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Policyholder Account Balances - LDTI Rollforward (Details) - USD ($) $ in Millions | 6 Months Ended
--- | ---
Jun. 30, 2025 | Jun. 30, 2024
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | $ 221,445 |
Balance, end of period | 232,433 |
Group Life - Term | Group Benefits |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 7,632 | $ 7,692
Deposits | 1,860 | 1,959
Policy charges | (336) | (327)
Surrenders and withdrawals | (1,634) | (1,767)
Benefit payments | (5) | (6)
Net transfers from (to) separate accounts | 1 | (3)
Interest credited | 87 | 96
Balance, end of period | $ 7,605 | $ 7,644
Weighted-average annual crediting rate | 2.30% | 2.50%
Cash surrender value | $ 7,540 | $ 7,584
Group Life - Term | In the event of death | Group Benefits |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 267,754 | 264,497
Capital Markets Investment Products and Stable Value GICs | RIS |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 63,715 | 64,140
Deposits | 42,621 | 37,608
Surrenders and withdrawals | (42,716) | (37,540)
Interest credited | 1,202 | 1,180
Effect of foreign currency translation and other, net | 1,735 | (443)
Balance, end of period | $ 66,557 | $ 64,945
Weighted-average annual crediting rate | 3.80% | 3.70%
Cash surrender value | $ 1,268 | $ 1,850
Annuities and Risk Solutions | RIS |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 20,699 | 17,711
Deposits | 1,983 | 1,467
Policy charges | (98) | (63)
Surrenders and withdrawals | (307) | (189)
Benefit payments | (541) | (471)
Net transfers from (to) separate accounts | (4) | 20
Interest credited | 441 | 360
Other | 18 | (38)
Balance, end of period | $ 22,191 | $ 18,797
Weighted-average annual crediting rate | 4.20% | 4.00%
Cash surrender value | $ 10,183 | $ 8,209
Annuities and Risk Solutions | In the event of death | RIS |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 46,678 | 43,702
Universal and Variable Universal Life | Asia |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 50,801 | 49,739
Deposits | 2,817 | 3,146
Policy charges | (482) | (545)
Surrenders and withdrawals | (1,336) | (1,736)
Benefit payments | (292) | (234)
Interest credited | 783 | 744
Effect of foreign currency translation and other, net | 1,273 | (1,885)
Balance, end of period | $ 53,564 | $ 49,229
Weighted-average annual crediting rate | 3.10% | 3.10%
Cash surrender value | $ 46,520 | $ 43,078
Universal and Variable Universal Life | In the event of death | Asia |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 86,369 | 88,255
Fixed Annuity | Asia |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 38,421 | 36,863
Deposits | 3,738 | 3,412
Policy charges | (2) | (1)
Surrenders and withdrawals | (828) | (1,645)
Benefit payments | (936) | (1,174)
Interest credited | 601 | 509
Effect of foreign currency translation and other, net | 425 | (335)
Balance, end of period | $ 41,419 | $ 37,629
Weighted-average annual crediting rate | 3.10% | 2.80%
Cash surrender value | $ 36,270 | $ 32,555
Fixed Annuity | MetLife Holdings |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 10,142 | 11,537
Deposits | 86 | 86
Policy charges | (5) | (7)
Surrenders and withdrawals | (670) | (903)
Benefit payments | (191) | (211)
Net transfers from (to) separate accounts | 106 | 58
Interest credited | 156 | 183
Other | 1 | 4
Balance, end of period | $ 9,625 | $ 10,747
Weighted-average annual crediting rate | 3.20% | 3.40%
Cash surrender value | $ 9,074 | $ 10,154
Fixed Annuity | In the event of death | Asia |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 1 | 0
Fixed Annuity | In the event of death | MetLife Holdings |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 2,447 | 2,541
Fixed Annuity | At annuitization or exercise of other living benefits | MetLife Holdings |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 732 | 707
Variable Annuity | EMEA |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 2,337 | 2,720
Deposits | 1 | 2
Policy charges | (26) | (30)
Surrenders and withdrawals | (117) | (142)
Benefit payments | (64) | (61)
Interest credited | 34 | 87
Effect of foreign currency translation and other, net | 211 | (24)
Balance, end of period | $ 2,376 | $ 2,552
Weighted-average annual crediting rate | 2.90% | 6.80%
Cash surrender value | $ 2,376 | $ 2,552
Variable Annuity | In the event of death | EMEA |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 451 | 410
Variable Annuity | At annuitization or exercise of other living benefits | EMEA |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | 577 | 529
Life and Other | MetLife Holdings |  |
Policyholder Account Balance [Roll Forward] |  |
Balance, beginning of period | 11,132 | 11,641
Deposits | 397 | 381
Policy charges | (336) | (347)
Surrenders and withdrawals | (491) | (523)
Benefit payments | (79) | (76)
Net transfers from (to) separate accounts | 24 | 19
Interest credited | 200 | 211
Other | 2 | (3)
Balance, end of period | $ 10,849 | $ 11,303
Weighted-average annual crediting rate | 3.70% | 3.70%
Cash surrender value | $ 10,304 | $ 10,863
Net amount at risk percentage after taking reinsurance into consideration | 99.00% | 99.00%
Life and Other | In the event of death | MetLife Holdings |  |
Policyholder Account Balance [Roll Forward] |  |
Net amount at risk | $ 62,364 | $ 65,885

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