<SEC-DOCUMENT>0001104659-23-060968.txt : 20230516
<SEC-HEADER>0001104659-23-060968.hdr.sgml : 20230516
<ACCEPTANCE-DATETIME>20230515173656
ACCESSION NUMBER:		0001104659-23-060968
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20230516
DATE AS OF CHANGE:		20230515

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ALLSTATE CORP
		CENTRAL INDEX KEY:			0000899051
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				363871531
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-255698
		FILM NUMBER:		23924671

	BUSINESS ADDRESS:	
		STREET 1:		3100 SANDERS ROAD
		CITY:			NORTHBROOK
		STATE:			IL
		ZIP:			60062
		BUSINESS PHONE:		8474025000

	MAIL ADDRESS:	
		STREET 1:		3100 SANDERS ROAD
		CITY:			NORTHBROOK
		STATE:			IL
		ZIP:			60062

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ALLSTATE CORP
		CENTRAL INDEX KEY:			0000899051
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				363871531
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		3100 SANDERS ROAD
		CITY:			NORTHBROOK
		STATE:			IL
		ZIP:			60062
		BUSINESS PHONE:		8474025000

	MAIL ADDRESS:	
		STREET 1:		3100 SANDERS ROAD
		CITY:			NORTHBROOK
		STATE:			IL
		ZIP:			60062
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>tm2310215d4_fwp.htm
<DESCRIPTION>FWP
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0.5in">Filed Pursuant to Rule&nbsp;433</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Registration Statement No.&nbsp;333-255698</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Relating to Preliminary Prospectus</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Supplement dated May&nbsp;15, 2023 to</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Prospectus dated April&nbsp;30, 2021</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="tm2310215d4_fwpimg001.jpg" ALT=""><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>THE ALLSTATE CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>24,000,000</B></FONT><B>
DEPOSITARY SHARES EACH REPRESENTING A 1/1,000TH INTEREST IN A SHARE OF FIXED RATE NONCUMULATIVE PERPETUAL PREFERRED STOCK, SERIES J</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FINAL TERM SHEET</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Dated
</B></FONT><B>May&nbsp;15, 2023</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 35%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Issuer:</B></FONT></TD>
    <TD STYLE="text-align: justify; width: 65%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Allstate Corporation</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Security Type:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Depositary shares (the &ldquo;Depositary Shares&rdquo;) each representing a 1/1,000th interest in a share of Fixed Rate Noncumulative Perpetual Preferred Stock, Series&nbsp;J, of the Issuer (the &ldquo;Preferred Stock&rdquo;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Expected Ratings:*</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baa2 (negative) / BBB (negative) (Moody&rsquo;s/ S&amp;P)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Format:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SEC Registered</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Size:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$600,000,000 (24,000,000 Depositary Shares)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Liquidation Preference:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$25,000 per share of Preferred Stock (equivalent of $25 per Depositary Share)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Term:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Perpetual</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Dividend Rate (Noncumulative):</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.375% per annum, only when, as and if declared</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Dividend Payment Dates:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Quarterly in arrears on January&nbsp;15, April&nbsp;15, July&nbsp;15 and October&nbsp;15 of each year, commencing October&nbsp;15, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Trade Date:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">May&nbsp;15, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Settlement Date:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">May&nbsp;18, 2023 (T+3)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Use of Proceeds:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Issuer intends to use the net proceeds from this offering of Depositary Shares for general corporate purposes due to the redemption of all outstanding shares of the Issuer&rsquo;s Series&nbsp;G Fixed Rate Noncumulative Preferred Stock and the corresponding depositary shares on April&nbsp;17, 2023.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Optional Redemption:</B></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Issuer may, at its option, redeem the shares of Preferred Stock (i)&nbsp;in whole but not in part at any time prior to July&nbsp;15, 2028, within 90&nbsp;days after the occurrence of a &ldquo;rating agency event&rdquo; at a redemption price equal to $25,500 per share (equivalent to $25.50 per Depositary Share), plus any declared and unpaid dividends, without regard to any undeclared dividends, to, but excluding, the redemption date, or (ii)&nbsp;(a)&nbsp;in whole but not in part at any time prior to July&nbsp;15, 2028, within 90 days after the occurrence of a &ldquo;regulatory capital event,&rdquo; or (b)&nbsp;in whole or in part, from time to time, on any dividend payment date on or after July&nbsp;15, 2028, in each case, at a redemption price equal to $25,000 per share (equivalent to $25 per Depositary Share), plus any declared and unpaid dividends, without regard to any undeclared dividends, to, but excluding, the redemption date.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Listing:</B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Application will be made to list the Depositary Shares on the New York Stock Exchange (the &ldquo;NYSE&rdquo;) under the symbol &ldquo;ALL PR J&rdquo;. If approved for listing, trading of the Depositary Shares on the NYSE is expected to commence within a 30-day period after the original issuance date of the Depositary Shares.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>CUSIP/ISIN of Depositary Shares:</B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">020002 788 / US0200027888</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Public Offering Price:</B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$25.00 per Depositary Share</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Underwriting&nbsp;Discounts&nbsp;and&nbsp;Commissions:</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$11,375,000.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Joint Book-Runners:</B></FONT></TD>
    <TD COLSPAN="2">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">BofA Securities,&nbsp;Inc.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">J.P. Morgan Securities LLC</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Loop Capital Markets LLC</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Morgan Stanley&nbsp;&amp; Co. LLC</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Wells Fargo Securities, LLC</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Co-Managers:</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P></TD>
    <TD COLSPAN="2">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Academy Securities,&nbsp;Inc.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Cabrera Capital Markets LLC</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Goldman Sachs&nbsp;&amp; Co. LLC</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">R. Seelaus&nbsp;&amp; Co., LLC</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Siebert Williams Shank&nbsp;&amp; Co., LLC</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 40%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 30%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 30%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>*</B></FONT>&nbsp;Note:
An explanation of the significance of ratings may be obtained from the rating agencies. Generally, rating agencies base their ratings
on such material and information, and such of their own investigations, studies and assumptions, as they deem appropriate. The ratings
of the Depositary Shares should be evaluated independently from similar ratings of other securities. A credit rating of a security is
not a recommendation to buy, sell or hold securities and may be subject to review, revision, suspension, reduction or withdrawal at any
time by the assigning rating agency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><B>We expect that delivery
of the Depositary Shares will be made against payment therefor on or about May&nbsp;18, 2023, which is three business days following the
date of pricing of the Depositary Shares (this settlement cycle being referred to as &ldquo;T+3&rdquo;). Under Rule&nbsp;15c6-1&nbsp;of
the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in two business days,
unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade their Depositary Shares on any
date prior to two business days before delivery will be required, by virtue of the fact that the Depositary Shares initially will settle
in T+3, to specify an alternate settlement cycle at the time of any such trade to prevent a failed settlement. Purchasers of Depositary
Shares who wish to trade their Depositary Shares on any date prior to two business days before delivery should consult their own advisor.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>The
Allstate Corporation has filed a registration statement (including a prospectus and related prospectus supplement) with the U.S. Securities
and Exchange Commission (the &ldquo;SEC&rdquo;) for the offering to which this communication relates.&nbsp; Before you invest, you should
read the prospectus supplement and prospectus for this offering in that registration statement, and other documents that The Allstate
Corporation has filed with the SEC for more complete information about the issuer and this offering.&nbsp; You may get these documents
for free by searching the SEC online database (EDGAR&reg;) at <I>www.sec.gov</I>.&nbsp; Alternatively, you may obtain a copy of the prospectus
by contacting</B></FONT><B> BofA Securities,&nbsp;Inc. toll-free at 1-800-294-1322; J.P. Morgan Securities LLC collect at 1-212-834-4533;
Loop Capital Markets LLC toll-free at 1-888-294-8898; Morgan Stanley&nbsp;&amp; Co. LLC toll-free at 1-866-718-1649 or Wells Fargo Securities,
LLC toll-free at 1-800-645-3751.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>tm2310215d4_fwpimg001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tm2310215d4_fwpimg001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" !, 2H# 2(  A$! Q$!_\0
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+ 4444 %%%% '_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
