<SEC-DOCUMENT>0001193125-14-237687-index.html : 20160210
<SEC-HEADER>0001193125-14-237687.hdr.sgml : 20160210

<ACCEPTANCE-DATETIME>20140616161256

<PRIVATE-TO-PUBLIC>

ACCESSION NUMBER:		0001193125-14-237687

CONFORMED SUBMISSION TYPE:	F-3

PUBLIC DOCUMENT COUNT:		22

FILED AS OF DATE:		20140616

DATE AS OF CHANGE:		20141201


FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO USA

		CENTRAL INDEX KEY:			0001073894

		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]

		IRS NUMBER:				000000000

		FISCAL YEAR END:			1231



	FILING VALUES:

		FORM TYPE:		F-3

		SEC ACT:		1933 Act

		SEC FILE NUMBER:	333-196805

		FILM NUMBER:		14922909



	BUSINESS ADDRESS:	

		STREET 1:		601 CONGRESS STREET

		CITY:			BOSTON

		STATE:			MA

		ZIP:			02110

		BUSINESS PHONE:		617-572-0203



	MAIL ADDRESS:	

		STREET 1:		601 CONGRESS STREET

		CITY:			BOSTON

		STATE:			MA

		ZIP:			02110



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INSURANCE CO USA

		DATE OF NAME CHANGE:	19981117




FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP

		CENTRAL INDEX KEY:			0001086888

		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]

		IRS NUMBER:				000000000

		STATE OF INCORPORATION:			A6

		FISCAL YEAR END:			1231



	FILING VALUES:

		FORM TYPE:		F-3

		SEC ACT:		1933 Act

		SEC FILE NUMBER:	333-196805-01

		FILM NUMBER:		14922910



	BUSINESS ADDRESS:	

		STREET 1:		200 BLOOR ST EAST, NT-10

		CITY:			TORONTO

		STATE:			A6

		ZIP:			M4W1E5

		BUSINESS PHONE:		416-926-3000



	MAIL ADDRESS:	

		STREET 1:		200 BLOOR ST EAST, NT-10

		CITY:			TORONTO

		STATE:			A6

		ZIP:			M4W1E5



</SEC-HEADER>

<DOCUMENT>
<TYPE>F-3
<SEQUENCE>1
<FILENAME>d743611df3.htm
<DESCRIPTION>JOHN HANCOCK LIFE INSURANCE COMPANY (USA)/MANULIFE FINANCIAL CORPORATION
<TEXT>
Document 1 - file: d743611df3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5(A)(I)
<SEQUENCE>2
<FILENAME>d743611dex995ai.htm
<DESCRIPTION>OPINION AND CONSENT OF ANNUITIES SENIOR COUNSEL REGARDING THE LEGALITY OF CVI
<TEXT>
Document 2 - file: d743611dex995ai.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5(A)(II)
<SEQUENCE>3
<FILENAME>d743611dex995aii.htm
<DESCRIPTION>OPINION AND CONSENT OF ANNUITIES SENIOR COUNSEL REGARDING THE LEGALITY OF SUB
<TEXT>
Document 3 - file: d743611dex995aii.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5(B)
<SEQUENCE>4
<FILENAME>d743611dex995b.htm
<DESCRIPTION>OPINION OF TORYS LLP
<TEXT>
Document 4 - file: d743611dex995b.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.23(A)
<SEQUENCE>5
<FILENAME>d743611dex9923a.htm
<DESCRIPTION>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR MANULIFE FINANCIAL
<TEXT>
Document 5 - file: d743611dex9923a.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g743611st18.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: g743611st18.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g743611st191.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: g743611st191.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g743611st192.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: g743611st192.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g743611st25.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: g743611st25.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g743611st471.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: g743611st471.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g743611st472.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 12 - file: g743611st472.jpg

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<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g743611st473.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 13 - file: g743611st473.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>g743611st48.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 14 - file: g743611st48.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g743611st49.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 15 - file: g743611st49.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g743611st5.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 16 - file: g743611st5.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>g743611st50.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 17 - file: g743611st50.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>g743611st51.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 18 - file: g743611st51.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>g743611st52.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 19 - file: g743611st52.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>g743611st53.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 20 - file: g743611st53.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>g743611st54.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 21 - file: g743611st54.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>g743611st76.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 22 - file: g743611st76.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>COVER
<SEQUENCE>23
<FILENAME>filename23.htm
<TEXT>
Document 23 - file: filename23.htm

</DOCUMENT>
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