<SEC-DOCUMENT>0001193125-15-415866-index.html : 20151229
<SEC-HEADER>0001193125-15-415866.hdr.sgml : 20151229
<ACCEPTANCE-DATETIME>20151229141201
ACCESSION NUMBER:		0001193125-15-415866
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		6
FILED AS OF DATE:		20151229
DATE AS OF CHANGE:		20151229

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO USA
		CENTRAL INDEX KEY:			0001073894
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-205595
		FILM NUMBER:		151311072

	BUSINESS ADDRESS:	
		STREET 1:		601 CONGRESS STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02110
		BUSINESS PHONE:		617-572-0203

	MAIL ADDRESS:	
		STREET 1:		601 CONGRESS STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02110

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INSURANCE CO USA
		DATE OF NAME CHANGE:	19981117

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-205595-01
		FILM NUMBER:		151311073

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>d103618d424b3.htm
<DESCRIPTION>JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)/MANULIFE FINANCIAL CORPORATION
<TEXT>
Document 1 - file: d103618d424b3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g103618tx_logo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: g103618tx_logo.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g103618tx_pg039a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: g103618tx_pg039a.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g103618tx_pg039b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: g103618tx_pg039b.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g103618tx_pg040.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: g103618tx_pg040.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g103618tx_pg18.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: g103618tx_pg18.jpg

</DOCUMENT>
</SEC-DOCUMENT>