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Reportable Segments (Tables)
 12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Schedule of Reportable Segments Financial Performance
A reconciliation of these measures to net income (loss) applicable to common shareholders is provided below.
Reportable segments financial performance
For the years ended December 31,
($ in millions)202520242023
Underwriting income (loss) by segment
Allstate Protection$8,694 $3,153 $(2,090)
Run-off Property-Liability
(154)(73)(94)
Adjusted net income (loss) by segment, after-tax
Protection Services218 217 106 
Allstate Health and Benefits43 156 195 
Corporate
(362)(426)(415)
Reconciliation of segment performance measures to net income (loss) applicable to common shareholders
Allstate Protection and Run-off Property-Liability net investment income3,157 2,810 2,218 
Net gains (losses) on investments and derivatives(168)(225)(300)
Pension and other postretirement remeasurement gains (losses)35 37 (9)
Amortization of purchased intangibles (1)
(48)(74)(94)
Gain on disposition
1,616 16 4 
All other (2)
3 30 47 
Non-recurring costs (3)
— — (90)
Income tax (expense) benefit on Allstate Protection and Run-off Property-Liability and reconciling items (4)
(2,884)(1,138)182 
Total reconciling items1,711 1,456 1,958 
Less: Net loss attributable to noncontrolling interest (5)
(15)(67)(24)
Net income (loss) applicable to common shareholders$10,165 $4,550 $(316)
(1)Excludes amortization of purchased intangibles in Allstate Protection, which is already included above in underwriting income.
(2)Includes results of the individual health business, which was previously included within the Allstate Health and Benefits segment. Prior period results were recast to reflect the historical results of the individual health business.
(3)Relates to settlement costs for non-recurring litigation that is outside of the ordinary course of business.
(4)The tax computation of the reporting segments and income tax benefit (expense) on reconciling items to net income (loss) are computed discretely based on the tax law of the jurisdictions applicable to the reporting entities.
(5)Reflects net loss attributable to noncontrolling interest in Allstate Protection.
Schedule of Reportable Segments Revenue Information
Reportable segments revenue information
For the years ended December 31,
($ in millions)202520242023
Allstate Protection
Insurance premiums
Auto$38,090 $36,475 $32,940 
Homeowners15,363 13,360 11,739 
Other personal lines3,134 2,823 2,387 
Commercial lines419 609 811 
Other business lines
676 599 550 
Total Allstate Protection insurance premiums57,682 53,866 48,427 
Other revenue2,051 1,895 1,545 
Total Allstate Protection59,733 55,761 49,972 
Run-off Property-Liability
— — — 
Protection Services
Protection plans
2,159 1,869 1,540 
Roadside assistance160 150 195 
Protection and insurance products
502 503 508 
Intersegment premiums and service fees (1)
137 180 138 
Other revenue489 441 319 
Net investment income99 94 73 
Net gains (losses) on investments and derivatives4 (14)— 
Total Protection Services
3,550 3,223 2,773 
Allstate Health and Benefits
Employer voluntary benefits 243 985 1,001 
Group health 247 481 440 
Other revenue 163 327 296 
Net investment income24 94 78 
Net gains (losses) on investments and derivatives(1)(4)5 
Total Allstate Health and Benefits676 1,883 1,820 
Corporate
Other revenue81 72 89 
Net investment income160 88 105 
Net gains (losses) on investments and derivatives67 22 (11)
Total Corporate
308 182 183 
Reconciliation of revenue
Allstate Protection and Run-off Property-Liability net investment income
3,157 2,810 2,218 
Allstate Protection and Run-off Property-Liability net gains (losses) on investments and derivatives
(237)(228)(292)
All other635 655 558 
Intersegment eliminations (1)
(137)(180)(138)
Consolidated revenues$67,685 $64,106 $57,094 
(1)Intersegment insurance premiums and service fees are primarily related to Arity and Roadside and are eliminated in the consolidated financial statements.
Schedule of Reportable Segments Expense Information Used in Measure for Segment Profit or Loss
Reportable segments expense information used in measure for segment profit or loss
For the years ended December 31,
($ in millions)202520242023
Allstate Protection
Claims and claims expense excluding catastrophe losses and prior year reserve reestimates (1)
$33,628 $34,092 $34,243 
Catastrophe losses4,959 4,964 5,636 
Non-catastrophe prior year reserve reestimates
(1,961)(6)485 
Amortization of DAC7,003 6,676 6,070 
Advertising expense
2,100 1,863 638 
Amortization of purchased intangibles
183 206 235 
Restructuring and related charges54 51 142 
Other segment expenses (2)
5,073 4,762 4,613 
Total
51,039 52,608 52,062 
Run-off Property-Liability
Claims and claims expense prior year reserve reestimates (3)
151 68 89 
Other segment expenses (2)
3 5 5 
Total
154 73 94 
Protection Services
Claims and claims expense
699 641 632 
Amortization of DAC1,328 1,217 1,058 
Non-deferrable commissions
447 343 249 
Restructuring and related charges4 2 6 
Other segment expenses (2)
786 747 640 
Income taxes on operations
65 71 83 
Total3,329 3,021 2,668 
Allstate Health and Benefits
Accident, health and other policy benefits
379 991 888 
Amortization of DAC30 119 124 
Restructuring and related charges— 2 6 
Other segment expenses (2)
213 577 549 
Income taxes on operations
12 42 53 
Total634 1,731 1,620 
Corporate
Interest expense399 400 379 
Restructuring and related charges1 5 13 
Other segment expenses (2)
160 163 185 
Income taxes on operations
(74)(99)(99)
Preferred stock dividends
117 117 128 
Total$603 $586 $606 
(1)Includes Allstate Protection incurred loss adjustment expenses, net of reinsurance of $2.98 billion, $2.89 billion and $2.79 billion for the years ended December 31, 2025, 2024 and 2023, respectively.
(2)Includes employee-related costs, professional services, technology and certain other operating costs and expenses.
(3)Includes Run-off Property-Liability incurred loss adjustment expenses, net of reinsurance of $28 million, $9 million and $10 million for the years ended December 31, 2025, 2024 and 2023, respectively.
Schedule of Additional Significant Financial Performance Data
Additional significant financial performance data
For the years ended December 31,
($ in millions)202520242023
Amortization of DAC
Allstate Protection$7,003 $6,676 $6,070 
Protection Services
1,328 1,217 1,058 
Allstate Health and Benefits30 119 124 
All other
28 27 26 
Consolidated$8,389 $8,039 $7,278 
Amortization of purchased intangibles
Allstate Protection$183 $206 $235 
Protection Services
36 47 62 
Allstate Health and Benefits1 10 12 
All other
$11 17 20 
Consolidated$231 $280 $329 
Income tax expense (benefit)
Allstate Protection and Run-off Property-Liability$2,407 $1,144 $(136)
Protection Services
57 56 66 
Allstate Health and Benefits (1)
474 40 53 
Corporate
(49)(83)(122)
All other
1 5 4 
Consolidated$2,890 $1,162 $(135)
(1)Includes income tax expense on the gain on sale of the EVB and group health businesses.
Schedule of Reportable Segment Total Assets, Investments and Deferred Policy Acquisition Costs
Reportable segment total assets, investments and deferred policy acquisition costs
As of December 31,
($ in millions)20252024
Assets
Allstate Protection and Run-off Property-Liability$102,801 $96,988 
Protection Services
8,372 7,540 
Allstate Health and Benefits— 3,714 
Corporate
7,610 2,727 
All other975 648 
Consolidated$119,758 $111,617 
Investments (1)
Allstate Protection and Run-off Property-Liability$73,222 $67,671 
Protection Services
2,312 2,228 
Allstate Health and Benefits (2)
— 219 
Corporate
7,503 2,332 
All other
200 160 
Consolidated$83,237 $72,610 
Deferred policy acquisition costs
Allstate Protection$2,803 $2,548 
Protection Services
3,274 3,161 
Allstate Health and Benefits (2)
— 1 
All other
86 63 
Consolidated$6,163 $5,773 
(1)The balances reflect the elimination of related party investments between segments.
(2)As of December 31, 2024, $1.91 billion of investments and $521 million of deferred policy acquisition costs were classified as held for sale and not included in the table above.