<SEC-DOCUMENT>0001086888-18-000121.txt : 20181113
<SEC-HEADER>0001086888-18-000121.hdr.sgml : 20181113
<ACCEPTANCE-DATETIME>20181113085339
ACCESSION NUMBER:		0001086888-18-000121
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20181112
FILED AS OF DATE:		20181113
DATE AS OF CHANGE:		20181113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		181175466

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
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<DESCRIPTION>FORM6-K-12NOV2018-NR-NCIB
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<div style="TEXT-ALIGN: center; FONT: bold 14pt/13.7pt 'Times New Roman Bold', serif">SECURITIES AND EXCHANGE COMMISSION</div>

<div style="TEXT-ALIGN: center; FONT: bold 12pt/15.95pt 'Times New Roman', serif">Washington, D.C. 20549</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">REPORT OF <font style="FONT-FAMILY: 'Times New Roman Bold', serif; FONT-SIZE: 12pt">FOREIGN</font> PRIVATE ISSUER PURSUANT TO RULE 13<font style="FONT-FAMILY: 'Times New Roman Bold', serif; FONT-SIZE: 12pt">a</font>-16 OR <font style="FONT-FAMILY: 'Times New Roman Bold', serif; FONT-SIZE: 12pt">15d</font>-16 UNDER THE</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">SECURITIES EXCHANGE ACT OF 1934</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">For the month of <font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt"><u>November, 2018.</u></font></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Commission File Number: 1-14942</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">(Translation of registrant's name into English)</div>

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<div style="TEXT-ALIGN: center; FONT: bold 12pt/15.95pt 'Times New Roman', serif">200 Bloor Street East</div>

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<div style="TEXT-ALIGN: center; FONT: bold 12pt/15.95pt 'Times New Roman', serif">Toronto, Ontario, Canada M4W 1E5</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form&#160;40-F.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 11pt">&#9744;</font></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 11pt">&#9744;</font></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; COLOR: #000000; FONT-SIZE: 11pt">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; COLOR: #000000; FONT-SIZE: 11pt">Description of Exhibit</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">News release dated November 12, 2018</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">SIGNATURES</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</div>

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<div style="TEXT-ALIGN: left; FONT: 14pt/13.7pt 'Times New Roman', serif">MANULIFE FINANCIAL CORPORATION</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt"><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">By:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">/s/</font><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">&#160;</font><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Kay Song</font></font></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt"><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Name:&#160;&#160;&#160; </font><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Kay Song</font></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: -36.6pt; MARGIN-LEFT: 36.6pt"><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Title:&#160;&#160;&#160;&#160;&#160; </font><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Assistant Corporate Secretary</font></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Date:&#160; November 12, 2018</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">News release dated November 12, 2018</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt"><font style="FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">C$ unless otherwise stated</font><font style="TEXT-INDENT: 0px; WIDTH: 288pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">TSX/NYSE/PSE: MFC&#160; &#160;&#160; SEHK: 945<font style="FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt"><br>
</font>&#160;For Immediate Release<font style="FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt"><br>
</font>November 12<font style="FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">, </font><font style="FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 10pt">2018</font></font></div>

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</font> Manulife announces Normal Course Issuer Bid</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Toronto - TORONTO &#8211; Manulife Financial Corporation ("Manulife") announced today that it has received approval from the Toronto Stock Exchange ("TSX") for its previously announced normal course issuer bid ("NCIB") permitting the purchase for cancellation of up to 40 million of its common shares, representing approximately 2% of Manulife's issued and outstanding common shares. As at October 31, 2018, Manulife had 1,984,717,426 common shares issued and outstanding. The Office of the Superintendent of Financial Institutions Canada previously approved the NCIB. Under the NCIB, Manulife may purchase up to 890,155 of its common shares on the TSX during any trading day, which represents 25% of the average daily trading volume of 3,560,621 common shares on the TSX for the six months ended October 31, 2018, subject to TSX rules permitting block purchases. Purchases under the NCIB may commence through the TSX on November 14, 2018 and continue until November 13, 2019, when the NCIB expires, or such earlier date as Manulife completes its purchases.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Manulife believes that the purchase of Manulife common shares at recent market prices is an appropriate investment by Manulife since, in its view, recent market prices do not reflect the underlying value of Manulife's business. Having an NCIB in place will provide Manulife with the flexibility to purchase common shares as part of its capital management strategy which is designed to maintain healthy regulatory capital ratios while balancing the objective of generating shareholder value. The actual number of common shares purchased, the timing of such purchases and the price at which common shares are purchased will be determined by Manulife.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Purchases under the NCIB may be made through the facilities of the TSX, the New York Stock Exchange, other designated exchanges and alternative trading systems in Canada and the United States at market prices prevailing at the time of purchase or such other price as may be permitted. All common shares acquired by Manulife under the NCIB will be cancelled. Repurchases will be subject to compliance with applicable Canadian securities laws and United States federal securities laws.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">In addition, Manulife may undertake repurchases of its common shares outside of Canada and the United States in compliance with applicable laws. Subject to regulatory approval, Manulife may also acquire common shares directly from other holders by way of private agreement pursuant to issuer bid exemption orders issued by applicable securities regulatory authorities. Any private purchase made under an exemption order issued by a securities regulatory authority will generally be at a discount to the prevailing market price. Manulife may also enter into derivative-based programs in support of its repurchase activities, including the writing of put options and forward purchase agreements, accelerated share repurchase transactions, other equity contracts or use other methods of acquiring shares, in each case subject to regulatory approval and on such terms and at such times as shall be permitted by applicable securities</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">laws. The total number of common shares repurchased under the NCIB and all other potential arrangements will not exceed 40 million common shares.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Subject to regulatory approval, Manulife intends from time to time to enter into pre-defined plans with a registered investment dealer to allow for the repurchase of common shares at times when Manulife ordinarily would not be active in the market due to its own internal trading blackout periods, insider trading rules or otherwise. Any such plans will be adopted in accordance with applicable Canadian securities laws and United States federal securities laws.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt; FONT-WEIGHT: bold">Caution regarding forward-looking statements</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">This document contains forward-looking statements within the meaning of the "safe harbour" provisions of Canadian provincial securities laws and the U.S. Private Securities Litigation Reform Act of 1995 with respect to possible future purchases by Manulife of its common shares. <a name="_Hlk505759848"><!--Anchor--></a>Although we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not be placed on such statements. Certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those expressed or implied in such statements. Important factors that could cause actual common share repurchases to differ materially from expectations include but are not limited to the fact that the amount and timing of any future common share repurchases will depend on the earnings, cash requirements and financial condition of Manulife, market conditions, capital requirements (including under LICAT capital standards), common share issuance requirements, applicable law and regulations (including Canadian and U.S. securities laws and Canadian insurance company regulations), and other factors deemed relevant by Manulife, and may be subject to regulatory approval or conditions.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Additional information about material risk factors that could cause actual results to differ materially from expectations may be found in our most recent annual and interim reports and elsewhere in our filings with Canadian and U.S. securities regulators.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof. We do not undertake to update any forward-looking statements, except as required by law.</div>

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<div style="text-align: left; line-height: 17.7pt; font-family: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; font-size: 9.5pt;">Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. We operate primarily as John Hancock in the United States and Manulife elsewhere.<font style="FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 9.5pt">&#160;</font>We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions. At the end of 2017, we had about 35,000 employees, 73,000 agents, and thousands of distribution partners, serving more than 26 million customers. As of September 30, 2018, we had over $1.1 trillion (US$863 billion) in assets under management and administration, and in the previous 12 months we made $27.6 billion in payments to our customers. Our principal operations are in Asia, Canada and the United States where we have served customers for more than 100 years. With our global headquarters in Toronto, Canada, we trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Brooke Tucker-Reid</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Manulife</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">647-528-9601</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Brooke_tucker-reid@manulife.com</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">Adrienne O'Neill</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">416-926-6997</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 17.7pt; FONT-FAMILY: 'Manulife JH Sans', 'TD Graphik App Semilight', sans-serif; FONT-SIZE: 9.5pt">adrienne_oneill@manulife.com</div>
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