<SEC-DOCUMENT>0001206774-20-000848.txt : 20200319
<SEC-HEADER>0001206774-20-000848.hdr.sgml : 20200319
<ACCEPTANCE-DATETIME>20200319072152
ACCESSION NUMBER:		0001206774-20-000848
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		7
FILED AS OF DATE:		20200319
DATE AS OF CHANGE:		20200319
EFFECTIVENESS DATE:		20200319

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AFLAC INC
		CENTRAL INDEX KEY:			0000004977
		STANDARD INDUSTRIAL CLASSIFICATION:	ACCIDENT & HEALTH INSURANCE [6321]
		IRS NUMBER:				581167100
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-07434
		FILM NUMBER:		20726405

	BUSINESS ADDRESS:	
		STREET 1:		1932 WYNNTON RD
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31999
		BUSINESS PHONE:		7063233431

	MAIL ADDRESS:	
		STREET 1:		1932 WYNNTON ROAD
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31999

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICAN FAMILY CORP
		DATE OF NAME CHANGE:	19920306
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>afl3622711-defa14a.htm
<DESCRIPTION>DEFINITIVE ADDITIONAL PROXY SOLICITING MATERIALS
<TEXT>

<HTML>
<HEAD>
   <TITLE></TITLE>
</HEAD>

<BODY bgcolor=#ffffff>
<DIV>

<P align=center><FONT face=Arial size=2>UNITED STATES<BR></FONT><FONT face=Arial size=2>SECURITIES AND EXCHANGE COMMISSION<BR>Washington, D.C. 20549 </FONT></P>
<P align=center><FONT face=Arial size=2>SCHEDULE 14A </FONT></P>
<P align=center><FONT face=Arial size=2>Proxy Statement Pursuant to Section
14(a) of the <BR>Securities Exchange Act of 1934 (Amendment No. ) </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR  vAlign=bottom>
    <TD NOWRAP STYLE="text-align: left; width: 1%; padding-right: 8pt">&#9745;</TD>
    <TD noWrap align=left width="87%"><FONT face=Arial size=2>Filed by the Registrant</FONT></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; padding-right: 8pt">&#9744;</TD>
    <TD noWrap align=left width="10%"><B><FONT face=monospace size=2></FONT></B><FONT face=Arial size=2>Filed by a Party other
      than the Registrant</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR  vAlign=bottom>
    <TD NOWRAP COLSPAN="3" STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 99%; padding-right: 4pt; padding-left: 4pt"><FONT face=Arial size=2>CHECK THE APPROPRIATE BOX:</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 97%; background-color: #f2f2f2; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Preliminary Proxy Statement</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 97%; background-color: #f2f2f2; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Confidential, For Use of the Commission Only
      (as permitted by Rule 14a-6(e)(2))</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 97%; background-color: #f2f2f2; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Definitive Proxy Statement</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&#9745;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 97%; background-color: #f2f2f2; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Definitive Additional Materials</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 1%; background-color: #f2f2f2; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; vertical-align: top; text-align: left; width: 97%; background-color: #f2f2f2; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Soliciting Material Under Rule
    14a-12</FONT></TD></TR></TABLE>
<P align=center><IMG SRC="afl3622711-def14a1x4x1.jpg" BORDER="0"></P>
<P align=center style = "margin-top: -10pt;"><FONT face=Arial size=3><B>Aflac Incorporated</B></FONT></P>
<P align=center><FONT face=Arial size=1>(Name of Registrant as Specified In Its
Charter)<BR></FONT><FONT face=Arial size=1>(Name of Person(s) Filing Proxy
Statement, if Other Than the Registrant)</FONT><FONT face=Arial size=2>
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR  vAlign=bottom>
    <TD COLSPAN="4" STYLE="width: 99%; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"><FONT face=Arial size=2>PAYMENT OF FILING FEE (CHECK THE APPROPRIATE
      BOX):</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt">&#9745;</TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="width: 97%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>No fee
  required.</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD COLSPAN="2" STYLE="width: 97%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Fee computed on table below per Exchange Act Rules
      14a-6(i)(1) and 0-11.</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>1)
      Title of each class of securities to which transaction
  applies:</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>2)
      Aggregate number of securities to which transaction applies:</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; line-height: normal; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>3)
      Per unit price or other underlying value of transaction computed
      pursuant to Exchange Act Rule 0-11 (set forth the amount on which the
      filing fee is calculated and state how it was determined):</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>4)
      Proposed maximum aggregate value of transaction:</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal; padding-bottom: 2pt;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>5) Total fee paid:</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD COLSPAN="2" STYLE="width: 97%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Fee paid previously with
      preliminary materials:</FONT></TD></TR>
  <TR  vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt">&#9744;</TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD COLSPAN="2" STYLE="width: 97%; background-color: #f2f2f2; line-height: normal; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=2>Check box if any part of the fee is
      offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing
      for which the offsetting fee was paid previously. Identify the previous
      filing by registration statement number, or the form or schedule and the
      date of its filing.</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>1)
      Amount previously paid:</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>2)
      Form, Schedule or Registration Statement No.:</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>3)
      Filing Party:</FONT></TD></TR>
  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; line-height: normal; padding-bottom: 2pt;" vAlign=bottom>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 1%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 4pt; padding-left: 4pt"></TD>
    <TD STYLE="width: 96%; background-color: #f2f2f2; border-bottom: #000000 1pt solid; text-align: left; vertical-align: top; padding-right: 0in; padding-left: 0in"><FONT face=Arial size=1>4) Date
Filed:</FONT></TD></TR></TABLE><BR>

<HR align=center width="100%" noshade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV>
<DIV style="FLOAT: left; WIDTH: 5%"><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR>
<BR>
<BR><BR><BR><BR>
<IMG SRC="afl3622711-defa14ax1x2.jpg" BORDER="0"></DIV>
<P ALIGN="CENTER" STYLE="text-indent: 15pt"><B><FONT face="Times New Roman" size=5>*** Exercise
Your</FONT></B> <B><I><FONT face="Times New Roman" size=5>Right</FONT></I></B>
<B><FONT face="Times New Roman" size=5>to Vote ***<BR></FONT></B><B><FONT face=Arial>Important Notice Regarding the Availability of Proxy Materials for
the<BR>Shareholder Meeting to Be Held on May 4, 2020.</FONT></B></P>
<DIV style="FLOAT: left; WIDTH: 38%; ">

<P STYLE="text-align: center"><FONT face=Arial size=3><B>AFLAC INCORPORATED</B></FONT></P>

<br><br><br>

<IMG SRC="afl3622711-defa14ax1x1.jpg" BORDER="0"><BR><BR><I><FONT face=Arial size=1>AFLAC INCORPORATED
<BR>WORLDWIDE HEADQUARTERS<BR>1932 WYNNTON ROAD<BR>COLUMBUS, GA 31999
</FONT></I></DIV>
<DIV style="FLOAT: right; WIDTH: 50%">
<DIV style="BORDER-RIGHT: #000000 1pt solid; PADDING-RIGHT: 4pt; BORDER-TOP: #000000 1pt solid; PADDING-LEFT: 4pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1pt solid">
<DIV align=center><B><U><FONT face=Arial size=2>Meeting
Information</FONT></U></B></DIV>
<TABLE CELLSPACING="0" CELLPADDING="0" BORDER="0" STYLE="line-height: 14pt; width: 100%">




<TR vAlign=bottom>

   <TD NOWRAP STYLE="width: 5%; text-align: left"><B><FONT size=2 face=Arial>Meeting Type: </FONT></B></TD>

   <TD NOWRAP STYLE="width: 95%; text-align: left"><FONT size=2 face=Arial>Annual Meeting</FONT></TD></TR>

<TR vAlign=bottom>

   <TD NOWRAP STYLE="text-align: left"><B><FONT size=2 face=Arial>For holders as of:</FONT></B></TD>

   <TD NOWRAP STYLE="text-align: left"><B><FONT size=2 face=Arial></FONT></B><FONT size=2 face=Arial>February 25, 2020</FONT></TD></TR>

<TR vAlign=bottom>

   <TD NOWRAP STYLE="text-align: left"><B><FONT size=2 face=Arial>Date: </FONT></B><FONT size=2 face=Arial>May 4, 2020&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>

   <TD NOWRAP STYLE="text-align: left"><B><FONT size=2 face=Arial>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time: </FONT></B><FONT size=2 face=Arial>10:00 a.m.</FONT></TD></TR>

<TR vAlign=bottom>

   <TD COLSPAN="2" NOWRAP STYLE="text-align: left"><B><FONT size=2 face=Arial>Location: </FONT></B><FONT size=2 face=Arial>Columbus Museum</FONT></TD></TR>

<TR vAlign=bottom>

   <TD COLSPAN="2" NOWRAP STYLE="text-align: left; padding-left: 47pt"><FONT size=2 face=Arial>Patrick Theatre</FONT></TD></TR>

<TR vAlign=bottom>

   <TD COLSPAN="2" NOWRAP STYLE="text-align: left; padding-left: 47pt"><FONT size=2 face=Arial>1251 Wynnton Road</FONT></TD></TR>                                                                                                                                 <TR STYLE="vertical-align: bottom">
   <TD COLSPAN="2" STYLE="white-space: nowrap; text-align: left; padding-left: 47pt"><FONT size=2 face=Arial>Columbus, Georgia 31906</FONT></TD></TR>
</TABLE>

<P STYLE="text-align: left; MARGIN-BOTTOM: 4PT; MARGIN-TOP: 4PT;"><FONT size=2 face=Arial>Meeting directions may be obtained by calling (800) 227-4756.</FONT></P>

</DIV>

<P align=justify><FONT face=Arial size=1>We continue to monitor developments regarding the coronavirus (COVID-19).
In the interest of the health and well-being of our shareholders, we are planning
for the possibility that the Annual Meeting may be held solely by means of remote
communication. If we make this change, we will announce the decision to do so in
advance and provide details on how to participate at investors.aflac.com.</FONT></P>
<P align=justify><FONT face=Arial size=1>You are receiving this communication because you hold
shares in the above named company.</FONT></P>
<P align=justify><FONT face=Arial size=1>This is not a ballot. You cannot use
this notice to vote these shares. This communication presents only an overview
of the more complete proxy materials that are available to you on the Internet.
You may view the proxy materials online at <I>www.proxyvote.com</I> or easily request a
paper copy (see reverse side).</FONT></P>
<P align=justify><FONT face=Arial size=1>We encourage you to access and review
all of the important information contained in the proxy materials before
voting.</FONT></P>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="PADDING-RIGHT: 4pt; PADDING-LEFT: 4pt; PADDING-BOTTOM: 4pt; PADDING-TOP: 4pt">
    <TD STYLE="width: 100%; background-color: #000000; padding: 2pt">
      <P align=justify><B><FONT face=Arial size=2><FONT color=#ffffff>See the reverse side of this notice to obtain proxy materials and voting instructions.</FONT></FONT></B></P></TD></TR></TABLE></DIV><BR clear=all><BR>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV>
<DIV style="FLOAT: left; WIDTH: 5pt"><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><IMG src="afl3622711-defa14ax2x1.jpg" border=0></DIV>
<DIV style="FLOAT: right; WIDTH: 95%">
<P style="margin-bottom:4pt;" align=center><FONT face="Times New Roman" size=5>&#151; <STRONG>Before You Vote
</STRONG>&#151;<BR></FONT><FONT face=Arial>How to Access the Proxy
Materials</FONT></P>
<DIV style="BORDER-RIGHT: #000000 1pt solid; PADDING-RIGHT: 4pt; BORDER-TOP: #000000 1pt solid; PADDING-LEFT: 4pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1pt solid">
<div align=justify style="margin-bottom: -6pt;"><B><FONT face=Arial size=2>Proxy Materials Available to VIEW or
RECEIVE: </FONT></B></div>
<P align=justify style="margin-bottom: -6pt"><FONT face=Arial size=2>NOTICE AND PROXY STATEMENT&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ANNUAL
REPORT ON FORM 10-K&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2019 YEAR IN REVIEW</FONT></P>
<P align=justify style="margin-bottom: -6pt"><B><FONT face=Arial size=2>How to View Online:</FONT></B><br><FONT face=Arial size=2>Have the information that is printed in
the box marked by the arrow </FONT><FONT face=Arial size=1><FONT size=2 face="Times New Roman"><FONT face="Times New Roman">&#10132;</FONT><FONT style="BORDER-RIGHT: black 1pt solid; BORDER-TOP: black 1pt solid; BORDER-LEFT: black 1pt solid; BORDER-BOTTOM: black 1pt solid" face=Arial>XXXX XXXX XXXX XXXX</FONT></FONT><FONT face="Times New Roman" size=3>&nbsp;</FONT></FONT><FONT face=Arial size=2>(located on the following page) and visit: </FONT><I><FONT face=Arial size=2>www.proxyvote.com.</FONT></I></P>
<P align=justify style="margin-bottom: 0pt"><B><FONT face=Arial size=2>How to Request and Receive a PAPER
or E-MAIL Copy:</FONT></B><br><FONT face=Arial size=2>If you want to receive a paper or
e-mail copy of these documents, you must request one. There is NO charge for requesting a
copy. Please choose one of the following methods to make your
request:</FONT></P>
<DIV style="PADDING-LEFT: 70pt">
<TABLE style="margin-bottom: -6pt;LINE-HEIGHT: 12pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="50%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"><FONT face=Arial size=2>1)</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=2>&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%"><I><FONT face=Arial size=2>BY
      INTERNET</FONT></I><FONT face=Arial size=2>:</FONT></TD>
    <TD noWrap align=left width="96%"><FONT face=Arial size=2>www.proxyvote.com</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"><FONT face=Arial size=2>2)</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=2></FONT></TD>
    <TD noWrap align=left width="1%"><I><FONT face=Arial size=2>BY
      TELEPHONE</FONT></I><FONT face=Arial size=2>:&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=left width="96%"><FONT face=Arial size=2>1-800-579-1639</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"><FONT face=Arial size=2>3)</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=2></FONT></TD>
    <TD noWrap align=left width="1%"><I><FONT face=Arial size=2>BY
      E-MAIL*</FONT></I><FONT face=Arial size=2>:</FONT></TD>
    <TD noWrap align=left width="96%"><FONT face=Arial size=2>sendmaterial@proxyvote.com</FONT></TD></TR></TABLE></DIV>
<P align=justify style="margin-bottom: 6pt"><FONT face=Arial size=2>*&nbsp; If requesting materials by
e-mail, please send a blank e-mail with the information that is printed in the
box marked by the arrow </FONT><FONT face=Arial size=1><FONT size=2 face="Times New Roman"><FONT face="Times New Roman">&#10132;</FONT><FONT style="BORDER-RIGHT: black 1pt solid; BORDER-TOP: black 1pt solid; BORDER-LEFT: black 1pt solid; BORDER-BOTTOM: black 1pt solid" face=Arial>XXXX XXXX XXXX XXXX</FONT></FONT><FONT face="Times New Roman" size=3>&nbsp;</FONT></FONT><FONT face=Arial size=2>(located on the following page) in the subject line.</FONT></P>
<div align=justify><FONT face=Arial size=2>Requests, instructions and other
inquiries sent to this e-mail address will NOT be forwarded to your investment
advisor. Please make the request as instructed above on or before April 20, 2020 to facilitate timely delivery.</FONT></div></DIV>
<P style="margin-bottom:4pt;" align=center><FONT face="Times New Roman" size=5>&#151; <STRONG>How To Vote
</STRONG>&#151;<BR></FONT><FONT face=Arial>Please Choose One of the Following Voting
Methods</FONT></P>
<DIV style="BORDER-RIGHT: #000000 1pt solid; PADDING-RIGHT: 4pt; BORDER-TOP: #000000 1pt solid; PADDING-LEFT: 4pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1pt solid">
<div align=justify style="margin-bottom: -6pt"><FONT size=2 face="Times New Roman"><B><FONT face=Arial>Vote In Person:
</FONT></B><FONT face=Arial>Many shareholder meetings have attendance requirements including, but not limited to, the
possession of an attendance ticket issued by the entity holding the meeting. Please check the meeting materials for any
special requirements for meeting attendance. At the meeting, you will need to request a ballot to vote these shares.</FONT></FONT></div>
<P align=justify style="margin-bottom: 6pt"><FONT size=2 face="Times New Roman"><B><FONT face=Arial>Vote By Internet:
</FONT></B><FONT face=Arial>To vote now by Internet, go to </FONT><I><FONT face=Arial>www.proxyvote.com. </FONT></I><FONT face=Arial>Have the information
that is printed in the box marked by the arrow </FONT></FONT><FONT face=Arial size=1><FONT size=2 face="Times New Roman"><FONT face="Times New Roman">&#10132;</FONT><FONT style="BORDER-RIGHT: black 1pt solid; BORDER-TOP: black 1pt solid; BORDER-LEFT: black 1pt solid; BORDER-BOTTOM: black 1pt solid" face=Arial>XXXX XXXX XXXX XXXX</FONT></FONT><FONT face="Times New Roman" size=3>&nbsp;</FONT></FONT><FONT face=Arial size=2>(located on the following page) available and follow the instructions.
</FONT></P>
<div align=justify><B><FONT face=Arial size=2>Vote By Mail: </FONT></B><FONT face=Arial size=2>You can vote by mail by requesting a paper copy of the
materials, which will include a proxy card.</FONT></div></DIV></DIV><BR clear=all><BR>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<DIV style="FLOAT: left; WIDTH: 5%"><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR>
<BR>
<BR>
<IMG SRC="afl3622711-defa14ax3x1.jpg" BORDER="0"></DIV>
<DIV style="FLOAT: left; WIDTH: 45%">
<TABLE style="LINE-HEIGHT: 14pt; margin-bottom: -6pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="50%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-RIGHT: #000000 2pt solid; BORDER-TOP: #000000 2pt solid; BORDER-LEFT: #000000 2pt solid; BORDER-BOTTOM: rgb(0,0,0) 2pt solid" noWrap align=center width="100%"><B><FONT face=Arial size=1>Voting
      Items</FONT></B></TD></TR></TABLE>
<P align=justify style="margin-bottom: 6pt"><B><FONT face=Arial size=1>THE BOARD OF DIRECTORS RECOMMENDS A VOTE &quot;FOR&quot; ALL DIRECTOR
NOMINEES IN PROPOSAL 1 AND &quot;FOR&quot; PROPOSALS 2 AND 3.</FONT></B></P>

<P align=justify style="margin-bottom: 6pt; MARGIN-TOP: 0PT"><B><FONT face=Arial size=1>The following proposals are being submitted to
the Shareholders:</FONT></B></P>


<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face=Arial size=1>1.</FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>to elect as Directors of the Company the eleven
nominees named in the accompanying Proxy
Statement to serve until the next Annual Meeting and
until their successors are duly elected and qualified;</FONT></TD></TR>
  <TR>
    <TD colSpan=2><FONT face=Arial size=1>&nbsp;</font></TD></TR>
  <TR>
    <TD>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD width="100%"><B><FONT face=Arial size=1><I>Nominees:</I></FONT></B></TD></TR>
  <TR>
    <TD></TD>
    <TD width="100%"><FONT face=Arial size=1>&nbsp;</font></TD></TR></TABLE>
<TABLE style="LINE-HEIGHT: normal; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1a.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Daniel P. Amos
</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR><TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1b.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>W. Paul Bowers</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1c.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Toshihiko Fukuzawa</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>

 <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1d.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Thomas J. Kenny</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1e.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Georgette D. Kiser</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1f.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Karole F. Lloyd</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>

  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1g.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Nobuchika Mori</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1h.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Joseph L. Moskowitz</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1i.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Barbara K. Rimer, DrPH</FONT></TD></TR>
  <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1j.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Katherine T. Rohrer</FONT></TD></TR>

    <TR>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="98%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face=Arial size=1>1k.</FONT></TD>
    <TD noWrap align=left width="98%"><FONT face=Arial size=1>Melvin T. Stith</FONT></TD></TR>

  </TABLE><BR></DIV>
<DIV style="FLOAT: right; WIDTH: 45%"><BR><BR><BR><BR>

<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face=Arial size=1>2.</FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>to consider the following non-binding advisory proposal:</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </TD>
    <TD width="100%"></TD></TR>


    <TR>
    <TD vAlign=top noWrap><FONT face=Arial size=1></FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>&quot;Resolved, on an advisory basis, the shareholders of Aflac
Incorporated approve the compensation of the named
executive officers, as disclosed pursuant to the compensation
disclosure rules of the Securities and Exchange Commission,
including the Compensation Discussion and Analysis and
accompanying tables and narrative in the Notice of 2020
Annual Meeting of Shareholders and Proxy Statement&quot;</FONT></TD></TR>

      <TR>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </TD>
    <TD width="100%"></TD></TR>

  <TR>
    <TD vAlign=top noWrap><FONT face=Arial size=1>3.</FONT></TD>
    <TD width="100%"><FONT face=Arial size=1>to consider and act upon the ratification of the appointment
of KPMG LLP as independent registered public accounting
firm of the Company for the year ending December 31, 2020</FONT></TD></TR></TABLE>


      </DIV><BR clear=all><BR>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>


<DIV style="FLOAT: left; WIDTH: 5pt"><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR>
<IMG SRC="afl3622711-defa14ax4x1.jpg" BORDER="0"><BR>
</div>

<DIV style="FLOAT: right; WIDTH: 95%">
<BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR>
<TABLE style="WIDTH: 100%" cellSpacing=0 cellPadding=0 border=0>
<TR STYLE="LINE-HEIGHT:3PT;">

   <TD style="BORDER-TOP: #000000 3px solid; BORDER-BOTTOM: #000000 1px solid" width="100%">&nbsp;</TD></TR></TABLE>
</div><br clear=all><bR>
<HR align=center width="100%" noShade SIZE=2>
</DIV>

</BODY>

</HTML>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>afl3622711-def14a1x4x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 afl3622711-def14a1x4x1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !* )\# 2(  A$! Q$!_\0
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M1[OP-IM\SQ:?X4^&^DV>DQ6@:.2/R[?4S!JGBV\N&B8;I9M8=%G5;FTM[)U
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M6HMXJ\'QW%POF3^#/$UR?[6L[6V),K0Z!XI::YN;@,T:#Q5I]OLC*@R>F_\
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M>O+2[N]+\,:.T\\%K!>ZW=P75_=7%M:Z)IFM74\<#?\ /I]+'Q%X^XJXAQ_
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M/^T,1.D\3@LKAFN;X3%8'!5*<O[2PV.P&'J+!U>:/L92M#^KS]G_ ..7@_\
M:)^$WA/XM>"I)TT;Q/9RM)87RI'J6C:K87$MAK&C:C$DCH+K3M2MKFV,D4CP
M7<217UI)-9W-O,_@O[:'[<OPY_9"\-6BZC"/%WQ,\16\LWA3X>V-]':74]JI
MEA.N^(+X1W1T/P\EPC6T-V;6ZN]3O5>UTVTG6UU*ZT[Y$_X(S^)!!^S)\48]
M0E9=/\,_%W6KN!Y)28[6QO/ O@V^NH$0KB*&.Z@N[UB&.^:]F;:I!9_Y]OVA
M_C1K?[0/QE\<_%?Q%<7<DGBK7+V;3;&>0L-%\,VDCVWAK0K9-S1Q1Z7H\5M
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M$X/DI2C13=.$(P_IGB[Z#/@#QEG^.XCS#)<]P..S&&$6)P^19XLFRZ57!X#
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MKD07UE([V=_:NPEM+R":WF594*UWZR)@\$<J.W4G( .X]..H&?0U_&-^S/\
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MDI+]GI$61&1U#*RD%6Y# C!!'H0<'V-?._PC_9,_9X^ WBSQ%XV^#WPN\/\
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7-OD6*XB;S[.YFA)8J')4@?;=%% C_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>afl3622711-defa14ax1x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 afl3622711-defa14ax1x1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  U &\# 2(  A$! Q$!_\0
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M5->\/ZG8274<<5]!;:YX7U31=:&EZI'#;QZWH,E_)H6OQ6MI#KFFZA#:P1H
M?Y>7[.G_  0=^)_B7X\:;IW[3_[37P[@^+OB_P"+>E>"=&T_X-?'#PW\0-1T
MKXV>--7$N@Z[\:OVD;677/A[X,\3/JMY%XQTCX2^#M8^)O[4OQ5EMYX=+^'O
M@;P[)KGQ?\'_ .G9\1OA5)9_L5^//@CXI\6>(?B;):?LP>*/A9XC\=>.IX+[
MQ7\0G@^$]]X2U?Q;XPN((H+6\\0^+&6XU?Q!-##';W&I:A>21Q1QNJK_ )IW
M_!,KPA\6/VE_^#DCX3?"C5_&/CGQA\-?V1_VJ?VA-?\ !6A^(?$>LZYX<^$7
MPH_9\U[Q_J_A?0O#&E7=S-IWA?1+CQ!H7@[P_P"1I%I907NMZQ;7FH+-=W4]
MR_\ IQ_M0>)++P;^S3^T-XOU*58-/\*? [XL^)+Z9F"K%9Z'X!\0:G=2LQ.%
M$<%K(Y)/ 7)XH _D,\#_  >_X-1/^";7PV\-^!OC-K/PH^./QHC\+^'=6\<V
MWC2X\<_M-_$T^(=>T:QU:?3=?\)_#S3M9^'7PXOK<7)":--H'@Z6U@$4>HM=
M7KBXN/Y1/^"B/QG_ &+)OV];+XY?\$L?#_BKX0?![0W^&GC;PKIM]I>I^%Y?
M"GQ@\*:D+[4]7\&Z5J.LZU?Z+H[:AI6AZ[ID#7=O'::K/J"6&G:=8QV=I%^C
MO_!J'^S3_P $U_C;\3?VC?%G[<\_P>\3_$/X?V7@"X^!WPK^.NNZ!I_@/7-*
MO3XID\?^+V\+>*+VUT#XB:CX:ELO#%@=&U:'5--T*SUNXU2ZT:\N+G3]0T?Q
M+_@X_P#&W[+OB[_@I1<)^R-JWP;UGX4>"?@E\,/!5T/@+%X6'PYTOQAHNH^+
MKWQ!HNER^"(8O"MS>Z?!J>F1:F^C/<0V]X7TZYF6_L;NVMP#]X?^#O?]O'XE
M^$M$_9Y_88^'WB+5?"GA/XN>!+OXY?'*#2[V:UG\9^'O^$BE\-_#?P9?W%L8
M99O#%OKWAOQCKVN:5*7M=8U33O"L\\(72=L_UQ_P1U_X-VOV!&_8;^!OQG_:
MO^#5C^T#\;?VAOAGX5^+VKWGC#Q#XNL_#_@7PS\1=$L_$_A'P9X4\/>'->T3
M3;>XTSPOJFCMX@UW48M2UVY\2R:M]@U.QT9;'3;7\R?^#L'X0Z7\<?!O[%?_
M  45^!GB#0?BK\&)OAY_PH#QOXV\"ZOI_BC0O#EY=7)^)7PN?4=3T2YO[6VA
M\0Q>*_&EI))<R0QV&H6ND6-PRW>O:;#-^D'_  1-_P"#AK]B!_V)O@W^SY^U
MW\8=(_9^^-7[.7P^\/\ PI-WXYL-<C\(?$;P-X#TZW\/>"/$WAOQ-IFF:EIL
M6L0^%++1=)\2>'M9GT_6)]<L;W5-'MM0TN[#6@!^\?["G_!+?]C/_@G#>?&6
M]_91^&]YX*E^-_B/2=<\4/K/B/5O%]UI&EZ#IWV/1/!'AC6/$4U]K]GX+TN]
MN-:U^WTW5=6UG47UKQ%JDESJUQI]OH>G:/\ H97YE_LK?\%?_P!@/]L[4OVC
MK?X"?&ZTU[0?V6O#>F^-/BEXW\1Z+JW@7PC'X+O+#7[_ %/QCH-YXPM]&U34
M_"OA4>&]2M_%.OS:18Z9ITK:?/#<7>GZII]Y<>O?L_\ _!0+]FK]I7QE?> _
MAMXC\11^)+>XUZUTZT\6>#?$'A1-<O?"RVTOB71+675K.(:/XX\/VMW#J.N_
M"OQ@OAGXL:+HXN=;U3P-::197U]:@'P9K/\ P;Y?L$^*OVU)/V]/'-_\=_'W
MQQG^-UG\?+BU\7_$30]2\!7/C+2-?MO$/A[3+CPQ!X)LYIO!_AFYL-(L-$\.
M/JIMX-%T?3M(NIKNSCFCG_<@=![<?E^5+10 '_/^?\^O:OP*L?\ @V__ .">
M.@?M60_MC>"M0_:"^'WQ=L/C@_[0.B0>#/B5H.E^#O#OCH^,V\="TT7P]<^!
M+YK;PI'K#R6J^')K^YLSHDLFC.6L6,=?OK10!^+7_#B7]AG_ (;X/_!1$:A\
M:1^T6/BV/CG]D'Q T;_A!!XO,IP3X8_X0\ZA_89D#(+/^W/,_A^V$BOVE].^
M.Y_^MCD^U?@#^W[\<_B=^SC^VS\5/BM\&_\ A#5^)5E^PE^R;X)\,R_$#1-7
M\2>#[63XN_\ !2G1/A%J=[K>AZ%X@\*:OJ4-AHWCK4;VVM['Q%I4IOK>U=K@
MQJ\4G':U_P % OVL]$^*L_[+'B[X[?L_?"C4-#_:S_:K^#>N?ME^/OA-_9_@
MB/PO\#OV3/V>?VGO ?A*X^'VH?%32/"VF?$+QC+\>M:LKR^D\9-;7GPX^"GC
M34M(T.'Q%J(U31 #ZM_8._X(G?LE_P#!/G]JO]IK]L7X3>(OBYXT^,/[4-YX
MKD\27/Q1UKP3JVD>!=,\<?$.X^)OBO0/A[;^%O 7A#4+#2];\1KHGVS_ (2#
M4O$5ZUEX8T6)+M)5OY[[]8_%7A;PWXY\,>(_!7C+0M)\4^$/&&@ZQX7\5>&=
M?T^VU70O$?AOQ!IUSI.N:#K>E7L<UGJ6DZOI=Y=:?J6GW<,MM>V=Q/;7$;Q2
MLA_G(T;_ (*L_M'Z]XH_X2NU^)O[,-_I7@W]HK_@G-^SUIO[/'AGP+XTC\9_
MM:>$OVS?!_[/FM^-?VE?@IK?C#QII'CCP]X/M_\ A=WBKQ?\&=)N/ NN6-OX
M)^!'CR#XAZEJNI7=W>>$]_P'^WI^W#K/P _X)S?%WXJ?'G]D_P"%)_X**?&R
M/P VL2_!?Q#9^$?@'X'MOV9OVD?B?92VNJ^*/CHD7C7XF?$'QI\+O ]KHUQK
MW]B^$O#FI:__ ,(@OAOQ8@_M[4@#YU\>?\&>O_!-'Q)X[U?Q+X(^)?[47PD\
M(:SK%SJ[?#+PEXR\ :SX=T!;R=I9M*\*:OXW^&_B;Q19:3%&5ALH?$&L>*;R
MV50'OIT"1I]!?&/_ (-9O^"6?Q.^#?PQ^$_A3PW\4/@KJWPP?6)8?BU\._%V
MD77Q*^(,OB![*356^*FH^-O#/BK2?%J&XL8KC1HK32-"7PN7FT_PQ_9&B7%Q
MI,WC4'_!7[]JSQ5\)IO$<OQ0_9?^"E_\*/V-_P!JW]IF+XH>-?A_J^J?#7]M
MCQ5^S;^U%\7?V??#&B_![3[_ .*WAR[\*_#OXA^%_A9X:^)'B1_#>L>-_&5N
MWQY^'$?@RYETBSCD\6?1/CW_ (*%_M>:=\/OCC\==9\4?#CX,>#+'XX?LW_L
MI?!SX)_\*$E\>_%ZP^*_[0?PX_9(^*>I:IXZ\=>/OVB/@K\++?7O#2?%GXA_
M#3POHWC&[^%_P]TK6VTSQG\0O&^HVVEV_@K4 #[R_9!_X)5_LL?LB_L2:E^P
M/9Z+?_&WX&>*-1\9:KX_L_C9:>&?$-]X^O?&U_#>:@_B"WT/P_X=T;_B6PV6
MCV.@7%EI=MJ.DQ:%H][!?G5K*/4*_&OXE_\ !G]_P3=\8^+]0\1>!_BI^U+\
M)=!U&ZDN4\">'_&?@/Q/X?T2.1RPL?#VI>-OAWKWBV.QB4A8O^$B\1>)KT$%
MI+Z7(5?6/@W^V[^U/^T3\4/^"9^M:U\=/!'PVTZX_;O_ &\?V;/BY8V&B64G
MACX^:'\%O"GCO_A7]CK5IX%^.^J?#4>-/$/AC1/[,TZ+PUXH^*/@FS^+%]8?
M$;P VO:'I&G^&-9\0B_X+1_MOI\&?&OQVD\)_"?3+7Q%\+OB;XD@\">/(O@=
M9/\ LRZUX9_:'^%GP63Q5K/A_P"''[8/C_\ :!^(7@'X$Z)X_P!?U+]IV/XH
M?!SX&WVG>)O"]C<6>H?#O3=6E\*VX!^E'[*__!!S]@O]C3X1_&GX<_ 32O&M
MM\1_C/\ #C5?AIXN_:#\=>(K+QK\6;71]2FL-9TV&SMETO1/ >F:9I_B32=!
M\2S^'M+\&Z5I?BBZT738/%<6M6=K;QP^A_LM?\$W_%7P/^+EO\1_&7Q.T+7-
M,T;XH:_\:K?1/#VD:]/=>)OBWKO@KXT?#F3Q5)K7C+6]<U7X>> +?P;\?/B#
M;6'P(T"_\3>%M)\1R:7XOT?Q58ZS>>/V^('&_P#!,;7M:U_]JO\ X*H2^(?C
M'\/?CYJVG?&;]F+2+KXJ_#+1+/PYX9\2OI_[)7PTCVOHNE^*O&NCV.N:3O\
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46X$%M&L02"$"*)40!:ZBBB@#_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>afl3622711-defa14ax1x2.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 afl3622711-defa14ax1x2.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !!  H# 2(  A$! Q$!_\0
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MP_U?PEI&H>#?#2^!XHK*+P:NA>';C3=+'A2.SM(_#PM1I"6T"V8B3\Q?C?\
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
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>afl3622711-defa14ax2x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 afl3622711-defa14ax2x1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !#  D# 2(  A$! Q$!_\0
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MP]^TY^PAIFA?M077B'7/BP]M8^$/V/OVI?&O[-_QPU'1+#Q+\:?%_A5OB?\
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MXKZGX%T72]7M1^H'_"[?^I9_\K7_ -Z:_G-_::M_VC_!_B'QOXTD_;KU+1/
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0] VP_P# .W_^-T44$G__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>afl3622711-defa14ax3x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 afl3622711-defa14ax3x1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !$  L# 2(  A$! Q$!_\0
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M\3?@?\1O@QX)\>>%O'GQ4_:7\1Z%X3UCQ!H%QXS^$WQE\.ZAX)?X:0:_\3=
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)[I7TL]/N/__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>afl3622711-defa14ax4x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 afl3622711-defa14ax4x1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !$  L# 2(  A$! Q$!_\0
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M/B_4/!/A/2?#=WXDFM-4UKQ+JULVLSZ:^H"#6/$OB76(EG":MXCU[41<ZM>
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?4%A:01W.KZ[JNIZSJ4XDO=3U"\O9Y[B0HH"[>[/_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
