-mail address will NOT be
      forwarded to your investment advisor. Please make the request as
      instructed above on or before April 18, 2016 to facilitate timely
      delivery.</FONT></DIV></TD></TR></TABLE></DIV>
<DIV></DIV><BR>
<P align=center><FONT face=Arial><FONT size=5><FONT face=Arial>&#151;&nbsp; <B>How To
Vote</B>&nbsp; &#151;</FONT><BR></FONT>Please Choose One of the Following Voting
Methods</FONT></P>
<DIV align=right>
<TABLE style="PADDING-RIGHT: 6pt; PADDING-LEFT: 6pt" cellSpacing=0 cellPadding=0 width="95%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: black 1pt solid; BORDER-LEFT: #000000 1pt solid; TEXT-ALIGN: justify" width="100%">
      <DIV><FONT style="FONT-FAMILY: Arial" size=2><FONT style="DISPLAY: inline; FONT-WEIGHT: bold">Vote In Person:</FONT><FONT style="FONT-FAMILY: Arial" size=3> </FONT><FONT style="FONT-FAMILY: Arial" size=2>Many shareholder meetings have attendance requirements including,
      but not limited to, the possession of an attendance ticket issued by the
      entity holding the meeting. Please check the meeting materials for any
      special requirements for meeting attendance. At the meeting, you will need
      to request a ballot to vote these
  shares.<BR>&nbsp;</FONT></FONT></DIV></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; TEXT-ALIGN: justify" width="100%"><FONT style="DISPLAY: inline; FONT-WEIGHT: bold"><FONT style="FONT-FAMILY: Arial" size=2>Vote By Internet:</FONT></FONT> <FONT style="FONT-FAMILY: Arial" size=2>To vote now by Internet, go to <FONT style="DISPLAY: inline; FONT-STYLE: italic">www.proxyvote.com</FONT>. Have
      the information that is printed in the box marked by the arrow&nbsp;<STRONG>&#8594;</STRONG><FONT style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid; FONT-FAMILY: Arial" size=2>XXXX XXXX XXXX
      XXXX</FONT>&nbsp;(located on the following
      page) available and follow the instructions.<BR>&nbsp;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 1pt solid; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: justify" width="100%">
      <DIV>
      <DIV><FONT style="DISPLAY: inline; FONT-WEIGHT: bold"><FONT style="FONT-FAMILY: Arial" size=2>Vote By Mail:</FONT></FONT> <FONT style="FONT-FAMILY: Arial" size=2>You can vote by mail by requesting a
      paper copy of the materials, which will include a proxy
      card.</FONT></DIV></DIV></TD></TR></TABLE></DIV><BR><BR>
<DIV style="MARGIN-TOP: -100pt"><FONT color=#ff0000><IMG src="aflac_defa14ax2x1.jpg" border=0></FONT></DIV>
<DIV>&nbsp;</DIV><BR>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<DIV style="FLOAT: left; WIDTH: 2%"><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><IMG src="aflac_defa14ax3x1.jpg" border=0></DIV>
<DIV style="FLOAT: right; WIDTH: 98%">
<DIV style="FLOAT: left; WIDTH: 40%">
<TABLE style="BORDER-RIGHT: black 2pt solid; BORDER-TOP: black 2pt solid; BORDER-LEFT: black 2pt solid; LINE-HEIGHT: 14pt; BORDER-BOTTOM: black 2pt solid; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap width="100%"><B><FONT face=Arial size=1>Voting Items</FONT></B></TD></TR></TABLE>
<DIV><FONT face=Arial size=1></FONT>&nbsp;</DIV>
<DIV align=justify><B><FONT face=Arial size=1>THE BOARD OF DIRECTORS RECOMMENDS
A VOTE &#147;FOR&#148; ALL DIRECTOR NOMINEES IN PROPOSAL 1 AND &#147;FOR&#148; PROPOSALS 2 and
3.<BR>&nbsp;<BR></FONT></B><B><FONT face=Arial size=1>The following proposals
are being submitted to the Shareholders:<BR>&nbsp;</FONT></B></DIV>
<TABLE cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face=Arial size=1>1.</FONT></TD>
    <TD vAlign=top noWrap><FONT face=Arial size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="TEXT-ALIGN: justify" width="100%" colSpan=2><FONT face=Arial size=1>to elect 13 Directors of the Company to serve until the next Annual
      Meeting and until their successors are duly elected and
  qualified</FONT></TD></TR>
  <TR>
    <TD noWrap><FONT face=Arial size=1>&nbsp;</FONT></TD>
    <TD noWrap><FONT face=Arial size=1>&nbsp;</FONT></TD>
    <TD width="100%" colSpan=2><FONT face=Arial size=1>&nbsp;</FONT></TD></TR>
  <TR>
    <TD noWrap><FONT face=Arial size=1>&nbsp;</FONT></TD>
    <TD noWrap><FONT face=Arial size=1>&nbsp;</FONT></TD>
    <TD width="100%" colSpan=2><B><I><FONT face=Arial size=1>Nominees:</FONT></I></B></TD></TR>
  <TR>
    <TD noWrap><FONT face=Arial size=1>&nbsp;</FONT></TD>
    <TD noWrap><FONT face=Arial size=1>&nbsp;</FONT></TD>
    <TD width="100%" colSpan=2><FONT face=Arial size=1>&nbsp;</FONT></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1a. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Daniel P. Amos</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1b. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Paul S. Amos II</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1c. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>W. Paul Bowers</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1d. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Kriss Cloninger III</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1e. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Toshihiko Fukuzawa</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap>&nbsp;</TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1f. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Elizabeth J. Hudson</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1g. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Douglas W. Johnson</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1h. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Robert B. Johnson</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1i. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Thomas J. Kenny</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1j. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Charles B. Knapp</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1k. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Joseph L. Moskowitz</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1l. </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Barbara K. Rimer, DrPH</FONT></TD></TR>
  <TR>
    <TD noWrap colSpan=3>&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD noWrap></TD>
    <TD noWrap></TD>
    <TD noWrap><FONT face=Arial size=1>1m.&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>Melvin T. Stith</FONT></TD></TR></TABLE></DIV><BR>
<DIV style="FLOAT: right; WIDTH: 50%">
<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%">&nbsp;</TD>
    <TD vAlign=top></TD>
    <TD vAlign=top></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%">&nbsp;</TD>
    <TD vAlign=top>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD vAlign=top>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%">&nbsp;</TD>
    <TD vAlign=top></TD>
    <TD vAlign=top></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%">&nbsp;</TD>
    <TD vAlign=top></TD>
    <TD vAlign=top></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%">&nbsp;</TD>
    <TD vAlign=top></TD>
    <TD vAlign=top></TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face=Arial size=1>2.</FONT></TD>
    <TD vAlign=top noWrap><FONT face=Arial size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top width="100%"><FONT face=Arial size=1>to consider the
      following non-binding advisory proposal:</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top></TD></TR>
  <TR>
    <TD vAlign=top width="100%" colSpan=3>&nbsp; </TD>
    <TD vAlign=top></TD>
    <TD vAlign=top></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%"><FONT face=Arial size=1>"Resolved, that the
      shareholders approve the compensation of the Company's named executive
      officers, pursuant to the compensation disclosure rules of the Securities
      and Exchange Commission, including as disclosed in the Compensation
      Discussion and Analysis, executive compensation tables and accompanying
      narrative discussion in the Proxy Statement"</FONT></TD>
    <TD vAlign=top></TD>
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  <TR>
    <TD vAlign=top width="100%" colSpan=3>&nbsp; </TD>
    <TD vAlign=top></TD>
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    <TD vAlign=top noWrap><FONT face=Arial size=1>3.</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top width="100%"><FONT face=Arial size=1>to consider and act
      upon the ratification of the appointment of KPMG LLP as independent
      registered public accounting firm of the Company for the year ending
      December 31, 2016</FONT></TD>
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