<SEC-DOCUMENT>0001193125-15-408937-index.html : 20160210
<SEC-HEADER>0001193125-15-408937.hdr.sgml : 20160210

<ACCEPTANCE-DATETIME>20151221143301

<PRIVATE-TO-PUBLIC>

ACCESSION NUMBER:		0001193125-15-408937

CONFORMED SUBMISSION TYPE:	F-3

PUBLIC DOCUMENT COUNT:		10

FILED AS OF DATE:		20151221

DATE AS OF CHANGE:		20151221


FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO USA

		CENTRAL INDEX KEY:			0001073894

		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]

		IRS NUMBER:				000000000

		FISCAL YEAR END:			1231



	FILING VALUES:

		FORM TYPE:		F-3

		SEC ACT:		1933 Act

		SEC FILE NUMBER:	333-208663

		FILM NUMBER:		151299183



	BUSINESS ADDRESS:	

		STREET 1:		601 CONGRESS STREET

		CITY:			BOSTON

		STATE:			MA

		ZIP:			02110

		BUSINESS PHONE:		617-572-0203



	MAIL ADDRESS:	

		STREET 1:		601 CONGRESS STREET

		CITY:			BOSTON

		STATE:			MA

		ZIP:			02110



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INSURANCE CO USA

		DATE OF NAME CHANGE:	19981117




FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP

		CENTRAL INDEX KEY:			0001086888

		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]

		IRS NUMBER:				889897526

		FISCAL YEAR END:			1231



	FILING VALUES:

		FORM TYPE:		F-3

		SEC ACT:		1933 Act

		SEC FILE NUMBER:	333-208663-01

		FILM NUMBER:		151299184



	BUSINESS ADDRESS:	

		STREET 1:		200 BLOOR ST EAST, NT-10

		CITY:			TORONTO

		STATE:			A6

		ZIP:			M4W1E5

		BUSINESS PHONE:		416-926-3000



	MAIL ADDRESS:	

		STREET 1:		200 BLOOR ST EAST, NT-10

		CITY:			TORONTO

		STATE:			A6

		ZIP:			M4W1E5



</SEC-HEADER>

<DOCUMENT>
<TYPE>F-3
<SEQUENCE>1
<FILENAME>d69013df3.htm
<DESCRIPTION>JOHN HANCOCK LIFE INSURANCE COMPANY (USA)/MANULIFE FINANCIAL CORPORATION
<TEXT>
Document 1 - file: d69013df3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5(A)
<SEQUENCE>2
<FILENAME>d69013dex995a.htm
<DESCRIPTION>OPINION AND CONSENT OF ANNUITIES CHIEF COUNSEL
<TEXT>
Document 2 - file: d69013dex995a.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5(B)
<SEQUENCE>3
<FILENAME>d69013dex995b.htm
<DESCRIPTION>OPINION AND CONSENT OF ANNUITIES CHIEF COUNSEL
<TEXT>
Document 3 - file: d69013dex995b.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5(C)
<SEQUENCE>4
<FILENAME>d69013dex995c.htm
<DESCRIPTION>OPINION OF TORYS LLP
<TEXT>
Document 4 - file: d69013dex995c.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.23(A)
<SEQUENCE>5
<FILENAME>d69013dex9923a.htm
<DESCRIPTION>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR MANULIFE FINANCIAL
<TEXT>
Document 5 - file: d69013dex9923a.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g69013g07w13.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: g69013g07w13.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g69013g08p25.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: g69013g08p25.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g69013g52n27.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: g69013g52n27.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g69013g64k79.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: g69013g64k79.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>COVER
<SEQUENCE>11
<FILENAME>filename11.htm
<TEXT>
Document 11 - file: filename11.htm

</DOCUMENT>
</SEC-DOCUMENT>