    <SEC-DOCUMENT>0001193125-18-084879-index.html : 20180316
    <SEC-HEADER>0001193125-18-084879.hdr.sgml : 20180316
    <ACCEPTANCE-DATETIME>20180316082909
    ACCESSION NUMBER:		0001193125-18-084879
    CONFORMED SUBMISSION TYPE:	6-K
    PUBLIC DOCUMENT COUNT:		138
    CONFORMED PERIOD OF REPORT:	20180316
    FILED AS OF DATE:		20180316
    DATE AS OF CHANGE:		20180316

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
    		CENTRAL INDEX KEY:			0001086888
    		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
    		IRS NUMBER:				889897526
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		6-K
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-14942
    		FILM NUMBER:		18694264

    	BUSINESS ADDRESS:
    		STREET 1:		200 BLOOR ST EAST, NT-10
    		CITY:			TORONTO
    		STATE:			A6
    		ZIP:			M4W1E5
    		BUSINESS PHONE:		416-926-3000

    	MAIL ADDRESS:
    		STREET 1:		200 BLOOR ST EAST, NT-10
    		CITY:			TORONTO
    		STATE:			A6
    		ZIP:			M4W1E5
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>6-K
    <SEQUENCE>1
    <FILENAME>d505815d6k.htm
    <DESCRIPTION>6-K
    <TEXT>
    Document 1 - file: d505815d6k.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>EX-99.1
    <SEQUENCE>2
    <FILENAME>d505815dex991.htm
    <DESCRIPTION>EX-99.1
    <TEXT>
    Document 2 - file: d505815dex991.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>EX-99.2
    <SEQUENCE>3
    <FILENAME>d505815dex992.htm
    <DESCRIPTION>EX-99.2
    <TEXT>
    Document 3 - file: d505815dex992.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>EX-99.3
    <SEQUENCE>4
    <FILENAME>d505815dex993.htm
    <DESCRIPTION>EX-99.3
    <TEXT>
    Document 4 - file: d505815dex993.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>EX-99.4
    <SEQUENCE>5
    <FILENAME>d505815dex994.htm
    <DESCRIPTION>EX-99.4
    <TEXT>
    Document 5 - file: d505815dex994.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>6
    <FILENAME>g476443g23l28.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 6 - file: g476443g23l28.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>7
    <FILENAME>g476443g26y31.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 7 - file: g476443g26y31.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>8
    <FILENAME>g476443g29r80.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 8 - file: g476443g29r80.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>9
    <FILENAME>g476443g30y54.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 9 - file: g476443g30y54.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>10
    <FILENAME>g476443g34a42.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 10 - file: g476443g34a42.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>11
    <FILENAME>g476443g37a96.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 11 - file: g476443g37a96.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>12
    <FILENAME>g476443g48q21.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 12 - file: g476443g48q21.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>13
    <FILENAME>g476443g48z28.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 13 - file: g476443g48z28.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>14
    <FILENAME>g476443g50p39.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 14 - file: g476443g50p39.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>15
    <FILENAME>g476443g83n38.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 15 - file: g476443g83n38.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>16
    <FILENAME>g476443g87o43.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 16 - file: g476443g87o43.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>17
    <FILENAME>g476443g91f59.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 17 - file: g476443g91f59.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>18
    <FILENAME>g505810andrea_r.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 18 - file: g505810andrea_r.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>19
    <FILENAME>g505810checkmark.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 19 - file: g505810checkmark.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>20
    <FILENAME>g505810donald_l.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 20 - file: g505810donald_l.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>21
    <FILENAME>g505810g01e61.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 21 - file: g505810g01e61.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>22
    <FILENAME>g505810g01k12.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 22 - file: g505810g01k12.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>23
    <FILENAME>g505810g02s91.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 23 - file: g505810g02s91.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>24
    <FILENAME>g505810g04d77.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 24 - file: g505810g04d77.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>25
    <FILENAME>g505810g04p35.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 25 - file: g505810g04p35.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>26
    <FILENAME>g505810g07e42.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 26 - file: g505810g07e42.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>27
    <FILENAME>g505810g09h65.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 27 - file: g505810g09h65.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>28
    <FILENAME>g505810g10z59.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 28 - file: g505810g10z59.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>29
    <FILENAME>g505810g11v83.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 29 - file: g505810g11v83.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>30
    <FILENAME>g505810g13l23.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 30 - file: g505810g13l23.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>31
    <FILENAME>g505810g17l36.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 31 - file: g505810g17l36.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>32
    <FILENAME>g505810g18c63.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 32 - file: g505810g18c63.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>33
    <FILENAME>g505810g18n01.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 33 - file: g505810g18n01.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>34
    <FILENAME>g505810g19u33.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 34 - file: g505810g19u33.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>35
    <FILENAME>g505810g24h80.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 35 - file: g505810g24h80.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>36
    <FILENAME>g505810g24z65.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 36 - file: g505810g24z65.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>37
    <FILENAME>g505810g29x08.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 37 - file: g505810g29x08.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>38
    <FILENAME>g505810g30t84.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 38 - file: g505810g30t84.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>39
    <FILENAME>g505810g30x92.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 39 - file: g505810g30x92.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>40
    <FILENAME>g505810g33p12.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 40 - file: g505810g33p12.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>41
    <FILENAME>g505810g34p66.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 41 - file: g505810g34p66.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>42
    <FILENAME>g505810g36d09.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 42 - file: g505810g36d09.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>43
    <FILENAME>g505810g41h04.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 43 - file: g505810g41h04.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>44
    <FILENAME>g505810g41v66.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 44 - file: g505810g41v66.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>45
    <FILENAME>g505810g42d18.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 45 - file: g505810g42d18.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>46
    <FILENAME>g505810g43f07.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 46 - file: g505810g43f07.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>47
    <FILENAME>g505810g44s74.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 47 - file: g505810g44s74.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>48
    <FILENAME>g505810g45x91.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 48 - file: g505810g45x91.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>49
    <FILENAME>g505810g49g22.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 49 - file: g505810g49g22.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>50
    <FILENAME>g505810g49y60.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 50 - file: g505810g49y60.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>51
    <FILENAME>g505810g51g50.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 51 - file: g505810g51g50.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>52
    <FILENAME>g505810g53r22.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 52 - file: g505810g53r22.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>53
    <FILENAME>g505810g56n23.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 53 - file: g505810g56n23.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>54
    <FILENAME>g505810g56r39.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 54 - file: g505810g56r39.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>55
    <FILENAME>g505810g57b24.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 55 - file: g505810g57b24.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>56
    <FILENAME>g505810g57m73.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 56 - file: g505810g57m73.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>57
    <FILENAME>g505810g57o14.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 57 - file: g505810g57o14.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>58
    <FILENAME>g505810g58i09.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 58 - file: g505810g58i09.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>59
    <FILENAME>g505810g58y04.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 59 - file: g505810g58y04.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>60
    <FILENAME>g505810g59z95.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 60 - file: g505810g59z95.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>61
    <FILENAME>g505810g60q11.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 61 - file: g505810g60q11.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>62
    <FILENAME>g505810g60q69.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 62 - file: g505810g60q69.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>63
    <FILENAME>g505810g61g95.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 63 - file: g505810g61g95.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>64
    <FILENAME>g505810g61o16.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 64 - file: g505810g61o16.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>65
    <FILENAME>g505810g63q62.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 65 - file: g505810g63q62.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>66
    <FILENAME>g505810g64u77.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 66 - file: g505810g64u77.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>67
    <FILENAME>g505810g65m59.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 67 - file: g505810g65m59.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>68
    <FILENAME>g505810g65m77.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 68 - file: g505810g65m77.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>69
    <FILENAME>g505810g69e07.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 69 - file: g505810g69e07.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>70
    <FILENAME>g505810g69t29.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 70 - file: g505810g69t29.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>71
    <FILENAME>g505810g70w93.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 71 - file: g505810g70w93.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>72
    <FILENAME>g505810g73v21.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 72 - file: g505810g73v21.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>73
    <FILENAME>g505810g74f11.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 73 - file: g505810g74f11.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>74
    <FILENAME>g505810g74l45.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 74 - file: g505810g74l45.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>75
    <FILENAME>g505810g78k81.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 75 - file: g505810g78k81.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>76
    <FILENAME>g505810g78s84.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 76 - file: g505810g78s84.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>77
    <FILENAME>g505810g82k90.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 77 - file: g505810g82k90.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>78
    <FILENAME>g505810g84r53.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 78 - file: g505810g84r53.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>79
    <FILENAME>g505810g85w90.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 79 - file: g505810g85w90.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>80
    <FILENAME>g505810g86i72.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 80 - file: g505810g86i72.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>81
    <FILENAME>g505810g86k94.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 81 - file: g505810g86k94.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>82
    <FILENAME>g505810g86q46.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 82 - file: g505810g86q46.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>83
    <FILENAME>g505810g87c73.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 83 - file: g505810g87c73.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>84
    <FILENAME>g505810g91f59.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 84 - file: g505810g91f59.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>85
    <FILENAME>g505810g92s96.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 85 - file: g505810g92s96.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>86
    <FILENAME>g505810g95b57.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 86 - file: g505810g95b57.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>87
    <FILENAME>g505810g95m95.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 87 - file: g505810g95m95.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>88
    <FILENAME>g505810g95y58.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 88 - file: g505810g95y58.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>89
    <FILENAME>g505810g97n58.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 89 - file: g505810g97n58.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>90
    <FILENAME>g505810james_p.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 90 - file: g505810james_p.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>91
    <FILENAME>g505810john_c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 91 - file: g505810john_c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>92
    <FILENAME>g505810john_p.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 92 - file: g505810john_p.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>93
    <FILENAME>g505810joseph_c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 93 - file: g505810joseph_c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>94
    <FILENAME>g505810lesley_w.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 94 - file: g505810lesley_w.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>95
    <FILENAME>g505810luther_h.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 95 - file: g505810luther_h.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>96
    <FILENAME>g505810magnify.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 96 - file: g505810magnify.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>97
    <FILENAME>g505810magnifygreen.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 97 - file: g505810magnifygreen.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>98
    <FILENAME>g505810magnifygrey.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 98 - file: g505810magnifygrey.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>99
    <FILENAME>g505810pamela_k.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 99 - file: g505810pamela_k.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>100
    <FILENAME>g505810right.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 100 - file: g505810right.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>101
    <FILENAME>g505810ronalee_a.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 101 - file: g505810ronalee_a.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>102
    <FILENAME>g505810roy_g.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 102 - file: g505810roy_g.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>103
    <FILENAME>g505810sheila_f.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 103 - file: g505810sheila_f.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>104
    <FILENAME>g505810susan_d.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 104 - file: g505810susan_d.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>105
    <FILENAME>g505810thomas_j.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 105 - file: g505810thomas_j.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>106
    <FILENAME>g505810tsun_h.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 106 - file: g505810tsun_h.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>107
    <FILENAME>g5058151_page002.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 107 - file: g5058151_page002.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>108
    <FILENAME>g5058152_page2.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 108 - file: g5058152_page2.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>109
    <FILENAME>g505815footer.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 109 - file: g505815footer.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>110
    <FILENAME>g505815ns8.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 110 - file: g505815ns8.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>111
    <FILENAME>g505815nst11.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 111 - file: g505815nst11.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>112
    <FILENAME>g505815nst16.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 112 - file: g505815nst16.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>113
    <FILENAME>g505815nst2.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 113 - file: g505815nst2.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>114
    <FILENAME>g505815nst4.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 114 - file: g505815nst4.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>115
    <FILENAME>g505815nst6.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 115 - file: g505815nst6.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>116
    <FILENAME>g505815nst7.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 116 - file: g505815nst7.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>117
    <FILENAME>g505815nst9.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 117 - file: g505815nst9.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>118
    <FILENAME>g505815s13.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 118 - file: g505815s13.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>119
    <FILENAME>g505815s16a.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 119 - file: g505815s16a.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>120
    <FILENAME>g505815sigg.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 120 - file: g505815sigg.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>121
    <FILENAME>g505815sp4.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 121 - file: g505815sp4.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>122
    <FILENAME>g505815st2a.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 122 - file: g505815st2a.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>123
    <FILENAME>g505815st3.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 123 - file: g505815st3.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>124
    <FILENAME>g505815st4a.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 124 - file: g505815st4a.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>125
    <FILENAME>g505815st4b.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 125 - file: g505815st4b.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>126
    <FILENAME>g505815st4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 126 - file: g505815st4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>127
    <FILENAME>g505815st4d.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 127 - file: g505815st4d.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>128
    <FILENAME>g505815st4e.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 128 - file: g505815st4e.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>129
    <FILENAME>g505815st6a.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 129 - file: g505815st6a.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>130
    <FILENAME>g505815st6b.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 130 - file: g505815st6b.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>131
    <FILENAME>g505815st6c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 131 - file: g505815st6c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>132
    <FILENAME>g505815st6d.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 132 - file: g505815st6d.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>133
    <FILENAME>g505815st6e.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 133 - file: g505815st6e.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>134
    <FILENAME>g505815st6f.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 134 - file: g505815st6f.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>135
    <FILENAME>g505815st6g.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 135 - file: g505815st6g.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>136
    <FILENAME>g505815st6h.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 136 - file: g505815st6h.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>137
    <FILENAME>g505882g65j50.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 137 - file: g505882g65j50.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>138
    <FILENAME>g505882g73h30.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 138 - file: g505882g73h30.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>