<SEC-DOCUMENT>0001193125-14-443717-index.html : 20141216
<SEC-HEADER>0001193125-14-443717.hdr.sgml : 20141216
<ACCEPTANCE-DATETIME>20141216144555
ACCESSION NUMBER:		0001193125-14-443717
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		16
FILED AS OF DATE:		20141216
DATE AS OF CHANGE:		20141216

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO USA
		CENTRAL INDEX KEY:			0001073894
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-196805
		FILM NUMBER:		141289349

	BUSINESS ADDRESS:	
		STREET 1:		601 CONGRESS STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02110
		BUSINESS PHONE:		617-572-0203

	MAIL ADDRESS:	
		STREET 1:		601 CONGRESS STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02110

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INSURANCE CO USA
		DATE OF NAME CHANGE:	19981117

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			A6
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-196805-01
		FILM NUMBER:		141289350

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>d838452d424b3.htm
<DESCRIPTION>JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) AND MANULIFE FINANCIAL CORPORATION
<TEXT>
Document 1 - file: d838452d424b3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g838452dsp_015.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: g838452dsp_015.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g838452dsp_016.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: g838452dsp_016.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g838452dsp_016b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: g838452dsp_016b.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g838452dsp_045a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: g838452dsp_045a.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g838452dsp_045b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: g838452dsp_045b.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g838452dsp_045c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: g838452dsp_045c.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g838452dsp_046.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: g838452dsp_046.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g838452dsp_047.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: g838452dsp_047.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g838452dsp_048.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: g838452dsp_048.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g838452dsp_049.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: g838452dsp_049.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g838452dsp_050.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 12 - file: g838452dsp_050.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g838452dsp_051.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 13 - file: g838452dsp_051.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>g838452dsp_052.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 14 - file: g838452dsp_052.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g838452dsp_22.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 15 - file: g838452dsp_22.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g838452tx_01-55.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 16 - file: g838452tx_01-55.jpg

</DOCUMENT>
</SEC-DOCUMENT>