<SEC-DOCUMENT>0001145443-14-000180.txt : 20140213
<SEC-HEADER>0001145443-14-000180.hdr.sgml : 20140213
<ACCEPTANCE-DATETIME>20140213133707
ACCESSION NUMBER:		0001145443-14-000180
CONFORMED SUBMISSION TYPE:	SC 13G
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20140213
DATE AS OF CHANGE:		20140213
GROUP MEMBERS:		MAM (NA), MAM (US)

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST DEFIANCE FINANCIAL CORP
		CENTRAL INDEX KEY:			0000946647
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				341803915
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-47929
		FILM NUMBER:		14604757

	BUSINESS ADDRESS:	
		STREET 1:		601 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512
		BUSINESS PHONE:		4107825015

	MAIL ADDRESS:	
		STREET 1:		601 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			A6
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G
<SEQUENCE>1
<FILENAME>d31136.htm
<DESCRIPTION>SC 13G
<TEXT>
<!doctype html public "-//IETF//DTD HTML//EN">
<HTML>
<HEAD>
<TITLE></TITLE>
<META NAME="author" CONTENT="daragad">
<META NAME="date" CONTENT="02/13/2014">
</HEAD>
<BODY style="line-height:12pt; font-family:Times New Roman; font-size:10pt; color:#000000">
<DIV style="width:100%"><P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>SECURITIES AND EXCHANGE COMMISSION</B></P>
<P style="margin:0px" align=center><B>Washington, D.C. 20549</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>SCHEDULE 13G</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>Under the Securities Exchange Act of 1934</B></P>
<P style="margin:0px" align=center><B>(Amendment No. )*</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<TABLE style="font-size:10pt" cellspacing=0 width="100%"><TR height=0 style="font-size:0"><TD></TD></TR>
<TR><TD style="border-bottom:1px solid #000000" valign=top><P style="line-height:14pt; margin:0px; font-size:12pt" align=center><B>First Defiance Financial Corp.</B></P>
</TD></TR>
<TR><TD valign=top><P style="margin:0px" align=center>(Name of Issuer)</P>
</TD></TR>
<TR><TD style="border-bottom:1px solid #000000" valign=top><P style="line-height:14pt; margin:0px; font-size:12pt" align=center><B>Common Stock</B></P>
</TD></TR>
<TR><TD valign=top><P style="margin:0px" align=center>(Title of Class of Securities)</P>
</TD></TR>
<TR><TD style="border-bottom:1px solid #000000" valign=top><P style="line-height:14pt; margin:0px; font-size:12pt" align=center><B>32006W106</B></P>
</TD></TR>
<TR><TD valign=top><P style="margin:0px" align=center>(CUSIP Number)</P>
</TD></TR>
<TR><TD style="border-bottom:1px solid #000000" valign=top><P style="line-height:14pt; margin:0px; font-size:12pt" align=center><B>December 31, 2013</B></P>
</TD></TR>
<TR><TD valign=top><P style="margin:0px" align=center>(Date of Event Which Requires Filing of this Statement)</P>
</TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<P style="margin:0px">Check the appropriate box to designate the rule pursuant to which this Schedule is filed:</P>
<P style="margin:0px"><BR></P>
<TABLE style="font-size:10pt" cellspacing=0><TR height=0 style="font-size:0"><TD width=30.667></TD><TD width=552.533></TD></TR>
<TR><TD style="border:1px solid #000000" width=30.667><P style="margin:0px" align=center>X</P>
</TD><TD width=552.533><P style="margin:0px">&nbsp;&nbsp;Rule 13d-1(b)</P>
</TD></TR>
<TR><TD style="border-bottom:1px solid #000000" width=30.667><P>&nbsp;</P></TD><TD width=552.533><P>&nbsp;</P></TD></TR>
<TR><TD style="border-left:1px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" width=30.667><P>&nbsp;</P></TD><TD width=552.533><P style="margin:0px">&nbsp;&nbsp;Rule 13d-1(c)</P>
</TD></TR>
<TR><TD style="border-bottom:1px solid #000000" width=30.667><P>&nbsp;</P></TD><TD width=552.533><P>&nbsp;</P></TD></TR>
<TR><TD style="border-left:1px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" width=30.667><P>&nbsp;</P></TD><TD width=552.533><P style="margin:0px">&nbsp;&nbsp;Rule 13d-1(d)</P>
</TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<P style="margin:0px">*The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px">The information required in the remainder of this cover page shall not be deemed to be &quot;filed&quot; for the purpose of Section 18 of the Securities Exchange Act of 1934 (&quot;Act&quot;) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).</P>
<P style="margin:0px"><BR></P>



<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<BR>

<TABLE style="font-size:10pt" cellspacing=0><TR height=0 style="font-size:0"><TD width=214.4></TD><TD width=214.4></TD><TD width=214.4></TD></TR>
<TR><TD style="border:1px solid #000000" valign=top width=214.4><P style="line-height:16pt; margin:0px; font-size:14pt"><B>CUSIP No. &nbsp;&nbsp;32006W106</B></P>
</TD><TD valign=top width=214.4><P>&nbsp;</P></TD><TD valign=top width=214.4><P>&nbsp;</P></TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<TABLE style="font-size:10pt" cellspacing=0 width="100%"><TR height=0 style="font-size:0"><TD width=48></TD><TD width=49.333></TD><TD width=48></TD><TD width=501.333></TD></TR>
<TR><TD style="border-left:2px solid #000000; border-top:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>1</B></P>
</TD><TD style="border-top:2px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">NAME OF REPORTING PERSON</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">Manulife Financial Corporation</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>2</B></P>
</TD><TD style="border-right:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin-top:0px; margin-bottom:-14.667px; font-size:9pt">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</P>
<P style="line-height:11pt; margin:0px; text-indent:480.467px; font-size:9pt">(a) &nbsp;<FONT style="font-family:WINGDINGS">o</FONT></P>
<P style="line-height:11pt; margin:0px; text-indent:480px; font-size:9pt">(b) &nbsp;<FONT style="font-family:WINGDINGS">o</FONT></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">N/A</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>3</B></P>
</TD><TD style="background-color:#5F5F5F; border-top:1px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">SEC USE ONLY</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>4</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">CITIZENSHIP OR PLACE OF ORGANIZATION</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">Canada</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:2px solid #000000" valign=top width=97.333 colspan=2 rowspan=4><P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center>Number of</P>
<P style="margin:0px" align=center>Shares</P>
<P style="margin:0px" align=center>Beneficially</P>
<P style="margin:0px" align=center>Owned by</P>
<P style="margin:0px" align=center>Each</P>
<P style="margin:0px" align=center>Reporting</P>
<P style="margin:0px" align=center>Person</P>
<P style="margin:0px" align=center>With</P>
</TD><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>5</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SOLE VOTING POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>6</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SHARED VOTING POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>7</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SOLE DISPOSITIVE POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>8</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SHARED DISPOSITIVE POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-top:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>9</B></P>
</TD><TD style="border-top:2px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">None, except through its indirect, wholly-owned subsidiaries, Manulife Asset Management (North America) Limited and Manulife Asset Management (US) LLC</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>10</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:normal; margin:0px; font-size:9pt">CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES<FONT style="font-size:10pt"><B>*</B></FONT></P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">N/A</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>11</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">See line 9 above.</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>12</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:normal; margin:0px; font-size:9pt">TYPE OF REPORTING PERSON<FONT style="font-size:10pt"><B>*</B></FONT></P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">HC</P>
</TD></TR>
</TABLE>
<P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>*SEE INSTRUCTIONS</B></P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<BR>
<TABLE style="font-size:10pt" cellspacing=0><TR height=0 style="font-size:0"><TD width=214.4></TD><TD width=214.4></TD><TD width=214.4></TD></TR>
<TR><TD style="border:1px solid #000000" valign=top width=214.4><P style="line-height:16pt; margin:0px; font-size:14pt"><B>CUSIP No. &nbsp;&nbsp;32006W106</B></P>
</TD><TD valign=top width=214.4><P>&nbsp;</P></TD><TD valign=top width=214.4><P>&nbsp;</P></TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<TABLE style="font-size:10pt" cellspacing=0 width="100%"><TR height=0 style="font-size:0"><TD width=48></TD><TD width=49.333></TD><TD width=48></TD><TD width=501.333></TD></TR>
<TR><TD style="border-left:2px solid #000000; border-top:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>1</B></P>
</TD><TD style="border-top:2px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">NAME OF REPORTING PERSON</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">Manulife Asset Management (North America) Limited</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>2</B></P>
</TD><TD style="border-right:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin-top:0px; margin-bottom:-14.667px; font-size:9pt">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</P>
<P style="line-height:11pt; margin:0px; text-indent:480.467px; font-size:9pt">(a) &nbsp;<FONT style="font-family:WINGDINGS">o</FONT></P>
<P style="line-height:11pt; margin:0px; text-indent:480.467px; font-size:9pt">(b) &nbsp;<FONT style="font-family:WINGDINGS">o</FONT></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">N/A</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>3</B></P>
</TD><TD style="background-color:#5F5F5F; border-top:1px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">SEC USE ONLY</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>4</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">CITIZENSHIP OR PLACE OF ORGANIZATION</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">Canada</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:2px solid #000000" valign=top width=97.333 colspan=2 rowspan=4><P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center>Number of</P>
<P style="margin:0px" align=center>Shares</P>
<P style="margin:0px" align=center>Beneficially</P>
<P style="margin:0px" align=center>Owned by</P>
<P style="margin:0px" align=center>Each</P>
<P style="margin:0px" align=center>Reporting</P>
<P style="margin:0px" align=center>Person</P>
<P style="margin:0px" align=center>With</P>
</TD><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>5</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SOLE VOTING POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">3,107</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>6</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SHARED VOTING POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>7</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SOLE DISPOSITIVE POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">3,107</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>8</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SHARED DISPOSITIVE POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-top:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>9</B></P>
</TD><TD style="border-top:2px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">3,107</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>10</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:normal; margin:0px; font-size:9pt">CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES<FONT style="font-size:10pt"><B>*</B></FONT></P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">N/A</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>11</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">0.03%</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>12</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:normal; margin:0px; font-size:9pt">TYPE OF REPORTING PERSON<FONT style="font-size:10pt"><B>*</B></FONT></P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">IA</P>
</TD></TR>
</TABLE>
<P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>*SEE INSTRUCTIONS</B></P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<BR>
<TABLE style="font-size:10pt" cellspacing=0><TR height=0 style="font-size:0"><TD width=214.4></TD><TD width=214.4></TD><TD width=214.4></TD></TR>
<TR><TD style="border:1px solid #000000" valign=top width=214.4><P style="line-height:16pt; margin:0px; font-size:14pt"><B>CUSIP No. &nbsp;&nbsp;32006W106</B></P>
</TD><TD valign=top width=214.4><P>&nbsp;</P></TD><TD valign=top width=214.4><P>&nbsp;</P></TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<TABLE style="font-size:10pt" cellspacing=0 width="100%"><TR height=0 style="font-size:0"><TD width=48></TD><TD width=49.333></TD><TD width=48></TD><TD width=501.333></TD></TR>
<TR><TD style="border-left:2px solid #000000; border-top:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>1</B></P>
</TD><TD style="border-top:2px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">NAME OF REPORTING PERSON</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">Manulife Asset Management (US) LLC</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>2</B></P>
</TD><TD style="border-right:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin-top:0px; margin-bottom:-14.667px; font-size:9pt">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</P>
<P style="line-height:11pt; margin:0px; text-indent:480px; font-size:9pt">(a) &nbsp;<FONT style="font-family:WINGDINGS">o</FONT></P>
<P style="line-height:11pt; margin:0px; text-indent:480px; font-size:9pt">(b) &nbsp;<FONT style="font-family:WINGDINGS">o</FONT></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">N/A</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>3</B></P>
</TD><TD style="background-color:#5F5F5F; border-top:1px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">SEC USE ONLY</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>4</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">CITIZENSHIP OR PLACE OF ORGANIZATION</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">Delaware</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:2px solid #000000" valign=top width=97.333 colspan=2 rowspan=4><P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center>Number of</P>
<P style="margin:0px" align=center>Shares</P>
<P style="margin:0px" align=center>Beneficially</P>
<P style="margin:0px" align=center>Owned by</P>
<P style="margin:0px" align=center>Each</P>
<P style="margin:0px" align=center>Reporting</P>
<P style="margin:0px" align=center>Person</P>
<P style="margin:0px" align=center>With</P>
</TD><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>5</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SOLE VOTING POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">525,626</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>6</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SHARED VOTING POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>7</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SOLE DISPOSITIVE POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">525,626</P>
</TD></TR>
<TR><TD style="border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>8</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=501.333><P style="line-height:11pt; margin:0px; font-size:9pt">SHARED DISPOSITIVE POWER</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">-0-</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-top:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>9</B></P>
</TD><TD style="border-top:2px solid #000000; border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">525,626</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>10</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:normal; margin:0px; font-size:9pt">CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES<FONT style="font-size:10pt"><B>*</B></FONT></P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">N/A</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:1px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>11</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:1px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:11pt; margin:0px; font-size:9pt">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">5.37%</P>
</TD></TR>
<TR><TD style="border-left:2px solid #000000; border-right:1px solid #000000; border-bottom:2px solid #000000" valign=top width=48><P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>12</B></P>
</TD><TD style="border-right:2px solid #000000; border-bottom:2px solid #000000" valign=top width=598.667 colspan=3><P style="line-height:normal; margin:0px; font-size:9pt">TYPE OF REPORTING PERSON<FONT style="font-size:10pt"><B>*</B></FONT></P>
<P style="margin:0px"><BR></P>
<P style="line-height:11pt; margin:0px; font-size:9pt">IA</P>
</TD></TR>
</TABLE>
<P style="line-height:16pt; margin:0px; font-size:14pt" align=center><B>*SEE INSTRUCTIONS</B></P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<BR>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 1(a)</P>
<P style="margin:0px; padding-left:72px"><U>Name of Issuer</U>:<BR>
First Defiance Financial Corp.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 1(b)</P>
<P style="margin:0px; padding-left:72px"><U>Address of Issuer's Principal Executive Offices</U>:<BR>
601 Clinton Street<BR>
Defiance, Ohio &nbsp;43512</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 2(a)</P>
<P style="margin:0px; padding-left:72px"><U>Name of Person Filing</U>:<BR>
This filing is made on behalf of Manulife Financial Corporation (&quot;MFC&quot;) and MFC&#146;s indirect, wholly-owned subsidiaries, Manulife Asset Management (North America) Limited (&quot;MAM (NA)&quot;) and Manulife Asset Management (US) LLC (&quot;MAM (US)&quot;).</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 2(b)</P>
<P style="margin:0px; padding-left:72px"><U>Address of Principal Business Office</U>:<BR>
The principal business offices of MFC and MAM (NA) are located at 200 Bloor Street East, Toronto, Ontario, Canada, M4W 1E5.<BR>
The principal business office of MAM (US) is located at 197 Clarendon Street, Boston, Massachusetts 02116.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 2(c)</P>
<P style="margin:0px; padding-left:72px"><U>Citizenship</U>:<BR>
MFC and MAM (NA) are organized and exist under the laws of Canada.<BR>
MAM (US) is organized and exists under the laws of the State of Delaware.<BR>
</P>
<BR>

<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 2(d)</P>
<P style="margin:0px; padding-left:72px"><U>Title of Class of Securities</U>:<BR>
Common Stock</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 2(e)</P>
<P style="margin:0px; padding-left:72px"><U>CUSIP Number</U>:<BR>
32006W106</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 3</P>
<P style="margin:0px; padding-left:72px"><U>If this statement is filed pursuant to &#167;&#167;240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a</U>:</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:312px; text-indent:-240px">MFC:</P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:312px; text-indent:-48px">(g) (X)</P>
<P style="margin:0px; padding-left:312px">a parent holding company or control person in <BR>
accordance with &#167;240.13d-1(b)(1)(ii)(G).</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:312px; text-indent:-240px">MAM (NA):</P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:312px; text-indent:-48px">(e) (X)</P>
<P style="margin:0px; padding-left:312px">an investment adviser in accordance with<BR>
&#167;240.13d-1(b)(1)(ii)(E).</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:312px; text-indent:-240px">MAM (US):</P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:312px; text-indent:-48px">(e) (X)</P>
<P style="margin:0px; padding-left:312px">an investment adviser in accordance with<BR>
&#167;240.13d-1(b)(1)(ii)(E).</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 4</P>
<P style="margin:0px; padding-left:72px"><U>Ownership</U>:<BR>
</P>
<P style="margin:0px; padding-left:72px">(a) &nbsp;<U>Amount Beneficially Owned</U>: &nbsp;MAM (NA) has beneficial ownership of 3,107 shares of Common Stock and MAM (US) has beneficial ownership of 525,626 shares of Common Stock. &nbsp;Through its parent-subsidiary relationship to MAM (NA) and MAM (US), MFC may be deemed to have beneficial ownership of these same shares. </P>
<P style="margin:0px"><BR></P>
<P style="margin:0px; padding-left:72px">(b) &nbsp;<U>Percent of Class</U>: &nbsp;Of the 9,784,737 shares outstanding as of November 1, 2013 according to the issuer's Quarterly Report filed on Form 10-Q for the quarterly period ended September 30, 2013, MAM (NA) held 0.03% and MAM (US) held 5.37%.</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px; padding-left:72px">(c) &nbsp;<U>Number of shares as to which the person has</U>: </P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:144px; text-indent:-48px">(i)</P>
<P style="margin:0px; padding-left:144px">sole power to vote or to direct the vote:<BR>
MAM (NA) and MAM (US) each has sole power to vote or to direct the voting of the shares of Common Stock beneficially owned by each of them.</P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<BR>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:144px; text-indent:-48px">(ii)</P>
<P style="margin:0px; padding-left:144px">shared power to vote or to direct the vote: &nbsp;-0-</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:144px; text-indent:-48px">(iii)</P>
<P style="margin:0px; padding-left:144px">sole power to dispose or to direct the disposition of:<BR>
MAM (NA) and MAM (US) each has sole power to dispose or to direct the disposition of the shares of Common Stock beneficially owned by each of them.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:144px; text-indent:-48px">(iv)</P>
<P style="margin:0px; padding-left:144px">shared power to dispose or to direct the disposition of: &nbsp;-0-</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 5</P>
<P style="margin:0px; padding-left:72px"><U>Ownership of Five Percent or Less of a Class</U>:<BR>
Not applicable.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 6</P>
<P style="margin:0px; padding-left:72px"><U>Ownership of More than Five Percent on Behalf of Another Person</U>:<BR>
Not applicable.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 7</P>
<P style="margin:0px; padding-left:72px"><U>Identification and Classification of the Subsidiary which Acquired the Security Being Reported on by the Parent Holding Company or Control Person</U>:<BR>
See Items 3 and 4 above.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 8</P>
<P style="margin:0px; padding-left:72px"><U>Identification and Classification of Members of the Group</U>:<BR>
Not applicable.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 9</P>
<P style="margin:0px; padding-left:72px"><U>Notice of Dissolution of Group</U>:<BR>
Not applicable.</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-16px; padding-left:72px; text-indent:-72px">Item 10</P>
<P style="margin:0px; padding-left:72px"><U>Certification</U>:<BR>
<A NAME="OLE_LINK3"></A><A NAME="OLE_LINK4"></A>By signing below the undersigned certifies that, to the best of its knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.</P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<BR>
<P style="margin:0px" align=center><B>SIGNATURE</B></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px; text-indent:48px">After reasonable inquiry and to the best of its knowledge and belief, each of the undersigned certifies that the information set forth in this statement is true, complete and correct.</P>
<P style="margin:0px"><BR></P>
<P style="line-height:17pt; margin:0px; padding-left:240px"><B>Manulife Financial Corporation</B></P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">By: </P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px"><U>/s/ Kenneth G. Pogrin</U></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">Name:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px">Kenneth G. Pogrin</P>
<P style="margin-top:0px; margin-bottom:-16px">Dated: &nbsp;February 11, 2014</P>
<P style="margin-top:0px; margin-bottom:-19px; text-indent:240px">Title: </P>
<P style="line-height:17pt; margin:0px; text-indent:288px">Attorney in Fact*</P>
<P style="margin:0px"><BR></P>
<P style="line-height:17pt; margin:0px; padding-left:240px"><B>Manulife Asset Management (North America) Limited</B></P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">By: </P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px"><U>/s/ Kenneth G. Pogrin</U></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">Name:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px">Kenneth G. Pogrin</P>
<P style="margin-top:0px; margin-bottom:-16px">Dated: &nbsp;February 11, 2014</P>
<P style="margin-top:0px; margin-bottom:-19px; text-indent:240px">Title: </P>
<P style="line-height:17pt; margin:0px; text-indent:288px">General Counsel and Secretary</P>
<P style="margin:0px"><BR></P>
<P style="line-height:17pt; margin:0px; padding-left:240px"><B>Manulife Asset Management (US) LLC</B></P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">By: </P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px"><U>/s/ William E. Corson</U></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">Name:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px">William E. Corson</P>
<P style="margin-top:0px; margin-bottom:-16px">Dated: &nbsp;February 11, 2014</P>
<P style="margin-top:0px; margin-bottom:-19px; text-indent:240px">Title: </P>
<P style="line-height:17pt; margin:0px; text-indent:288px">Vice President and Chief Compliance Officer</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px">* Signed pursuant to a Power of Attorney dated January 17, 2008 included as an Exhibit to Schedule 13G filed with the Securities and Exchange Commission by Manulife Financial Corporation on January 24, 2008.</P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<BR>
<P style="line-height:18pt; margin:0px"><B>EXHIBIT A</B></P>
<P style="line-height:18pt; margin:0px" align=center><U>JOINT FILING AGREEMENT</U></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px; text-indent:48px" align=justify>Manulife Financial Corporation, Manulife Asset Management (North America) Limited and Manulife Asset Management (US) LLC agree that the Schedule 13G to which this Agreement is attached, relating to the Common Stock of Heritage Oaks Bancorp, is filed on behalf of each of them.</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="line-height:17pt; margin:0px; padding-left:240px"><B>Manulife Financial Corporation</B></P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">By:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px"><U>/s/ Kenneth G. Pogrin</U></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">Name:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px">Kenneth G. Pogrin</P>
<P style="margin-top:0px; margin-bottom:-16px">Dated: &nbsp;February 11, 2014</P>
<P style="margin-top:0px; margin-bottom:-19px; text-indent:240px">Title: </P>
<P style="line-height:17pt; margin:0px; text-indent:288px">Attorney in Fact*</P>
<P style="margin:0px"><BR></P>
<P style="line-height:17pt; margin:0px; padding-left:240px"><B>Manulife Asset Management (North America) Limited</B></P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">By:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px"><U>/s/ Kenneth G. Pogrin</U></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">Name:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px">Kenneth G. Pogrin</P>
<P style="margin-top:0px; margin-bottom:-16px">Dated: &nbsp;February 11, 2014</P>
<P style="margin-top:0px; margin-bottom:-19px; text-indent:240px">Title: </P>
<P style="line-height:17pt; margin:0px; text-indent:288px">General Counsel and Secretary</P>
<P style="margin:0px"><BR></P>
<P style="line-height:17pt; margin:0px; padding-left:240px"><B>Manulife Asset Management (US) LLC</B></P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">By:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px"><U>/s/ William E. Corson</U></P>
<P style="margin-top:0px; margin-bottom:-19px; padding-left:240px">Name:</P>
<P style="line-height:17pt; margin:0px; padding-left:240px; text-indent:48px">William E. Corson</P>
<P style="margin-top:0px; margin-bottom:-16px">Dated: &nbsp;February 11, 2014</P>
<P style="margin-top:0px; margin-bottom:-19px; text-indent:240px">Title: </P>
<P style="line-height:17pt; margin:0px; text-indent:288px">Vice President and Chief Compliance Officer</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px">* Signed pursuant to a Power of Attorney dated January 17, 2008 included as an Exhibit to Schedule 13G filed with the Securities and Exchange Commission by Manulife Financial Corporation on January 24, 2008.</P>

<P style="margin:0px"><BR></P>
<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; padding-bottom: 3pt; border-bottom: Black 4pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PAGE <!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --> OF 8 PAGES</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<BR>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
</DIV></BODY>
<!-- EDGAR Validation Code: 6A4CEF2B -->
</HTML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
