XML 49 R32.htm IDEA: XBRL DOCUMENT
v3.22.2.2

Reserve for Property and Casualty Insurance Claims and Claims Expense (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2022
Reserve for Property-Liability Insurance Claims and Claims Expense [Abstract] |
Schedule of liability for unpaid claims and claims adjustment expense |
Rollforward of the reserve for property and casualty insurance claims and claims expense
|  | Nine months ended September 30,
($ in millions) |  | 2022 |  | 2021
Balance as of January 1 |  | $ | 33,060 |  |  | $ | 27,610 |
Less recoverables (1) |  | (9,479) |  |  | (7,033) |
Net balance as of January 1 |  | 23,581 |  |  | 20,577 |
National General acquisition as of January 4, 2021 |  | — |  |  | 1,797 |
Incurred claims and claims expense related to: |  |  |  |
Current year |  | 25,792 |  |  | 21,579 |
Prior years |  | 1,470 |  |  | (65) |
Total incurred |  | 27,262 |  |  | 21,514 |
Claims and claims expense paid related to: |  |  |  |
Current year |  | (14,020) |  |  | (12,539) |
Prior years |  | (9,850) |  |  | (8,098) |
Total paid |  | (23,870) |  |  | (20,637) |
Net balance as of September 30 |  | 26,973 |  |  | 23,251 |
Plus recoverables |  | 9,556 |  |  | 10,035 |
Balance as of September 30 |  | $ | 36,529 |  |  | $ | 33,286 |
(1)Recoverables comprises reinsurance and indemnification recoverables.
Prior year reserve reestimates included in claims and claims expense (1)
|  | Non-catastrophe losses |  | Catastrophe losses |  | Total
($ in millions) |  | 2022 |  | 2021 |  | 2022 |  | 2021 (2) (3) |  | 2022 |  | 2021
Three months ended September 30, |  |  |  |  |  |  |  |  |  |  |  |
Auto |  | $ | 643 |  |  | $ | 77 |  |  | $ | (11) |  |  | $ | (5) |  |  | $ | 632 |  |  | $ | 72 |
Homeowners |  | 51 |  |  | 14 |  |  | 4 |  |  | 3 |  |  | 55 |  |  | 17 |
Other personal lines |  | (2) |  |  | (66) |  |  | (3) |  |  | — |  |  | (5) |  |  | (66) |
Commercial lines |  | 63 |  |  | 24 |  |  | 1 |  |  | 1 |  |  | 64 |  |  | 25 |
Run-off Property-Liability (4) |  | 120 |  |  | 113 |  |  | — |  |  | — |  |  | 120 |  |  | 113 |
Protection Services |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total prior year reserve reestimates |  | $ | 875 |  |  | $ | 162 |  |  | $ | (9) |  |  | $ | (1) |  |  | $ | 866 |  |  | $ | 161 |
Nine months ended September 30, |  |  |  |  |  |  |  |  |  |  |  |
Auto |  | $ | 1,069 |  |  | $ | 31 |  |  | $ | (58) |  |  | $ | (28) |  |  | $ | 1,011 |  |  | $ | 3 |
Homeowners |  | 95 |  |  | 12 |  |  | 82 |  |  | (168) |  |  | 177 |  |  | (156) |
Other personal lines |  | (18) |  |  | (69) |  |  | 4 |  |  | (14) |  |  | (14) |  |  | (83) |
Commercial lines |  | 174 |  |  | 55 |  |  | 1 |  |  | 3 |  |  | 175 |  |  | 58 |
Run-off Property-Liability (4) |  | 124 |  |  | 115 |  |  | — |  |  | — |  |  | 124 |  |  | 115 |
Protection Services |  | (3) |  |  | (2) |  |  | — |  |  | — |  |  | (3) |  |  | (2) |
Total prior year reserve reestimates |  | $ | 1,441 |  |  | $ | 142 |  |  | $ | 29 |  |  | $ | (207) |  |  | $ | 1,470 |  |  | $ | (65) |
(1)Favorable reserve reestimates are shown in parentheses. (2)Included approximately $40 million and $240 million of estimated recoveries related to Nationwide Aggregate Reinsurance Program cover for aggregate catastrophe losses occurring between April 1, 2020 and December 31, 2020, for the three and nine months ended 2021, respectively, which primarily impacted homeowners reestimates. (3)Included approximately $110 million favorable subrogation settlements arising from the Woolsey wildfire, which primarily impacted homeowners reestimates, for the nine months ended 2021. (4)The Company’s 2022 and 2021 annual reserve reviews, using established industry and actuarial practices, resulted in unfavorable reestimates of $118 million and $111 million, respectively.

X
- Definition Reserve for Property-Liability Insurance Claims and Claims Expense [Abstract] + References No definition available. + Details
Name: | all_ReserveforPropertyLiabilityInsuranceClaimsandClaimsExpenseAbstract
Namespace Prefix: | all_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -URI https://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
Name: | us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration