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v3.25.2

REINSURANCE - Effect of Reinsurance on Premiums and Benefits and Claims (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Reinsurance Disclosures [Abstract] |  |  |  |  |
Earned premiums, direct |  | $ 3,525 | $ 3,352 | $ 6,958 | $ 6,834
Earned premiums, ceded |  | (91) | (66) | (179) | (135)
Earned premiums, assumed |  | 36 | 39 | 72 | 82
Net earned premiums | [1] | 3,470 | 3,325 | 6,851 | 6,781
Benefits and claims, excluding reserve remeasurement, direct |  | 2,097 | 1,995 | 4,128 | 4,077
Benefits and claims, excluding reserve remeasurement, ceded |  | (64) | (36) | (120) | (68)
Benefits and claims, excluding reserve remeasurement, assumed |  | 14 | 13 | 25 | 30
Benefits and claims, excluding reserve remeasurement |  | 2,047 | 1,972 | 4,033 | 4,039
Reserve remeasurement (gains) losses, direct |  | (37) | (51) | (78) | (108)
Reserve remeasurement (gains) losses, ceded |  | 0 | 0 | 0 | 1
Reserve remeasurement (gains) losses |  | (37) | (51) | (78) | (107)
Total benefits and claims, net |  | $ 2,010 | $ 1,921 | $ 3,955 | $ 3,932
[1] | Includes a gain (loss) of an immaterial amount and $(2) for the three-month periods and an immaterial amount and $(5) for the six-month periods ended June 30, 2025 and 2024, respectively, related to remeasurement of the deferred profit liability for limited-payment contracts.

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- Definition Amount of earned premiums assumed from other entities. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 605 -Name Accounting Standards Codification -Section 55 -Paragraph 15 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477548/944-605-55-15 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 605 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477548/944-605-55-12 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479838/944-20-50-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 235 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Subparagraph (SX 210.12-17(Column D)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477965/944-235-S99-2 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(1)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 605 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479032/944-605-50-1 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 605 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (b)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479032/944-605-50-1 + Details
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